Latest Working Methods to Pay Credit Card Bill from Debit Cards

[AlooDum]

Anybody recently redeemed HDFC ESP DC reward?
I redeemed on 25 January still not credited to account.

Anyone please confirm

 

[lijov]

When an MCC has a lot of volume moved, banks internally validate the MCC. They must have notified SBI Unipay about it and SBI has a very slow change process implementation, so they just hid the option in the interim. An MCC correction is most prob in the pipeline. If the bypass is heavily used, the MCC correction might be pushed sooner. I would urge the Unipay Users to limit their bill payment to some extent but this is India and we have an inner programming to not listen until a good thing is burned down to the ground.

And moving forward all bill payment portals will be mostly free of any rewards because banks know how it's being abused. We might get something temporarily but it's done now.

True. Abuse of anything will undoubtedly lead to this..

 

[Mr. BeanMr. Bean is verified member.]

Just wondering what might have been the rationale behind removal of other debit card option from Unipay..🤔

Probably JioFinance is getting ready to enable debit card option for CC payments. 😉

Just checked JioFinance for CC payment...

Spoiler

Still only UPI

 

[shivakrishna987]

True. Abuse of anything will undoubtedly lead to this..

Yes true, i think there is lot of traffic in sbi unipay due to over popularity

 

[SM24]

When an MCC has a lot of volume moved, banks internally validate the MCC. They must have notified SBI Unipay about it and SBI has a very slow change process implementation, so they just hid the option in the interim. An MCC correction is most prob in the pipeline. If the bypass is heavily used, the MCC correction might be pushed sooner. I would urge the Unipay Users to limit their bill payment to some extent but this is India and we have an inner programming to not listen until a good thing is burned down to the ground.

And moving forward all bill payment portals will be mostly free of any rewards because banks know how it's being abused. We might get something temporarily but it's done now.

For once, SBI's 'speed' is to appearing advantageous.

 

[guest_123]

Probably JioFinance is getting ready to enable debit card option for CC payments. 😉

Not unless it is only rupay debit card, it is a true Indian company so it will only support upi & rupay. 😛

 

[raghumahajan]

Important update:
Sbi Unipay has removed the option to pay cc bills using other bank’s debit card. But there is a workaround. Select sbi debit card option and there you can use other bank’s debit cards as well.

Getting failure on this. not working

 

[La pasión]

Anybody recently redeemed HDFC ESP DC reward?
I redeemed on 25 January still not credited to account.

Anyone please confirm

Same here not credited

 

[La pasión]

Getting failure on this. not working

Lo bhai yai bhi band🤣🤣🤣

 

[Gravitas]

But even if you click on SBI debit card option you can use other bank debit card

Is this still working? My transaction keeps failing everytime.

 

[desiviru]

Update: Other bank DC in SBI option has stopped working for now. Tried twice with Millennia and IDFC and both failed.

But Aapne Ghabrana nahi hai. Wapis chalega sab kuch. Bas sabar karo.

Also pray to Lord Rewadeshwar that no convenience charges are introduced for payments above Rs.2000 by other bank DC while SBI cards will be free.

 

[La pasión]

Update: Other bank DC in SBI option has stopped working for now. Tried twice with Millennia and IDFC and both failed.

But Aapne Ghabrana nahi hai. Wapis chalega sab kuch. Bas sabar karo.

Also pray to Lord Rewadeshwar that no convenience charges are introduced for payments above Rs.2000 by other bank DC while SBI cards will be free.

To kya hua 2000 ka 50 bar payment marunga par charge nahi dunga😤

 

[AURA AURA]

Update: Other bank DC in SBI option has stopped working for now. Tried twice with Millennia and IDFC and both failed.

But Aapne Ghabrana nahi hai. Wapis chalega sab kuch. Bas sabar karo.

Also pray to Lord Rewadeshwar that no convenience charges are introduced for payments above Rs.2000 by other bank DC while SBI cards will be free.

Pranam sir 🙏 🙌 thathastu!

 

[sourpai]

Other DC option is failing now.

Worked couple of hours back when I tried for the first time. Now when I tried again, it is not working

I think when you pay once, SBI Unipay realises that yeh toh c***ya bana rahe hai... so it fails next time

 

[Gravitas]

Other DC option is failing now.

Worked couple of hours back when I tried for the first time. Now when I tried again, it is not working

I think when you pay once, SBI Unipay realises that yeh toh c***ya bana rahe hai... so it fails next time

Haha.. Not even this.. The first transaction itself is not going through

 

[Dreamer]

"Canara bbps/setu website (https://billpe.setu.co/1449602066912642206) has 5311 MCC ("Retail CC" merchant name) for paying cc bills." will this fetch reward points for idfc wealth DC?

 

[Wealth_Magnet]

*Do you know you can pay Credit Card bill using Debit Card on Flipkart too ?*

MCC Code- Dnt knw

Open this link on mobile web browser only - https://www.flipkart.com/rv/fpg/rcbp/biller-selection?category=Credit+Card

Desktop user - Do mobile view

Not working on Flipkart App/Flipkart desktop view

 

[Wealth_Magnet]

Posted by someone in ccgeek WA community

 

[Axelblaze]

2L for main account holder ….rest all no maintenance

I hold a salary account with hdfc and I am currently preferred banking customer. So can I open the zero balance accounts to my immediate family members and get additional HDFC DC without annual fees ?

 

[Credit_Cards]

*Do you know you can pay Credit Card bill using Debit Card on Flipkart too ?*

MCC Code- Dnt knw

Open this link on mobile web browser only - https://www.flipkart.com/rv/fpg/rcbp/biller-selection?category=Credit+Card

Desktop user - Do mobile view

Not working on Flipkart App/Flipkart desktop view

MCC is 6012

do not try unnecessary adventure