SBI VDC has 50k limit for the day. You'll need 8 days to pay 4L CC bill.I have a CC bill of 4 lakhs coming up. If I want to use SBI VDC on unipay, do I have to pay it in multiple parts as the points cap for a single transaction is 1000 points? Is there any harm in paying the CC bill in multiple transactions rather than a single one?