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Thank you for your reply. You clarified a few points that puzzled me, regarding your approach to the issue I would disagree with you on this point. As I mentioned, w.r.t. to risk management the RBI gives the banks the fullest authority to decide whether to not to allow a transaction to proceed...

Already told you. I don't work for a bank. But I've got a nauseating headache right now & have tonnes of work that I can't do because of the headache. So till the headache subsides, I thought I'd come online and pick a fight with someone. And Sumanta's comments were just too inviting to pass up...

While I understand your angst, Sumanta, on certain points you are flat out wrong. A bank has every right to block transactions at a certain merchant if its internal risk assessment mechanisms indicate something suspicious. I did check the Zavo reviews on PlayStore, and while I can see 4.7 stars...

Can someone else check this out and see if they receive the same answer? It could just be that their support representatives are not informed I just chatted with Amazon customer support and was told the following: 1) That the limitation of Rs 25000 for insurance is due to a technical issue 2)...

Yes, that's why I stopped using Upstox. For me, the demat account is LTF. Per trade it is 20, so I don't use it because Finvasia offers free Equity delivery. And I no longer do intra-day (even if I restarted, at Finvasia it is Rs 5/- so again a no contest)

I registered at Fyers but never used it. Work pressure meant no time to look at the stock market. Now, I just use Finvasia to buy on dips. Upstox, I haven't used for ages though it stores all my medium & long-term picks. Haven't sold anything for quite some time now. May look at Dhan when I...

Thank you for your kind words. However, I do not have sufficient knowledge to comment about some of the points that you have raised 1) Is Axis guilty of launching cards with loose terms and higher customer benefits and then later on adding a whole host of exclusions? Definitely, yes. It has...

How about just answering what I asked instead of being sarcastic? Or is that too much to ask for in a civil discussion? I asked you just one question: To answer or to give me the link in case you've already answered about how their actions constitute a fraud in the legal sense

Sorry, I disagree. You keep repeating the same, again and again, that what they did was a fraud. You keep failing to show how it is a fraud. Just because you think it is a fraud doesn't make it a fraud in the eyes of the law 1) They are well within their rights to cancel orders. the quantum of...

Ok last reply :) The "exploiter" could say I ordered a lot of stuff when I was thought I could pay for it. "But then my circumstances changed so I cancelled the order" OR "My wife forced me to see the reality that we couldn't really afford it so I cancelled the order" OR "I suffer from...

By the way, in the last 3 days, I've read a post on TF that actually constitutes an offence under several acts. But @TechnoFino hasn't even bothered to remove it. And I didn't see anyone flagging it even though a lot of people have replied I'm out of here for now. Should have been completing...

Where was there any active concealment? Did any of the looters try to conceal the fact that they returned the goods? I don't see how one can do that especially as the amount would come right back to the card. There is no fraud here that I see which is why Axis is trying the scare tactic first...

Oh, I think we all agree that the looters abused the Axis system. And most of us (I include myself) hate them for it because it screwed up the system for those who were using it fairly. But that doesn't make it a fraud. Read what constitutes a fraud here: https://indiankanoon.org/doc/299780/ I...

The 50K rule applies to cash, cash equivalent, property, bullion, paintings and a few other things. I don't think it applies to goods. Even a car valued at obviously several lakhs seems to come outside the definition of a "gift"...

1) I don't see the IT violation here. You received RPs from Axis. You exchanged these for goods. This isn't taxable even if it crosses the 50K threshold. There's a whole bunch of articles on the 'Net from CAs about just when RPs are taxable 2) Again, as someone asked: Which specific section have...

@aaa1 I'm asking this question out of curiosity as you seem to be associated with the legal profession. Doesn't the Axis action of a) asking for 40p per point when they themselves define the value as 20p per point AND b) asking even those people who have not signed the 20p MITC AND c)...

It was @RewardsAlert who found it. I only confirmed that it was an authorised Amazon voucher reseller, based on the list on the Amazon website. The site looked fishy, which was why we were worried

I don't know if you have already done this. But the most important thing is to discuss with your spouse/fiancee what the two of you want from the trip. Then plan accordingly. There is no right or wrong: each couple wants different things Some people would like to just spend time together, some...

Is the website down today? I can't access it directly, nor can I do so from NetBanking https://www.firstrewards.com/ I'm getting an internal server error on the direct link and an Unknown error when trying to access it from NetBanking

Maybe, everyone should write to Amex India asking them when they are going to be on BBPS. Point out that in terms of customer friendliness and speed of settlement BBPS is far superior to their existing modes of payment. I have been doing so, but if more people join in maybe they will pay...