Sorry for the repost:
Any credit card that can be used for getting lounge access at International terminal lounges within India (departure from India)?
Please note this is not for international terminals outside India (got PP for that).
Used Niyo earlier, but now they require 50k spend as...
Earlier I used to use Niyo Global for getting lounge access at International terminals for flights departing from India.
Now that Niyo has been devalued (requires 50k worth of POS/Ecom transactions overseas for access), is there an alternative that I can turn to for lounge access?
Hi, I'm looking for a cc for lounge access for my wife and me (as most cards we possess have been devalued with spend based criteria for lounge access). We took around 12 flights each (domestic + intl) this year.
Looking for something that won't have the hassle of spends in prev month/qtr.
I...
I'm trying to enter the airmiles game and I have almost zero knowledge of how it works (miles accrual/transfer). Can someone suggest me a good credit card that I can use as a primary card and accrue points? I have 2 intl travel plans next year, planning ahead for the same.
Also, links to...
I have a SBI Vistara Prime that I use for free tickets. Need to spend around 1L on an item on Flipkart (getting a discount of around 10k using SBI cards).
Will I still earn Vistara CV points for this transaction along with the discount?
Any cons of using this card?
Alternate cards if mine...
I think this has been discussed before in other threads, but I didn't find any viable solution yet, so asking this again:
My wife and I are planning to open a joint account where we want to deposit money from our salary accounts for rent, some household/online spends, etc.
It has to be linked...
Hi,
Earlier I had a Platinum mastercard DC from SBI that expired a couple of months back (didn't notice since I use it once a quarter) but SBI didn't send me a replacement DC.
I had to apply for a DC through Yono and only got Global variants (Rupay, Visa, MC), which seems like a downgrade from...
I have a home loan with HDFC. It started at 7.5% ROI, but gradually increased to 9.15% now. When I visit HDFC website, I see their HL starts from 8.5%.
I have a CIBIL score of 799.
Can I request them to decrease my ROI to 8.5% based on my CIBIL score?
Is this possible? If so, who do I mail?
I'm planning to buy an iPhone 14 Pro when I will be visiting Vietnam next year.
I will be carrying a Niyo Global SBM credit card and a Niyo Equitas Bank debit card.
Which one should I use for the purchase so that I get charged lesser fees? I was thinking about Equitas since for SBM cc, I need to...
Niyo Global is providing 3 bank options - debit cards with DCB and Equitas bank, and FD backed credit card with SBM.
Can the SBM cc be used to withdraw money from ATMs in foreign countries (as it is a credit card)?
Are there similar ATM withdrawal charges for DCB and Equitas as well (as they...
Hi,
Got my SBI Vistara Prime delivered today, and noticed it's on the Mastercard network. I was expecting to receive a Visa Signature card.
Will there be any advantages in using this Mastercard version (especially with respect to lounge access, as I heard Visa is better in that regard)?
Also...
Recently got approached by a SBI Cards agent at a supermarket, and his methods were kinda unorthodox.
Wondering how legit these agents are (he was sitting at an SBI Cards kiosk, but his ID card has contractor written on it) wrt. the data we provide them.
Are they safe?
Hi,
Has anyone used the free premium economy ticket voucher provided by SBI Vistara Prime credit card.
Can it be used to purchase a domestic ticket of any amount, any route? Does 100% of the ticket cost get covered by this voucher, or are there limits?
Also, any other pros for this card?
Hi,
I'm planning to opt for the Amex Platinum Travel card specifically for accessing 080 (and other similar 'Amex' lounges), but I have a couple of questions:
1. Amex TnC mentions a 'discounted fee' of 500 for domestic and 750 for international lounges. Do I have to pay this charge for...
Hi,
Can someone tell me which SBI credit cards are eligible for 10% discount during Amazon Great Indian Sale?
Looking for cards which can be used during the sale and provide decent offers throughout the year as well.
I have a salary account with Axis (Prestige). I recently joined a new organisation and an Axis contact person mentioned that I can get my account upgraded to Burgundy Salary if net monthly salary > 2L. I know Burgundy is only offered to those with salary > 3L pm.
Does anyone know anything about...
Hi,
I have an active home loan with HDFC.
I recently noticed a very sharp dip in my credit score.
On further checking, it says I have defaulted on my March '23 EMI. However, the EMI has been paid in full as usual, and reflects as paid in my bank statement as well as Loan account.
This is...
I have a very weird problem over here.
Since last year, all my credit card applications are getting declined citing bank's internal policy.
I got the Apay cc in 2021. I took a home loan in mid of 2022.
After that, I applied for BOB Premier, ICICI Rubyx, HDFC Regalia (c2c) and Axis MyZone...
Hey,
Can my sister's Digisave Youth Account be linked with my Preferred Banking Savings account so that she can enjoy the same benefits?
I had spoken about it with my RM earlier, but he said Digisave Youth account cannot be linked and I need to get it closed and open a regular savings account...