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  • Users: karan.rghu
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  1. karan.rghu

    DCB Upgrade to DCB

    Hello everyone, I hold HDFC Times Platinum with 7.48L limit with 0 spends since many years. I would like to get Infinia but I know it isn’t possible since the limit requirement is 8L. Can I get DCB instead with this limit? I do not want to put my spends on this card because it gives almost 0...
  2. karan.rghu

    Advance Payment by Points

    I have a Mercure Hotel booking for Rome in September. The fare is flexible. Had earlier planned to pay by points at checkin but after reading about the account suspension issue, I would like to pay by points in advance. How do we do that?
  3. karan.rghu

    Upgrade offer Amex from mrcc to platinum travel

    Hello to all, I just received an offer from Amex via Email to upgrade my MRCC to Platinum Travel Card. I will be getting 10,000 bonus points as well. Should I upgrade? Only use MRCC to get 1000 bonus points per month which will be covered with the 10k points Amex is offering. Though there is a...
  4. karan.rghu

    How to check Green Points Requirements

    How do we check Green Points required for a booking on ITC website? Or do we just see the revenue rate and pay at hotel with Green points?
  5. karan.rghu

    Travel Edge Points Transfer Portal Not Working

    Have been trying since hours, the points transfer section shows this on Travel Edge Portal. Any workarounds?
  6. karan.rghu

    Bonus 1000 Points on last day of the month

    I have completed my 6 transactions today on my Amex Gold Charge card. They still show as pending. Are the transactions counted on day of payment or once they are settled for 1000 bonus points? Also, are fuel and wallet transactions counted towards the bonus points?
  7. karan.rghu

    Indusind Eazydiner Application Stuck

    Applied for Indusind Bank Eazydiner Card on the Eazydiner app 4 days ago. Had put in DOB and PAN Card details. It then took me to a screen which said we will get back to you in 24 hours. Now it shows the following (Screenshot attached)
  8. karan.rghu

    Buying Gift Cards on Grabdeals

    Does buying Amazon, Swiggy or Zomato gift cards on Grabdeals give extra edge points?
  9. karan.rghu

    Close/Downgrade Cards

    Below is my credit card portfolio, I am thinking to close SBI Prime and Kotak Privy League I hold and SBI Prime, PNB Gold, Indusind Pinnacle and Kotak Essentia that my mother holds. I've applied for IDFC Wealth card upgrade so that I get a priority pass that I will surrender with Kotak Privy and...
  10. karan.rghu

    ICICI APay - Reward Points Not Credited due to Commercial Transactions

    Hello, I paid the premium for 5 insurance policies through Amazon Pay using my APay Card. The policies were of my brother, me and my mother. The total premium came out to be Rs. 2,35,000 for which I should've got Rs. 4,700 Cashback in my Amazon account. But even after 4 days of statement...
  11. karan.rghu

    Transactions not counted towards fee waiver: Axis Vistara Infinite

    As tomorrow is the last day for spend based fee waiver. Wanted to confirm which transactions will not be counted towards the ₹1,20,000 milestone. Have made fuel, wallet and insurance payments as well as other offline transactions.
  12. karan.rghu

    Travel Edge Reward Points

    I am planning to book an International Flight as attached through Travel Edge portal with my Magnus. Have a few queries: 1. How many points will I get? As per my calculation 25,000 points for the monthly milestone 10,833 regular points and 43,332 4x points. Which comes to a total of 79,165. It...
  13. karan.rghu

    Magnus first month milestone points

    I got approved for Magnus two days back. After reading many tweets and threads, still not sure if I will get the 25000 milestone points for 1 lac transaction if I complete it before 31st December. I know the t&c state I will get the points from next month but I’ve read many tweets and thread’s...
  14. karan.rghu

    Axis Magnus Mobile Number Change

    My mother just got approved for Axis Magnus. Since I will be the one using her card, I changed the mobile number from hers to mine for magnus. And changed mine to hers for the Flipkart and Vistara Infinite Card I hold. I have received multiple messages stating the number has been changed...
  15. karan.rghu

    How to get approval for any Amex Card with 17L ITR?

    Need help! Have been wanting to get into the AMEX Ecosystem. I want to get the Plat Charge Card eventually but I need to get into the ecosystem first. I have an ITR of 17L for FY21-22 but the income is from Capital Gains from the Stock Market. I don't think they will accept it... I only do the...
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