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Sorry, I should worded the title better. I didn't mean an actual downgrade of the card, I meant a downgrade in terms of the tier. As in, Magnus is a premium card with a ₹10k fee whilst I'm looking for an LTF card to replace it. I will get the LTF card, so it gets the shared limit with the Magnus...

Thanks, just saw that. I forgot to mention, that I use an Airtel Broadband connection at home and I also have an upcoming domestic trip in December for which I need to book a return flight ticket. Would going for the Airtel Axis card or the basic Vistara card make any sense in that case?

As the title suggests. Now that the Magnus is dead, I have moved on to the Citi Prestige + Amex combo for my monthly spending. As such, I wish to close the Magnus and be done with it. I, however, want to keep an Axis card in my portfolio in case I need to use it for any special offers and I...

I don't have much clarity on this but I have 3 ICICI cards: Sapphiro, Coral & Amazon Pay. All 3 were on a limit of 8 Lacs and I assumed it was shared. But then the Sapphiro/Coral cards got bumped up to 12.6 Lacs while the Amazon Pay stayed at 8 Lacs 🤷‍♂️

The "low class" freecharge card is more useful on PayZapp than Magnus :ROFLMAO:

Are you using a Magnus? Because like @keeler said, it seems to be an issue specific to Magnus.

CVV is asked when adding a credit card to PayZapp. First you need to enter the card details, then the OTP and finally the CVV in the third step.

Whom did you email? Axis or MagicBricks?

So I faced this same issue today with my Magnus. The "Declined due to security reasons" SMS comes with a number on which we are asked to call as shown in a screenshot in this thread earlier. That number was not reachable for me so I called on the number behind the card. The lady on the call told...

Yes. It's one of the perks of Wealth Management. Last I remember (haven't spoken with them lately), there's no/minimal IVR and waiting period when you call the Wealth Management customer care. Call the number and you should be connected to an executive within seconds. ICICI Wealth Management...

Yeah, I realize that now. I was under the impression that the plastic Infinia is still being issued and thought I could try for an LTF upgrade to that rather than the metal variant. Yes, that's the one I have. I spoke with the manager, the eligibility criteria for Wealth Select is to have an...

Which is why I suggested to put in a request to change the RM. They may not be very proactive (I had the same experience with ICICI RMs) but no one likes being pulled up when a customer escalates, especially through the right channels. Do it once by writing an email and make sure you get an...

Wealth Management. Wealth Select falls under Wealth Management but I don't have the Wealth Select debit card. Now that you mention it, I think I should enquire with my RM to check if I'm eligible for Wealth Select. I'm in Mumbai, Western line. I did enquire about the Emeralde but the RM said...

You don't need to be in the same city as your branch to get the service you need now. My a/c branch is in Bangalore as that's where my company's head office is but I work remotely from Mumbai. I opened my parents' accounts in Mumbai and we all have the same RM and I only ever had to visit the...

I don't remember the exact limit when the Regalia First was issued but it was somewhere around 1.8L. Then it got bumped up to 2.35L and then it got bumped to 2.85L when the card was upgraded to Regalia. Yes, the Sapphiro is LTF. Along with the Preferred relationship with HDFC I am also a Wealth...

I don't know if my banking relationship had anything to do with it (most likely not), but I did open a salary a/c with them in Jan this year along with accounts for my parents and we all were upgraded to preferred in a month. I actually asked for Imperia and they did offer that but the RM...

I was under the impression that I could get the LTF DCB so thought I'd try it out first before paying for the Infinia but I guess LTF is out of the picture for now.

Ah. That puts me in a spot then. If the requirement for a 10L limit is stringent then that makes me ineligible for the Infinia and the paid DCB doesn't give the welcome/renewal bonus reward points to offset the fees (I think) which makes it quite expensive. In case of DCB I can get the spend...

I will speak to my RM for an LTF upgrade then. I don't actually mind paying the 10k/12.5k fee on Infinia if the renewal benefit of 10k/12.5k reward points is there as it makes it virtually free. My only concern is the PoS acceptance of DCB. Otherwise, the biggest feature that I want is the...

I remember reading somewhere that the base limit for the Metal Infinia was 10L but for the plastic edition it was 8L. Is it 10L now for both cards?