LTF Sapphiro/Emerald credit card

[sauchadh]

I would like to know what is the criteria for getting LTF Sapphiro/Emerald credit card. I don't have any prior relationship with ICICI bank.

 

[simal]

Can anyone explain me option 2 ? And what is difference between TRV and NRV? And for how much time we have to maintain a account balance of 50 lakh and I have icici saving account, does that matter?

I dont think there is any difference between TRV & NRV

 

[SKiNTiGHTTuNA]

My RM is offering me & my fam Sapphiro LTF but im pushing him for Emeralde LTF. If i take the plunge right now can i still be upgraded to Emeralde in a month or two? Or would i have to wait for 6 months to pass by?

 

[jack333]

With how much balance are you getting Sapphiro LTF for whole family?

 

[Batmanbaba]

My RM is offering me & my fam Sapphiro LTF but im pushing him for Emeralde LTF. If i take the plunge right now can i still be upgraded to Emeralde in a month or two? Or would i have to wait for 6 months to pass by?

U wont get ltf emeralde in upgrade... That is for sure.... They are giving it to people with 10k mab also.. But paid upgrade

 

[anirban.choudhury]

My RM is offering me & my fam Sapphiro LTF but im pushing him for Emeralde LTF. If i take the plunge right now can i still be upgraded to Emeralde in a month or two? Or would i have to wait for 6 months to pass by?

I guess , you should take LTF Sapphiro . Getting a emeralde LTF is next to impossible
Still you can try

I have recently requested for a FYF emeralde , let’s see if they consider this request

You can try for emirates skywards emeralde May be they can consider that

 

[jack333]

You can open a new wealth select account with initial funding of 25 lakhs. With that you'll get FYF Emeralde

 

[Bodhi]

You can open a new wealth select account with initial funding of 25 lakhs. With that you'll get FYF Emeralde

What's the difference between ICICI Wealth Management account and ICICI Wealth Select account?

 

[jack333]

Wealth select gives visa infinite debit card whereas wealth gives wealth platinum

 

[simal]

Wealth select gives visa infinite debit card whereas wealth gives wealth platinum

You also get Hyatt Dining Club Gold membership in Wealth Select

 

[jack333]

I currently don't have but I'm planning to open

 

[Bodhi]

Wealth select gives visa infinite debit card whereas wealth gives wealth platinum

Is that all?

Does it come with 0 MAB also like Wealth management account?

 

[Bodhi]

I currently don't have but I'm planning to open

Nice!

Any idea as to how one can upgrade from Wealth management to Wealth Select?

 

[jack333]

Deposit 1cr

 

[jack333]

Is that all?

Does it come with 0 MAB also like Wealth management account?

Yes both are zero mab

 

[Bodhi]

Yes both are zero mab

Thank you @jack333

 

[avishj]

Got my Sapphiro LTF delivered to my house yesterday and the Dreamfolks card too came in today. Am salaried - had applied online through their site a couple of weeks back. It didn't go through properly. Then post some 5-6 days got an ICICI call who took the details and told about LTF for me based on salary and org. Had initially applied for emerald but looking at the fact that it would never be offered LTF, settled with the Sapphiro.

One good part is inspite of me having an Amazon Pay card, they have given me an independently good limit in this card for usage. This is unlike as in Axis they are now giving shared limits only. I only wish ICICI improves upon its reward points usage and redemption for premium cards (and come out of Payback). They can give a tough competition then to many.

They have left payback already a while back FYI

 

[anirban.choudhury]

Got my Sapphiro LTF delivered to my house yesterday and the Dreamfolks card too came in today. Am salaried - had applied online through their site a couple of weeks back. It didn't go through properly. Then post some 5-6 days got an ICICI call who took the details and told about LTF for me based on salary and org. Had initially applied for emerald but looking at the fact that it would never be offered LTF, settled with the Sapphiro.

One good part is inspite of me having an Amazon Pay card, they have given me an independently good limit in this card for usage. This is unlike as in Axis they are now giving shared limits only. I only wish ICICI improves upon its reward points usage and redemption for premium cards (and come out of Payback). They can give a tough competition then to many.

Are you sure it’s a separate limit ?
ICICI bank shares limit across all credit cards , they might have individual limit but total credit limit is always the highest limit that you received same like axis

 

[Invictus]

Are you sure it’s a separate limit ?
ICICI bank shares limit across all credit cards , they might have individual limit but total credit limit is always the highest limit that you received same like axis

I don't have much clarity on this but I have 3 ICICI cards: Sapphiro, Coral & Amazon Pay. All 3 were on a limit of 8 Lacs and I assumed it was shared. But then the Sapphiro/Coral cards got bumped up to 12.6 Lacs while the Amazon Pay stayed at 8 Lacs

 

[anirban.choudhury]

I don't have much clarity on this but I have 3 ICICI cards: Sapphiro, Coral & Amazon Pay. All 3 were on a limit of 8 Lacs and I assumed it was shared. But then the Sapphiro/Coral cards got bumped up to 12.6 Lacs while the Amazon Pay stayed at 8 Lacs

Yeah
It’s just like axis , your total limit is 12.6 lakhs and each card has its own individual limit

 

[simal]

Nice!

Any idea as to how one can upgrade from Wealth management to Wealth Select?

Your NRV across all your family accounts should be >2CR