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    (SOLVED) IDFC wealth cc lounge: when do the spend based access kick in?

    idfc wealth has spend based lounge access. we have to spend 5k to get the access in next month. I completed my 5k transaction 3 days back and it is also showing up in the idfc app. but dreamfolks app still says that the condition was not met and that I don't have access, today on 1st nov...
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    idfc cc: unable to receive OTP via sms

    I am receiving sms for account updates like limits set, etc but not receiving any SMS for OTP. not even in spam folder. this is happening only for idfc, other bank otps are working fine. is there any way to solve this? their customer care says they can't do anything, they don't see any problem...
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    idfc wealth cc - urgent txn limit setting

    I have a wealth cc and also an add-on for my family. but I am not able to increase the daily/txn limit for the addon via the app. can someone help?
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    idfc cc APR increased (silently)?

    I had apr of 9 percent on idfc wealth credit card. I just checked in the app and it now shows 15 percent. their website shows that the rate May vary from 9 to 42 percent I haven't checked the spam folder, but didn't see any such sms or email from the bank. not that it matters to me as I have...
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    Voucher not received for 15k spend within 90 days

    My Wealth CC had the offers that spending 15k within 90 days will give me 500 voucher. i completed this spend, but didnt get the voucher. bank replied me with this (attached screenshot). anyone had faced similar issue? do i need to wait 150 days (90 days of offer period plus 60 days after that)?
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    DND link for idfc not working - should i complain to rbi?

    hi all, idfc has been bombarding me with marketing sms. i cannoy even block them because they send otp using same sender. as it is, i get a lot of spam calls for loans, cc, etc. i wrote to idfc asking me to add me to their dnd list. they replied me with this link to register...
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    Help in understanding interest charges calculation

    i somehow miscalculated my amount due and amount I already paid, leading to 500 rupees being paid less by the due date. total due was 15k and i paid only 14.5k before due date. the remaining amount i cleared 4 days after the due date. the apr is 9% that is 0.75% per month. idfc has levied 114...
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    idfc cc - paytm/bms offer additional on addon, or shared?

    I have idfc wealth cc. it has 1+1 on paytm movies and 1+1 on bms using visa infinite coupon. Does addon card have it's own bogo offers on these 2 movie platform, or are these shared among primary and addon?
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    idfc wealth cc: reward rate on wallet load?

    does anyone know if idfc wealth cc gives 6x rewards on wallet loads? the excluded categories on website does not include wallet, so mostly they give accelerated rewards, but wanted to confirm if anyone has already tried or are there any hidden restrictions on wallet loads.
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    idfc credit card: cards section not showing in app

    is their system down? cannot see any credit cards section as of now in the app.
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    IDFC CC: wrong card number reported to bureaus

    i check my credit scores on Paisabazaar. my idfc cc account that is shown on equifax and highmark in Paisabazaar is wrong - only the last 4 digits are shown and they are wrong. the rest of the details are correct (card opening date, credit limit, etc). all my other credit card numbers (last 4...
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    IDFC CC: list of restaurants/merchants with discounts?

    i can see this on their website (screenshot attached). does anyone have the entire list of restaurants and merchants where the discount is given? also, is the discount applied automatically or do we have to inform the restaurant before paying?
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    IDFC CC Reward points redemption charges

    wef 1st October, reward redemption charges of 99 rupees + taxes will be levied. does this also apply to 'pay with points ', or only if points are redeemed against vouchers?
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    IDFC | What are the reasons Addon Credit Card request gets rejected?

    what are the conditions under which banks can reject addon credit card? i applied on idfc app for my father, and within a few seconds, they sent me a message that the approval was not provided as internal criteria are not met. My father is salaried, i submitted his PAN in the app and...
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    Queries | Lounge access limits on IDFC wealth?

    they mention this on the website: "4 complimentary Domestic & International airport lounge, spa visits per quarter". 1) Does that mean (4 domestic + 4 international = 8 max), or 4 accesses in total (max 4)? 2) also, when we talk about international lounge access, are we talking about only...
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    IDFC - Closing Select and reapplying to get Wealth?

    as you all may already know, idfc doesn't have any mechanism in place for offering card upgrade. their attitude is like, keep using the card given to you, or close it. I was wondering if closing the Select variant and then reapplying for Wealth variant would be feasible. 1) do banks...
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