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  1. B

    Credit card refund not processed to bank account even after 2 weeks – What compensation can I claim under RBI guidelines?

    Hi everyone, I’m looking for some guidance or shared experiences regarding a credit card refund issue and possible compensation under RBI rules. Here’s the detailed situation: I made a credit card transaction in May 2025. The full payment for that month’s bill was made on time, including...
  2. shivamkrishna

    Saving account transaction

    Can I do transaction on my savings account for rewards while I have current account
  3. M

    ACCOUNT DEBITED BUT AMOUNT NOT CREDITED

    ON 23rd Sept 2024 i sent 2018 Rs from my HDFC account to Thane District Co Op Bank my account did got debited but the recejver account has still not been credited When i raised the issue with the HDFC bank RBI CPGRAMS CONSUMER FORUM HDFC came with the same reply on all the platforms "THE...
  4. S

    Account Lien on Federal Bank SB Account

    I am writing in connection with a lien placed on my Federal Bank account which, as per my bank’s communication and a follow-up call to the 1930 helpline, is linked to a cybercrime complaint filed at Varapuzha Police The helpline has also informed me that my account has been marked as “Level...
  5. tuhin

    Zero Balance Digital Current Account

    Is there any bank in India which is providing Zero Maintaining Balance Current Account which can be opened through Digitally & having free debit card & free sms alert facilities? Thanks
  6. addiiioo

    can i move mine axis atlast and my wifes axis atlas points into same accor account

    i was wondering whether there was anyway to move our points collectively into the same accor all membership , or is there a way to gift my accor points to her account so we can collectively pool it? we have diff atlas cards its not a add on
  7. N

    AU CC: Insurance & Income Tax Offer without opening a new account or card

    AU SFB has an 'Insurance & Income Tax Offer' where you get either bonus RP or an Amazon voucher for making insurance premium or income tax payment. However, when I tried to 'Claim offer', it opens a dialog with the options to either apply for a new credit card or a new savings account. Has...
  8. C

    Regarding two salary account

    Dear members I have already salary account in SBI, and I want to open another salary account in PNB and I am eligible for PNB Excel Salary account. So can I open 2 salary accounts in two different bank without any issue. Please share suggestion
  9. Ram1

    Need suggestions for individual current account

    Need help in choosing best individual current account. Requirements 1. Should be opened with just aadhar & pan, has no business proof 2. Need free cash deposit limit min 2Lakhs 3. No physical verification 4. Can maintain mab upto 25k Options so far 1. Hdfc biz lite 10k mab 2L free cash deposit...
  10. C

    Avoid Axis Bank - Closing Any Savings Account Online

    Typically banks doesn't allow closing any Savings or Current bank account online while account opening is seamless and can be done online within minutes. RBI doesn't have any clear directives on opening an account or suggests any criteria/rules/regulations. I faced similar kind of issues with a...
  11. A

    🔔 CIBIL Loan Account Still Showing as Active After 6.9 Years

    I wanted to share an ongoing issue that might resonate with others facing similar challenges. A loan account that was closed approximately 6 years, 9 months, and 17 days ago is still being reported as active on my CIBIL credit report by a local bank. This outdated and incorrect reporting has...
  12. tuhin

    BOB Blocked my account for UPI transaction

    Hi, I am noticing that BOB blocked my SB account suddenly without any prior notification for any UPI transaction. Though, my account is working fine for other digital channels like NEFT but it is not working for UPI. Multiple apps are showing my account as blocked but the status is showing on...
  13. R

    Zero Balance Axis Priority Savings Account for IIT Students

    Offer is Exhausted!
  14. S

    Axis Salary Account Debit Card - 1% cb on cc bill payments

    If you have Axis Salary Account & your company is in Axis list of premium corporates (which lot of companies are) then you can use following visa debit card to pay credit card bills & earn 1% flat cashback. Been using it from 2023 Nov/Dec. Account Type Easy Salary (SAPPR) customers with the...
  15. sunit123

    Free Locker with HNW Savings Account...Planning to Shift Infiniti account to another bank

    I have Infiniti savings account from HDFC Bank but there is NO benefit. I asked for 1. Free Locker: It is not available 2. Current Account with favorable forex rates: Offered only 5 paise rebate 3. Demat Account with favorable Brokerage: They offered sky but refused to offer any benefit in core...
  16. C

    [Need Advice] Credit Card Portfolio + Bank Account Optimization

    [Reposting here with a few updates as this section is more appropriate for the topic. Originally asked in: Forums > General > New Member Section (For TF Neo)] Looking to restructure and optimize my LTF credit card portfolio and banking relationship based on current usage. Need suggestions for...
  17. D

    BOB Lite Account – Want to Update Both Addresses to Aadhaar Address Without Changing Home Branch (Need Clarity)

    Hello everyone, I’ve been using a Bank of Baroda Lite Savings Account for the past 1 year. My Aadhaar has my village address, but I currently live at my communication address, where I had opened my BOB Lite account. While opening it online, I used this current address (supported by voter ID as...
  18. A

    First Salary Account for Relative

    Hey friends! 👋 My relative is looking for a reliable bank account as a salaried individual. Salary ranges between 5-6 lakhs per annum. She has to inform the company in the next couple of hours. Currently her firm has offered a choice between HDFC, HSBC, and ICICI. Specifically, she's interested...
  19. K

    Best PSU Bank for Huf Account

    Suggestion for opening a HUF account in any PSU Bank, which offer smooth account opening process and Debit card in account.
  20. bneerajreddy3

    Kotak 811 super account rewards

    Guys any one got 5% cash back on last month of spends in 811 super account please take you poll
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