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  1. Mahirathore360

    Too much confusion, does credit utilization ration calculated out of crdit cards only or it add outstanding loans balance too ?

    I am sharing screenshots of November and December, in November i didn't had any Credit card but in December i have 3 CC, Cibil was 746 in Nomber but in December it is 733
  2. aceventura

    Unused credit card - should I proactively close it or let it get suspended due to non usage

    I earlier had Edition Card with RBL which was later converted to Shoprite. This card is pretty much useless and I have not been using it for long. It is LTF though. Couple of months back, RBL reduced my credit limit from more than 2 Lakhs to about Rs 28K. Now I am getting the above email. It...
  3. Shubham330

    Issue Resolved Shall i keep my ICICI Emeralde Private Metal Card?

    Hi Team, I am planning to close my ICICI EMP but wanted to have opinion from this community. There is no standout feature of this card which is useful for me. For movie benefits I have Sapphiro LTF. The limit is upto 500 off but that's sufficient for me. For Lounge access have Regalia Gold...
  4. marvel

    HDFC Millennia Credit Card- International transaction rewards

    I used my HDFC Millennia credit card for my friend's overseas medical insurance. The amount debited was Rs 79,000. Will I get reward points for this transaction? Also, can someone tell me what the approximate markup charged is? Thank you.
  5. K

    Hotel Points I made a mistake by picking AMEX as my main card - Marriot isn't for me

    I started off with MRCC in February 2024 and eventually got the Plat Travel in July 2024. Why? Because HDFC is a downer when you have regalia. I wanted a reliable banking partner. I was naive and didn't know the dynamic pricing of Marriot hotels. Sadly, at the end of this financial year, I'll...
  6. U

    BizBlack Metal floater card, limit not updating from 5,000

    Hello, Hdfc card I have now: Hdfc Millennia Hdfc Swiggy Hdfc Bizblack metal Received my floater BizBlack on 30th November. Activated the card on same day and even did the transaction also on same day. Till today limit is stuck to 5,000 rs only on BizBlack Card, which they set for security...
  7. K

    BIZPOWER as first HDFC Card ?

    Hello TF Community.. Please help me decide. I am a new HDFC customer. I want to have a Core Card of HDFC. I am being offered HDFC Bizpower as my first HDFC credit card. Should i take this card? If i take this will i still be eligible for core cards like Regalia Gold or DCB ? i have two weeks...
  8. V

    Which CC I should go for as my first credit card?

    Hey guys, I'm a salaried person (22M) with the CTC of 12 LPA and 96k as in hand salary. This is actually my first time making this much money and I don't really have any idea about CC's. I know there are great benefits which is why I wanted to know which credit card I should opt for? Also how I...
  9. M

    Hdfc Millennia Credit card.

    Bank agent asked to apply for HDFC Millennia Credit card with a limit of 92k and LTF. Please help me out 1. I already have SBI Cashback Cc should I apply for HDFC Millennia? 2. If I pay utility bills in Flipkart/amazon using HDFC Millennia, what will be the reward points? 5% or 1%? 3. Anything...
  10. Axelblaze

    EPFO 3.0 to allow employees to increase contribution, ATM Card, Revamped Pension Scheme

    -With the EPFO 3.0 version, the Employees’ Provident Fund Organization may remove the 12 per cent cap in employee’s contribution -The subscribers of EPFO will be given a card that will serve as a debit card and allow them to withdraw money from their fund via ATMs. -It is reported that the...
  11. RAMESH BABU N

    ICICI - AMAZON PAY Credit Card - RENEWED

    Today received the RENEWED CREDIT CARD from ICICI-AMAZON PAY. Bearing the SAME NUMBER - surprised. The validity is given till 12/31. The existing card was given in 12/2020. And, I did 757 transactions till date, amounting to Rs 27,50,202.31. Cashback earned was Rs 34,314.65. Very happy...
  12. joell

    How do you get the South Indian Bank - SBI Cobranded card?

    I have a preapproved loan of 4L from South Indian Bank but I want their Cobranded card with Onecard or SBI. Does anyone have any idea on how to go forward with this? https://www.southindianbank.com/content/personal-banking/co-branded-credit-cards/2648
  13. Venom55

    Unable to Verify Axis Bank Credit Card: No OTP & NFC Issues – Need Help!

    I am unable to verify my Axis Bank credit card on Google Pay, Samsung Wallet, and CRED because I am not receiving the verification OTP, and customer care seems unaware of the Tap and Pay feature using NFC on phones—can anyone help me fix this and receive the OTP to verify my card?
  14. Yochan

    Does IDFC card upgrade mean loosing old card ?

    Hi guys, I have a IDFC first millenia card. Recently it started showing me upgrade option. Does upgrade mean loosing the first millenia card or will it be like ICICI where the new card will have shared limit with old one ? I was thinking of getting that power plus hpcl card for fuel purposes so...
  15. cardio_guy

    HDFC Credit Cards Swiggy HDFC Bank Credit Card – Swiggy Spends Milestone Program

    Swiggy HLM Milestone Swiggy HDFC Bank Credit Card – Swiggy Spends Milestone Program Starts On: 28-11-2024 Expires On: 31-12-2024 Offer Posting Date: 28-02-2025 Swiggy HLM Milestone Swiggy HDFC Bank Credit Card – Swiggy Spends Milestone Program Starts On: 28-11-2024 Expires On: 31-12-2024...
  16. digbijay

    How to get Axis Aura Credit card?

    I need the Axis Bank Aura credit card but its not showing as pre approved when applying via app or web. No options after login to directly apply this card. Any reliable agent or email I can ask for help? Tried phone support, they also cant apply. I have Airtel Axis card only and have pre...
  17. sumans_cred

    0 forex Indusind signature debit card: My Experience in Thailand

    Recently I had a trip to Thailand, I was very confused about choosing a card to carry. In the market, there are various options like NiyoGlobal, Bookmyforex, Ixigo AU, Scapia, and Bank Forex card(HDFC multi currency etc.). But I choose Indusind signature debit card. I have applied for an...
  18. R

    Got 1500 Rs voucher welcome benefit on HDFC Marriott Bonvay Card .

    Good Surprise , it was not mentioned while I was applying for the same. Click to redeem takes to delivery.gyfter.com , hope it is not a scam website.
  19. joell

    Has anyone who tried to apply/reserve a Onecard in 2024 got the card?

    I applied for the one card in Feb 2024. It said you are on the reservation list. It still hasn't changed. I tried applying for it again online and showed the same thing. I've seen some posts of more people getting their cards recently. But are they following the reservation order or simply...
  20. harish_kumar_t

    The reward points provided for upgrading Amex Plat Charge Card.

    Hi Community Members, I would like to know how long does it practically take for amex to credit the 130k/140k rewards points to be credited to the account. In the website as well as T&C it has mentioned that it would be processed within 120 days, does it really take 120 days for it to be...
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