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  1. J

    Convert Mega Star Indie account to Exclusive Savings account with Pinnacle Credit card?

    Anyone know any steps to convert Indusind Indie account to 0 MAB Exclusive savings account with Pinnacle credit card. I would prefer if the process can be done online
  2. J

    Indusind Pinnacle Credit Card- Getting online voucher?

    Indusind bank has already deducted 18000 in card fees despite saying 5000+ taxes while applying. How can I get online amazon voucher before they send me offline vouchers?
  3. S

    Credit Card for 0% Foreign Currency Mark Up Fee

    Why do people choose the RBL World Safari credit card, which has a ₹3000 annual maintenance charge, over Lifetime Free (LTF) cards like IXIGO AU, Scapia, and Niyo Global, or even other cards like Yes Marquee that offer rewards not only to offset fees but gives positive rewards as well?
  4. Sahil1

    Should one cancel easydiner signature credit card?

    Easydiner signature credit card not being so lucrative right now . Should you cancel the card or renew it.
  5. A

    Qatar airways website payment - Atlas or US credit card?

    I have $700+ USD payment to be made on Qatar airways for flight originating in US. Wondering whether to pay with Atlas (3.5% foreign currency fee or 1.5% Dynamic conversion charges) as it earns 5 miles or a US credit card which earns 1 mile per $ (no foreign transaction fee). Any thoughts?
  6. I

    Best Credit Card & Bank Account to Get Before Moving abroad

    Hi everyone, I’ll be moving abroad soon and will be leaving my salaried job in India. Before I transition to NRI status, I want to ensure I have the best credit card and bank account setup while I still qualify as a salaried individual. Right now I'm having an ITR of 15L+ My Current Credit...
  7. S

    HDFC’s Credit Card - Single application and Multiple rejections

    Already hold three HDFC cards, two savings account and 1 current account. Now applied for Tata Neu Infinity on Feb 2nd and already completed their VKYC during application. Got rejection mail on Feb 4th. On Feb 7th, got another message to complete offline biometric verification through...
  8. saver-user

    How to Build Credit History Fast ? I am Planning to get a Credit Card to my Son - Query & Discussion

    Any realistic idea guys? edit - my wife with no income has a cibil score of 678 for some reason (never missed a payment) which path for her? like is it even possible to get her good cibil
  9. Soumon Majumder

    Should I get the SBI BPCL card?

    Hi everyone! I have this lurking question for quite some time. I have been planning to get a SBI BPCL card but am afraid of missing out on the Amazon/Flipkart. I have an Axis Bank Indian Oil credit card and that card is not even supported on many common platforms like MMT, Amazon, Flipkart...
  10. A

    Can I Get a Refund for Auto-Debited Excess Payment on SBI Credit Card?

    Hello Everyone, I need your advice on an issue with my SBI Credit Card. Here's the sequence of events: I paid my full outstanding balance plus an extra ₹28,000 on February 2, 2025, a day before the due date. Despite this, SBI auto-debited ₹20,000 from my bank account through NACH on February...
  11. Syed Adil Abbas

    Eligibility Criteria & Suggestions to Increase Credit Limit on HDFC Credit Cards

    i am holding hdfc LTF millennia CC with limit of 1.01L (APRIL 2023) and i applied TATA NEU PLUS (Oct 2024) but TATA NEU Was Chargeable Card so i closed that card before activation Now i have applied Manually LE for my millennia CC via Email (NOV 2024) Will i get LIMIT Increase or Due to...
  12. T

    What is the best/ safest way to update mobile number for sbi credit card?

    Plz suggest what is the best/ safest way to change or update mobile number in order to avoid account blocking or freezing?
  13. joell

    Whats the MCC for CC payment on using debit card?

    I am planning on paying my Federal Bank credit card bill using payzapp and Axis Liberty DC. What's the MCC for CC payments on Payzapp?
  14. Chiraggyl

    SBI Cashback Card - Status and VC generation

    I have applied SBI cashback for my wife on Sunday morning through Sprint, After application it gives me 2 option of verification either VKYC or bank verification. After around 2-3 hours I did bank verification through Axis bank(1 re deposited and 1 re deducted through UPI). Then it started...
  15. Z

    How to get SBI Cashback Card Joining Fee back?

    So, I applied SBI Cashback Card via yono and instantly got the card with a decent limit of 157000/- this January, 2025. Now, on first month statement they charged me 999/- + GST as annual fee. I am sure it should be called joining fee rather than annual fee. But it shows as annual fee in my...
  16. Q

    Buying USDT with Credit Card: Is it Safe?

    I need your advice on something. A family member buys USDT (a cryptocurrency) every day from Binance, a popular crypto exchange, and sells it to a friend for a profit. He told me I can do the same thing using my credit card on Binance. How it Works Here's what he suggested: 1. I buy USDT...
  17. N

    Suggest me a card.

    Current CC’s in my portfolio Amex Platinum Axis Atlas Axis Flipkart Axis Indian Oil Amazon Pay ICICI Coral HDFC Regalia Gold One Card Recently closed cards SBI Simply Click RBL World Safari I’m looking for a new Card to add to my portfolio. Most of my spends are international. I am currently...
  18. friends2b11

    Does HDFC give Pre Approved Credit Card offers if you have previously Closed HDFC Credit Card ?

    Has anyone received pre-approved credit card offers from HDFC if you had an existing primary / add on card from them but later closed the card ?
  19. M

    How to Pay ₹4L Rent via Credit Card & Maximize Benefits?

    I see many discussions about paying rent using a credit card, but I have no idea how it works. I need to pay ₹4 lakhs in rent for HRA for the financial year 2024-25 by March 31, 2025. Can someone explain how I can transfer rent to my landlord using a credit card and what benefits I can get from...
  20. J

    Devaluation (HDFC business Regalia)

    HDFC Business Regalia is a separate variant than HDFC Regalia. The credit card was a hidden gem and had free international and domestic lounge access without spend based criteria till date. 1. This changes now and one has to spend 1L in the previous quarter for domestic lounge access. 2. Also...
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