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  1. shenchan

    Should I take Axis Horizon, RBL world safari or Axis Atlas credit card?

    Hi all, I want to get one premium travel credit card so, i can start to close my other credit cards (Mostly LTF). I now earn enough to pay for a credit card :) I am confused a little bit between the 3 credit cards. I feel I will spend close to 3L every year over credit card. So, which card will...
  2. athul

    Axis Bank edge reward point redemption fee charged to a closed card.

    I had an Indian oil card that I closed a few months ago but I had some points that I got because of that particular card. The other cards I have are Flipkart and Airtel. Today I saw that the redemption fee was charged to the Indian oil card. And now the closed card has popped up again in the...
  3. shushansh

    Can supplementary cardmember apply for the same card?

    Say if someone already has an Amex Gold as a supplementary cardmember on someone else's account, can they apply for the same card or should the supplementary card be cancelled first? Has anyone tried this?
  4. T

    Got upgrade offer for BizBlack Metal Credit Card? Should I consider it?

    Hello, I have been using HDFC Business Regalia from June 2023 with limit of 9.8Lac. Today I got upgrade offer to BizBlack Metal. Is it worth it? It says first year free then I have to pay 10K+GST annually.
  5. RajdeepMaity

    Applied for Marriott Bonvoy card, CIBIL hit but no application was generated

    Hi All, Yesterday I was applying for Marriott Bonvoy card straight redirected from Marriott website, it took all my details and while validating my details through netbanking it stopped saying could not be processed but I got a CIBIL hit and credit score from Equifax was also fetched . Now...
  6. Channakya

    Now Everyone Can Get a FREE HDFC Credit Card! Tata Neu Card Backed By "FD"

    No Credit Score Required, Anyone Can Get It by making FD. HDFC Tata Neu FD Credit Card NO Joining Fee or Annual Fee Apply with your Mobile Number, and you'll get the FD Card option. The credit limit will be 90% of the FD amount you deposit. Plus, you'll earn 7.25% interest on the FD amount...
  7. dravidsarang

    SimplySAVE UPI SBI Card - FYF Offer

    SBI has started rolling out FYF offer again (check your email) for SimplySave UPI card. (received email for both mine and spouse email address). With many posts in the past, I understand that this card could be easily requested to covert to LTF by talking to CC on a later date. Should be good...
  8. ankiiiii

    DCB Loading HDFC Forex card using HDFC credit card?

    I have read in a couple of old threads on Reddit that an HDFC Forex Card can be loaded using an HDFC Credit Card and these transactions are eligible for reward points. That sounds too good to be true to me! Can anyone confirm if this is accurate information? If this is true, I will never...
  9. S

    While applying for HDFC Credit Card, after OTP it asks to select the older session to continue with. But no option to start fresh. Does anyone know

    While applying for HDFC Credit Card, after OTP it asks to select the older session to continue with... But there is no option to start fresh. Does anyone know how to start FRESH? OR When the previous session expires?
  10. R@J

    [Targeted offer] Indusind Debit Card - Swiggy One

    IndusInd Offering 3+3 month Swiggy one membership to Exclusive DC holders (spend based activation) as Limited Period Offer (1-30 Sep 2024). Received this mail today: more details available at...
  11. sarainfo12

    How to close Diners club privilege card ?

    Hi , we are using diners club privilege card for almost last 2 years ( my wife's card and our first credit card for our family ) . She is now holding tata neu infinity paid card and swiggy ltf card from hdfc with 4.9L limit . Card renewal date coming in 2 weeks approx , we already mailed hdfc...
  12. theboogeyman

    Fraudulent Transaction on Axis Bank Credit Card - No Temporary Credit Provided

    Hey everyone, I wanted to share a concerning experience I had with Axis Bank’s credit card and see if others have faced the same issue. Recently, I got a fraudulent transaction on my card from an international merchant. I reported it within 30 minutes of it happening, and the transaction was...
  13. S

    Need help in getting a induslnd bank credit card. I live in Bangalore.

    I need help or advice in getting induslnd bank credit Card
  14. cyborg009

    Is there any benefit of having business credit card over personal credit card?

    Is there any benefit of having business credit card over personal credit card? Like I recently got hdfc biz grow, but hdfc online shopping offers are not applicable on this card and also surcharge/convenience fee levied is greater than personal credit cards? So what's the point of it?
  15. R1379

    Need help to get a HDFC Card?

    Hello everyone, I'm seeking some advice regarding my ongoing difficulty with obtaining a credit card from HDFC. Despite having a CIBIL score of over 785 and holding credit cards with the highest limits from almost all major banks, my applications to HDFC continue to be rejected. I maintain an...
  16. shantanud

    Applying for a Gold Card.

    I have an Amex MRCC and a Smart Earn. The latter is useless. I would like to surrender this and apply for a Gold card. Which is a better way to apply? Through the website like a regular applicant or connecting to Customer Care over chat or phone?
  17. ankiiiii

    Best Vendors for Buying Forex Cash with a Credit Card?

    I am trying to purchase Euros worth INR 60,000 using my Amex Platinum travel card to reach my milestones. I have noticed that BookMyForex and Thomas Cook accept credit cards, but BookMyForex charges an additional 2.5% for card transactions, and Thomas Cook is already 3% more expensive than...
  18. CosmicCat

    Best way to close an IndusInd Bank credit card?

    I'm planning to close my IndusInd Legend credit card as I'm not happy with their service. Since their email support usually takes 7-8 days to reply, so should I email them for a card closure request and get ₹500/day compensation if they delay replying to my email post 7th working day? 💀
  19. I

    Should I take shared limit credit card?

    I have icici bank Amazon pay credit card and limit was 2.30 lakh and I mobile give me 2 different Life time free credit card. If I take then my cibil report will be show seperate limit for all credit card and my total credit limit will increase and utility ratio will decrease for that reason...
  20. M

    Millennia HDFC bank declined pre-approved cc, reasoned already holding a card, but I haven't

    When I initially applied for a credit card via the link I received by email, I discontinued the application process midway and closed the window. After approximately 10 minutes, I reapplied through the same link and completed the application process this time(31st August). However, I noticed...
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