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cards

  1. D

    HDFC pre approved ltf cards link

    I have read in Creditcardsindia reddit that we can get a link for pre approved ltf cards from HDFC and get a ltf card without CIBIL hit.has anybody got a ltf card using this way? @SSV @gamersgzb @TechnoFino
  2. cardio_guy

    Financial and Banking Learnings of 2024

    What are your financial, banking, credit card, etc related learnings of 2024? List of things you learnt new, any new findings, any new hacks etc? My list: Learnt that SBI reward points can be used to pay credit card bills in the rewardz.sbi portal Learnt about Rupay platinum debit card Friday...
  3. E

    Switch Salary account from ICICI to HDFC for better credit cards

    Hi everyone, I currently hold several credit cards, most of which are Lifetime Free (LTF): ICICI Cards: Rubyx Dual, Sapphiro Dual, Coral UPI, and Amazon Pay with a combined limit of ₹15L (all LTF). HDFC Cards: Regalia First (paid but never incurred any fees), Swiggy (LTF), and Tata Neu...
  4. Pradeepkmr

    Curious question on number of credit cards to hold

    Hi All. I always have this question in mind of number of cards one can hold. I have seen the posts of users flaunting their card collection. Some have in dozens too. Am not going to fall into that category but still when there is an opportunity to save money by earning discount or offers, why...
  5. Ash8

    Targeted offer on international spends for HDFC Credit cards

    https://offers.smartbuy.hdfcbank.com/offer_details/international-forex-mark-up-waiver-offer/25947/Z2isl2o%3D This will need some calculation if you already have GVP as to how to utilise this to the best returns.
  6. TechnoFino

    Year End Offer: Lifetime Free HDFC Bank Credit Cards

    HDFC Bank is offering select credit cards as lifetime free under a limited-period offer. Offer valid until 31st December 2024. Here are the credit cards available under the lifetime free offer: Tata Neu Plus HDFC Bank Credit Card Tata Neu Infinity HDFC Bank Credit Card Diners Club Privilege...
  7. Megamind90

    BOB Cards Devaluation Alert , Golf discontinued | Wallet loading 1% Charges| Utility 1% charges

    BOB Cards Devaluation Alert , Golf discontinued | Wallet loading 1% Charges| Utility 1% charges recieved SMS from BOBCards : Major Changes : No Reward points on will not be offered for wallet loading transaction (MCC’s6539, 6540, 6541, 6542) Golf benefits on the below mentioned BOBCARDs will...
  8. tachniki

    Fraudsters obtain 38 credit cards from HSBC Bank, withdraw Rs 1.26 crore

    While we have so much trouble getting credit cards with genuine documents, fraudsters got 38 cards. https://m.economictimes.com/news/india/fraudsters-obtain-38-credit-cards-from-hsbc-bank-withdraw-rs-1-26-crore/articleshow/116441081.cms
  9. techstrom007

    HDFC LTF cards list & deadline extended.

    HDFC LTF cards list & deadline extended. Deadline extended to 16th Jan Now it includes :- Diners Club Privilege Credit Card Biz Grow Credit Card Regalia Gold Credit Card Additional to the previous :- Millennia Credit Card ⁠Swiggy HDFC Bank Credit Card Tata Neu Infinity HDFC Bank Credit...
  10. ENIAC

    HDFC cards LTF available plus 1.5k Voucher

    https://www.hdfcbank.com/personal/pay/cards/credit-cards/lifetime-free-credit-cards There are few HDFC cards which are available LTF viz Millenia, Tata Neu, Swiggy, Pixel etc and then Regalia Gold is available FYF Plus 1.5K amazon Voucher Some generous Limit enhancements... check...
  11. vishp

    HDFC New Year LTF/FYF Offers on Core Cards

    Hi Everyone, please check with your RMs or nearby branches for the below New Year offers. This was shared by one of the HDFC CC Sales member. Now can be applied online too from here: Click here to apply (TF Community affiliated link) (Credits: @opaque)
  12. techstrom007

    Lock your Niyo Global / SBM cards locked

    I received 3 OTP's on SBM card for international txn's this morning for around 200 USD and received 2 declined txn notification now on the Niyo global app on the Niyo Global Credit card. These are 2 separate cards, And i doubt i ever used the first card. Just received it and activated it along...
  13. Mahirathore360

    Easily approved credit cards for beginners (unsecure)

    suggest some easily approved unsecured credit card for beginner students with less than 1 year CIBIL history ,.
  14. Deviation

    What is this new issue with Cashback Credit Cards Payment ?

    I am facing issue wih the payment for my SWIGGY HDFC CASHBAC card. The bill amount is Rs. 38 and CRED/HDFC is NOT letting me pat this amount. In fact, I am facing the same issue on my ex-gf SBI CASHBACK card, she has a bill of 5480 but through CRED the maximum amount paid was 5450 and now the...
  15. AA121

    Should i replace any of my cards

    Hi, I currently have HDFC TATA Neu infinity - This is the card i use the most, i buy a lot of medicines from 1mg for my mother. Tata Neu has shared limit with my HDFC Regalia which i do not use much. I have a Axis Airtel - Use it for only Airtel bill payment and zomato/swiggy. ICICI amazon for...
  16. Mahirathore360

    Too much confusion, does credit utilization ration calculated out of crdit cards only or it add outstanding loans balance too ?

    I am sharing screenshots of November and December, in November i didn't had any Credit card but in December i have 3 CC, Cibil was 746 in Nomber but in December it is 733
  17. Subhajeet

    Life time free card closed by sbi cards citing lame excuses have credit in the card suggest.

    My life time free sbi card has been closed without my final confirmation and they are citing lame excuses that card cannt be reissued and also there is a credit balance in the card they have permanetly blocked the card account please suggest what to do wether to lodge rbi complait.
  18. drabhishek90

    MANAGING MULTIPLE CREDIT CARDS IN VIEW OF ITR

    My CA says that having multiple CC makes it difficult to process ITR since he enters all the transactions in Tally and then it becomes difficult to know which spend was a DRAWING which was a BUSINESS EXPENDITURE. (Note: I know many people will say that Business Expenses are not meant to be on...
  19. Chacha_vidhayak

    Redeem your flipkart supercoins to gift cards .

    Just saw now that we can redeem supercoins into flipkart gift card . Redeemed 600 coins and got 150 worth gift card. Enjoy redeeming yours too 😍
  20. H

    Exclusive default access to Rupay Lounge for IDFC Rupay Credit Cards (Till - 31st Dec 2024)

    IDFC First Bank Rupay Credit Card holders can get default access to Rupay Exclusive Lounge from 1st Dec’24 to 31st Dec’24 Offer Valid for - FIRST Digital, FIRST Power, FIRST Power+ and FIRST EA₹N Credit cards Location: RuPay Exclusive Lounge, Delhi IGI, T3 Domestic Departure, Landmark...
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