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  1. Adityavikramsingh

    Does ICICI Bank Issue Credit Cards to 18-Year-Olds If Applied Offline?

    Hey everyone, I’ve heard somewhere that ICICI Bank might issue credit cards to 18-year-olds if applied for offline at a branch. However, I’m not sure about the exact requirements. Does anyone have experience with this? Would they issue a credit card based on income, an existing relationship...
  2. BVC

    How Many Points do you earn on your HDFC Super Premium / Premium cards in an Year? (Infinia, Infinia PVC, DCB Metal, DCB PVC, Regalia Gold)

    How Many Points do you earn on your HDFC Super Premium / Premium cards in an Year? (Infinia, Infinia PVC, DCB Metal, DCB PVC, Regalia Gold)
  3. J

    Credit cards that credit cashback to Bank account

    Topic is about list of credit cards that give cashback and allows us to transfer the amount to the bank account. Any ideas? I know Kiwi credit card does that(and I'm trying to apply for it) Jupiter lets you convert your cashback to gold and then you sell that to transfer the money to your bank...
  4. Fini7777

    A Man with 1,638 Credit Cards? Unbelievable but True! - Guinness World Record

    Hi Guys, Today, I randomly came across an article, and you won’t believe it—I was shocked! 😲 A person holding 1,638 credit cards? He’s truly an inspiration for our community! 🤣 🤣 🤣 I have no idea how he managed to get such a huge number, but hats off to him for his love of credit cards. At...
  5. Mr. Bean

    Poll - How many Rupay Platinum Debit Cards do you have?

    Since today's likely to be the last date of RPDC (RuPay Platinum Debit Card) for Amazon Pay Friday offer, please share how many debit cards you have / had. Votes are public. I have 6 RPDC. I never used all except for this month. RIP, RPDC.
  6. niks

    Adding Credit Cards to PhonePe

    Seeing these ads daily on TV during IPL regarding adding Credit Cards to PhonePe. Few Queries: 1. Can any card including Mastercard, Visa, etc (other than RuPay) be added to PhonePe now for payment? 2. If the answer is yes, then how are payments made using the added credit card? Using QR code...
  7. R

    Get good cards by doing FD investment before March end, suggest me pls

    I can do FD of amount close to 20-25L by March end. I want to use this as leverage and get good credit/bank offers from bank. Suggest me a good strategy and banks for it. Will try take cards which will be difficult for me normally.
  8. A

    (IPL Lovers) City Union Bank Launches RuPay CSK and RuPay SRH Co-Branded Credit Cards

    (IPL Lovers) City Union Bank Launches RuPay CSK and RuPay SRH Co-Branded Credit Cards: IPL is more than just a cricket tournament in India. It’s a passion that connects us all. As Indians, we give our hearts to the teams we support, and two such teams that stand out are Chennai Super Kings and...
  9. Fini7777

    Best Credit cards for International Transactions and Travel - Guide

    Planning an international trip or making foreign currency transactions online? Choosing the right credit card can save you huge forex fees and even give you net positive returns on your spends! In this thread, I’ll cover the best credit cards for international usage, ranging from entry-level to...
  10. J

    Why are there not a lot of credit cards that offer cashback that can get credited to bank accounts?

    Cards like SBI cashback, Millenia, Swiggy and others don't provide cashback credited to bank account. Instead it gets credited to card statement which is fine for people who prefer it. But for people like me I prefer getting cashback credited to bank account simply because it's money that I...
  11. P

    Post pictures of Defunct Cards

    Post pictures of your defunct Credit/Debit Cards. They could be defunct because: - The issuing bank has shut down (Centurion Bank). - The issuing bank has merged with another bank (Corporation & Andhra - Union / Syndicate & Dena - Canara). - The bank has changed its name (UTI - Axis). - The bank...
  12. srikanth2929

    Comparitive Chart of All Credit cards

    If some credit card experts could prepare a comparative chart like this, it would be extremely beneficial for all members. This would serve as a quick reference guide whenever someone is planning a transaction or considering applying for a new card. Additionally, I welcome suggestions on adding...
  13. S

    Axis Bank is offering me a pre-approved credit card with a limit of ₹54,000 across various variants under Mastercard, RuPay, and Visa.

    Hi everyone, I recently received a **pre-approved offer** from Axis Bank for a credit card with a limit of **₹54,000**. A few days ago, the same offer showed a **₹55,000 limit**, but now it has been reduced. I’m wondering why this might have happened. Axis Bank is offering me multiple...
  14. A

    (Back again) Flat 80% OFF on RuPay Gift Cards | Applicable on payment via UPI | Valid once per customer per account | Valid on Rs. 5 order value

    Flat 80% off | Applicable on payment via UPI only on order value of Rs 5 | Offer will be applicable for 5000 customers on a first come first served basis | USE CODE: RUPAYSPL Link: https://www.woohoo.in/pineperks-rupay-generic-e-gift-instant-voucher
  15. Fini7777

    Is MDR Killing Rupay Credit Cards on UPI? A Harsh Reality Check!

    I've been observing for the past few months that several merchants around me are disabling Rupay credit card acceptance on UPI due to MDR (Merchant Discount Rate) charges for transactions above ₹2,000. Ironically, most Rupay credit cards offer rewards only on transactions above this limit. This...
  16. 6ix9ine

    Offer Fulfilled! Axis Bank Credit Card Spend Based Offer – January 2025

    Axis has released the vouchers for January spend based offer, but it looks like we need to redeem them manually. Open the axis app. Go to the credit card section. Scroll down slightly, and you will see the "get code" button. Make sure to copy the code, then click on "continue" Paste the code...
  17. Channakya

    Key Rules for Using Axis Bank Credit Cards!

    Restricted Uses: 👉Payments toward other credit cards, loans, or suspicious merchants may trigger blocks. 👉Avoid high-value payments using excess deposits to artificially boost credit limits. Personal Use Only: 👉Credit Cards should be used only for lawful, bona fide personal expenses. 👉No use...
  18. L

    AMEX providing 5000 MR points on 1st year renewal of MRCC and Gold cards on their own

    AMEX recently added this line in their comparison section. Now cardmembers will get 5000 MR points on paying the renewal fee for the 1st year without having to call customer card and request the same.
  19. Gau₹av

    Banks and cards for Tap to Pay

    Thought we should have a thread for quick reference about which banks and cards are supported in Tap to Pay/Contactless/NFC apps. We only have a handful of such apps: GPay, Samsung Pay, CRED. Paytm discontinued this functionality and other individual bank apps only support their own cards...
  20. Shubham330

    Two ICICI Emeralde Private Cards. Shall i keep both?

    Hi all, I got Emeralde Private Metal card (EPM) when it was newly launched without much of relationship or eligibility as it was new in market But i closed it in 2-3 months as there were no miles partner or accelarated rewards. With ishop the card became legend of market. So tried for card...
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