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  1. Syed Adil Abbas

    Shell i close my low limit cards

    My CC journey started with ICICI Sep 2022 with limit 30k now in Nov 2024 Limit is 4.6L LTF (APAY) Au BANK CC 4.6L SEP 2024 PAID 299+GST (SPONT RUPAY) Kotak CC 2L OCT 2023 LTF (ZEN) IDFC CC 2L JAN 2024 LTF (SLECT) HDFC CC 1.15L MAR 2023 LTF (Millenia) AXIS CC 97K NOV 2023 PAID 500+GST (AIRTEL...
  2. V

    Need suggestions for Utility bill payments using the below cards

    Hello guys, I have the following cards right now, so my question is which one will be better for Utility payments ( mainly electricity, mobile recharge and broadband bill ). Also if you think any one of these cards are useless now then suggest if i should close. 1. Flipkart Axis CC LTF 2. Axis...
  3. A

    Which Debit cards are giving cashbacks for credit card bill payments

    What are the best debit cards for paying credit card bills? as of now hdfc platinum dc is giving 750cb per month. please suggest other cards apart from this
  4. F

    SBI Pre-Qualified vs Pre-Approved Cards?

    I'm not a salaried employee and as a freelancer, my income is not consistent, but I have a perfect credit history that's over 4+ years old with not a single late, missed, or defaulted payment. I am only able to get cards that don't require income verification. I've gotten an HDFC Regalia card...
  5. saurabh.agrawal.cvg@gmail

    Using infnia or zero mark up forex cards ?

    Shall i use my Infinia with GVP while traveling abroad or better to take the forex cards with zero markup like niyoglobal etc or hdfc forex card? Pl advise.
  6. J

    Top nationalized banks in India are issuing special edition debit and credit cards featuring the Maha Kumbh

    For the 2025 Maha Kumbh Mela, Bank of Baroda (BOB), State Bank of India (SBI), and Indian Bank will issue special edition debit and credit cards with the Maha Kumbh. The cards will be issued from November to February 2025.
  7. fradela

    Do Any Banks Offer Lifetime Free Paid Credit Cards for MNC Employees?

    Are there any banks that provide a lifetime free credit card option for their paid cards to employees of MNCs?
  8. J

    Have you considered choosing a new credit card after the recent devaluation of many cards?

    After HDFC, AXIS BOB, and ICICI (except top variants) devalued all of its cards. Has anyone considered applying for a different bank's card? Would it be worthwhile considering? With the online discounts and rewards points offered by HDFC, AXIS BOB, and ICICI. From past few years, these banks...
  9. W

    Credit cards with widest lounge network

    I'm wondering which credit card / bank/ network has the widest coverage of lounges in india? I'm seeing most comparisons are geared towards number of access, but neglects the guest access, eligible lounges. I can have a card with unlimited lounge access, but what's the point if the lounges in my...
  10. P

    Credit Cards : Remove, Get or Keep

    Hey Folks, I have quite a few Credit Cards, Icici Amazon Pay LTF(Amazon) Sbi Cashback FYF(All Online) Sbi SimplyClick paid(Sale) Hdfc Millennia FYF (Apay/uber/irctc) Hdfc Swiggy FYF (swiggy/instamart/dineout) Hdfc TataNeu Infinity FYF Axis Horizon paid(Travel) Axis Ace(Utility) Idfc...
  11. TechnoFino

    Devaluation BOB Card Introduces Spend Requirement for Free Domestic Airport Lounge Access

    It’s BOB Card’s time now! Effective from January 1, 2025, you’ll need to spend a specific amount using your BOB card to qualify for free lounge access at domestic airports in India. I’d say BOB has kept the spending requirement very reasonable. Unlike other card issuers, like ICICI Bank...
  12. F

    Axis Airtel CC messed cashback by changing statement date on its own.

    Hi All.. This is to highlight fraud done by Axis in posting cashback on the Axis Airtel credit card My Statement generation date is 12th of every month. For the Airtel Broadband payment of 942.82 done on 11th October the same was not posted in October month Statement but posted in November...
  13. TechnoFino

    Final Nail in the Coffin for Yes Bank Credit Cards: Reward Points Now Slashed to Half Their Value

    Hey TFCians, Bad news for Yes Bank credit card holders – we’re looking at what could be the most brutal devaluation of the year. Yes Bank made this change without notifying customers in advance, as is often the case with reward point adjustments. Unfortunately, this devaluation impacts all Yes...
  14. M

    My cards HDFC app

    Hi folks I am Unable to open My cards HDFC app since today morning. Has anyone else faced such a problem.???? TIA
  15. ppar_gamma

    Can loan repayments be made using Amazon Pay gift cards?

    Can I use Amazon pay gift cards to pay emi via Amazon pay?
  16. J

    Credit Cards without any spending criteria with Lounge Access, BMS BOGO offers

    Here is a list of credit cards that offer benefits such as lounge access, access to golf courses, and "buy one, get one" offers for shows, all without any spending criteria. 1. BOB Eterna 2. BOB Tiara ( Coming Soon ) 3. BOB Premier 4. BOB HPCL 5. Canara Bank World Mastercard 6. Canara Bank...
  17. SillyTechMan

    How many new credit cards can I get approved in a month / quarter / half year without affecting my cibil score drastically?

    I'm new to the credit card maximisation game and want to know how many new credit cards can I add to my portfolio in the same month / quarter without seeing too much downside on my cibil. My cibil was 800 with 8 years credit history; and after 4 hard enquiries this month in search of adding best...
  18. fradela

    Issue Booking Movie Tickets with Visa Infinite Cards on BookMyShow

    I have been experiencing an issue while trying to book movie tickets on BookMyShow using my IDFC First Wealth Credit Card and IDFC First debit card with the Visa Infinite offer. Despite checking multiple time slots (morning, afternoon, and evening), I consistently receive the following error...
  19. tachniki

    Issue Resolved Massive drop in credit limit for HDFC cards

    Just noticed massive drop in credit limits for my HDFC cards. It is less than 10% of what it was. Anyone else facing it?
  20. A

    Can someone suggest one Life time free credit cards

    I need a fuel card with respective to oil corp (example: Indian oil - SBI, HP oil - ICICI HPCL) For shopping cashback, and for travel rewards redemption My spend will be 1-2Lk per year Suggest me
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