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  1. Subhankar

    Federal Bank Scapia is Back with Issuing New Cards

    Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank. One major drawback earlier was that existing Federal Bank credit card holders couldn’t...
  2. C

    Spends not counted towards milestone benefits/spends by SBI Cards

    I hold a SBI Simpliclick CC. My spends during the current year has already crossed Rs.1 lakh based on which I am eligible for annual fee waiver and Rs. 2K gift voucher. But, in the statement, they are showing a much lower amount as accumulated spends till statement date. When I checked the...
  3. vishald

    Canara bank reject credit card application saying you have too many credit cards

    I recently applied for Canara bank credit card last month. On 20th i got message saying your card if processed with credit limit of 200000. No feedback after that so i went to bank and asked for status of application. Yesterday I got a call saying that since high limit was provided so the...
  4. Rkr

    Yes Bank credit cards Overlimit feature discontinued w.e.f 01 May 25 along with revision of EMI Card ROI w.e.f 01 Apr 25

    1. W.E.F. 1st May 2025, bank shall be discontinuing Overlimit feature on your YES BANK Credit Card. Althe customers currently availing overlimit facility as per given consent shall be disabled and any transaction attempted over and above the sanctioned credit limit shall be automatically...
  5. Pradeepkmr

    Is it safe to assume that mid range credit cards will stop issuing free lounge access?

    All the recent devaluation which happened in the last few months has made one point clear. The mid range cards and below doesn't provide the lounge access without any spend criteria imposed. A very few cards are in the market like Tata neu and Federal cards are currently offering lounge...
  6. X

    Need suggestions on getting Super Premium Cards

    Hello friends, it is first post on here for which I cannot find any answer anywhere. I have several credit cards from different banks with different limits (I'll list them below), I want Super Premium Cards like DCB, Regelia, or maybe Infinia or maybe some good to use cards, also please suggest...
  7. RichieRich

    Cibil Issue : Incorrect number of credit cards

    Hi everyone, I have a total of around 20 credit cards, but my CIBIL report shows only 2, one of which is closed. Can someone help me understand how to fix this?
  8. TechnoFino

    Vistara Co-Branded Credit Cards: No More Renewal & Milestone Benefits – IDFC First Bank & SBI Card

    SBI Card and IDFC First Bank have notified their customers that Vistara co-branded credit cards will not receive any renewal benefits or spend-based milestone benefits if the card renewal date is on or after April 1, 2025. In such cases, no annual fee will be charged. However, if your card...
  9. itzmycard

    Devaluation Yes Bank devaluation feb 2025

    Just now received link
  10. R

    Devaluation SBI Air India Cards Accelerated Rewards Devalued

    SBI's Air India Signature card is devalued heavily with 30% RP for booking tickets for self now reduced to 10% (same as booking for others):
  11. superstar@123

    Infinia Maximizing Travel Perks: How to Squeeze the Most Out of My Cards? (Infinia and BizBlack)

    Hey everyone, My team and I have a bunch of upcoming trips—around 20 flights and 10 hotel nights. I want to optimize these bookings to maximize benefits. I have an Infinia card, an add-on Infinia card, and a Biz Black card, but I’m concerned about hitting the upper limits. Most of these...
  12. R

    Updated email id for axis credit cards and now i am getting emails on both of the email ids

    Same as title
  13. C

    Which card or cards are you using for maximum return on fuel purchase?

    I am using BOB HPCL and SBI BPCL for long time. And trying for SBI OCTANE but not getting the upgrade. Bob hpcl through hppay app gives a bit more return. But bob reward points are not consistent as you all are aware of that. And BPCL return is decent but not that lucrative. I heard some of...
  14. msd07

    Scapia Started Issuing Credit Cards Again - Update February 2025

    Got whatsapp message to start the application and just now VKYC also completed.... Dear *Thanks for waiting – you can now apply for Scapia Federal Credit Card!* *Here's what makes your wait worth it:* ✅ Zero joining/annual fees ✅ Zero forex markup ✅ Unlimited domestic lounge access ✅ 10%...
  15. T

    Suggest me some credit cards for spends

    I'm planning to optimize my spends for maximum rewards. Currently have INFINIA and ICICI Coral LTF. Spends :- Rent Pay 90,000 rent monthly (Just to save some tax using HRA) - Use IMPS, I can use some cc and shell out some % as well if get better rewards. 90,000 * 12 = 10.8L 2 wheeler...
  16. J

    Payzapp support is very bad(including the pixel cards)

    So I just applied for the pixel card about a month ago and I raised so many tickets regarding not getting the correct cashback and the issues right now for the tap to pay not working. The Payzapp now has tap to pay removed on the Pixel cards. Does anyone here have the support email ID for...
  17. B

    Seeking Advice on Maximizing Reward Points Redemption for 1 Lakh Axis Reward Points

    Hi Folks, I have accumulated 1 lakh reward points over the last 3 years using my Axis Magnus credit card. I am planning to close the card soon but would like to redeem the points before doing so. Could you please guide me on which points conversion option would yield the maximum value? I’m not...
  18. darkjediknight

    HDFC has Started Online Applications for Secured Credit Cards using FD

    You can now apply for FD based secured credit cards listed here (including Biz Black) https://www.hdfcbank.com/personal/pay/cards/credit-cards/credit-card-against-fd Example URL for Biz Black application...
  19. manideep77

    Magicpin showing cashback for Myntra gift cards instead of Instant discount

    I am buying gold coins from Myntra using gift cards from Maginpin until recently it used to give 7% instant discount on gift cards but recently it is showing as 7% cashback. This is happening only for Myntra gift cards for other gift cards like ajio it is still showing instant discount. Wanted...
  20. R

    Vistara credit cards post merger

    Hi guys I want to know post vistara merger are you still using vistara cards or have you moved on 🥲 Me personally i was a heavy vistara card user loved my sbi vistara prime it was my first card on which i executed a kerala trip with family along with amex mrcc But since merger i switched to...
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