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cards

  1. A

    Do we have any Credit Card usage tips section for specific cards?

    Hi, Recently i got SBI cashback card and when i was searching for tips and tricks related to this card, i found this website. I found few tips like purchasing vouchers, standing instructions doesn't give cashback etc. Is there any dedicated thread of page which discusses all of the best tips...
  2. A

    Devaluation No reward points on Digital Gaming Platforms/Merchants w.e.f. 1 Dec'24

    W.e.f. 1 Dec'24 - SBI Credit cards Devalued - AURUM, SimplyCLICK, Elite, PRIME, SimplySAVE etc: List of SBI Credit Cards where Reward Points will not be applicable on Digital Gaming Platforms/Merchants w.e.f. 1 Dec'24: • AURUM • SBI Card ELITE • SBI Card ELITE Advantage • SBI Card Pulse •...
  3. TechnoFino

    Festive Offer: Lifetime Free HDFC Bank Tata Neu Infinity & Tata Neu Plus Credit Card

    Hey TFCians, This festive season, HDFC Bank is offering two of its valuable co-branded credit cards, the HDFC Bank Tata Neu Infinity Credit Card and the HDFC Bank Tata Neu Plus Credit Card, with no annual fees—meaning they’re lifetime free for a limited time. The Tata Neu credit cards are...
  4. T

    Need Advice on Improving My Mother’s Credit Health & Suggestions for Lifetime-Free Cards

    Hey everyone! I’m hoping to get some advice on my mother’s credit report and credit card options. Here’s a quick breakdown of her profile: CIBIL Score: 776 (as of today) Annual Income: ₹6.5 to 7 lakhs (as per ITR) Source Of Income: ₹6.5 to 7 lakhs (as per ITR) Bank Accounts: Kotak Mahindra...
  5. P

    Hdfc co branded credit cards

    I just had the below 2 questions on this topic: 1. Does Hdfc reports its co branded cards such as Tata neu separately in cibil? 2. I know they give a shared limit across all cards, but suppose if I close my tata neu card, then does it have any impact on credit limit? Thanks in advance!
  6. dravikumar

    AJIO INSTANT DISCOUNT OFFER FOR HDFC PREMIUM CARDS

    EXHIBIT I: AJIO INSTANT DISCOUNT OFFER 1. Definition: For the purpose of this Exhibit: “Bank Cardholders” shall mean a Resident Individual that holds valid Bank Card(s) (defined below). “Bank Cards” shall mean the following Bank credit cards – (1) HDFC Regalia Credit Card, (2) HDFC Diners Club...
  7. T

    Choosing from pre-approved cards

    I am getting ads for total of 4 pre-approved cards with 3 being LTF. I don't have any HDFC credit cards as of now. They are showing me the following cards: Marriott Bonvoy (Paid) Dinners Club Privilege (LTF) Swiggy (LTF) Freedom (LTF). I was waiting for Millennia as my requirements were for...
  8. SSV

    Manish Malhotra Amex Playing cards received

    Received today ..
  9. Saiv

    What’s the Point of ICICI Dual Cards

    I’ve Rubyx Dual Cards LTF(MC+ Amex) My friend via their Office Got Shappiro Dual(MC+Amex) LTF. Rubyx Card is not at all a Good card, 2 points for ₹100 i.e 0.5% excluding Redemption Fee🤡. Most Absurd thing is they’re issuing Platinum variant of Visa/MC/Amex. For a card which has ₹3500+ Joining...
  10. putuguda8

    Does purchasing apay gift cards on gyftr yono with sbi virtual visa debit card fetch 5% accelerated rps

    i am talking about yono gyftr. i don't have a sbi credit card so not from the sbicard gyftr. I know buying apay gift cards from yono gyftr gives 1% gyftr rps (1rp = 1rs). But does this fetch the normal sbi rewartz rps (2rps for 200rs transaction)? and the accelerated 5x offer (ongoing for...
  11. L

    Unable to get an Axis Bank Credit Card despite holding multiple cards from other banks

    Good evening I have been trying to get an axis bank credit card for a long time and I get rejected even for the basic cards Like Ace, Neo, etc. Even after proceeding through KYC( having tried both online and offline), my application ends up getting rejected. Could someone suggest how I can...
  12. S

    Get Set Celebrate with HSBC Credit Cards

    Thanks to the community That in 2022 - It was totally spend based offer for 15 Lakhs get all the below gifts 1. Got ipad air , 10k amazon voucher and 2k cashback. In 2023 it was spend 4 lakhs and get iphone 15 2. This time too i got the iphone 15 in lukcy draw Now again this time in 2024 this...
  13. avndp

    Which of these cards are good for the next two months high spends for me?

    I have around 10-15 lakh rupees planned spends in the next 3 months. At least 5 lakhs will be spent on gold and the next big chunk will go to clothing. I have the following cards: 1. HDFC Millenia - 1.1l 2. Axis Atlas - 1.12l 3. Axis Ace - 1.12l shared 4. Airtel Axis - 1.12l shared 5. Amazon...
  14. aam.aadmi

    IDFC Credit Cards - 100% Reversal on Processing Fee

  15. A

    Side project to group cards by use case. Feedback welcome

    Hi TF members, Long time lurker here. I built https://pointsnerd.in/cardpicks/ over the past couple of weeks as a fun side project. Hope it's useful and all feedback welcome :)
  16. S

    Suggestions to apply for cc cards.

    I currently hold Infinia (paid), SBI cashback (paid), airtel axis (paid), onecard BoB (LTF) - not used at all. I am considering applying for ICICI Sapphiro LTF through the alum program. I have 2 airtel post paid connections, so I am holding the airtel card. Is there any other card I should be...
  17. R

    10% discount on 1mg no longer there for tata neu cards?

    Hi All, It seems 10% discount on 1mg no longer there for tata neu cards. Has anyone recently got 10% discount on 1mg via tata neu? I understand we can get upto 10% neucoins using tata neu infinity card and Neupass. But they also say that certain days of month we can get 10% instant...
  18. fun001100

    Book My Show Bogo Combo using Visa cards

    Bookmyshow has bogo (buy one get one) combo for select visa signature and visa infinite cards. Visa Infinite- Discount upto 300rs every month. Visa Signature(Applicable only on Thursday,Friday,Saturday and Sunday) - Discount upto 300rs every month
  19. fun001100

    BEST CREDIT CARDS FOR STUDENTS

    Personally , I have used sbm bank one card(fixed deposit) as secured card for 1 year 4months and I have recently closed it . In this post , I will mention some best credit cards for students . The first question which may arrive on this post might be "why do students even required a credit...
  20. A

    No cost emi trick

    Is No cost emi trick works on Indusland Credit cards? Kindly reply
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