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  1. T

    Credit Cards that send OTP on Mail

    What are the credit card providers that send OTP on mail? Main use case is- bad or no network coverage but have fiber or wireless net. Banks that send on email- Amex HDFC Indian SBI ¹ ² AU ¹ SBM ¹ PNB BoB ¹ Banks that don't send on email- Axis IDFC (just tells us OTP has been sent) HSBC...
  2. B

    Super premium or best credit cards from Canara Bank

    I have recently applied for a car loan from canara bank for which they also opened a savings account. When asked, they were ready to give credit cards as ltf to me. What are top super premium credit cards from Canara bank which I should ask them to override the charges as ltf? I already have...
  3. B

    Upi pin failure - pls help happening with all my upi credit cards

    Hello, So i recently updates my iphone to ios18- not sure if thats the problem. So it wanted me to reset my tata neu infinity upi pin on upi transactions through credit card. The process sends and otp which i enter and when i proceed with enter upi pin and confirm upi pin to set it, the end...
  4. T

    Apps like idzo, use my cards

    I was watching YouTube & saw arindam bhai using idzoapp Did Any of you people used this app if used how is your experience? Did anyone use credit card sharing apps which are trustworthy for amount withdrawal . If anyone used similar can share their experiences? I have seen some of threads...
  5. S

    Suggest me best ltf credit cards of all banks

    Hello, My salary in hand is around 50k. I have 5 cards now. Would like to expand my credit card portfolio. Suggest me some best ltf cards purely Also can holding multiple cards affect chance of getting home/auto/land loan in future ? Current CIBIL- 747 ( -20 points due to enquiry) Credit...
  6. dravikumar

    HDFC Super Premium Cards Eligibility hiked!!!

  7. J

    Latest list of Airport Lounges : Visa vs MasterCard vs Rupay Cards

    Here is the full and latest list of airport lounges within India by Visa vs MasterCard vs Rupay Cards. Visa : 75 lounges MasterCard : 62 lounges Rupay : 68 lounges ( https://www.rupay.co.in/lounges ) Nice Article really well written ...
  8. joell

    Can you have multiple HDFC credit cards?

    I currently hold a Moneyback Plus Mastercard and UPI Rupay card. I want to apply for the Swiggy HDFC card, and the Swiggy app shows LTF however I'm under 21 and not able to apply through the Swiggy app. I tried the HDFC CC portal but they said I applied for a card recently. (Got the UPI card...
  9. I

    HDFC business cards' eligibility in upcoming BBD sale

    I have LTF HDFC Business Moneyback credit card. Will this card be eligible for the 10% discount offers on upcoming BBD sale? HDFC is not providing any pre-approved offer for a regular credit card. It's offering pre-approved upgrade to Bizgrow card though.
  10. MSK

    SBI still issuing Vistara cards?

    Got an option to apply for SBI Vistara prime card through Airtel app, is SBI still issuing these cards? Dont want to get a useless cibil hit so didn't try outright. Also, I have 10+ accounts reported in my CIBIL, how much of an issue is that with applying for SBI cards w.r.t over-exposure?
  11. S

    Best Cards for Utility Bill Payment

    Hi everyone, I am a new member here in Technofino. I Need credit cards that offer atleast 3-4% Cashback on Utility Bill Payments.... Monthly Spends: around 40,000-80,000 INR Valueback Required: 3% to 10% (More if possible) Need maximum cards.... My fellow members kindly share all...
  12. harsha1

    Sbi core cards ltf

    Hi Team, are there any SBI credit cards offered No Joining, No Annual fees, except Unnati card which is FD based 4 Years free after that 499+gst
  13. abhicc

    ICICI Cards on Amex Networks

    What is the best use case of ICICI Cards on Amex network? Is it better than same card on visa/MasterCard network?
  14. MSU

    Forex spend - super premium/milestone card/O forex cards

    Hello I have a 250000 INTL online spend coming up . I am scratching my head to decide on which to use. Any pointers will help 1) Amex plat charge - High mark up but points decent 2) Infinia - 2 percent mark up decent option. 1000 statement credit will come anyway for Intl transactions in...
  15. A

    PNB RuPay Credit Cards - Flat Rs200 Cashback offer

    PNB RuPay Credit Cards - Flat Rs200 Cashback offer: Cashbacks come easy with PNB RuPay Credit Cards on UPI. Apply now at https://apply.pnbcard.in/ (Offer valid on new RuPay credit cards issued on or after 16.09.2024 till 30.09.2024) Get Flat Rs. 200/- Cashback on spends through RuPay Credit...
  16. J

    Amex cards are not accepted on housing.com anymore

    I found a post on x.com stating that housing.com has stopped accepting amex cards. Even the banner stating “Amex cards are now accepted” on housing.com is also removed from the app. I have personally not used it though but clearly amex doesn’t want users to pay rent using their cards...
  17. _Mayank_

    List of RuPay Cards for Rupay Lounge Access - Delhi Airport

    Hi Everyone, Here is a curated list of eligible RuPay Credit Cards for RuPay Lounge Delhi Airport. Kindly note, that this is a sourced list from the people(including me-visited yesterday) who have already accessed the lounge using their RuPay Credit Cards. Unfortunately, Debit Cards are not...
  18. L

    iPhone 16 pro max 256gb best card to buy?

    I want to upgrade my iPhone, and I want 16 Pro. Below I've written the best offers I could find in the order of Discount. Please let me know if you have any other options for where I can grab a better deal. 1. SmartBuy (Infinia) - 7.5K (Daily reward points limit) ========> 112.5k 2. Original...
  19. Ak Singh

    Weird- What's wrong with SBI cards

    Yesterday I received mail from sbi cards mentioning that thank for applying sbi irctc rupay cc. Thank you for showing interest in SBI Credit Card. We regret to inform that due to non-availability of required information /documents, we are unable to process your credit card application. But...
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