Hello people of Technofino😀,
Your Doraemon is back!!
I am creating this thread as a documentation for the future purpose and for helping our community
So I have decided to get a new phone number which will serve primarily for all my finance
I have various bank account and credit cards, prepaid...
⚠️ Major Update for RuPay Select Debit Card Holders
Bank of Baroda has informed customers that effective 03-Nov-2025, NPCI has revised the complimentary domestic airport lounge access policy for all RuPay Select Debit Cards (RSDC). Now, to avail one complimentary lounge access per quarter...
SBI CB CC domestic limit overused problem!
I’ve SBI CB CC with limit 300k. Used 180k from that in BBD and paid the bill before bill generation and SBI restored the full limit too. Now I want to buy a bike from Flipkart for amount 290k. Even though full limit is available they are rejecting the...
i like cards lineup from HDFC and AXIS, with which bank should i open my salary account with and in which bank should i get to directly apply the cards. At the end, i want the best cards from both the banks (M4B and INFINIA).
One thing which i find very useful in HDFC is that it is easy to...
RUPAY JCB IS BACK WITH FESTIVE SEASON BANG OFFER OF 25% CASHBACK ON FACE-TO-FACE TRANSACTION ...!!!
GRAB YOUR RUPAY JCB CARDS AND START SAVING ON YOUR NEXT INTERANTIONAL TRIP...
✈️ The Season of Travel. The Season of Rewards.
From festive getaways to year-end holidays, this is the season when...
Hi, I'm planning to buy 3 ACs from Reliance Digital, but I don’t have an SBI credit card to avail the current offer.
So I’m considering buying Reliance Digital gift cards via PayZapp instead.
I need guidance on:
Are these gift cards redeemable offline at Reliance Digital stores?
Can I use...
Hello Friends,
Does anyone have the Yes Bank Marquee Card? Could you please share your feedback on it? It seems that the joining fee is almost recovered through the reward points, and the movie benefits also look quite good. Would love to hear your thoughts or experiences with this card. Also...
Hey everyone! I just stumbled upon this cool term called EDC wallet - Everyday carry wallet.
It got me curious, so I thought I'd start this thread!
How do you carry your cards? Do you use a wallet, purse, bag, or just toss them in your pocket?
I’ve picked up a couple of things for my cards -...
It's new information for me. I tried to pay a big purchase bill. It's within available credit limit but got declined. I received a message saying it exceeds the domestic credit limit.
Is it that credit limit is divided into domestic and international? I know only cash withdrawal limit. By the...
Hello, I have recently requested to close my Federal bank Celesta and Wave (Rupay) card and asked bank to provide NOC. To which they had closed the card but for NOC they had mentioned that I need to wait for 45 days to request for NOC (snapshot of response below). Is this correct? Any recent...
Hey TFCians,
As you all know, Amex India had stopped accepting new credit card applications back in March 2025. Finally, after almost 7 months, they’ve decided to start taking applications again from 19th September 2025 22nd September, 2025 24th September, 2025.
Are you guys ready?
Apply for an...
Just got a new festive season offer from IndusInd Bank that I wanted to share. It's called "The Rewardz Festival - Your Choice, Your Reward."
It looks like a targeted campaign, so the details might be different for you, but here's what I got:
Offer period: September 22, 2025 to October 31...
Got this message from RBL Bank today:
"Your RBL Bank Add-On Card will be charged an annual fee of ₹200 + GST on renewal. Enjoy vouchers worth ₹1550 on first fee payment. Know more: https://resu.io/RBLCRD/49JdLn1"
Honestly, the ₹1550 voucher bundle feels pretty meh. They’ve listed Lenskart and...
I am looking into getting another rupay card and I can't help but get attracted to the Pop card somehow. In addition my spends are mostly online and some of them are done offline.
I already got the HSBC Live+ that covers up my dining spends but some merchents don't have visa card support so i...
Hi Everyone,
I am currently holding below credit cards and need suggestions on good collections,
Axis Neo (LTF)
Axis AMEX Privilages (LTF)
HSBC VISA Platinum (LTF)
SBI BPCL Rupay (Rs499)
Indusind Pinnacle (LTF)
BOB Premier (LTF)
RBL Shoprite (LTF)
My spends are utiility payments, Medicines...
I wanted to share a recent experience that might be helpful for anyone shopping in future at Lepakshi Handicrafts — the retail wing of the Andhra Pradesh Government that sells traditional Indian handicrafts.
Last month, I made a purchase there using my HDFC credit card, expecting to earn reward...