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cards

  1. P

    Query about Virtual only Credit Cards

    I recently got Indus Amex E-pay card. This is a virtual only card and no physical card is provided. I am curious. Any other banks provide such virtual only credit cards?
  2. C

    Need recommendations on cards I should choose from HDFC or Axis or Amex?

    Hi Everyone I have HDFC Salary account and have got MoneyBack Platinum Credit Card. Apart from this, I have an ICICI Amazon Pay Credit Card which is regularly used. I had Citibank Credit Card which is being migrated to Axis and I am not sure which Axis Credit Card I should request. This is the...
  3. joell

    Will ICICI issue Apay card based solely on credit history if you are a Prime member? No income proof

    I'm a student with very little income. I freelance from time to time. I've had a Prime account and lots of spends on Amazon and Prime for close to 4 months. I got an offer when I was 19 but 21 was the minimum age. I turned 21 recently. 1L limit from HDFC and 9-month history. My income I stated...
  4. T

    suggest bank account for 5lac funding with good interest on balance, helps qualify for future credit cards also

    hi can anyone suggest bank account for 5lac funding with good interest on balance, helps qualify for future credit cards also?
  5. H

    Retaintion offer by SBI Cards

    I have 2 year old SBI BPCL credit card. I am using it just for sale discounts. This year I am not reaching 50k spend for fee reversal. I have called customer care to close the card. They promise me that they will reverse my fee and gave me a ticket number. Should I trust them for fee reversal in...
  6. card_007

    Devaluation Only HDFC Credit cards on Payzapp for Redgirraffe!

    Message from Redgirraffe: "We wish to inform you that Payzapp has updated its payment policy. From now on, only HDFC Bank credit cards will be accepted for rent and recurring expense payments through the Payzapp application. We kindly ask that you use your HDFC Bank credit card to ensure a...
  7. A

    How to optimize my spends across these cards?

    Hello all, I've the following cards in my portfolio: HDFC Diners Club Privilege LTF (Got this recently) SBI Cashback Airtel Axis ICICI Coral LTF I use Airtel Axis for my postpaid payment as well as Swiggy, Zomato (as it gives 10% cashback upto Rs. 500), rest all my payments were done through...
  8. Im_Gk14

    Chargeable Cards Query

    hi, do blocking of debit/credit card enough to not charge for renewal? or should i call/mail too?
  9. bhavyegoel

    PayZapp discontinues usage of other bank credit cards for Rental Payments.

    Hi TFCians, Since rent payment days were approaching, I tried to settle my rent yesterday using my SBI Vistara Prime Credit card. I was surprised to see that PayZapp has discontinued using other bank credit cards for paying rent via Redgirraffe via PayZapp. Now you can only use HDFC Credit...
  10. Shubham330

    Issue Resolved Is it good to have multiple credit cards?

    I have following credit cards 1) ICICI Emeralde Private Metal (Paid) : Primary Card (Will replace this with HDFC Infinia) 2) Amex Platinum Travel (Paid) : Primary till 4 lakh 3) Amex MRCC (Paid) : For 4 tx of 1500₹ 4) Axis Airtel (Paid) : For utility bills 5) IDFC Power plus (paid) : Fuel 6)...
  11. Anindya98

    IndusInd Bank Credit Cards getting instantly approved without any Verification - easycredit.indusind.com

    IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)...
  12. V

    Delhi T3 Rupay Lounge access with Family - Review & Cards used

    Visited Rupay lounge in Delhi T3 yesterday with family. We were 3 ppl and were asked to swipe 3 cards. I used below cards, each for Rs 2. They were not checking if the cards matched the traveler's name on boarding pass. Kotak IOCL IDFC Vistara ICICI Coral Process was straight forward, lounge...
  13. R

    Advice on Cards

    Hi Guys - I will need your suggestions on potential cards to use for spends of upto 30-45lacs (valid and not manufactured) in the next 10 months. Can’t use Amex for this. I am ok with applying for fee cards as long as the roi makes sense. I have the following cards currently Atlas - as gold...
  14. Shraaj

    SBI Cards Frustration: Limit Enhancement & LTF Denial Despite 4 Years of Loyalty & High Income

    Hey, Technofino community, I'm sharing my frustrating experience with SBI Cards, hoping it helps others facing similar issues or those considering SBI credit cards. Background: I've been using the SBI SimplyCLICK credit card for over four years. Despite meeting all criteria, I have never...
  15. S

    Multiple ICICI Cards and credit rating

    I got my first BoBCard around Dec 2013, and HDFC MoneyBack May 2015 or so. Then I got cranked up after RuPay credit cards happened 2023 or so, almost simultaneously with credit cards on UPI. In 2023, got PNB in Mar, got BoB replaced with RuPay in Apr/May, then got Kotak in Jun, ICICI Platinum in...
  16. TechnoFino

    Protecting Cardholders: Why RBI Should Stop Mid-Term Credit Card Devaluation

    According to RBI guidelines, if a bank wishes to make changes to a credit card’s benefits or terms and conditions, the issuer must provide a one-month advance notice to all customers of the specific product. If a customer doesn’t respond, the bank may consider this as consent to continue using...
  17. jeh

    Change name mentioned on cards

    Is there any way to customise the name that is mentioned on credit / debit cards I have? SBI has that option - at least for their debit cards. I'd love to have jeh on every card I own :) I own credit cards from SBI Cards, Amex, ICICI, HDFC. For debit cards it's SBI (it already supports) HDFC...
  18. The_Unknown

    Update regarding Yes Bank Credit Cards

  19. ai0xf

    What is that affliate ad networks of cards showing on top of technofino community??

    I mean that idfc card banner ads, ... What affliate network is that? It links to secure.traqkarr , can't figure out which ad network it is?
  20. A

    RBI Action against Kotak Mahindra Bank Ltd.,

    Supervisory Action against Kotak Mahindra Bank Limited under Section 35A of the Banking Regulation Act, 1949 The Reserve Bank of India has today, in exercise of its powers under Section 35A of the Banking Regulation Act, 1949, directed Kotak Mahindra Bank Limited (hereinafter referred to as...
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