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cards

  1. P

    Anyone with SBI cards downgrade experience?

    If anyone has done any downgrades for SBI credit cards, can you share if you got new card welcome benefits? I downgraded from SBI Prime to SBI SimplySave and paid joining fee as well. I also spent initial 2k to fulfill welcome offer to get 2000 points but SBI customer care on email saying I am...
  2. chrungu

    Tell me your Infinia metal or any other super premium cards credit limit. Let's see what's the highest limit and lowest limit offered by HDFC n others

    Mine is 15 lacs. Tell me yours.
  3. Anindya98

    Battle of Benefits: BOB RuPay Select vs. BOB EMT RuPay Platinum Debit Cards Which one to choose?
    Threadmarks: BOB RSDC vs EMT DC

    The benefits offered by the Bank of Baroda RuPay Select Debit Card (RSDC) significantly outweigh those of the EMT RuPay Platinum Debit Card. On average, RSDC provides annual rewards valued at over ₹18,000, compared to approximately ₹7,500 for the EMT RuPay Platinum card. Given the annual fees...
  4. Rishabh

    AU Credit Cards: Spend based offers for December

    AU Bank offering year ending surprise with spend based offers received for both Lit & Zenith card today evening. AU LIT: Spend 10000rs & get 500rs Amazon Voucher AU Zenith: Spend 20000rs & get 500rs Amazon Voucher Offer spend dates 1st Dec to 31st Dec & voucher fulfillment date 60 days i.e...
  5. mahendrabishnoi2

    How to Increase Credit Limit for SBI Credit Cards? - Query

    I have SBI Simplyclick card from more than a year with 40k limit. I checked on sbi cards website but don't have any limit enhancement offers. I tried calling the customer care and asked if anything can be done on the basis of income proof but they declined? Is there anyone who has been able to...
  6. K

    I want to collect miles for my Japan trip. What card should I move on to?

    I have the following cards: 1. Amex Platinum Travel (5 months old) - 1.5L away from 4L spends. ACTIVE. 2. Amex MRCC (10 months old) - Doing both milestones every month. ACTIVE. 3. HDFC Regalia (24 months) - Dormant. 4. Amazon Pay ICICI (1 year) - Only for Amazon. ACTIVE. --- I've collected...
  7. C

    What are these IGST-VPS* Charges on HDFC Credit Cards?

    Hi, For some reason I am seeing these charges after the bill generation, the first card I can expect as there is one EMI running on it, but I am seeing the same on Millennia as well, not sure what that is, any ideas? HDFC UPI Credit Card (has one EMI) HDFC Millennia Credit Card (no EMI or...
  8. J

    Devaluation Bank of Baroda Debit Cards Devalued effective from 1st January 2025

    BOB Rupay Platinum and Rupay Select Debit Card Access to the Airport Lounge Program will be available to RuPay Platinum and Rupay Select debit card holders based on their spending in the preceding quarter, effective from 1st January 2025. The number of lounge visits for eligible cardholders...
  9. darshanbafna

    Devaluation Various debit cards are have started giving spend based lounge acess

    Today I got message from rbl saying their debit card lounge access will be based on spendings of 5000. Even BOB with all their rupay cards including select will be based on spending. So very few credit cards are left without spend based. Interesting
  10. B

    Anyone with 5 or more HDFC credit cards?

    I am holding 4 HDFC cards - Bizblack, Regalia Gold, Swiggy & Tata Nue & planning to add one more but doubtful whether HDFC will issue 5 cards to a single customer. So is there any one holding 5 or more HDFC credit cards?
  11. vivdwive

    Devaluation Now Minimum Spends required for Lounge Access on Rupay Debit cards too w.e.f 01/01/2025

    Dear Customer: As per revised guidelines, w.e.f 01.01.25, minimum quarterly spend is required on RuPay Debit Cards to continue enjoying complimentary airport lounge access. Visit www.bankofbaroda.in for details.- BOB
  12. mayankcse10

    Devaluation Spend Based Lounge Access for All AU Cards wef 01-01-25

    Revision of AU Credit Card Usage Terms & Conditions With effect from 1st January 2025
  13. drsel

    Top 10 cards for 2025

    Top 10 cards for 2025 HDFC Infinia 16.5, 33% on Smartbuy Axis Magnus Burgundy for 24% on Traveledge, 14% over 1.5 lacs/mth Axis Airtel for 25% on Airtel, 10% on utilities, Jio, Idea, Swiggy, Zomato HDFC Biz Black for 16.5% on income tax & GST (50k--56.25k pm) Axis Atlas for over 10% on direct...
  14. BVC

    ICICI Plus Cards - Add On Card from iMobile App

    ICICI allowing to get Add on Cards for the existing credit card holders on iMobile app for iOS (Not Verified on Android)
  15. captaintorchtm

    Free Timesprime annual plan for Visa Signature cards

    TimesPrime Membership Free for Visa Signature Credit Card Holders https://visaoffers.poshvine.com/visa.../offers/times-prime - site is working sometimes and sometimes not, keep trying your luck. Timesprime gives multiple memberships like : Sonyliv 6mnths Hotstar 6months Discovery plus 3mnths...
  16. R

    List of cards with access to Paahun Executive Lounge Gwalior Aiport

    Can someone please share cards that have complimentary access to Paahun Lounge Gwalior Airport. I can't see the lounge in my dreamfolks account. Here is the detail of the lounge (all are same lounge but on different websites)...
  17. newIntern

    Which are the best cards for these platforms (3L+ spending)

    My cibil is 782, I already have HSBC Cashback, HDFC Millenia, HDFC Nue+, ICICI Amazon, ICICI Platinum. I use HSBC Cashback for dmart, swiggy, zomato and all offline purchases. HDFC Millenia was mostly for purchasing amazon gift cards but now my account is banned so cant but GC with CC, so...
  18. maynigam

    LTF RBL and YES bank cards

    looking to get RBL and Yes bank LTF cards for online offers. Got an ad in Gmail for RBL Shoprite LTF but somehow the OTP never comes on the application page. Please suggest how to get basic variants of these cards as LTF. Will try to avoid the paisabazaar etc cobranded ones to avoid spam!
  19. V

    Need suggestions for Grocery payments using the below cards

    Hello guys, I have the following cards right now, so my question is which one will be better for Grocery payments 1. Flipkart Axis CC LTF 2. Axis Neo CC LTF 3. Axis Kiwi CC Rupay UPI 4. Kotak League LTF 5. SBI SimplyClick CC 6. BOB Premier CC LTF 7. Swiggy HDFC CC LTF Thanks.
  20. Syed Adil Abbas

    Shell i close my low limit cards

    My CC journey started with ICICI Sep 2022 with limit 30k now in Nov 2024 Limit is 4.6L LTF (APAY) Au BANK CC 4.6L SEP 2024 PAID 299+GST (SPONT RUPAY) Kotak CC 2L OCT 2023 LTF (ZEN) IDFC CC 2L JAN 2024 LTF (SLECT) HDFC CC 1.15L MAR 2023 LTF (Millenia) AXIS CC 97K NOV 2023 PAID 500+GST (AIRTEL...
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