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  1. SSV

    Manish Malhotra Amex Playing cards received

    Received today ..
  2. Saiv

    What’s the Point of ICICI Dual Cards

    I’ve Rubyx Dual Cards LTF(MC+ Amex) My friend via their Office Got Shappiro Dual(MC+Amex) LTF. Rubyx Card is not at all a Good card, 2 points for ₹100 i.e 0.5% excluding Redemption Fee🤡. Most Absurd thing is they’re issuing Platinum variant of Visa/MC/Amex. For a card which has ₹3500+ Joining...
  3. putuguda8

    Does purchasing apay gift cards on gyftr yono with sbi virtual visa debit card fetch 5% accelerated rps

    i am talking about yono gyftr. i don't have a sbi credit card so not from the sbicard gyftr. I know buying apay gift cards from yono gyftr gives 1% gyftr rps (1rp = 1rs). But does this fetch the normal sbi rewartz rps (2rps for 200rs transaction)? and the accelerated 5x offer (ongoing for...
  4. L

    Unable to get an Axis Bank Credit Card despite holding multiple cards from other banks

    Good evening I have been trying to get an axis bank credit card for a long time and I get rejected even for the basic cards Like Ace, Neo, etc. Even after proceeding through KYC( having tried both online and offline), my application ends up getting rejected. Could someone suggest how I can...
  5. S

    Get Set Celebrate with HSBC Credit Cards

    Thanks to the community That in 2022 - It was totally spend based offer for 15 Lakhs get all the below gifts 1. Got ipad air , 10k amazon voucher and 2k cashback. In 2023 it was spend 4 lakhs and get iphone 15 2. This time too i got the iphone 15 in lukcy draw Now again this time in 2024 this...
  6. avndp

    Which of these cards are good for the next two months high spends for me?

    I have around 10-15 lakh rupees planned spends in the next 3 months. At least 5 lakhs will be spent on gold and the next big chunk will go to clothing. I have the following cards: 1. HDFC Millenia - 1.1l 2. Axis Atlas - 1.12l 3. Axis Ace - 1.12l shared 4. Airtel Axis - 1.12l shared 5. Amazon...
  7. aam.aadmi

    IDFC Credit Cards - 100% Reversal on Processing Fee

  8. A

    Side project to group cards by use case. Feedback welcome

    Hi TF members, Long time lurker here. I built https://pointsnerd.in/cardpicks/ over the past couple of weeks as a fun side project. Hope it's useful and all feedback welcome :)
  9. S

    Suggestions to apply for cc cards.

    I currently hold Infinia (paid), SBI cashback (paid), airtel axis (paid), onecard BoB (LTF) - not used at all. I am considering applying for ICICI Sapphiro LTF through the alum program. I have 2 airtel post paid connections, so I am holding the airtel card. Is there any other card I should be...
  10. R

    10% discount on 1mg no longer there for tata neu cards?

    Hi All, It seems 10% discount on 1mg no longer there for tata neu cards. Has anyone recently got 10% discount on 1mg via tata neu? I understand we can get upto 10% neucoins using tata neu infinity card and Neupass. But they also say that certain days of month we can get 10% instant...
  11. fun001100

    Book My Show Bogo Combo using Visa cards

    Bookmyshow has bogo (buy one get one) combo for select visa signature and visa infinite cards. Visa Infinite- Discount upto 300rs every month. Visa Signature(Applicable only on Thursday,Friday,Saturday and Sunday) - Discount upto 300rs every month
  12. fun001100

    BEST CREDIT CARDS FOR STUDENTS

    Personally , I have used sbm bank one card(fixed deposit) as secured card for 1 year 4months and I have recently closed it . In this post , I will mention some best credit cards for students . The first question which may arrive on this post might be "why do students even required a credit...
  13. A

    No cost emi trick

    Is No cost emi trick works on Indusland Credit cards? Kindly reply
  14. beast_boy

    How To Get Multiple BOB Debit Cards

    I came to know about some BOB Debit Cards with Great Features Like Opulence, Visa Sapphire and Rupay Select card Also heard about some BOB debit card in Metal Form Factor. which account variant from BOB with minimum balance will enable me to get these Debit Cards. Can I get all these or any 2...
  15. cardio_guy

    Understanding Rewards-Based Cards for Hotels

    Looking beyond cashback cards, rewards cards offer benefits like hotel memberships, and free stays. Let's break down how these work for hotel memberships and free stays: Obtaining Memberships and Free Stays Joining Fees: Some cards offer a free night's stay voucher or coupon when paying the...
  16. cardnoob24

    "I'm seeking strategies to maximize the benefits and upgrade my credit cards (CCs), advancing my financial growth and rewards optimization."

    "I'm seeking strategies to maximize the benefits and upgrade my credit cards (CCs)" Banking Relationships: 1. HDFC Bank Savings Account 2. ICICI Bank Savings Account Credit Cards: HDFC Bank: LTF (I feel that i have reached a glass ceiling with HDFC Bank, limiting my growth compared to other...
  17. Shrinit Padwal

    Credit card portfolio Optimization - reducing number of paid cards

    Hi All, I have accumulated quite a few cards and now looking to reduce the number of paid cards and optimise my spends. I don't mind keeping LTF cards for offers/sales. My primary go to cards would be Regalia Gold/Plat Travel and a mixture of Swiggy/Airtel/SBI cashback/live+/Gold charge Sharing...
  18. L

    Does au bank credit cards have a web based portal login ?

    Is there web login for au credit cards ? . I have ixigo credit card , used only android app till date. But recently the android app is not working in my phone stating that someother app installed is not secure and I may need to uninstall it to continue using au android app. When i tried to...
  19. TechnoFino

    Devaluation ICICI Bank Credit Cards Huge Devaluation Effective from 15th November 2024

    Now it's ICICI Bank's turn—they've joined the 2024 devaluation party. Here’s a simplified breakdown of the changes: Utility & Insurance Capping: You will continue to earn reward points for utility and insurance spends up to Rs. 80,000 at the current earn rate on Rubyx and higher variant...
  20. S

    Devaluation ICICI CREDIT CARDS MAJOR DEVALUATION

    Sapphiro - spa discontinued 75k spends in quarter for lounge access. All cards affected - attached pdf
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