• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

cibil

  1. M

    not all credit cards showing up in CIBIL report

    Today, I downloaded my free (yearly) CIBIL credit report. It only shows two of the four current credit cards I own. Among the cards not featured are SBI's 9-10 month old card and Yes Bank's 7-year old card. I also noticed that one of my Kotak bank cards, which I closed a few months ago, is not...
  2. C

    Cibil issue axis bank OD account

    I have taken OD account against gold in axis bank which is salary account and having credit card too Due to reduced gold price(reason on letter)I need to pay 500 into OD account which was not conveyed via SMS or call or mail or via app notification or display negative balance in account nothing...
  3. S

    CIBIL subscription offer. 50% off on all plans. Annual subscription at just 600/-

    Hi all, CIBIL is running an offer for all of its subscription plans as part of Global Fintech Fest use coupon code: CIBILGFF50 50% off on CIBIL subscription applicable on all plans valid till 30th Sep 2024 applicable on both web and android app annual plan 600rs only half yearly plan at 400rs...
  4. me_sovon

    CIBIL SUBSCRIPTION AT 50% OFF

    Those who missed the 50% discount offer during the Independence day, now again 50% off discount offer is active. Use code : CIBILGFF50
  5. E

    Another credit card application with 750 CIBIL score

    Hi friends! My cousin already has some 4-5 credit cards. Still wants to apply for IDFC credit card. Her CIBIL score is 750. Will her score drop if she applies for another credit card? Please suggest.
  6. P

    ICICI did a Personal loan CIBIL enquiry when I tried to open a digital savings bank account

    How do I ask ICICI to remove personal CIBIL enquiry? I was just trying to open digital savings account with ICICI where I entered my PAN and other personal Info but they did a personal loan enquiry on my CIBIL. Can someone please guide me what steps should I take to fix this?
  7. Hell_Kitty

    How many inquiries in a month/quarter is healthy?

    Just wondering if there's a number that anyone tested here. In pursuit of Infinia I ended up having 4 new cards in the last 3 months. Also, the hard enquiry shot up to from 0 for last 3 years to 9 in last 3 months. Despite that my CIBIL score went up by 35 points in the last 90 days. Not sure...
  8. finbro

    When does BOB OneCard report to CIBIL ?

    Is it month end (30th/31st) or bill generation date ? Also how does an unsecured BOB OneCard appear on CIBIL ?
  9. alwayswin69

    Lazypay and Snapmint advance payment CIBIL

    I dont have a cibil score yet, So I applied for Lazypay and got 3k as credit limit. I'm wondering if I keep paying through it and instantly pay the outstanding in advance, will it help me build a cibil or not? If not what should I do to generate the cibil? As I don't want to miss any payments...
  10. Md Kaif

    What kind of CIR (CIBIL) do bank's get when they do a hard pull

    "I’ve always been curious about the kind of CIBIL report banks receive from TransUnion CIBIL when a hard inquiry is made. Is the report similar to what we, as consumers, get? Do banks learn from a CIR what types of credit accounts an individual holds & with which banks? Can they see which banks...
  11. U

    Using 90% of credit limit of sbi CB card for a month only...will it impact cibil score

    I need to buy air ticket which will cost me 1.15 Lakhs...the credit limit on my SBI CB card is 1.25 Lakhs Now If I buy the ticket with CB card, I will get Rs, 5000 cashback and I am happy with it as it will also ensure Rs. 1200 annual fee waiver... But, whether this will affect my civil score?
  12. M

    CIBIL Score Vanished all of a sudden

    Hi Team, Anyone facing issues with cibil score from cibil.com? All of a sudden it shows only 1 account and my score reduced by ~40 points. All my enquiries and cards are missing along with my personal and official information. Anyone facing the same issue?
  13. S

    ICICI Bank - CIBIL Report View/ Download working again

    Hi guys, Just to update - CIBIL Report download/view option is working again in ICICI. Login--> My CIBIL Score Almost after an year it's working again. Atleast I can see and download the report from iMobile.
  14. prath

    My cibil report shows the loan & credit card account of my Dad as well.

    Approximately since 3 months, I can see my father's loan & credit card accounts in my CIBIL report as well. I used to check onescore to view my CIBIL score and thought it might be some error from their end. But I checked on gpay and it's the same, now I got CIBIL membership as well and it's the...
  15. Ariyan

    Cibil Compensation

    Today Morning i got this message from Cibil and 300Rs Compensation😂 I didn't do anything in cibil just raise dispute all credit card card and loan enquiry. Anyone got this type of compensation🤥
  16. SSV

    Free CIBIL Score is back in ICICI Wealth Management Account

    Guys Free CIBIL is back in ICICI wealth management account. Check yours in iMobile App…
  17. me_sovon

    CIBIL 1 year Subscription at ₹600 only for 15 August

    Don't know if this is important or not, but I just bought the CIBIL subscription for 1 year at ₹600, cupon code: FREEDOM50 So if you are planning to purchase the subscription plan, this is the perfect time to buy. Offer is applicable only for today 15 August 2024.
  18. Rkr

    Freedom sale 50% off valid for 15 August 2024 Limited period CIBIL subscription offer

    Cibil subscription is available for approx 50 % discount .Buy from their official website. Discount code is FREEDOM50. Stacking option may also be utilised if any current subscription is active. (Note Credit goes to- @BVC) @SSV @NShah @Shubham Yadav
  19. Pradumya

    Payment reporting even after 3 years

    Hello everybody I made a thread earlier to know about the impact of this payment reporting. Now let's start: I had 4 Paytm postpaid accounts facilitated by Aditya Birla Finance from 2021 to 2023. Below are the details of the accounts: 1. Date of Last Reporting: 31-05-2024 Status...
  20. M

    Weird issue - CIBIL score disappeared!

    Hello guys, Facing a weird issue in my wife's CIBIL. She has two active credit cards and until last month, she had a good CIBIL score consistently above 780 (she had CIBIL history since 2011). Suddenly, her entire CIBIL history has disappeared. CIBIL score is NH. I logged into the CIBIL portal...
Back
Top