Today, I downloaded my free (yearly) CIBIL credit report. It only shows two of the four current credit cards I own. Among the cards not featured are SBI's 9-10 month old card and Yes Bank's 7-year old card. I also noticed that one of my Kotak bank cards, which I closed a few months ago, is not...
I have taken OD account against gold in axis bank which is salary account and having credit card too
Due to reduced gold price(reason on letter)I need to pay 500 into OD account which was not conveyed via SMS or call or mail or via app notification or display negative balance in account nothing...
Hi all,
CIBIL is running an offer for all of its subscription plans as part of Global Fintech Fest
use coupon code: CIBILGFF50
50% off on CIBIL subscription
applicable on all plans
valid till 30th Sep 2024
applicable on both web and android app
annual plan 600rs only
half yearly plan at 400rs...
Hi friends! My cousin already has some 4-5 credit cards. Still wants to apply for IDFC credit card. Her CIBIL score is 750. Will her score drop if she applies for another credit card? Please suggest.
How do I ask ICICI to remove personal CIBIL enquiry? I was just trying to open digital savings account with ICICI where I entered my PAN and other personal Info but they did a personal loan enquiry on my CIBIL. Can someone please guide me what steps should I take to fix this?
Just wondering if there's a number that anyone tested here. In pursuit of Infinia I ended up having 4 new cards in the last 3 months. Also, the hard enquiry shot up to from 0 for last 3 years to 9 in last 3 months. Despite that my CIBIL score went up by 35 points in the last 90 days. Not sure...
I dont have a cibil score yet,
So I applied for Lazypay and got 3k as credit limit.
I'm wondering if I keep paying through it and instantly pay the outstanding in advance, will it help me build a cibil or not?
If not what should I do to generate the cibil? As I don't want to miss any payments...
"I’ve always been curious about the kind of CIBIL report banks receive from TransUnion CIBIL when a hard inquiry is made.
Is the report similar to what we, as consumers, get? Do banks learn from a CIR what types of credit accounts an individual holds & with which banks? Can they see which banks...
I need to buy air ticket which will cost me 1.15 Lakhs...the credit limit on my SBI CB card is 1.25 Lakhs
Now If I buy the ticket with CB card, I will get Rs, 5000 cashback and I am happy with it as it will also ensure Rs. 1200 annual fee waiver...
But, whether this will affect my civil score?
Hi Team,
Anyone facing issues with cibil score from cibil.com? All of a sudden it shows only 1 account and my score reduced by ~40 points. All my enquiries and cards are missing along with my personal and official information. Anyone facing the same issue?
Hi guys,
Just to update - CIBIL Report download/view option is working again in ICICI.
Login--> My CIBIL Score
Almost after an year it's working again.
Atleast I can see and download the report from iMobile.
Approximately since 3 months, I can see my father's loan & credit card accounts in my CIBIL report as well. I used to check onescore to view my CIBIL score and thought it might be some error from their end. But I checked on gpay and it's the same, now I got CIBIL membership as well and it's the...
Today Morning i got this message from Cibil and 300Rs Compensation😂
I didn't do anything in cibil just raise dispute all credit card card and loan enquiry.
Anyone got this type of compensation🤥
Don't know if this is important or not, but I just bought the CIBIL subscription for 1 year at ₹600, cupon code: FREEDOM50
So if you are planning to purchase the subscription plan, this is the perfect time to buy.
Offer is applicable only for today 15 August 2024.
Cibil subscription is available for approx 50 % discount .Buy from their official website. Discount code is FREEDOM50.
Stacking option may also be utilised if any current subscription is active.
(Note Credit goes to- @BVC)
@SSV
@NShah
@Shubham Yadav
Hello everybody
I made a thread earlier to know about the impact of this payment reporting.
Now let's start:
I had 4 Paytm postpaid accounts facilitated by Aditya Birla Finance from 2021 to 2023.
Below are the details of the accounts:
1.
Date of Last Reporting: 31-05-2024
Status...
Hello guys,
Facing a weird issue in my wife's CIBIL. She has two active credit cards and until last month, she had a good CIBIL score consistently above 780 (she had CIBIL history since 2011).
Suddenly, her entire CIBIL history has disappeared. CIBIL score is NH. I logged into the CIBIL portal...