cibil

CRED keep messaging me on whatsapp about changes in my cibil, I dont remeber ever creating account there but whatever, may I created one and forgot. so now How can I stop them for accessing my cibil score & credit report. also how to check which other ORG have access to my cibil or credit report.

Hi , I have been using the super money credit card for a few months (since sept )now and have a cibil score of 760 right now . Can I get any unsecured credit cards ? Here are my details :- 1- Student , have some income from freelancing and stipends 2- my spends are always within my spending...

Over the past month, I have been making most of my EMI payments a day or two after their due dates. Unfortunately, it seems I may have to do the same this month as well. Last month, all the financial institutions and banks graciously waived the ECS mandate charges and late fees, and my credit...

I disputed an unknown Loan account on my cibil a few months ago, that was successfully removed. But now it reappeared on my CIBIL. I tried to redispute the loan account but CIBIL site is giving me an error (tried several times). Their site sucks but it's for another post. Any idea what could be...

I had HDFC Bank Millenia credit card which I lost, this was my oldest credit card. I called the bank but they did not had proper answers to my queries. My issue is if I block and reissue my lost credit card as this was my oldest card will my credit history be erased and will it affect on cibil...

I already post this question some days ago and I get know the 35% off code for cibil subscription but I want to know is there any code available for 50% off. I am going to purchase that's why I am asking final time.

So I took an education loan for my MCA in 2019 for 2.25L however needed to use only 1.85L as the rest got saved due to Covid (1 year hostel fees) Started paying it back in Oct 2021. Now 1.4L remaining monthly EMI is 3k last month and still there for I think 64 months. Last month a FD of mine...

Just wanted to know does hdfc reports multiple cards as saperate account to cibil like icici or idfc though they are under shared limit?

I want to purchase annual subscription of CIBIL on 50% off. This offer came in 15 th August but I forgot to purchase. Is there any chance they will give 50% off again like on new year or 26 Jan 2025.

Anyone have any cibil coupon code for yearly membership ? Please Share !

Hi guys, so for security reasons, I changed my primary email and shifted to another email address. I have created a gmail account and set up GPay with my banks and cards. Everything is working as it should, except the CIBIL score fetching feature. When I try to fetch CIBIL, I get this: "Cannot...

I saw an option to check CIBIL report in HDFC Net banking. So just for fooling around I wanted to check it out, even though it says its paid, I was not going to pay it but was checking what steps it shows. It leads to a CIBIL page and asks to register/create a new account. As I already have...

Guys, We already know that the new norms of cibil reporting comes into place w.e.f 1 Jan 2025. As per the new rules ,the banks and other financial institutions should report outstanding balances of loans and credit card accounts atleast every fortnight. In this regard some banks adopted...

Hi Guys! 1. In India, do sole proprietorships and their proprietors enjoy separate CIBIL ratings? 2. If not, then does it make better sense to obtain rewarding business cards in the name of the proprietor (e.g. HDFC Bizblack, AU Business Cashback etc.) instead of obtaining corporate credit...

I had an IDFC Wow card for nearly a year and have recently been issued a Mayura card unsecured. I was reading the threads on these new cards and people have mentioned that the new account was reported to CIBIL immediately even before the card was activated/delivered. The first statement is to...

Hello Folks, I am really confused regarding by Cibil score, So it has not changed much since last 4 years or so! Been between 780 ~ 790 always. In the last 4 years, added and closed many cc's, got a personal loan, credit utilization upto 80%. But the margin hasn't moved much, I just want to...

I paid HDFC CC outstanding amount via SBI Unipay. Initially it showed as if the payment was successful. But later after couple of days, the payment got failed and status changed in Unipay portal to transaction failed & I missed the due date. Later SBI has reversed the transaction and credited...

Hello team i took loan from liquiloans and my emi date is 5th i put ecs mandate but due to insufficient funds it is not debited i have added funds on the same day and tried to pay Emi manually but their website froze the manual payment on 6th i have paid manually now i am not sure whether my...

I have raised a dispute with CIBIL and after raising disput it was showing in open dispute tab but after next day it moved to Failed dispute without any reason , what does that mean ? someone explain , any solution ?

I have noticed for the last 20-25 days, HDFC has been reporting to CIBIL every week starting from: 23 Nov → 30 Nov → 7 Dec Previously HDFC used to report ONCE on month-end ie. on 30/31 of every month. This is even faster and earlier than the RBI new guidelines of biweekly reporting w.e.f. 1...