credit card

Hello everyone, I’m seeking advice on optimizing my credit card portfolio and building a strong set of cards for my needs. Here’s a quick overview of my spending patterns and preferences: Spending Patterns: - UPI Transactions: ₹1-3L per month - Online Shopping: ₹1-2L per month (mostly...

I have a question. Most of the people here do most of their spends by CC. Obviously that's why they are here. But if we include all the expenses throughout the year - there are some expenses which can't be done on CC (like your maid/staff/driver salary), occasional payment by UPI (yes, there are...

Who dominates the credit card market in India? India's credit card market thrives, with 7.7 crore cards in circulation. But who leads this dynamic space? Here's the market share breakdown: HDFC Bank: 21% (1.6 crore cards) – The market leader with a robust customer base. SBI Cards: 19% (1.4...

Hello Everyone, I am looking for a new Credit Card and would really appreciate suggestion from the members here on the best Credit Card for me. I currently have a HDFC Regalia LTF credit card with 5.5L credit limit. I am approved for an upgrade to a FYF Regalia Gold card, and I have not...

Please assist me with the following queries: Are recharge and bill payments made through Amazon or Flipkart eligible for cash points? Does grocery shopping via Amazon or Flipkart earn 5% cash points? Are insurance and utility bill payments eligible for 5% cash points?

It’s been 2 says since I transferred, it is not yet credited to intermiles account what should I do

As expected, the situation is dynamic and it have changes in the last weeks now the main threads have become too confusing and often conflicting observation. Hence, for clarity on this matter, I need to ask this question separately... Now My question is 1) What are the options left now for the...

Hello Community, I need some advice regarding a troubling situation my friend's brother is facing. He has an Indusind Credit Card and was recently scammed by someone posing as a bank employee or agent. The fraudster tricked him into sharing an OTP, which was then used to make a transaction of...

Hi All, Need a guidance, planning to buy gold from Amazon platform.i have the Axis Atlas, Amex MRCC, icici amazon, Idfc select credit cards. So most of the above cards are excluded the rewards for gold transaction. But my question is even milestones are also excluded? Using Axis Atlas I have...

Hello All, Please share all banks credit card latest T&Cs. Only post PDF or Official link with Published date and effectivity date, NO other stuff please.

As a customer, I decided to explore the ICICI Bank Times Black Credit Card (marketed as a premium offering) in depth. While the application process was seamless, my overall experience has been underwhelming. Here’s a detailed breakdown of the card’s strengths, weaknesses, and overall...

I am unable to redeem credit card reward points showing , on clicking redeem option it was showing you may not be accessible to this site . Tried using to redeem using I mobile app , internet banking . I cleared all my cache and cookies but not useful. Pls give me your valuable suggestion

I was ordering a product worth 63.5K on Flipkart with Federal Bank Credit Card EMI, and the moment I entered the OTP and hit the confirm button, it got stuck there and it threw me back to the payment method page again after a minute but the amount got debited from my card instantly. Flipkart is...

Hi All, <Typo in the Title - It is debit card only> I made a USD 197.50 transaction for a exam voucher purchase from Linux foundation, San Fransisco on 11th Dec 2024(Approx Forex rate = 84.85). The payment was successful and I noticed that there were two debits on 11th Dec (one for 16,757.48...

Did I miss adding something else?

Hey everyone, I’m looking to apply for the HDFC Millennia Credit Card (currently on LTF offer) or the Diners Privilege Card. However, every time I check my pre-approved offers, I only get cards like Biz Grow and Biz First, which I’m not interested in. Does anyone know how to get pre-approved...

HI Everyone, So... most of us know about the Times Black Credit Card. Some of them have applied as well. I was going through their website & some of the things have concerned me. Especially the T&C. ( I am also going to talk about Kotak's Lafayette Concierge ) Let me go in detail : 1)...

I recently got my LTF HDFC Swiggy credit card and ordered milk on Instamart. However, I’ve seen posts claiming that cashback has no longer been provided since December or that milk is excluded from cashback eligibility. anyone, please confirm who is ordering only milk. I’m planning to...

Hi All Wanted to know the timeline to change the billing cycle for the HDFC credit card I have submitted the request 15 days before but nothing as changed Please can you help? @SSV @vaibhav111 @Rkr @BVC

Source: https://www.ndtvprofit.com/business/supreme-court-strikes-down-interest-rate-cap-credit-cards TLDR: In 2008, the National Consumer Disputes Redressal Commission had ruled that banks cannot charge interest rates over and above 30% from credit card holders that fail to make their...