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credit card

  1. I

    My Closed Kotak Bank Credit Card Still Active Showing In Cibil Report

    I closed my kotak bank credit card on 07/09/2024 But Cibil Report is Still showing active. I have cibil subscription so I get latest report from cibil and more than 4 more months gone but my kotak bank credit card is still showing active. Cibil is give me wrong report? Or wait for report...
  2. A

    Shark Tank India 4: Aman Gupta opts out from investing in UPI Payment ring startup; says 'milte hai fir market mein'

    Shark Tank India 4: Aman Gupta opts out from investing in UPI Payment ring startup; says 'milte hai fir market mein' Shark Tank India Season 4 saw the introduction of a smart ring by the startup Seven, which allows single-tap UPI transactions without needing charging. Though some judges were...
  3. A

    No Additional Charges When you Invest with RuPay Credit Card on UPI on NPS

    No Additional Charges When you Invest with RuPay Credit Card on UPI on NPS: :love::love: Link: https://npstrust.org.in This campaign allows customers to invest on NPS using RuPay Credit Card on UPI (RCC on UPI) on https://npstrust.org.in as a payment mode at Zero Payment Gateway Charges The...
  4. A

    Axis Ace Credit card - Annual Fee: Feels like Cheated

    Hi Guys, I have an Axis Ace card, and the last statement was generated on 18th Jan 2025 with a credit amount of ₹65.82. Since I am not using the card, I decided to close it. To utilize the credited amount, I used ₹65 to purchase an Amazon voucher and then called customer care to close the...
  5. J

    HSBC Visa Platinum Credit Card against FD

    HSBC offers a Smart Money account that allows customers to withdraw up to 90% of their fixed deposit (FD) amount and get a credit card. Open a Smart Money Account with a minimum fixed deposit of INR25,000 and get high returns. Choose the best tenure for you from a wide range as per your convenience.
  6. vaibhavk

    Does RBL IRCTC Rupay Select Credit Card have OTT, Spa, etc. benefits?

    Hi Community, Please help and Answer the following questions: Question #1: The RBL IRCTC RuPay Select Credit Card is primarily designed for frequent train travelers and offers benefits related to railway journeys. Does it also include benefits such as OTT subscriptions, spa discounts, and other...
  7. A

    SBI credit card auto debit permission

    Hello everyone, I am planning to apply for an SBI Credit card because I am seeing that its being approved online lately. I have seen some of the application process videos during which there seems to be two options for verification of KYC. 1. Video KYC or 2. Bank account confirmation where the...
  8. RAMESH BABU N

    CREDIT CARD MISUSE : No Section 271(1)(b) Penalty - if reasonable explanation is given...

    Credit Card Misuse: No Section 271(1)(b) Penalty - if reasonable explanation is given... Read it at https://taxguru.in/income-tax/credit-card-misuse-section-2711b-penalty-reasonable-explanation.html Many may find it useful.
  9. Lucifer404

    Icici credit card application rejected

    On 22nd January 2025 i applied for icici credit card for the fourth time and got the same result that instantly rejected my credit card application stating this product can't be offered to you. Can anyone give me suggestion that how can i get this easily i have cibil of 774, holding 13 credit...
  10. marvel

    Joining Benefits on PIXEL Credit Card

    I applied HDFC Pixel credit card as ltf and the email flyer showed Rs 1500 voucher. I can't seem to find the terms and condition on how to get this voucher and the hdfc email team cant help me and asks me to contact payzapp team. Do anyone know how to avil this Rs 1500 voucher?
  11. me_sovon

    Axis Credit Card Rejected

    I had applied for the Axis credit card and it was rejected after few days. So I mailed PNO to know the exact reason, but they replied the same "Internal policy" issue. And surprisingly he also mentioned that I can reapply after 12 months 🤐🤐 Now this what is bothering me, I mean seriously, 12...
  12. H

    coral master vs coral visa vs coral rupay credit card

    Want to compare coral cards with visa or rupay or master varients CCs. Specially for lounge access benifits. For Visa varient minimum spend 75k is required and for master varient I think no spend criteria required as what I have seen on website...
  13. A

    Amazon Gift card - 5% Cashback SBI Cashback Credit Card

    Amazon gift card - 5% Cashback SBI Cashback Credit Card: Website is shared by @Rahul Gulati Update - @Rahul Gulati already purchased 30k Amazon gv (seems there is a limit, doesnt allow to purchase more than 30,000), 80,000 Tanishq and 1L Tanishq Diamond gv (read comment section for all order...
  14. A

    Query Regarding Kotak Credit Card EMI Cancellation

    I recently bought an appliance from Croma using a Kotak credit card on EMI. After receiving the product, I decided to cancel the EMI within 3 days. The bank asked me to clear the outstanding amount within 24 hours. However, the bill for the transaction hasn’t been generated yet. The next bill...
  15. C

    Which is the best credit card for BALANCE TRANSFER ? With Lowest interest/Chrges and covers maximum other cards for balance transfer.

    Iam looking for BEST CREDIT CARD for BALANCE TRANSFER facility with 1. Balance transfer with NO EMI and nominal Balance Transfer Charges. 2. Balance transfer with EMI with lowest interest rate. 3. Maximum credit cards (From Multiple Banks ) covered under Balance Transfer .
  16. Piyush Yadav

    Help ❓ regarding Amzon pay icici bank credit card

    Hello guys 👋 Can anyone help me regarding that... I apply for amazon pay icici credit welcome offer from amzon pay... Completed all the process... They fetch my cibil and my aadhar verification, also that reference CYCR number... After applying all the process in last page it's show me that...
  17. shashwatchadha

    ULIP with credit card better than Mutual fund?

    Lot of debate is going on between ULIP vs MF. But we have new age ULIPs like Hdfc life C2W, with very less charges. And no taxes till 2.5lakh premium. What is your take on this? Using CC like SBI cash back, we can easily get 5% cashback when paid using Amazon GV. Infinia can get around 13%
  18. karthikuuuu

    Need Suggestions: Credit Card Upgrade/Downgrade Options

    Hello Technofino members, I currently have two credit cards with the following details: HDFC Millennia Paid variant Credit Limit: ₹3.27 L SBI Prime Paid variant Credit Limit: ₹64K My monthly expenses are in the range of ₹10K–₹20K. I feel I’m not utilizing my SBI Prime card much due to...
  19. vamsikrishna1997

    Idfc bank credit card application processing delayed

    I have applied and idfc credit card via their agents in a mall on 4th January and when it's processed they said I'll get the card for sure post verification and it showed that by 13 th I'll get the card. But that date was always keeps on changing and currently it's 31st Jan now. The application...
  20. Delsin

    Suggestions for my Credit Card Portfolio

    HDFC DCB LTF - Alumni HDFC Swiggy Paid - Food Spends HDFC Tata Neu LTF - Grocery/Tata HDFC IRCTC LTF - Train Spends SBI Cashback Effectively LTF - Online Spends SBI BPCL Effectively LTF - Amazon/Flipkart SBI Offers - Fuel Axis Flipkart Paid - Flipkart -...
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