Sharing some of my learnings from my credit card journey
I was one among those old schoolers who always belived debt is bad in any form in my Initial career days and followed disciplined lifestyle in form of investing.
However after reaching mid 30s I started my credit card journey out of...
🚨 Kotak Credit Cards Update: PVR Kotak Platinum Credit Card Benefits! 🎉
- Get 2 PVR INOX movie tickets every month when you spend ₹10,000 or more! 🍿
- Enjoy discounts on food, beverages, and movie tickets at PVR INOX! 🎥
⚠️ Important Change
(Effective June 01, 2025):
Spends on Utility...
I was billed ₹3,000 + ₹540 GST (total ₹3,540) as annual fees.
I contacted customer care to request a reversal, but they rejected it. I escalated the matter to their senior team and even the Privy team, but they also declined to reverse the charges. I also asked if they could at least do a...
Hi everyone,
I had opened an ICICI Mine account in January 2021, but due to some personal issues, I couldn't complete Full KYC or VKYC. As a result, the account was automatically closed in January 2022.
During the one-year period when the account was active:
I took a FD-based credit card in...
My ICICI CC bill date is 2nd, due date is 20th.
I had 50k due, around 22k minimum. Lately I been paying minimum since the full bill is bit too high. I'm in between move, career shift etc. I'm not a salaried employee, I'm a freelancer. I don't have a lot of liquidity, so even though I prefer to...
FREE RuPay JCB Plaza Lounge (Honolulu, Guam, Taipei, Singapore, Paris, Seoul, Hong Kong, Bangkok, Japan)
JCB Plaza Lounges are free for RuPay JCB card holders. These lounges offer amenities like free Wi-Fi, drinks, and baggage check-in. Additionally, the JCB Plaza Call Center provides free...
FREE RuPay JCB Plaza (Honolulu, Guam, Taipei, Singapore, Paris, Seoul, Hong Kong, Bangkok, Japan)
Travelling to Paris? As a RuPay JCB cardmember, your journey just got smoother!
The JCB Plaza Lounge in Paris offers a relaxing retreat in the heart of the city, ensuring you travel with ease...
FREE RuPay JCB Plaza (Honolulu, Guam, Taipei, Singapore, Paris, Seoul, Hong Kong, Bangkok, Japan)
Travelling to Paris? As a RuPay JCB cardmember, your journey just got smoother!
The JCB Plaza Lounge in Paris offers a relaxing retreat in the heart of the city, ensuring you travel with ease...
I have neo card , which is oldest in my portfolio. Today i open app & saw privilege card 0 fee & applied . Now regretting why unnecessarily i applied. What should i do keep which card please tell. I have 10 cards & only use 2 cards
I had applied for PNB Rupay Select card in January. I got it approved in March on 16th March. Immediately after the card details and limit was assigned to me, I was asked to setup PNB Genie app. As soon as I setup the app and activated it, I got an SMS that I have been charged with joining fees...
I recently contacted the PNB customer team via email to convert my existing credit card to an EMT RuPay variant. They responded after some time, asking for my address to deliver the new card. Today, I noticed the EMT RuPay card has been added to my account as an additional card rather than...
is anyone aware of any insurance benefits with federal celesta credit card (mastercard variant)?
I could not find anything explicitly mentioned on their website.. if I google it, it redirects me to Celesta insurance link which from the looks of it is applicable for Celesta savings account.
Dear Technofino members, I am new to technofino community and requesting some help on applying for my first credit card. I have an annual CTC of 36L. I read the post related to guidelines and summarized the following as my spending categories and cards I am holding. I am also open to suggestions...
Hello Community!
I am being offered SBI Prime rupay credit card as Ltf by the bank. Should I go for it?
I currently have Onecard, SBI SimplyClick and HDFC Freedom rupay (ltf). I plan to change my hdfc freedom to swiggy hdfc in near future and close my onecard.
Reading about the benefits of...
Hello TF community Folks,
Looking for a CC (doesnt matter paid or free) which gives good benefits on 8-10L spends per annum (incl rental spends).
Background, so far I was using IDFC Vistara card, which had 3L rental spends + other spends. Even after paying 6k for joining and other platform...