credit card

till now we have credit surplus every month as the raw material gst is higher then the finish product we sell and we claim these excess credit frequently but as gst rates changing from 22-09-2025 now both raw material and finish product came under same gst slab i can see i have to pay now...

Hey guys! I wanted to apply for a entry level card as I don't have any credit card till now Let me give my some information so you guys can suggest me CIBIL:- 780 EXPERIAN:- 785 Utilisation in cibil 56% Utilisation in experian 66% Last 6 months credit enquiry 3 I am self employed ITR of...

Hi everyone, I have been self-employed for the past 1.5 years in software consulting, with an ITR of ₹28L, GST registration and CIBIL score is 800+. Previously, I held the Axis Magnus card, but I closed it after 2 years once it was devalued. Currently, I hold the one card, Scapia card and the...

I am not finding any app or website which supports Roar Bank credit card.. Will anyone please tell how to repay its bills

Good morning everyone, My yearly income is around 32 L ( includes both salaried and professional income) My cibil is 782. I have been using ICICI amazon pay cc for the last 3 years. My monthly expenses are around 80k to 1lakh. Hotel stays take up around 20-25k Fuel around 15k Swiggy orders...

Hi, I just wanted to share my experience with fresh application for axis bank credit card. I'll try to make this post as in depth as possible even for future applicants. I was looking to apply for an american express card - strictly for the card network and limit because I intend to link it...

So i have sbi cashback cc from past 1.2years.. as usual i pay from 3 party area's for extra rp or cashbacks or cashpoints from debit cards to earn extra..(we all do that) Recently i have applied sbi phonepe select cc..and it has been approved.. but from that time onwards..i cant pay my sbi cb cc...

My annual income is 4 lacs 20 thousands in 2024-25 FY . I spent around 7.5 lacs by credit card in 2024-2025 FY. Maximum spend is for my relatives. Should I worry about that ?

Yesterday on 30/08/2025 I applied city union bank sunrisers Hyderabad credit card online through their online system... Because currently working in Hyderabad and sunrisers Hyderabad is my favourite ipl team ... because of travis head and Abhishek Sharma ...all the process went well , they fetch...

Recently a video posted on Taxpuram Youtube channel (Tamil) discusses about Rs.1.12 Crore Income Tax Demand Notice received by one of his clients for spend of Rs.68.97 Lakhs in AY 2020-21. * LINK TO VIDEO * Income Tax Notice is issued under Section 156 of IT Act demanding ₹1.12 crore from one...

I tried paying HDFC CC bill thru amazon pay and noticed that its not showing Netbanking as an option for payment.. its showing UPI as the only option for payment. (that too restricted me from paying more than 5K as first time user ). Anybody else have the same issue?

Hi all, As the title suggests, I am making a little short of 2L as salary and forsee a few trips abroad in the next year. I can see atleast 6L on flights/hotels (may even strech to 10L) and a few lakhs of general everyday spends taking total spend in the year to 12-15L. I am planning to get a...

Hi everyone, I have some electronics purchases coming up in the next few months, and I’m specifically looking for cashback credit cards that work well for offline store purchases (not online). I was considering the HDFC Pixel Play Credit Card since it gives 5% cashback at Croma and Reliance...

New trick - CC to CC bill payment: Use RuPay CC UPI Note - if you get @icici merchant upi id then RuPay CC UPI option enabled (cancel and retry, if you get @freecharge or other merchant upi id). Merchant Category Code (MCC) 7349 refers to Cleaning, maintenance, and janitorial services. Update...

Higher per transaction limit for specific categories in UPI: Subject: Addendum to OC 185 A – Implementation of higher per transaction limit for specific categories in UPI Vide reference to NPCI/UPI/2024-25/OC/185 A dated 24th August 2025, NPCI has increased the per transaction limits for...

Lets mention the best credit cards that are available for each bank. Of course its all based on opinions so let's be understandable here. For me I think its this SBI : SBI Cashback ICICI Bank : Amazon Pay ICICI HDFC Bank : HDFC Swiggy HSBC Bank : HSBC Live+ Yes Bank : Kiwi credit card Axis...

Hello, I just wanted to post this to bring it to the attention of fellow technofinians and hear your take. This is something I have noticed while perusing through the HDFC Credit card offers currently running on Flipkart. It seems HDFC has restructured the category and reward system of its...

This month, I am noticing multiple payment apps like Cred/Navi/Paytm etc are not allowing me to pay actual full payment amount. Like, my credit card billing amount is 10K for this month but apps are allowing me to pay only 8k via BBPS, stating that if I pay more than that it can lead to payment...

SBI flipkart credit card or SBI cashback credit card which one is better and why ? looking for upcoming big billion sale ...