credit card

Hi, I got my IndusInd Bank credit card 4–5 days ago, but I’m still unable to log in to the Indie app. I created my MPIN, but the app only shows options like Apply New Products : Savings Account, Line of Credit, and Fixed Deposit. I can see my credit card in NetBanking, but not in the app. I...

Hi, As the title says there is a vacation coming up for me. I have both atlas and magnus (non burgundy one) (having both cards is a long story) I would like to know by using which credit card to use for my upcoming flight and hotels booking. The total cost might come around 3 lakhs I guess...

Hi everyone, I own 25+ credit cards almost from all major banks and all credit goes to this community. Forever grateful to you all for helping me plan my expenses. I have recently enrolled for Kalyan jewellers’ monthly scheme and i need to pay 2L every month for next 6 months. Please advise...

Update: i found that the final cost would be 50K itself as it is not no-cost emi. on top of there will be 18% so another rs734. better to go via instant 4k discount. Hi, a month ago i canceled my pixel card because i had only 1.20 limit on millennia which i wanted to cross 1.5 for tata neu...

I got the card FYF in October 2023 and went on spend 4+ lakhs in the first card anniversary year. Since then I've got other cards and spent only 1-1.5L in the 2nd year. I need 3L spends to waive the annual fee of Rs 3k+gst.1499+gst. I won't be able to spend that much and thinking of closing the...

Good Day Seniors Myself Gowthamakumar i am a marine engineer with nri status earning 3000USD/MONTH. i have few credit cards but i am unable to increase their credit limit. kindly assist me to increase the credit limit. My cibil as of today 773 with no loans but guarantor for my fathers home...

I want to apply for the IndusInd Bank Pinnacle Credit Card on a card-to-card basis with the ₹5,000 + GST joining fee offer (reversible on spending ₹50,000 within 3 months). I'm new to the bank and currently hold an ICICI credit card with a ₹3 lakh limit. I'm a student and would like to know how...

I recently ordered an HDFC DCB add on credit card for my parents and the card I received has the same phone number as the primary card holder as well as the same card number as well. As per recent forums and updates I understand that the HDFC add on credit card would have different card...

I already have SBI cashback card with 1L limit & SBI simplyclick with 26K limit. Now I'm planning to get a 3rd card, IRCTC SBI. Does SBI allow a third card? Or should close SBI simplyclick first? As don't use this card at all, got it 8 months back. I received SBI cashback 2 months back, &...

Hi everyone, I recently got a pre-approved credit card offer from HDFC Bank. I had the option to choose between Freedom, Moneyback, and Swiggy cards. I went with the Freedom card because they are currently offering a ₹3200 Amazon voucher as a temporary welcome benefit. However, while applying...

AU Small Finance Bank, in collaboration with Kiwi, has launched the Cosmos Credit Card — a lifetime-free virtual card offering 1.5% cashback on spends. With an active Neon membership, users can enjoy enhanced benefits including up to 5% cashback, complimentary lounge access, and exclusive deals...

I already have an Axis Neo Mastercard (issued 2 months ago) and now I want to apply for a RuPay variant through the Axis website. However, the application process is asking me to complete home verification and vKYC again. There are no pre-approved offers in the Axis app, and I can’t reapply...

HSBC organized a salary account drive at my office. During the event, one of their sales executives shared his number with me for any queries related to offers and credit cards. I ended up opening a salary account and also applied for a credit card at the same time — the executive submitted the...

Can anyone here please clarify if the domestic lounge facility on Adani One ICICI Credit Cards is limited to airport owned by Adani group only or the rest of the airports too? In the description, it is clearly mentioned "all airports". Even when you click on the link and checkout the list...

How to get Rewards on Amex & SCB Credit Card bill payment using IDFC DC ? Amex - https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp SCB - https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp Many people told they got reward on Amex and SCB Bank CC bill payment...

I'm an SBI Aurum credit card holder and I'm trying to get clarity on their milestone benefits. Specifically, I'm wondering: * Do education spends (e.g., school fees, university tuition) count towards the spending milestones for earning vouchers/benefits on the SBI Aurum card? This is a...

On 17th June, 2025, I bought an electronic appliance from Croma using my Tata Neu Infinity credit card and chose the Low-Cost EMI for 6 months to get around ₹6,000 instant discount, whose summary is as follows: The total amount debited from my card was ₹37,613.33. As I'm aware, HDFC provides...

Hi everyone, I’m sharing my experience with HDFC Bank regarding a pre-approved credit card offer with a ₹1 lakh limit, which I was genuinely looking forward to. Unfortunately, my application was rejected, and the reason provided was: Here’s why this is frustrating: No one from HDFC came...

If you have existing virtual only card, you can get a physical card by going to mycards/payzapp > services > security and replace card. Zero charges. Don't select hotlist and reissue.

Hi everyone, I’m looking for advice on which credit card should be my secondary now that I plan to drop my Amex Platinum Charge (₹35K monthly usage) when it comes up for renewal in August. I don’t find the benefits justifying the fee anymore. Here’s my current card setup and usage: Primary...