credit card

Lot of debate is going on between ULIP vs MF. But we have new age ULIPs like Hdfc life C2W, with very less charges. And no taxes till 2.5lakh premium. What is your take on this? Using CC like SBI cash back, we can easily get 5% cashback when paid using Amazon GV. Infinia can get around 13%

Hello Technofino members, I currently have two credit cards with the following details: HDFC Millennia Paid variant Credit Limit: ₹3.27 L SBI Prime Paid variant Credit Limit: ₹64K My monthly expenses are in the range of ₹10K–₹20K. I feel I’m not utilizing my SBI Prime card much due to...

I have applied and idfc credit card via their agents in a mall on 4th January and when it's processed they said I'll get the card for sure post verification and it showed that by 13 th I'll get the card. But that date was always keeps on changing and currently it's 31st Jan now. The application...

HDFC DCB LTF - Alumni HDFC Swiggy Paid - Food Spends HDFC Tata Neu LTF - Grocery/Tata HDFC IRCTC LTF - Train Spends SBI Cashback Effectively LTF - Online Spends SBI BPCL Effectively LTF - Amazon/Flipkart SBI Offers - Fuel Axis Flipkart Paid - Flipkart -...

Hi everyone, I’m sharing my recent experience with applying for the HDFC Tata Neu Credit Card and need some advice on how to proceed. I applied for the card via the Tata Neu app in the first week of December. Unfortunately, I missed entering a part of my address—specifically the post...

Hello, I stay quite often in Accor properties, also leverage quite many of my points from Atlas. I was keen towards enrolling for Accor plus membership that comes around 12k if I buy from them(traveler). However, I also saw Amex reserve offering Accor plus traveler and joining fees are also...

I will be joining TCS with a monthly salary credit of around ₹45,000. Planning to open a salary account, and TCS has tie-ups with Axis, HDFC, SBI, Kotak, Standard Chartered, and ICICI. I already have an HDFC account under a family salary account along with millennia credit card. Which salary...

HSBC Bank today launched its TravelOne credit card in India. First, let's review its full benefits, and then we'll discuss more about this card. [A Few details are copied from this thread - https://www.technofino.in/community/threads/hsbc-travelone-cc-launched-an-axis-atlas-competitor.37051/...

Dear guys , I am applying HDFC swiggi credit card 💳 16 Jan. 2025 , video kyc complete same but today I received a mail 22/01/2025 card is rejected Reason in mail - “"Unfortunately, your application could not pass through this check as it does not meet the internal policy requirements of our...

Hi #ccgeeks family . I have upcoming payment of 5L to travel agent (Travelling to Bhutan with family). Suggest me which credit card to use or should I get a new card ? Current cards: HDFC Regalia Gold LTF (Primary) IndusInd Pinnacle AU Ixigo Amazon pay & Flipkart Axis I have asked which MCC...

I’ve 2 ICICI credit cards which share a limit of 4.2Lakh -ICICI Amazon pay and ICICI MMT Signature Card. Despite trying so many times they declined my request to increase the limit. So I’m thinking of closing MMT Signature Card now as i use it only twice or thrice a year. Could anyone tell me...

My cousin bought a mobile using my Idfc card on emi. In my 4 years of credit history i never opted for a emi, so i have a strange experience & my credit score is at stake!. There’s a ₹0.02 paise difference b/w total outstanding & sum of all instalments. So you guys can simply say: just pay...

Hi Customer, We miss having you around! So, here's something special, just for you!🎉 Enjoy 100% cashback up to ₹250 on the next spend with your IDFC FIRST Bank Credit Card 💳 Hurry! Don't wait! Limited period offer, valid from 1st to 31st January 2025 only. Know more Always you FIRST IDFC...

Which is your first Credit Card of 2025? I took a pretty useless card just to open the account in 2025 :D RBL Paisabazaar Duet Card - LTF (applied on 14th Jan, approved on 18th Jan)

which super premium credit card is best in the 3 cards, 1. axis burgandy private one , 2. indusind pioneer private card 3. hdfc infinia

I havea HDFC BUSINESS MONEYBACK card with1.3 lakh limit(started with1 lakh limit 3 years back). Recently I got a TATA NEU+ card which shares limit with the BUSINESS MONEYBACK CARD. I was never offered a card upgrade since the beginning. I spoke to customer care and they said it’s not possible to...

So I had opted for idfc power plus credit card while i made my first IDFC credit card application back in april 2024. Currently I'm holding idfc power plus and IDFC mayura credit card(merged limit) but now i want a core varient of IDFC credit card like the millenia or select which were offered...

I recently got approved for pinnacle credit card from indusind. On the approval page joining fee was showing as 5k. I have delight saving account with them with delight debit card. 1. Will i get fee waiver on spending 50k in 90 days as per past expeiof members if any. 2. Customer care told...

Mujhe ek query clarify karni thi. Agar kisi individual ne apne Rupay credit card ka use karke apne family members ke merchant account par regular basis par ₹2000 ya isse kam ki payments ki ho, toh kya is par bank ki taraf se koi action liya jaa sakta hai? Agar aapke records mein kisi customer...

I recently got my pixel play credit card (visa + rupay), I am not able to activate the cards from the link provided which takes me to mycards website, when I enter the last 4 digits of the cc, it says incorrect details. I enabled the online transactions from the payzapp application for both the...