I found a debit card that rewards about 2500*12 = Rs 30000 per annum. It is Indian Bank debit card. They have a tiered system where first Rs 10k earns 50 points and next Rs 20k earns 150 points. Now, per customer ID limit per calendar month for points accrual is 10000. So, for the next tier, in...
US criticises NPCI for ‘favouring’ local players | NPCI has repeatedly refused to share RuPay EMV NCMC Chip technology with American Visa & Mastercard:
The US criticizes India's NPCI for favoring local players in digital payments, citing market share limits and hindrances to foreign firms like...
Threadmarks: Easiest Way to Get a Federal Bank Core Credit Card
Federal Bank is aggressively issuing core credit cards, making them easier to get with decent limits. However, getting a limit enhancement (LE) is tough and takes time.
I started my journey with Federal in Nov 2021 with a Fi Account, later adding Jupiter in Jan 2022. I used Fi actively until...
HSBC has silently revalued its TravelOne Credit Card, making key changes to its airline transfer partners and conversion rates.
🔻 Removed Airline Partners:
❌ Jet Airways - InterMiles
❌ Air Canada - Aeroplan
🔄 Revalued Airline Partners:
For the following airlines, 1 HSBC TravelOne Point now...
Hi All,
My primary requirement is to buy Amazon Pay Gift Vouchers, make online purchases from Dmart Ready, Flipkart and insurance payments. I would appreciate your insights on the following:
Which credit card would be the best for these purposes?
What is the best way to apply for the HDFC...
Hello TFCians,
Today, I want to share some of the most unknown and brutal loopholes of a few Indian credit card issuers.
The 5-Paisa Hack – Did you know you can buy Singapore Airlines miles, United miles, Air Canada miles, and some other premium airmiles for just 5 paisa per mile? Yes, it's...
Applied Via BankBazaar, Regular Process put salaried in application even though I am self employed, done vkyc, added address of serviceable city and voila card got approved in 3 days, no income proof required, only cibil based
Traveling to the Nordic countries to witness the mesmerizing Northern Lights has been a long-cherished dream for us. With family planning on the horizon, we knew this was the perfect year to make it happen. After considering various options, we decided on Finland, given the abundance of...
Kotak Mahindra Bank has reopened credit card applications following the RBI’s ban lift.
Customers can apply online at cards.kotak.com.
Most of the cards are now available on the RuPay network.
Edit:- Applications are still under testing phase. Do not apply for cards as of now.
Update:-...
After Mastercard, Now RuPay Credit Card hike MDR for Utility category:
RuPay Credit Card Interchange Circular
Kindly take note of RuPay Credit Card Interchange for Classic, Platinum and Select variants on domestic transactions, as mentioned below, applicable from 1st May 2025.
The revised...
https://www.indusind.com/in/en/about-us/mediabrand/FY/2023-2024/August/IndusInd-Bank-partners-with-TigerFintech-co-brandedcreditcard.html
When Tiger credit card is a co-branded credit card, why IndusInd is reluctant to give it like eazy Diner credit card or amex epay credit card and treating it...
ICICI Bank called me, offering a lifetime free upgrade to their Sapphiro Credit Card. But after getting the card, I found out:
❌ It wasn’t lifetime free—they misled me about fees.
❌ They issued a new card instead of an upgrade, risking my CIBIL score.
❌ The ₹1,000 Tata Cliq voucher they promised...
Threadmarks: Roadmap to HDFC CC Pre Approved Offers
With advice from @SSV & @Anupama_Jha, I reopened my HDFC journey after closing my Tata Neu Plus CC (74K limit) since they refused to upgrade it to Infinity or a core card. Got the 2nd-year fee waived with 87K spends but finally closed it in Jan 2025.
Opened a Max Savings Account on 24th March...
Can anyone tell me process to check which reward points expired in the last few weeks, as well as which points are set to expire in upcoming months?
My coral credit card reward points are keep on decreasing. In last week it was showing 2884 and now it is showing 1632
Hi Team
I have few queries on Mariott Bonvoy credit card
If we get this card for FYF or LTF , will we get the 1 Free Night Award ?
Upon renewal , in case if we get the card as only FYF or with joining and annual fees where if we pay the annual fees , do we get 1 Free Night Award for paying...
2020 -2024
Got diners black (paid card) in 2020 with a limit of 5 lakhs. I have been using it since then and never had to pay fees by spending 5 lakhs plus on the card.
2024
Made more than 10 lakh payment within 2 months in 2024. I got to know about the condition to upgrade to infinia was 8...