dcb

Hi Everyone, I am having DCB from Last 4 months. My goal was to get Infinia by end of year, through Credit Limit (8L) and Spend Eligibility (7.5 in 6 months). I can easily achieve Spend Criteria. But my Credit Limit was 5L, and seeing that how difficult it is to get LE nowadays, that too to...

I am using DCB points to book domestic flights and hotels using smart buy portal. While booking through smartbuy portal I am getting 1:1 ratio for hotels and flights for the 70% cost. I don't want to convert them to ACCOR or any other partner which gives 1:0.5 value back. Also I feel while...

Hello How do we know the multiplier value of the vouchers we purchase from Gyftr ? If its 3x/5x/10x etc. Where can we see that info ? Wanted to do my math on the reward points. I buy Swiggy, Zomato and Amazon vouchers mostly and all my online food ordering/offline restaurant payments are...

Hello all, We are planning a trip to US in July-September. What is the best way or tips/tricks to consider while booking the flights for cheapest fares? I currently have Diners Black (plastic) and I know one way of booking via smartbuy.

Hey Guys, I was thinking of creating a mega thread for all the places you have visited so that anyone who is travelling to a particular place knows exactly whom to connect with. The related person misses the travel posts most of the time due to which people are unable to connect with him/her...

New member here! I have been reading TF forums and all I can say is this has been quite insightful. I never knew I can get cashback for paying credit card bills, DCB for forex spendings etc. My monthly spends are in the range of 20-25k on a regular month while there are few months it can go in...

I am having DCB Metal as my primary card. Please suggest ways to maximise rewards on this card using smartbuy portal and other spends.

Please help me out here. I have three Savings Accounts, HDFC Salary Account, Indusind Exclusive and Axis Priority. HDFC has given me their DCB, Indusind has given me their Pinnacle but despite maintaining around 6-7 lakhs in my Axis Priority account for the last 8 months since account opening...

A Strange HDFC Imperia RM (Found on Reddit)Helping Customers Upgrading, Making Cards LTF . He Converted my 2 Month Old Paid Millennia to LTF 💀💀 I Was literally Shocked When i Called CC today to check. DONT DM Please !!🙏 RM is dead

Dear All, I currently have a LTF DinersClub Privilege Credit Card and have a upgrade available for Diners Club Black Metal as FYF. I already hold Normal Magnus (reached fee waiver criteria for this year but surely would not reach for the next) and Atlas and in past one year, all my expenses...

Narrowed down car search to 2 - XUV700 AX7L or Innova Hycross VX (on-road being quoted is about 32-33 L). Having put down the advance for both, I might take the one which gets delivered first probably which might be as early as Feb'24). I have also initiated the discussion with sales rep on...

I was previously using multiple credit cards(hdfc millennia,axis privilige , amazon pay icici cards) and had spends of around ~ 6.5 lakhs last year. Recently I applied for Axis atlas credit card and was rejected due to multiple application generated and applied for amex platinum travel card...

Hi fellow forum members. I just wanted to know if any one of us has successfully applied for DCB via the C2C method. I am holding Axis Atlas with limit in the range of 7 Lakhs. Also having ICICI cards more than 5 Lakhs limit. But since I have read many times in the forum that HDFC...

Wanted to see who has actually switched from DCB Plastic (especially LTF version) to DCB Metal (FYF) and who is considering. The major drawback for me is that they charge Rs. 10000 + GST as renewal fees but do not give any renewal benefits for the same. This is actually a devaluation from DCB...

Hi, I am planning to give an add-on card to my sister, just for international lounge access. But I am worried since I have heard international transactions don't require OTP. what all things I can do to make sure card is secured? also, 1. do lounge access internationally require us to put our...

Hi folks, I was emptying my bank account by paying cc bills and got this option in HDFC bill pay. I can see Savings and Debit card only for all other cards. But for SBI it shows DCB as third option. Has anyone tried this? Any downsides?

Last week, I embarked on an extraordinary journey to Singapore, all made possible through strategic points and miles accumulated over months of careful planning and dedication to reward programs. This adventure was not just a vacation; it was a testament to the power of leveraging rewards for a...

I held Diners privilege LTF (without account) and Magnus until Magnus’s devaluation. I had 0 spends on my Diners privilege card since last December and asked hdfc to upgrade my card to DCB LTF based on my magnus spends and salary, which they did. I wish to get Infinia but my spends for the last...

I hold a DCB plastic version and tried applying for the Bonvoy card. I am aware that HDFC gives only one core card, but since this is a co-branded card, I assumed they will approve my application but they have put it on hold and have asked me to enhance credit limit in DCB which is not what I am...

HDFC Bank has indirectly devalued their Infinia and DCB credit cards by reducing the conversion ratio from 1:1 to 2:1 for some partners, namely - Accor, Lifemiles, and Turkish. This change will take effect from 15th January 2024. Therefore, the last date for a 1:1 transfer to the aforementioned...