hdfc bank credit card

Comparison between HDFC Regalia & Regalia Gold Credit Cards: FeaturesHDFC Regalia Credit CardHDFC Regalia Gold Credit Card Annual Fee₹2,500 + GST (waived on spending ₹3 lakhs annually)₹2,500 + GST (waived on spending ₹3 lakhs annually) Welcome Benefits2,500 Reward PointsComplimentary Club...

I am using my IOCL HDFC card since 1.5 years now, With same 25k limit ! Asked them to increase they said to mail documents to Chennai and I did! when Can I expect reply from them? or they won’t bother to see my application? I sent them ITR with 3.8LPA Income (self employed)

I need suggestions. I have the HDFC Bank Millennia credit card, which I’ve been using for 1.5 years. When I first applied, they gave me a credit limit of only ₹23,000. Even after using the card for a year, my limit didn’t increase, so I manually requested an increase about 3 months ago. Based on...

Hi everyone, I'm a newbie in my credit card journey. Wanted to ask few things- I invest in mutual funds through mfcentral using UPI. I recently found out that I'll get 2.5% cash points on online spends on millennia debit card (not cc) using Payzapp (which also has UPI payment option). Will I...

Hi, I have an HDFC card, a Floater card of Tata Nue, and Rupay Platinum. Currently, these cards have different dates. I tried to change them, but the customer care person told me that dates are available between 2 and 28th. But if I change my primary card, the floater card date also changes...

Hi Fam, I received my Millenia statement for August, and I'm unsure how the 5% cashback is calculated. I’ve attached a screenshot of the statement. I was expecting to receive 785 cashpoints cap, but only 552 were credited for 5 percentage. I know that the AUG month statement cashback points will...

I'm currently using the Infinia Credit Card, which offers accelerated rewards on Gyftr. However, I've noticed that most of the vouchers are capped at ₹10,000 per month. Due to this cap, a significant portion of my spending falls into the normal category, earning only 3.33% rewards. I'm looking...

Planning to buy jewellery from a local, trusted shop in coming days. Is there a way to maximise return with credit card? These are the cards that I have right now: SBI cashback HDFC millennia Tata neu infinity Onecard Federal imperio Regarding MDR, is this something I need to clarify before...

I was offered HDFC RuPay UPI Virtual CC six months back as pre-approved card with an annual fee of Rs99+GST I had a Millenia LTF back then which was on MC so I just took the RuPay card offer. But this card has been useless so far. I hold Regalia Gold LTF now (upgraded from Millennia), and I am...

I have been holding the Infinia credit card for the past 6 months after an upgrade from Dinners Black LTF. I wanted to check if there's any possibility to convert Infinia to LTF. From what I've gathered, it seems that the Infinia metal card is no longer being offered as LTF. For context, my...

HDFC Bank all credit card devaluation effective from 1st Sept, 2024. Effective from 1st Sept, 2024: 1. Maximum 2000 reward points per month on Utility spends. Telecom & cable transactions will have a separate limit of 2000 reward points per month. 2. No reward points on education fees payment...

I am holding Salary Account with HDFC. Last year I got pre approved HDFC Diners Club Privileged Credit Card, while applying it was showing 0 fee, so I applied. I received the card with limit of 3.57L, I called customer support to be sure it's Life Time Free. They said it's a paid card, so I...

I have Millenia(not free technically) and Tata Neu Infinity(LTF) cards from HDFC. And few months before, received limit enhancement from 2.5 Lakhs to 3.6 Lakhs. Now, I have received a offer to upgrade Millenia to Regelia Gold. So, my question here are: Should upgrade to Regelia as spends are...

I need some advice regarding a recent issue with my HDFC credit card application. On June 24, 2024, I applied for the Swiggy HDFC Credit Card through the Swiggy app. This card was offered as a LTF option specifically for selected customers, which suited my needs perfectly since I frequently use...

I have Regalia LTF with 8L+ limit, and now I am getting pre-approved LTF offer to upgrade to Regalia Gold (confirmed with CC Support). Should I take upgrade offer for let it pass. My aim is to get Infinia LTF. Salary : little less than min limit for consideration Spends : Max it goes to 4L on CC...

Dear TF Family, 1. My Infinia Metal Credit Card Journey. I have received the 1st credit card of my life - Infinia Metal - and have activated it on 1st May 2024. My Infinia journey was quite short and sweet. The process started when I finally decided to go in for a credit card which I was so...

Hello, I want to get a HDFC CC. So please help me. I applied online for a HDFC CC in april got rejected then opened a normal SB account in May with 2500 QAB. Yesterday there was a banned in their mobile app showing view your cards with 1500 amazon gift voucher but i closed the app before i...

Hello all, I already do have HDFC DCP credit card and recently applied for TATA neu credit Card. Since last four days its stuck in Verification in Process although I did verify it with my existing credit card. Today someone came to verify the address. I think its strange considering I already...

So I recently applied for a hdfc credit card through a agent and they said I'm getting bizfirst credit card offer. If I get this card will I be able to get millenia or regalia as an upgrade later?

So, a friend of mine is getting Swiggy LTF on the mobile app. He has no credit history, so obviously no other core HDFC Card. He is having salary account in HDFC, around 1L per month. I heard in this forum that getting core card gets harder if you already have a non core, so how to proceed here...