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hdfc bank credit card

  1. R

    Infinia Can Infinia Be Converted to LTF? Insights Needed!

    I have been holding the Infinia credit card for the past 6 months after an upgrade from Dinners Black LTF. I wanted to check if there's any possibility to convert Infinia to LTF. From what I've gathered, it seems that the Infinia metal card is no longer being offered as LTF. For context, my...
  2. L

    Devaluation HDFC Bank All Credit Cards including Infinia devalued effective from 1st Sept 2024

    HDFC Bank all credit card devaluation effective from 1st Sept, 2024. Effective from 1st Sept, 2024: 1. Maximum 2000 reward points per month on Utility spends. Telecom & cable transactions will have a separate limit of 2000 reward points per month. 2. No reward points on education fees payment...
  3. R

    HDFC LTF Credit Card

    I am holding Salary Account with HDFC. Last year I got pre approved HDFC Diners Club Privileged Credit Card, while applying it was showing 0 fee, so I applied. I received the card with limit of 3.57L, I called customer support to be sure it's Life Time Free. They said it's a paid card, so I...
  4. F

    Suggestion Needed - Should I upgrade to Regelia Gold FYF from Millenia ?

    I have Millenia(not free technically) and Tata Neu Infinity(LTF) cards from HDFC. And few months before, received limit enhancement from 2.5 Lakhs to 3.6 Lakhs. Now, I have received a offer to upgrade Millenia to Regelia Gold. So, my question here are: Should upgrade to Regelia as spends are...
  5. N

    Issue with HDFC Credit Card Application: Applied for Swiggy LTF Card but Received a Different One

    Post Deleted .
  6. C

    Infinia Target Infinia : Should I take Regalia GOLD LTF offer now

    I have Regalia LTF with 8L+ limit, and now I am getting pre-approved LTF offer to upgrade to Regalia Gold (confirmed with CC Support). Should I take upgrade offer for let it pass. My aim is to get Infinia LTF. Salary : little less than min limit for consideration Spends : Max it goes to 4L on CC...
  7. Virtual King

    Infinia My First Credit Card Infinia Metal and Comprehensive Guide on How to Use It

    Dear TF Family, 1. My Infinia Metal Credit Card Journey. I have received the 1st credit card of my life - Infinia Metal - and have activated it on 1st May 2024. My Infinia journey was quite short and sweet. The process started when I finally decided to go in for a credit card which I was so...
  8. H

    HDFC Pre Approved CC

    Hello, I want to get a HDFC CC. So please help me. I applied online for a HDFC CC in april got rejected then opened a normal SB account in May with 2500 QAB. Yesterday there was a banned in their mobile app showing view your cards with 1500 amazon gift voucher but i closed the app before i...
  9. ank_sh1

    Physical Address verification for existing HDFC credit card holder (for tata neu)

    Hello all, I already do have HDFC DCP credit card and recently applied for TATA neu credit Card. Since last four days its stuck in Verification in Process although I did verify it with my existing credit card. Today someone came to verify the address. I think its strange considering I already...
  10. Harsh007

    Applying for hdfc credit card

    So I recently applied for a hdfc credit card through a agent and they said I'm getting bizfirst credit card offer. If I get this card will I be able to get millenia or regalia as an upgrade later?
  11. N

    HDFC Core card before Swiggy LTF

    So, a friend of mine is getting Swiggy LTF on the mobile app. He has no credit history, so obviously no other core HDFC Card. He is having salary account in HDFC, around 1L per month. I heard in this forum that getting core card gets harder if you already have a non core, so how to proceed here...
  12. A

    How to get Infinia or the DinersClubBlack(even paid variant) if I do not have any relationship with HDFC Bank to the date?

    Do I stand a chance? Would prefer Infinia if possible and I'm ready to pay the annual charge. I'm a salaried person with 50L+ ITR but I don't have single card from HDFC neither a bank account. I have other bank cards, some with 15-18 Lakh Credit Limit too if that helps IDK. If it's possible to...
  13. joell

    Does paying ITR with HDFC CC add to spends? No RP.

    I wanna pay my ITR this week. My CC doesn't give reward points on govt txn and charges 0.82% fee(fine with that). However they give a Rs500 GV on spends of 50k per quarter. Does this txn add to spends? Or will I've wasted the spend. Any other hacks to pay ITR?
  14. S

    Need a forex card for housewife?

    I want to apply forex card for my wife.. She is house wife with good cibil,.. Which is better between fi Scapia VS onecard? Which one to get easier approval
  15. D

    Got HDFC second credit card but 🤦

    I already have tata neu plus cc LTF with 80k limit yesterday I applied for swiggy hdfc cc and today it got approved. I thought I will get a seperate limit but when enquired with customer care I was told that limit will be same for both cards. So I asked him to cancel this card but he told that...
  16. F

    Kotak or HDFC for UPI

    Hello TFC, I now have access to two Rupay CCs because they were offered LTF so, why not? I'd like to use the one that gives better rewards but can't figure it out myself so help me wizards These are the cards CONTESTANT...
  17. Hell_Kitty

    Path to Infinia via Credit Utilisation > 50%?

    So I have big spends coming up starting this month. I currently hold Millenia with 5 lakhs CL. In the next 6 months I will spend close to 8 lakhs but for some of these spends if I use HDFC Millenia my utilisation will come close to 70% My current ITR is > 42 LPA. Should I go ahead and risk by...
  18. C

    Hdfc freedom credit card

    Dear members I have hdfc freedom credit card comes with joining fee and annual fee, I mail hdfc for convert the card into Millenia or convert to ltf but bank denied and say please spend your freedom card first. I also already neu infinity which gives better cashback than freedom. Also I have...
  19. A

    Swiggy cc from non-HDFC mobile number

    I'm getting Swiggy LTF offer on my secondary mobile number which is not linked to my HDFC account. If I apply will HDFC do physical verification? I also have Millennia CC, but it's mapped to my primary mobile number. Swiggy says I need to wait 6 months to change my mobile number because my...
  20. Ariyan

    HDFC Credit Card Declined

    I applied for HDFC Credit Card and i email them regarding my card status, 2 Days ago i got replied that my card not approved for bank criteria.. But today i got email from them Your Online Credit Card Application has been e-Approved But my card showing decline already in Status in tracking...
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