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hdfc bank credit card

  1. ank_sh1

    Physical Address verification for existing HDFC credit card holder (for tata neu)

    Hello all, I already do have HDFC DCP credit card and recently applied for TATA neu credit Card. Since last four days its stuck in Verification in Process although I did verify it with my existing credit card. Today someone came to verify the address. I think its strange considering I already...
  2. Harsh007

    Applying for hdfc credit card

    So I recently applied for a hdfc credit card through a agent and they said I'm getting bizfirst credit card offer. If I get this card will I be able to get millenia or regalia as an upgrade later?
  3. N

    HDFC Core card before Swiggy LTF

    So, a friend of mine is getting Swiggy LTF on the mobile app. He has no credit history, so obviously no other core HDFC Card. He is having salary account in HDFC, around 1L per month. I heard in this forum that getting core card gets harder if you already have a non core, so how to proceed here...
  4. A

    How to get Infinia or the DinersClubBlack(even paid variant) if I do not have any relationship with HDFC Bank to the date?

    Do I stand a chance? Would prefer Infinia if possible and I'm ready to pay the annual charge. I'm a salaried person with 50L+ ITR but I don't have single card from HDFC neither a bank account. I have other bank cards, some with 15-18 Lakh Credit Limit too if that helps IDK. If it's possible to...
  5. joell

    Does paying ITR with HDFC CC add to spends? No RP.

    I wanna pay my ITR this week. My CC doesn't give reward points on govt txn and charges 0.82% fee(fine with that). However they give a Rs500 GV on spends of 50k per quarter. Does this txn add to spends? Or will I've wasted the spend. Any other hacks to pay ITR?
  6. S

    Need a forex card for housewife?

    I want to apply forex card for my wife.. She is house wife with good cibil,.. Which is better between fi Scapia VS onecard? Which one to get easier approval
  7. KK001

    Got HDFC second credit card but 🤦

    I already have tata neu plus cc LTF with 80k limit yesterday I applied for swiggy hdfc cc and today it got approved. I thought I will get a seperate limit but when enquired with customer care I was told that limit will be same for both cards. So I asked him to cancel this card but he told that...
  8. F

    Kotak or HDFC for UPI

    Hello TFC, I now have access to two Rupay CCs because they were offered LTF so, why not? I'd like to use the one that gives better rewards but can't figure it out myself so help me wizards These are the cards CONTESTANT...
  9. Hell_Kitty

    Path to Infinia via Credit Utilisation > 50%?

    So I have big spends coming up starting this month. I currently hold Millenia with 5 lakhs CL. In the next 6 months I will spend close to 8 lakhs but for some of these spends if I use HDFC Millenia my utilisation will come close to 70% My current ITR is > 42 LPA. Should I go ahead and risk by...
  10. C

    Hdfc freedom credit card

    Dear members I have hdfc freedom credit card comes with joining fee and annual fee, I mail hdfc for convert the card into Millenia or convert to ltf but bank denied and say please spend your freedom card first. I also already neu infinity which gives better cashback than freedom. Also I have...
  11. A

    Swiggy cc from non-HDFC mobile number

    I'm getting Swiggy LTF offer on my secondary mobile number which is not linked to my HDFC account. If I apply will HDFC do physical verification? I also have Millennia CC, but it's mapped to my primary mobile number. Swiggy says I need to wait 6 months to change my mobile number because my...
  12. Ariyan

    HDFC Credit Card Declined

    I applied for HDFC Credit Card and i email them regarding my card status, 2 Days ago i got replied that my card not approved for bank criteria.. But today i got email from them Your Online Credit Card Application has been e-Approved But my card showing decline already in Status in tracking...
  13. ank_sh1

    Email ID and Phone number not updated in records error.

    My father recently got a HDFC credit card, and on receiving the credit card. I did reset the pin and set the transactions limit and receiving OTP perfectly on mobile phone. But upon trying to make online transaction (tried on both Amazon and Flipkart), I am getting Email ID and phone number not...
  14. N

    HDFC Rupay Floater LTF - Get it or not

    I only have DCP, not even one month old. HDFC did me good and I had 4 CIBIL enquiries in last 2 months. My CIBIL is 748. So I was thinking of atleast a month cooldown to apply for other cards after my CIBIL improves. Now I am getting HDFC Rupay LTF via Payzapp, should I get it? It doesn't...
  15. Kaizer

    Getting rejection for HDFC Bank credit cards

    Have been using Axis CCs (Flipkart and MyZone) for almost 6 years now. Last month applied for 2 HDFC Bank cards (Swiggy and Tata Neu) but got rejected for both after physical verification. No exact reason given by HDFC for this. Surprisingly however got the SBI Cashback CC within 2 days of...
  16. B

    Hdfc Fd based credit card to unsecured credit card

    How to convert hdfc fd based credit card to unsecured credit card without giving income proof like salary slip or itr?? Anyway to convert it to normal unsecured credit card. Closing fd credit card and applying for new hdfc credit card is risky they decline by quoting 6 months time gap between...
  17. Ayushpaul7

    SBI Credit Card Bill Payment through HDFC Bill Pay Failure

    Hi, Today,I was clearing out my Credit Card payments for the month of June using HDFC BillPay and Platinum Debit Card. I paid for AMEX and Axis Credit Cards and it got reflected as Biller Status Success in the Bill Pay Portal. But when I tried SBI it failed twice.. On trying again I noticed...
  18. N

    HDFC Maintenance on 13 July

    My bill generation date for HDFC CC is 12th July, I was planning to pay the bill as soon as bill is generated using Unipay X Millenia/Platinum DC. But seeing this and hearing speculation that this might be HDFC enabling BBPS, I'm having doubts. Already tested with both cards, 16k was...
  19. N

    HDFC Non-BBPS Confirmation message received

    Bill Pay Alert! From 1st Jul'24, payments to non-BBPS billers won't work, as per new rules. Pay bills directly to biller. hdfcbk.io/a/33AjO4pR -HDFC Bank So there goes my Platinum DC and Millenia DC I got for HDFC CC... Any update on HDFC BBPS Support? I had some hope that this was going to be...
  20. JustMak

    What are RP Criteria for Infinia Metal, DCB Metal, and Biz Black Metal CCs

    They all offer different RP criteria such as 2x, 5x, and 10x. Anyone with experience who can simplify all of this for everyone benefit. How do they stack up against each other in terms of earning and redeeming points? Also highlight on daily/ statement cycle caps. I will share my thoughts. Thanks!
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