hdfc bank credit card

I have Regalia LTF with 8L+ limit, and now I am getting pre-approved LTF offer to upgrade to Regalia Gold (confirmed with CC Support). Should I take upgrade offer for let it pass. My aim is to get Infinia LTF. Salary : little less than min limit for consideration Spends : Max it goes to 4L on CC...

Dear TF Family, 1. My Infinia Metal Credit Card Journey. I have received the 1st credit card of my life - Infinia Metal - and have activated it on 1st May 2024. My Infinia journey was quite short and sweet. The process started when I finally decided to go in for a credit card which I was so...

Hello, I want to get a HDFC CC. So please help me. I applied online for a HDFC CC in april got rejected then opened a normal SB account in May with 2500 QAB. Yesterday there was a banned in their mobile app showing view your cards with 1500 amazon gift voucher but i closed the app before i...

Hello all, I already do have HDFC DCP credit card and recently applied for TATA neu credit Card. Since last four days its stuck in Verification in Process although I did verify it with my existing credit card. Today someone came to verify the address. I think its strange considering I already...

So I recently applied for a hdfc credit card through a agent and they said I'm getting bizfirst credit card offer. If I get this card will I be able to get millenia or regalia as an upgrade later?

So, a friend of mine is getting Swiggy LTF on the mobile app. He has no credit history, so obviously no other core HDFC Card. He is having salary account in HDFC, around 1L per month. I heard in this forum that getting core card gets harder if you already have a non core, so how to proceed here...

Do I stand a chance? Would prefer Infinia if possible and I'm ready to pay the annual charge. I'm a salaried person with 50L+ ITR but I don't have single card from HDFC neither a bank account. I have other bank cards, some with 15-18 Lakh Credit Limit too if that helps IDK. If it's possible to...

I wanna pay my ITR this week. My CC doesn't give reward points on govt txn and charges 0.82% fee(fine with that). However they give a Rs500 GV on spends of 50k per quarter. Does this txn add to spends? Or will I've wasted the spend. Any other hacks to pay ITR?

I want to apply forex card for my wife.. She is house wife with good cibil,.. Which is better between fi Scapia VS onecard? Which one to get easier approval

I already have tata neu plus cc LTF with 80k limit yesterday I applied for swiggy hdfc cc and today it got approved. I thought I will get a seperate limit but when enquired with customer care I was told that limit will be same for both cards. So I asked him to cancel this card but he told that...

Hello TFC, I now have access to two Rupay CCs because they were offered LTF so, why not? I'd like to use the one that gives better rewards but can't figure it out myself so help me wizards These are the cards CONTESTANT...

So I have big spends coming up starting this month. I currently hold Millenia with 5 lakhs CL. In the next 6 months I will spend close to 8 lakhs but for some of these spends if I use HDFC Millenia my utilisation will come close to 70% My current ITR is > 42 LPA. Should I go ahead and risk by...

Dear members I have hdfc freedom credit card comes with joining fee and annual fee, I mail hdfc for convert the card into Millenia or convert to ltf but bank denied and say please spend your freedom card first. I also already neu infinity which gives better cashback than freedom. Also I have...

I'm getting Swiggy LTF offer on my secondary mobile number which is not linked to my HDFC account. If I apply will HDFC do physical verification? I also have Millennia CC, but it's mapped to my primary mobile number. Swiggy says I need to wait 6 months to change my mobile number because my...

I applied for HDFC Credit Card and i email them regarding my card status, 2 Days ago i got replied that my card not approved for bank criteria.. But today i got email from them Your Online Credit Card Application has been e-Approved But my card showing decline already in Status in tracking...

My father recently got a HDFC credit card, and on receiving the credit card. I did reset the pin and set the transactions limit and receiving OTP perfectly on mobile phone. But upon trying to make online transaction (tried on both Amazon and Flipkart), I am getting Email ID and phone number not...

I only have DCP, not even one month old. HDFC did me good and I had 4 CIBIL enquiries in last 2 months. My CIBIL is 748. So I was thinking of atleast a month cooldown to apply for other cards after my CIBIL improves. Now I am getting HDFC Rupay LTF via Payzapp, should I get it? It doesn't...

Have been using Axis CCs (Flipkart and MyZone) for almost 6 years now. Last month applied for 2 HDFC Bank cards (Swiggy and Tata Neu) but got rejected for both after physical verification. No exact reason given by HDFC for this. Surprisingly however got the SBI Cashback CC within 2 days of...

How to convert hdfc fd based credit card to unsecured credit card without giving income proof like salary slip or itr?? Anyway to convert it to normal unsecured credit card. Closing fd credit card and applying for new hdfc credit card is risky they decline by quoting 6 months time gap between...

Hi, Today,I was clearing out my Credit Card payments for the month of June using HDFC BillPay and Platinum Debit Card. I paid for AMEX and Axis Credit Cards and it got reflected as Biller Status Success in the Bill Pay Portal. But when I tried SBI it failed twice.. On trying again I noticed...