hdfc bank credit card

Hi HDFC is offering LTF upgrade to Regalia Gold credit card on my existing Millenia Card. My Millenia is also LTF and has limit of 3.46L Should I consider taking the offer or is it better to stay on Millenia ? What are your suggestions?

I just got mail for Millenia LTF upgrade from my current Freedom LTF. My card is almost 5 years old and I hardly used freedom as it's RR is 0.15%. Is this real because when I go to upgrade website it says (Free for First 12 months), no mention of LTF. Also in HDFC Bank mobile app, it shows...

My HDFC BizBlack statements clearly reflect the bonus points rewarded for tax payments and even smartbuy transactions, but I didn't get the 5x points for bill payments made on Payzapp. Is it because I already exhausted 7.5k cap for biz spends with my tax payments? I only got 3.33% RP on the...

I have a Regalia LTF card with 5.7 lacs limit from last 4 years and don't see any upgrade option till now. Even when i reached out to the HDFC team , my upgrade application was rejected twice. So shall i close the card and go for a new card apply whenever it will be available. Will closing and...

Surprisingly, I got approved for two HDFC credit cards in June. I applied for a Tata Neu Plus card a few days ago and got approved. Then, two days ago, I saw that I was eligible for a lifetime free Swiggy credit card through my Swiggy app. I applied for it, and today my application was approved...

Got 75K limit against a 2.36L preapproved offer on HDFC Millennia. I have an HDFC savings account and my target was to get Tata Neu Infinity. I don't really need Millennia right now. The limit is incredibly low and I'm pissed at the bait-and-switch HDFC pulled on me after spamming me for weeks...

Planning to buy a item worth 50k offline from a dealer shop. Can I cancel the no cost emi after making the payment? Also, which bank CC is best for this process?

I had a no cost emi for 1.18 lks for 9 months , i was told only processing fees of 199 + gst will be deducted now i am see gst every month on the interest amount !! Any way to get the 1261 back from the bank ? Attach the total calculation excludung the processing fees !!

My swiggy account is blocked. ( please don't ask why) When I tried to apply through HDFC portal, they are giving it with Annual fees. Already contacted HDFC RM & credit card team. They are saying that they can't help if it's not being shown as ltf in their system. He suggested me to...

Starting from 21st June, any cashback earned will now be adjusted against the credit card statement, rather than appearing as Swiggy money on Swiggy. Such a wonderful upgrade by HDFC in this devaluation season.

Hey guys, According to you guys which is the best HDFC credit card? I have salary account with them and I am being offered Millenia Credit card as LTF. Currently I have sbi CB, but since since I am getting the LTF credit card from HDFC I would like to take it. My spends are generally about...

Payments are not allowed on snapay with HDFC credit cards, confirmed by bank. I treid with millennia credit card. PFA email from bank. Any other app which takes 1% charges from card to bank, where we can use HDFC cards

HDFC Whatsapped me this message today. I have heard of pre-approved and pre-qualified before, but pre-eligible is something new for me. What does it mean? Is it same as as pre-approved? The link takes me here...

Yesterday, suddenly I found that my HDFC Business Moneyback VISA credit card is not supported on Flipkart. But previously I successfully used the card on Flipkart. When I enter the card details now, Flipkart shows "Sorry, this card is not supported". What may be the possible reasons? Domestic...

Hello TF community! I don't like the fact that my first thread on TF is a negative one. But I feel like this is the best community to garner some help wrt to banks and credit cards. So, here goes: I have been an HDFC premium salary account holder for 7+ years, with Preferred banking program...

Hello everyone! I have an infinia since the November 2019. Its always been a paid card since I don't land up hitting the 8 lac fee waiver amount. I do pay the 10k + gst fee every year. Wanted to get some info / insights to see if there's any way to convert it to LTF. Please do ask if need...

Had Old HDFC Card: Had ₹1 lakh limit in Millenia, requested increase but denied. Closed card and reapplied via C2C after 6M with Rs 15L Magnus Statement, only got Moneyback card offer. Recently pre-approved for ₹1.34 lakh limit, but want a higher limit card. Strong credit profile: HDFC...

Can some point me to any HDFC Credit card agent in chennai for C2C

Hello, HDFC has just offered me a DC Biz Black Metal CC (first year free), So is there any way i can ask them for an upgrade to infinia?? I currently hold a Business Regalia with a seven digit limit on it.

Hello, I currently have these cards DINERS Millennia - LTF IDFC Wealth - LTF Amazon Pay - LTF Tata Neu Infinity - LTF AMEX GOLD CHARGE - Paid I used to mostly use Millennia and IDFC Select where Diners was not accepted. (before Wealth Upgrade). Then I got the Neu Card and Apay and Amex...