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hdfc bank credit card

  1. shivtej

    Millennia HDFC Moneyback+ LTF to Millennia LTF Pre-approved offer after closing.

    Hello TF community, I need some suggestion if anyone has tried this. I have recently started doing job(10 months ago) and had opened my salary account in HDFC bank and I maintain at least 35k in my account. After few months I started to get Moneyback+ offered as LTF. For first few months I...
  2. N

    Gyftr Amazon Pay Insurance Payment Doubt

    I have an insurance payment of 25k need to be done urgently and I neglected apay wallet kyc. I have diner privilege card, while it feels to be a waste to pay 3% extra Im trying to make some spends on the card. Via Gyftr there is 20k limit, and Amazon pay isnt letting me do partial payment with...
  3. RajS

    Devaluation Changes to NeuCoins Earned on UPI Transactions

    Dear Valued Cardholder, Greetings from HDFC Bank! We want to inform you about an upcoming change to your Tata Neu Infinity HDFC Bank Credit Card (ending in xxxxxx) regarding NeuCoins earned on UPI transactions. New Changes Effective from 01-08-2024: 1.5 % back as NeuCoins on eligible...
  4. S

    Best Forex credit card and debit card

    Which is the best Forex debit and credit card it should work with out any issue in foreign countries that should be zero charges and best conversion rate
  5. S U D O

    Regalia Gold HDFC is offering upgrade from Millenia to Regalia Gold LTF.

    Hi HDFC is offering LTF upgrade to Regalia Gold credit card on my existing Millenia Card. My Millenia is also LTF and has limit of 3.46L Should I consider taking the offer or is it better to stay on Millenia ? What are your suggestions?
  6. anisharya16

    HDFC offering Millenia LTF upgrade from Freedom LTF

    I just got mail for Millenia LTF upgrade from my current Freedom LTF. My card is almost 5 years old and I hardly used freedom as it's RR is 0.15%. Is this real because when I go to upgrade website it says (Free for First 12 months), no mention of LTF. Also in HDFC Bank mobile app, it shows...
  7. R

    BizBlack Metal Credit card - Bill payment through Payzapp didn't get bonus RP

    My HDFC BizBlack statements clearly reflect the bonus points rewarded for tax payments and even smartbuy transactions, but I didn't get the 5x points for bill payments made on Payzapp. Is it because I already exhausted 7.5k cap for biz spends with my tax payments? I only got 3.33% RP on the...
  8. N

    HDFC Credit Card - Regalia LTF

    I have a Regalia LTF card with 5.7 lacs limit from last 4 years and don't see any upgrade option till now. Even when i reached out to the HDFC team , my upgrade application was rejected twice. So shall i close the card and go for a new card apply whenever it will be available. Will closing and...
  9. Dr.Anand456

    2 HDFC Bank credit card approved within the one month

    Surprisingly, I got approved for two HDFC credit cards in June. I applied for a Tata Neu Plus card a few days ago and got approved. Then, two days ago, I saw that I was eligible for a lifetime free Swiggy credit card through my Swiggy app. I applied for it, and today my application was approved...
  10. A

    HDFC Millennia limit increase before activating it

    Got 75K limit against a 2.36L preapproved offer on HDFC Millennia. I have an HDFC savings account and my target was to get Tata Neu Infinity. I don't really need Millennia right now. The limit is incredibly low and I'm pissed at the bait-and-switch HDFC pulled on me after spamming me for weeks...
  11. cc enjoyer

    Does no cost emi cancel trick work on offline stores?

    Planning to buy a item worth 50k offline from a dealer shop. Can I cancel the no cost emi after making the payment? Also, which bank CC is best for this process?
  12. @gni

    Need to recover 1261 form hdfc bank

    I had a no cost emi for 1.18 lks for 9 months , i was told only processing fees of 199 + gst will be deducted now i am see gst every month on the interest amount !! Any way to get the 1261 back from the bank ? Attach the total calculation excludung the processing fees !!
  13. STONE_MAN

    Any trick to get Swiggy HDFC CC Life time free.

    My swiggy account is blocked. ( please don't ask why) When I tried to apply through HDFC portal, they are giving it with Annual fees. Already contacted HDFC RM & credit card team. They are saying that they can't help if it's not being shown as ltf in their system. He suggested me to...
  14. summary

    Revaluation HDFC Bank Swiggy credit card cashback will be credited to the card statement instead of Swiggy Money, effective 21st June, 2024.

    Starting from 21st June, any cashback earned will now be adjusted against the credit card statement, rather than appearing as Swiggy money on Swiggy. Such a wonderful upgrade by HDFC in this devaluation season.
  15. Aviii

    Best HDFC credit card for cashback

    Hey guys, According to you guys which is the best HDFC credit card? I have salary account with them and I am being offered Millenia Credit card as LTF. Currently I have sbi CB, but since since I am getting the LTF credit card from HDFC I would like to take it. My spends are generally about...
  16. N

    HDFC said SNAPAY is a delisted ME in their bank, Any other similar app to snapay with charges 1% for card to bank?

    Payments are not allowed on snapay with HDFC credit cards, confirmed by bank. I treid with millennia credit card. PFA email from bank. Any other app which takes 1% charges from card to bank, where we can use HDFC cards
  17. A

    A new term courtesy of HDFC: "Pre-eligible"

    HDFC Whatsapped me this message today. I have heard of pre-approved and pre-qualified before, but pre-eligible is something new for me. What does it mean? Is it same as as pre-approved? The link takes me here...
  18. I

    Business moneyback VISA card not supported on Flipkart

    Yesterday, suddenly I found that my HDFC Business Moneyback VISA credit card is not supported on Flipkart. But previously I successfully used the card on Flipkart. When I enter the card details now, Flipkart shows "Sorry, this card is not supported". What may be the possible reasons? Domestic...
  19. L

    HDFC Bank: corporate benefits and credit card randomness

    Hello TF community! I don't like the fact that my first thread on TF is a negative one. But I feel like this is the best community to garner some help wrt to banks and credit cards. So, here goes: I have been an HDFC premium salary account holder for 7+ years, with Preferred banking program...
  20. A

    Convert paid infinia to LTF

    Hello everyone! I have an infinia since the November 2019. Its always been a paid card since I don't land up hitting the 8 lac fee waiver amount. I do pay the 10k + gst fee every year. Wanted to get some info / insights to see if there's any way to convert it to LTF. Please do ask if need...
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