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hdfc bank credit card

  1. ank_sh1

    Email ID and Phone number not updated in records error.

    My father recently got a HDFC credit card, and on receiving the credit card. I did reset the pin and set the transactions limit and receiving OTP perfectly on mobile phone. But upon trying to make online transaction (tried on both Amazon and Flipkart), I am getting Email ID and phone number not...
  2. N

    HDFC Rupay Floater LTF - Get it or not

    I only have DCP, not even one month old. HDFC did me good and I had 4 CIBIL enquiries in last 2 months. My CIBIL is 748. So I was thinking of atleast a month cooldown to apply for other cards after my CIBIL improves. Now I am getting HDFC Rupay LTF via Payzapp, should I get it? It doesn't...
  3. Kaizer

    Getting rejection for HDFC Bank credit cards

    Have been using Axis CCs (Flipkart and MyZone) for almost 6 years now. Last month applied for 2 HDFC Bank cards (Swiggy and Tata Neu) but got rejected for both after physical verification. No exact reason given by HDFC for this. Surprisingly however got the SBI Cashback CC within 2 days of...
  4. B

    HDFC Bank FD based Credit Card to Unseured Credit Card

    How to convert hdfc fd based credit card to unsecured credit card without giving income proof like salary slip or itr?? Anyway to convert it to normal unsecured credit card. Closing fd credit card and applying for new hdfc credit card is risky they decline by quoting 6 months time gap between...
  5. Ayushpaul7

    SBI Credit Card Bill Payment through HDFC Bill Pay Failure

    Hi, Today,I was clearing out my Credit Card payments for the month of June using HDFC BillPay and Platinum Debit Card. I paid for AMEX and Axis Credit Cards and it got reflected as Biller Status Success in the Bill Pay Portal. But when I tried SBI it failed twice.. On trying again I noticed...
  6. N

    HDFC Maintenance on 13 July

    My bill generation date for HDFC CC is 12th July, I was planning to pay the bill as soon as bill is generated using Unipay X Millenia/Platinum DC. But seeing this and hearing speculation that this might be HDFC enabling BBPS, I'm having doubts. Already tested with both cards, 16k was...
  7. N

    HDFC Non-BBPS Confirmation message received

    Bill Pay Alert! From 1st Jul'24, payments to non-BBPS billers won't work, as per new rules. Pay bills directly to biller. hdfcbk.io/a/33AjO4pR -HDFC Bank So there goes my Platinum DC and Millenia DC I got for HDFC CC... Any update on HDFC BBPS Support? I had some hope that this was going to be...
  8. JustMak

    What are RP Criteria for Infinia Metal, DCB Metal, and Biz Black Metal CCs

    They all offer different RP criteria such as 2x, 5x, and 10x. Anyone with experience who can simplify all of this for everyone benefit. How do they stack up against each other in terms of earning and redeeming points? Also highlight on daily/ statement cycle caps. I will share my thoughts. Thanks!
  9. shivtej

    Millennia HDFC Moneyback+ LTF to Millennia LTF Pre-approved offer after closing.

    Hello TF community, I need some suggestion if anyone has tried this. I have recently started doing job(10 months ago) and had opened my salary account in HDFC bank and I maintain at least 35k in my account. After few months I started to get Moneyback+ offered as LTF. For first few months I...
  10. N

    Gyftr Amazon Pay Insurance Payment Doubt

    I have an insurance payment of 25k need to be done urgently and I neglected apay wallet kyc. I have diner privilege card, while it feels to be a waste to pay 3% extra Im trying to make some spends on the card. Via Gyftr there is 20k limit, and Amazon pay isnt letting me do partial payment with...
  11. RajS

    Devaluation Changes to NeuCoins Earned on UPI Transactions

    Dear Valued Cardholder, Greetings from HDFC Bank! We want to inform you about an upcoming change to your Tata Neu Infinity HDFC Bank Credit Card (ending in xxxxxx) regarding NeuCoins earned on UPI transactions. New Changes Effective from 01-08-2024: 1.5 % back as NeuCoins on eligible...
  12. S

    Best Forex credit card and debit card

    Which is the best Forex debit and credit card it should work with out any issue in foreign countries that should be zero charges and best conversion rate
  13. S U D O

    Regalia Gold HDFC is offering upgrade from Millenia to Regalia Gold LTF.

    Hi HDFC is offering LTF upgrade to Regalia Gold credit card on my existing Millenia Card. My Millenia is also LTF and has limit of 3.46L Should I consider taking the offer or is it better to stay on Millenia ? What are your suggestions?
  14. anisharya16

    HDFC offering Millenia LTF upgrade from Freedom LTF

    I just got mail for Millenia LTF upgrade from my current Freedom LTF. My card is almost 5 years old and I hardly used freedom as it's RR is 0.15%. Is this real because when I go to upgrade website it says (Free for First 12 months), no mention of LTF. Also in HDFC Bank mobile app, it shows...
  15. R

    BizBlack Metal Credit card - Bill payment through Payzapp didn't get bonus RP

    My HDFC BizBlack statements clearly reflect the bonus points rewarded for tax payments and even smartbuy transactions, but I didn't get the 5x points for bill payments made on Payzapp. Is it because I already exhausted 7.5k cap for biz spends with my tax payments? I only got 3.33% RP on the...
  16. N

    HDFC Credit Card - Regalia LTF

    I have a Regalia LTF card with 5.7 lacs limit from last 4 years and don't see any upgrade option till now. Even when i reached out to the HDFC team , my upgrade application was rejected twice. So shall i close the card and go for a new card apply whenever it will be available. Will closing and...
  17. Dr.Anand456

    2 HDFC Bank credit card approved within the one month

    Surprisingly, I got approved for two HDFC credit cards in June. I applied for a Tata Neu Plus card a few days ago and got approved. Then, two days ago, I saw that I was eligible for a lifetime free Swiggy credit card through my Swiggy app. I applied for it, and today my application was approved...
  18. A

    HDFC Millennia limit increase before activating it

    Got 75K limit against a 2.36L preapproved offer on HDFC Millennia. I have an HDFC savings account and my target was to get Tata Neu Infinity. I don't really need Millennia right now. The limit is incredibly low and I'm pissed at the bait-and-switch HDFC pulled on me after spamming me for weeks...
  19. cc enjoyer

    Does no cost emi cancel trick work on offline stores?

    Planning to buy a item worth 50k offline from a dealer shop. Can I cancel the no cost emi after making the payment? Also, which bank CC is best for this process?
  20. @gni

    Need to recover 1261 form hdfc bank

    I had a no cost emi for 1.18 lks for 9 months , i was told only processing fees of 199 + gst will be deducted now i am see gst every month on the interest amount !! Any way to get the 1261 back from the bank ? Attach the total calculation excludung the processing fees !!
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