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hdfc

  1. cardio_guy

    Help to understand Smartbuy

    Hi friends, Just trying to understand the Smartbuy world. So far I have been only using cashback cards with 1.5-2-5-10% cashbacks on various categories. However, as we move up the card categories, all premium and higher category cards are reward point-based cards. I might get into one of the...
  2. E

    HDFC PIXEL CREDIT CARD

    I have physical pixel visa card and virtual pixel rupay card, the rewards points of these cards shared or seperate? Anyone know
  3. H

    HDFC reported Late Payment on CIBIL for Pre Payment!

    Yes you read that right! HDFC actually marked an Loan EMI as late payment for making an advance payment. So let me explain in detail... I have an Home Improvement Loan for which my account is automatically debited on every 15th through NACH Mandate. On 26th August I made a request for two...
  4. SMS91

    Has anyone with a secured credit card from HDFC received another credit card from HDFC?

    I have an HDFC secured credit card (Moneyback), and due to that, I haven't received any credit card upgrade in the last three years. Now, the PayZapp app shows an LTF Pixel credit card offer with an 'Apply Now' option. Will it get approved? Can anyone with an HDFC secured credit card get another...
  5. chrungu

    Tell me your Infinia metal or any other super premium cards credit limit. Let's see what's the highest limit and lowest limit offered by HDFC n others

    Mine is 15 lacs. Tell me yours.
  6. D

    Need Help with HDFC Credit Card

    Hi TechnoFino members, I am an HDFC Bank savings account holder. Recently, I applied for the LTF Pixel Play credit card, and it got approved. Since I didn’t have any other HDFC credit card, it was approved with a ₹50k limit after one day in offer pending status. However, I haven’t activated the...
  7. Z

    ULIP cancellation or discontinue future payments?

    Hey all, I’m looking for advice regarding the discontinuation of a ULIP scheme that I was sold by HDFC Bank to upgrade my card. I’ve realized it’s an absolutely low-return investment, and I’m not planning to pay any further premiums as I’d rather invest those funds in mutual funds or stocks...
  8. apurba.d1

    Issue with HDFC Bank Classic Banking

    Hey all, Recently ive been upgraded to classic banking by hdfc bank and also there was Classic sign On my HDFC application buy since 3 days its not showing and showing as an Standard Banking account. Also as per my relationship manager, the account is also showing some VISHESH banking in his...
  9. friends2b11

    Hdfc bank call

    I have an HDFC Millennia, a business money-back credit card holder of HDFC Bank. I am also an add-on cardholder of these two HDFC cards. I am using all of these credit cards regularly. Even I am using the add-on credit cards. but I am getting calls from HDFC Bank that I am not using add-on...
  10. harsha1

    Hdfc rupay credit card email

    Hi Team, received below email regarding getting 2nd CC from hdfc bank attached screenshot. I have DCP CC from hdfc as my first card from them. Will this rupay cc have any fees or LTF, any idea? Will it hit cibil query if I apply it via email link? Thanks
  11. marvel

    HDFC Millennia Credit Card- International transaction rewards

    I used my HDFC Millennia credit card for my friend's overseas medical insurance. The amount debited was Rs 79,000. Will I get reward points for this transaction? Also, can someone tell me what the approximate markup charged is? Thank you.
  12. yogobit

    Missed claiming hdfc spend based voucher

    I don't check messages as there are lot of spam & phishing links in texts everyday. I deoebd on email communication from bank which I check twice every week diligently. Today I decided to check inbox as I hadn't received voucher for my spend based offer in mail & found this voucher which...
  13. U

    Large transaction getting decline on Diners Platform on HDFC

    Hello, All my large transaction are getting decline on BizBlack Diners Platform. I also called hdfc phone banking, they also confirm the same issue and told me issue is with others also on diners platform. Has anyone else also faced the same issue.
  14. bhavyakjain

    HDFC Freedom Credit Card Rejection

    Hello I had applied for HDFC Freedom card from branch via offline process. Next day, the branch agent called me and said I am getting Millennia as LTF if I want. I said yes and proceeded with digital journey. The card got approved. When I received the card, I called customers care to confirm if...
  15. dileep

    Regalia HDFC cibil issue

    Hi my HDFC cc have 55rs due amount last month ,when I tried to pay few times through cred and Paytm amount refunded back now when I checked cibil score there is late payment and cibil is down by 80 points. how to resolve this pls help
  16. K

    BIZPOWER as first HDFC Card ?

    Hello TF Community.. Please help me decide. I am a new HDFC customer. I want to have a Core Card of HDFC. I am being offered HDFC Bizpower as my first HDFC credit card. Should i take this card? If i take this will i still be eligible for core cards like Regalia Gold or DCB ? i have two weeks...
  17. A

    HDFC Credit Cards HDFC PayZapp app's Pixel CC LifeTime Free offer

    Hello. Many of you might have seen the LifeTime free offer for the HDFC Pixel Credit Card on the HDFC PayZapp wallet app - on the banner. When my friend informed me about the offer, I checked and found the banner in my app as well. Before in the past, I have gotten Pre-approved LTF Offer for...
  18. A

    HDFC credit card basis Home Loan relationship

    Hi Guys, Has anyone been able to get a Infinia or DCB basis Home loan relationship with HDFC Bank. If yes, was it pre- approved online offer or negotiated offer during sanction. Thanks in advance!
  19. J

    HDFC credit card senior citizen issue

    We have had accounts with HDFC for 2 decades now. Our Business Regalia LTF cards were issued during launch and we used it as the primary card until covid-19. Post Covid, HDFC was punished by RBI and they started issuing Infinia ltf to everyone during the ban. We never got the offer. I emailed...
  20. U

    HDFC Bank targeted offer

    Dear Ujjwal, Spend Rs.76000 using your HDFC Bank Credit Card xx6xx5 during the offer period 03rd – 31st Dec'24 and get rewarded with Complimentary bundle vouchers worth Rs.1000 on
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