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hdfc

  1. D

    Rant: HDFC being LDFC?

    I got SBI simpliclick around 5 years ago and never bothered about other bank CCs. Then I found this community and now I have five credit cards from ICICI, two from axis, two from bob, one from each PNB and Yes (Klick). Only PNB asked documents few times, smooth application process for other...
  2. EnthuCC

    HDFC credit card application address query

    I want to apply for HDFC Millenia/DCP on c2c basis because online it shows me BizGrow only because I'm self-employed. Upon contacting bank the representative said that the home address and office address shall be different. I work from home so I don't have any other office address. In GST...
  3. G

    PayZapp txn succeeded without me swiping

    I have payzapp and an HDFC card with swipe to pay enabled in it. I entered my card details on a website. The app was open in my hand and I was browsing txn history. A notification came on the phone but I never saw the swipe to pay screen. The txn automatically got completed. The customer...
  4. Saiv

    Finally a HDFC Core Card

    Hdfc always shows its sore side to me whenever i apply for a core credit card. 4+ years of credit Age Never succeeded. But Now after so much anticipation i got virtual rupay card, where i hold Swiggy LTF Hell yeah!. All i’ve to do is now once again pledge a FD to increase the limit, Last time...
  5. A

    DCB HDFC automatically upgrading DCB plastic to metal in back end?

    I recently booked a hotel for 2 nights for a total of about 10000 and received 3345 RP on smartbuy. This checks out at 10x reward points. However, DCB plastic had a daily cap of 2500 9x reward points which it didn't seem to hit. Is HDFC upgrading the plastic to metal without actually shipping...
  6. puppalavinay5

    Credit Limit Not Increasing in HDFC Freedom credit card

    Hello friends I'm using HDFC Freedom credit card since almost an year but credit limit not increasing approved limit was just 15k Had ICICI Coral with 3L limit Yesbank elite plus with 50k limit I'm repaying all emis on-time, but limit no increasing in HDFC card. What may be the issue.
  7. R

    Hdfc millenia credit card

    Hdfc's webpage says the max limit for applying this credit card is 40 yrs, but i have heard it's just placeholder and there isn't any restriction like that. Can i apply it using their online portal?
  8. joell

    HDFC Millenia or DCP Floater?

    I currently hold the HDFC MB+, UPI Rupay, Tata Neu Plus RUpay & Swiggy (1.98L Limit). Spent over 2.5L on MB+ in last 8 months. I called RM today about an upgrade to Millenia or DCP. She said I'd have to send the form to Chennai offline but I don't have any income so that's a no-go. But she said...
  9. bhavik886151

    Unable to get second Good HDFC credit card

    I have biz power with 3L limit get at the time of Launch i try recent FYF and LTF offer online but received attached photo error i have not apply any card after i get Biz power contact the branch and they said only i can get pixal play with share limit also no assurance of upgrade pixal play...
  10. Priya001

    pre approved offers from HDFC

    Hi, please help me to select HDFC card from these offers + freedom card. no CH ,no cibil score. (want to build cibil and get an amex) or should i wait till March 2025?
  11. kuchrm

    Can we have two debit cards in HDFC account?

    In welcome kit I get moneyback debit card but I upgraded to millenia debit card and now both cards showing active in my net banking app. Is the first one (moneyback) becomes non usable or can we use both ?
  12. kuchrm

    Risk rule violation error HDFC debit card problem ?

    I get the HDFC millenia debit card today and after activation i was trying to add money like 5000 or 10000 to amazon pay through debit card but everytime I enter otp , this error. How to solve it ?I already checked my debit card usage channels and limits.
  13. Shubham330

    HDFC Pixel Card Category Clarification

    Seen many threads where asked about HDFC pixel is core card or not. I got my doubt clarified from backend developer. HDFC Pixel Card itself not part of HDFC Cards ecosystem yet. It comes under payzapp wallet. So hdfc bank have verticle payzapp and under payzapp it had only prepaid Card. But...
  14. financetherapy

    Credit Card Power user Begining and Journey 2024-ongoing

    Hi Everyone, First of all A Very Happy New Year to all the forum members and anyone who stumbles across any of these threads. I am going to list out my credit card power user journey that I've started in 2024, and how I've become, IMO, a power user who'll be going places. I've got these new...
  15. momo

    Extra smart HDFC CC service representative related to no-cost emi
    Threadmarks: How to cancel EMI after getting discount

    Called up HDFC infinia service to cancel my no cost emi, as I've done many times before. Got a guy who was condescending and manipulative. I told him I wanted to close the EMI, and he said he can't do it - I have to do it using HDFC mycards. Also said there would be 3% pre-closure +...
  16. vchouksey80

    Hdfc preferred banking vs Axis Burgundy

    Hi All, My interview in hand salary is 2.3 lac per month. Currently I have HDFC preferred banking which is 6 months old account. During this 6 months of relation with HDFC my experience is really bad with RM and other people. 2 months back I got TATA NEU Infinity LTF and these people are not...
  17. Revup

    How to pay HDFC Swiggy Credit Card Bill before the statement generation date ?

    Hi All, Recently I am unable to pay any additional amount via CRED for my HDFC swiggy CC from last 1 month, earlier I was able to pay additional amount and set off unbilled amount before statement generation date so that my credit utilization used to remain < 30% but that will get impacted as...
  18. S

    Missing milestones after HDFC CC upgrade

    Hi all, I used to hold DCB until last week, and based on my spends, I had unlocked: 1. 80K monthly milestone benefits for Oct, Nov and Dec 2. Annual benefits for spending above 8L I claimed some of these benefits 2 weeks ago, and then requested for an Infinia uprade. I'm unable to view any of...
  19. Shubham330

    Hdfc pixel card closure

    I have pixel play dual (Visa + Rupay) card 1. How to place closure request for pixel cards? 2. If I want to close only visa and keep rupay. Is it possible to do it?
  20. chillitech

    Unable to Open HDFC Savings Max account

    Hi Guys, I recently tried to open HDFC Savings Max account online through hdfc website. Since I'm a student a chose profession as student and put annual income 100000 (source: stipend) But I am only getting to chose DigiYouth of regular savings account But as soon as I change my income to...
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