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  1. sunit123

    Help in finalizing Current Account

    After roller coaster ride with SBI current account, I closed the same and shortlisted following 5 current accounts...Please help in finalizing the same...Don't want to make 2nd mistake after SBI disaster *My cash/offline transactions are NIL and also don't want to open with small banks ** I...
  2. rohan_nerd

    Help me understand Amex

    I see a lot of people are posting on Twitter how Amex is the best credit card out there, so far I am currently using SBI cashback, HDFC Regalia gold, Tata neu Infinity and yearly credit card spending is around 3 lakhs. I am trying to understand how is Amex better than SBI cashback card. Can...
  3. S

    Help Needed: 350 CV points short

    Hi, I am trying to redeem flight using Club Vistara Points and 350 points short. The minimum CV points I can buy from Club vistara is 1000. I have regalia credit card but it has only 500 points which if i transfer will only give 250 points. What can i do? The CV point + Cash option is pretty...
  4. Swastik

    Need help with first card

    Basic info :- - 25/F - Occupation Type :- Salaried, Pvt Ltd Company - Gross salary :- 30k/month - Location :- Visakhapatnam( Current, Adhaar and Office all 3) - Cibil :- NH - Experian :- 806 (showing Amex and ICICI Add on) - Current Holdings :- All add ons only...
  5. S

    Need help in getting any SBI bank card. Can anyone help please?

    I have being trying to apply for the card from last 2 years but I don't know why it getting rejected. I contact with SBI team but they are not that helpful they just mention that due to internal policy we are unable to process this time. I have mostly all bank cards except SBI, IndusInd, and...
  6. telescope

    Urgent domestic flight ticket booking help and suggestion needed.

    I want to book domestic return flights on indigo. 1. There will be 3 passengers. If booked in one PNR, and seat is not bought, then will the seats get alloted randomly, or side by side? 2. Which website is offering lowest prices / or running some good promotional offers right now?
  7. Vas2398

    Please help how to use HDFC diners club metal and Amex platinum travel for maximum rewards

    Hi, I recently got upgraded to HDFC diners club metal and Amex platinum travel card. I also have Axis bank privilege credit card. Pls help me how to use for maximum rewards.
  8. M

    Not able to apply second SBI card

    Hi, I am new to the community. I got SBI Octane card last month and now I want to apply for SBI Cashback card. But while applying, when I enter my personal details, the next page it is automatically trying to generate SBI Octane card. It is pointing to the same old application number that was...
  9. telescope

    Help me plan a trip to Chandigarh

    I have some vistara points lying around so to make use of it, I am planning to visit chandigarh for 2 days in the second half of September. How will be the weather that time? Never been to that part of the country. Please pour in your suggestions about what to visit and what and where to eat...
  10. Avatar Aang

    Help needed to file a consumer complaint online

    I had done a flight ticket booking worth 60K using DCB on Balmer Lawrie website. The payment failed and it did not show any transaction ID. However the transaction was posted on my card. It's been almost 4 months I have been following up with Balmer Lawrie for refund. They have sent me a mail...
  11. H

    HDFC Credit Cards Need Help - HDFC swiggy card blocked before activation

    I applied for the HDFC Swiggy card via the Swiggy app (LTF) a few days back and got the mail that it's approved (even in the Swiggy app it was showing approved). Today I received the physical card but when I tried to activate it in HDFC cards it said that the card was blocked. I tried to reach...
  12. chanduk433

    Does upgrading to classic or preffered banking help in getting better credit card and limits?

    I have normal saving account with hdfc but from last 3 years I'm getting pre approved upgrade to classic and for last 2 years getting upgrade to preffered banking is it worth upgrading. Does it help in getting better credit card and limit enhancements. I was offered a moneyback+ after account...
  13. Tylerdurden

    help in acquiring One card

    Dear All, I wanted my hands on a metal credit card. Hence, I applied for One card few months back and the status is showing as Reserved since applied. while looking for ways to get it in this forum, I came to know about one score. In the one score app, my lending partner is displayed as Federal...
  14. YoLoBoY

    Need Help to calculate Millennia Cashback

    Hi Fam, I received my Millenia statement for August, and I'm unsure how the 5% cashback is calculated. I’ve attached a screenshot of the statement. I was expecting to receive 785 cashpoints cap, but only 552 were credited for 5 percentage. I know that the AUG month statement cashback points will...
  15. iamcc

    Help for which cards to keep ?

    Hi all, I am having multiple ltf cards and need suggestion regarding to keep all of them.. ICICI platinum (5 yr old and first card) Apay card Flipkart axis card Indusind legend (reason for keeping - visa signature) Icici coral(rupay) Sbi elite Icici sapphiro Right now platinum, coral, sapphiro...
  16. superstar@123

    Infinia Help!!! Calculating Rewards Points

    Guys, I have recently upgraded to Infinia and I am pretty much confused as to how they calculate and give the reward points, specifically the acceralated reward points thorugh smartbuy. I am attaching all the spends which I did from my primary card as well as add on card and also the reward...
  17. CodeCrusher

    Free domentic Lounge Access Help Needed

    Hello, I am urgently travelling tomorrow with 7 other family members. I am thinking of accessing lounge for all 8 of us. With recent devaluation, it’s hard to know which card provides domestic lounge complimentary without any spend conditions. Could anyone help me? Below is my card portfolio...
  18. HumorSimpson

    Laptop buying help [NOT so urgent]

    Hi, My personal laptop became unusable and I need a new one ASAP. Going by personal experience with office Lenovo laptops, I am inclined towards it. My Budget is <50K inr and usage is typical docs/video watching. Not rigorous programming or t*rren*t downloading. postponing till Dhasara sales...
  19. C

    Help needed for idfc wealth credit card

    Hey, I need a help. Actually, I opened the IDFC credit card to get the Wealth Credit Card. My RM promised me that he can able to Wealth Credit Card if I open a Wealth account. So, I agree with him that I opened a Wealth account. But it's been more than 8 months, I can't able to Wealth Credit...
  20. H

    HDFC classic banking help

    I have recently downgraded from HDFC classic program now after putting the sufficient funds I asked the bm to upgrade back to classic he is saying I need to maintain the funds for the next 3 months then only he can able to initiate classic status. Is this correct or he is just doing for his...
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