help

Let’s have a discussion on some Premium Savings Accounts and help me choose an account that I should keep most of my money in, and use for Payments, Transfers, Banking Services, Investments, etc. The accounts I currently have and can give advice on are: HDFC Imperia Axis Priority IDFC Salary...

Hi Everyone, I’m facing an issue with a duplicate payment made for my Axis Bank credit card bill through CRED, and I need your suggestions on how to resolve it. Background: 1. On 30th August 2024, I made a credit card payment of ₹14,545.04 through Axis Bank. The payment went through...

Hi Guys, Need your suggestions for buying a new printer. Basically I am looking for Wifi, Laser Printer. Please give your suggestions based on your personal usage.

Can someone please help with cibil subscription plan discount? I know I am late but still checking if discount are available? Please advise.

Got an offer to get BizBlack upgrade from business regalia. I am in dilemma as I don't have a lot of spends. The offer says first 12 months no charge and then chargeable. I am very confused as I don't know what to do now, as I don't have big spends as such where I can cover the 7.5L threshold...

Hello I need help building my credit card portfolio. Profile : CIBIL : 782 Salaried ITR : 33 L + Net Monthly : 2 L + Current Cards : 1. ICICI Amazon Pay : 8.5 L : LTF : Since Sep 22 (Will keep) 2. Axis Ace : 5 L : 590 : Since Apr 23 (Primary Card, Looking to convert to LTF) 3. ICICI Coral ...

Hello All I had a Yes MC Reserv card which I got converted to ruPay variant and they charged me joining fees of 2k+ 18% GST. The statement date was 15th of every month and the card was issued on 4th July so I was ok with the joining fees charged on 15th July as I could easily get it reversed...

I got the attached offer in tataneu.. Can someone explains what it means... For example if I shop for 400 medicine and redeem 200 neu coins will I get my 200 neu coins back (100% back) or does it simply mean I will get 100% extra neu coins meaning 5% of 400 extra neu coins that is 16 coins...

I am exploring options to get a LTF Rupay credit card for upi spends with good rewards structure (bonus if it's a upi + fuel card). I am not much inclined towards Tata neu infinity because I'm not a user of any Tata brands. So, I won't be able to extract much value out of it. Also, there is a...

I need help or advice in getting induslnd bank credit Card

I have applied for amex platinum travel card and completed VKYC successfully. My application was conditionally approved with a limit of 2.3 to 2.8L but now they are asking income proof documents. Already uploded my payslip and bank account statement. They did nor accepted the documents. Again i...

Hi all, I recently faced an issue at the Trends store in Lachit Nagar, Guwahati. I made a purchase of ₹10,716 and tried to pay using two gift cards: one for ₹1,000 (redeemed successfully) and another for ₹9,716. However, the second card failed with a "voucher not found" error, so I had to pay...

Hey guys I am new to this community, got here via reddit I have a small request if you all can suggest me some good credit cards where I can increase my savings and add on more travelling. I am 24years old, earning close to 14LPA. The only credit card I own is ICICI platinum. Thanks in adv :,)

Hello everyone, I'm seeking some advice regarding my ongoing difficulty with obtaining a credit card from HDFC. Despite having a CIBIL score of over 785 and holding credit cards with the highest limits from almost all major banks, my applications to HDFC continue to be rejected. I maintain an...

New to this forum. I have been trying to get a amex card for a while, I tried once last year and got rejected. I have sufficient income proof. I have 3 CCs HDFC Regalia , ICICI Sapphiro & SBI Cash Back. I have 7 cibil enquiries in last 3 years which includes home and car loan queries and...

Hi guys My friend had an outstanding and an Amex agent came, he was not at home and the agent disclosed the amount to his relatives and even told them he’ll bring the statement tomorrow. I need your valuable insights how can he raise a complaint about it and if he can ask amex for compensation...

Hi Community I have just received my first Amex card, Amex Platinum Travel card. Its not FYF, I need to pay 3500/- + GST as the fees. Though I will be getting points in lieu of that, I am finding it difficult to use the card anywhere. I had thought of moving my POS spends from Infinia to Amex...

Hello everyone. I have been rejected twice by amex last year for reasons unknown. As of now I have 4 cards from axis, 3 from HDFC and 1 from ICICI. The highest limit being 260k from ICICI. My CIBIL is over 750 and I am self employed. My latest ITR is around 10.9 lac. Need suggestions for which...

Today, I applied for an HSBC credit card. After completing the application form, my request was declined without any explanation. Could anyone provide possible reasons for the rejection and advise on how to successfully obtain an HSBC card in the future?

My SBI cashback card is blocked since 30th August. Customer care created a complaint request, due date was today i.e. 11th sept but no resolution yet Emailed nodal officer as well but response was lamee and they gave further resolution date of 14th September. Need help please, what shall i do...