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icici

  1. devrishivijan

    Upgrade ICICI Emeralde PVC to ICICI Emeralde Metal/Times Black

    I hold a ICICI Emeralde PVC. Have spent Rs. 18 lacs since inception of card. The app is not offering upgrade. How can I upgrade to Times Black or Emeralde Metal? Can someone guide me? Does ICICI downgrade the card if I am unable to upgrade the card? The reason is that I have a 24 month EMI...
  2. cardio_guy

    ICICI iLens - Track your applications easily

    Disclaimer: This is an old news, this was launched in November 2022, but there is no thread about this in TF, so creating one. ICICI Bank has launched iLENS, a brand-new portal designed to make tracking your credit card, loan, or any credit-related application easier than ever! ICICI iLens is...
  3. rrsji

    ICICI Sapphiro Now Available for Premium institute Students (Previously Exclusive to Alumni) - Google Doc Link

    Let's keep it short IITs and other premier institute students can also get ICICI Sapphiro LTF, which was previously only for these institutes' alumni only
  4. althafvly

    ICICI charged fuel surcharge on Rupay UPI transaction

    ICICI seems to be charging a fuel surcharge on UPI fuel transactions now. I have used this RuPay card for fuel a couple of times before, and this is the first time I am being charged on the ICICI Coral RuPay card. This was at an HP fuel station, and I have used this card at Indian Oil, Jio, and...
  5. Adith

    ICICI Credit Card ICICI Day specific Offer

    Got an email with this image, its nice to see it collated . Not saying that the offers are great but its a good way to check . Note : Its till March 31. Link for the offer : https://www.icicibank.com/campaigns/bonanza/index?Option=EverydayDelights
  6. saver-user

    On public demand switched to ICICI from HDFC home loan

    Had my HDFC loan sanctioned and ready but seeing the negative reviews I switched to ICICI. But yeah they have their own problems. ICICI needs me to close my 3 credit cards - Regalia gold, tata neu infinity, axis rewards. I don't mind the regalia and axis closure those are shxt cards. But I am...
  7. viru5678

    Bitter Experience - Times Black and ICICI Customer Care

    Recently I got ICICI Times Black card and even my first bill is generated. Although there is no final clarity on rewards points, iShop etc.. I still ordered the card and hefty fees and I have no issues here. However Customer care and support seems to be a major issue. My Mobile App is not...
  8. Subhankar

    Devaluation ICICI Bank Reduces iShop Limits, Majorly Impacting Emeralde Private Metal & Times Black Cards

    We all know that when something seems "too good to be true," it usually doesn’t last long. We’ve seen this happen multiple times with other credit card-issuing banks, and now ICICI Bank has joined the list. ICICI initially thrilled credit card enthusiasts by launching the iShop portal...
  9. xyran

    Has ICICI stopped Online saving account opening? - Query

    People who had icici savings account opened offline, what is the procedure and do they ask for income proof or salary slip during account application process?
  10. T

    Air India Maharaja Club Bonus Miles Transfer Offer

    Air India has accounced a campain for transferring bank reward points for bonus FFP miles. Convert your Bank Reward Points from any of our eligible Points Conversion Partners to Maharaja Points and earn up to 50% bonus* Maharaja Points. You can earn up to 2 Lakh bonus Maharaja Points per Points...
  11. deals4u

    ⚠️ WARNING:USER EXPERIENCE :ICICI IShop is a SCAM! Silent Cancellations, Missing Refunds & Zero Accountability! ⚠️'

    🚨 If you use ICICI IShop to redeem points for flight bookings, BEWARE! They can silently cancel your booking, refund only a partial amount after 20 days, and you won’t even know unless you manually check your transactions! 🔥 Here’s How ICICI IShop Screwed Me Over: Booked a flight from...
  12. MrKant

    ICICI Bank Account Freeze - QR Txns

    My account got freeze due to debit and credit transaction (excessively) Were google pay merchants is the real culprit who settled the transaction instantly while it set “daily settlement” option Branch employees say it is block by npci and only they can unblock and don’t thinking they are...
  13. BlueFlash

    Does ICICI Credit Card charges extra for wallet load ?

    Does ICICI Gemstone Credit Card charges extra for wallet loads - 6540 MCC ? If Yes/No, is there any capping to it, like say 50K a month ?
  14. friends2b11

    Total Card Utilization- ICICI Amazon Pay Credit Card Apply

    Total card utilisation plays an important role in credit card approval, right? One of my friends has four HDFC credit cards with a shared limit of 1.5 lakhs. SBI cashback card with a limit of 1.21 lakhs Fk axis - 1.40 lakhs ICICI secured fd card with a 90k limit. IDFC WOW FD card—5k limit...
  15. B

    Emeralde Credit Card [vs] Emeralde Private Metal Credit Card ? WHICH is BEST ?

    What is the difference between Emeralde Credit card - VISA and Emeralde Private Credit card Metal ?
  16. R

    Icici application pending since a month

    I applied for Icici Rubyx card via their recent campaign, after application I have not received any update the application is stuck. Upon sending email I got reply that application is sent back for modification you Accept the modification. But I got no such communication and from track...
  17. M

    Unfair Charges on ICICI Coral RuPay Add-On Card – Need Clarification

    I applied for an add-on ICICI Coral RuPay card last year by visiting the branch. At that time, the bank staff assured me that the add-on card is lifetime free with no charges. However, in my latest statement, I noticed that fees have been applied to both add-on cards. What if the bank doesn’t...
  18. plastikman

    Be careful with CRED Payments - CRED paid to Wrong Card Account

    Today, I am bringing to light one incident which has happened last year in August when most of the banks were migrating to BBPS. I had initiated a payment of my Mother's (a senior citizen) ICICI card via CRED. The payment showed successful on the app but was not credited to the card. I erred by...
  19. MURALIKRISHNAN

    need help with application status of icici platinum card

    i applied icici platinum credit card on feb 8th its more than 21 days still application status shows in progress, vkyc done physical verification of office also verified, all documentation also verified and application completed but waiting for sanction credit card i have no relationship with...
  20. R

    Need Help Regarding ICICI Sapphiro

    In my net banking I only see the upgrade option for my coral CC is the Rubyx Mastercard Credit Card as LTF, while the Sapphiro Card is showing as a paid option. I want Sapphiro as LTF and emailed the customer care regarding the same but my request got declined. I have been a long-standing ICICI...
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