icici

I hold a ICICI Rubyx credit card which had a bill amount of around 12k Rupees with the due date of Aug 7th. I cleared the bill using BBPS on Aug 7th morning and received a message from ICICI Bank that my bill was paid. When I was going through my statement a couple of days later, I noticed that...

ICICI Bank’s updated Schedule of Charges introduces a major shift for metro and urban customers: The Minimum Monthly Average Balance (MAB) for new Regular Savings Accounts is now ₹50,000. Check Link- https://www.icicibank.com/interest-rates#service-charges What makes this change more...

ICICI Bank shuns on the mass and bets on the rich. Monthly average balance on savings account: Metro and urban locations, ₹50000. Semi urban, ₹25000. Rural, ₹10000. Source (ET Prime)...

ICICI bank has increased minimum balance requiredfor savings account in metro and urban to Rs.50000 from Rs.10000. Atrocious When PSU banks making the required avearage balance to zero, ICICI increasing it

I applied for Amazon Pay ICICI card and CKYC, Hard Inquiry and VKYC was completed on July 23. Since then bank hasn't responded. Called them and they said they can't help, they only help with normal cards. I mailed them then and they asked for 7 days both times to sort out the issue and passed...

I had applied for the Amazon Pay ICICI credit card. I did not have to go through any KYC as I'm already am icici wealth account holder. I recieved the successful application email and reference number as well (screenshots attached) 2 days after the application I recieved the call from the...

ICICI savings account (From August 2025 onwards) Minimum monthly average balance (MAB): Metro and Urban locations - ₹ 50,000 Semi-urban locations - ₹ 25,000 Rural locations- ₹ 10,000 Program Eligibility & Criteria Customer enrolling into the program needs to maintain the following criteria...

Hi everyone, I recently received the ICICI Times Black Credit Card with a joining fee of ₹20,000 + GST (total ₹23,600). I’m looking for a practical strategy to recover this cost and also get maximum ongoing benefits from the card. My typical expenses include online shopping on Zomato, Ajio...

Offer: You need to spend as per the communicated target for the specified period. You will get a cashback if you achieve the given target of spends, as communicated by ICICI Bank for this offer. In case, you have multiple ICICI Bank Credit Cards, you can use any one of the active Credit Cards...

Hi, I have a home loan of (say 1 cr). Suppose 70L got disbursed and I pre-paid 30L. The current EMI is around 1 lakh. (Since on last disbursement, I asked to keep tenure constant) Hence high EMI for remaining tenure of 4 years. Now for the next disbursement, (Around 7L) I want the EMI to be...

Hi TFians, I recently received an upgrade to the ICICI Emeralde Credit Card (plastic variant) with a ₹12,000 annual fee (paid) in the iMobile app– not the metal one. Current Relationship with ICICI: Amazon Pay ICICI Credit Card ICICI Coral Credit Card Combined credit limit: ₹4.2L The...

Hello guys, I got my first card Icici Platinum LTF on 01/2021, second LTF card Amazon Pay 06/2022. After that I added several cards and now sbi rejects me for over leverage (this is quite common though). I got Icici Cora ltfl card as upgrade recently. Now question is Icici generally give new...

I had a salary account with ICICI which is now closed. I have a Amazon pay credit card (I've misplaced the card and don't have photos either). I only know the last 4 digits of that card. Both the salary account and CC were linked to a single user ID. Now when I try to login to iMobile it asks to...

My amazon account with active prime and a good limit ICICI APay card seems to be gone completely useless. Every single order I place, now goes "Undeliverable" (Screenshot attached). I have been trying to fix this by mailing them and escalating this to National Consumer Forum since last 6 months...

I had this as a salary account till 2022 and then moved onto HDFC while changing employer. My monhtly average balance in this ICICI account is 5-6k because I thought I might face extra charges after salary account status discontinuation. Recently, I heard PSU banks are removing charges for...

ICICI Bank, the country’s second-largest private sector lender, will from August 1 start charging a fee from payment aggregators (PAs) for handling Unified Payments Interface (UPI) transactions that these PAs facilitate on merchants’ platforms. The bank will charge PAs that maintain an escrow...

I am getting ICICI Sapphiro CC as LTF. I actively use following CCs. Would this add any value or it will be just another CC with no usage. 1. Online: SBI CB CC - 5% 2. Offline: TataNeu Infinity HDFC CC - 1.5% 3. UPI: Kiwi Yes CC - 2% to 5% 4. ITax / School Fee: SC Smart CC - 2% 5. Domestic...

If you already hold this card or are planning to apply, here's what’s coming your way 👇 🪪 Welcome / Annual Benefit (on paying applicable fees): 🎁 Choose between: ▪️ ₹12,000 Lohono luxury stay voucher OR ▪️ ₹10,000 EaseMyTrip travel voucher 🛍️ Lifestyle Management Services by CribLife ▪️ 6...

Just got this email.

What is the meaning of this? I had already activated PIN on the card and even gave missed call as per the letter inside card envelope but I still got this email. Customer care also said that generating PIN activates the card. Right now I am doing a ₹10 recharge. Might this be because of server...