icici

The statement means: Credit card companies are slowly making changes that could impact how we look at "Lifetime Free" (LTF) cards. Over the past few years, we've seen a number of trends that are quietly squeezing more out of cardholders. Surcharges on Various Categories: Banks are now adding...

I’ve honestly never seen people so happy about getting their credit card applications rejected, but here we are with ICICI! Ever since the news dropped a couple of days ago, I’ve been scrolling through Reddit, X, and Quora, and everyone’s bashing ICICI for ruining the value of their cards...

ICICI’s recent devaluation of rewards has completely shattered my credit card usage plans. Here is a breakdown of my current situation and thoughts on next steps: Current Card Usage Active ICICI Cards: ICICI Sapphiro ICICI Coral Rupay (for UPI scans) Amazon Pay ICICI for most of my spending...

Hi everyone I'm looking for a trusted ICICI agent for applying platinum chip credit card, I have visited my nearby branch but their response was lukewarm and weren't really interested ( or maybe they were overburdened with bank work) so I need an agent who could help me with offline...

Sapphiro - spa discontinued 75k spends in quarter for lounge access. All cards affected - attached pdf

Now it's ICICI Bank's turn—they've joined the 2024 devaluation party. Here’s a simplified breakdown of the changes: Utility & Insurance Capping: You will continue to earn reward points for utility and insurance spends up to Rs. 80,000 at the current earn rate on Rubyx and higher variant...

Spa benefit discontinued.

Sapphiro - spa discontinued 75k spends in quarter for lounge access. All cards affected - attached pdf

Hi, I have Icici Gift Card ( Visa) , which is a prepaid card. I tried buying Amazon Shopping Voucher in Amazon app and TaraNew app. However these platforms not allowing me to use the Prepaid card to buy Amazon Shopping Voucher. Is there any other way (without paying extra charges) to buy the...

Hello intelligent folks, I m 27, self employed with only 2 lac ITR. I never had any credit cards or any CIBIL score (Since kept all funds in SBI from 10 years 😭😥). I can manage 4-7 lac FD , 30k savings account balance. This amount will decrease in future, after I get my CC , since, I will buy...

I got limit enhancement email from ICICI. It seems like many people are receiving email notifications for LE (through reddit). Check your inbox or imobile app. Even though my utilisation was lesser, my income hasn't increased much in last 2 years, I received limit enhancement from 2.6L to 3.1L...

I just had an absolute horror show with my ICICI bank application process. I have been a long time user of many credit cards including Amazon pay ICICI carda nd I recently applied for a core ICICI bank card which was rejected readily. Later in the day, I got a call from the ICICI bank team...

Hey folks , Last December(2023) I got 3 pre-approved credit card offer from ICICI bank , "RUBYX ,MMT SIGNATURE,MANUTD VISA." Amoung these I choose MMT signature becoz it was the better option for me. To be Frank, I still hasn't got 1500 my cash as welcome benefit . I have mailed them , DM on...

Hi everyone, need some help. I just checked my ICICI car loan statement and found multiple penalties have been imposed like additional interest and bounce charges! While I always pay either on 1st of every month or before that, still they have deducted ₹944 many times. Along with that, they...

So I have a ICICI coral rupay variant cc. On the official website of ICICI it is stated that we are supposed to receive 2000 bonus points on spending 200k and 1000 bonus points thereafter on spending every 100k I have managed to spend 412k in a single statement cycle (Statement generated at 2nd...

Dear Experts, 1. I have ICICI WM A/c from last so many years. (Not based on any TRV but was converted to WM automatically in past and has stayed throughout). I have been issued a basic ICICI Wealth Management Card which is ICICI Bank DC International WM. Which is best debit card variant I can...

I am getting multiple calls for health insurance via Amex but I am not receiving any policy quote. They are only saying Recorded line is there But they are not giving any quotation or policy quote before paying. Has anyone taken Health Insurance via amex? How has the experience been?

Icici launched new MakeMyTrip credit card , old visa variants discontinued. Free 1 international lounge access via priority pass, and 8 domestic lounge per year . 0.99% forex charges but 1% mycash on return make net 0% markup approx.

Urgent: any way to cancel icici emi without calling customer care.

Do we have any way to change ICICI Branch online? currently they have some restrictions like last 24 hours , there should not have any transactions.