icici

Hi, I applied for a ₹2 Cr home loan with ICICI and was assured by my Loan RM that after disbursement, my existing Emeralde card would be upgraded to the EPM variant. This was one of the key factors in choosing ICICI for my home loan. However, post disbursement, the RM started ignoring my...

I just received dual version of icici sapphiro as ltf but with just 5 lac limit. My other icici Amazon pay card has limit of 8 lac. Why did they offer me sapphiro with less limit? Also can I expect they someday upgrade me to emerald pvc as ltf?

Just wanted to share my recent experience upgrading from ICICI Sapphiro (dual variant, LTF, ₹15L limit) to the Emerald Private Metal card. I’ve had the Sapphiro for over a year now, and for the past 6 months or so, the Emerald PVC was showing up as an upgrade option on iMobile – but only as a...

Hello, I am planning to take a personal loan of 175K IR. I am having an offer from HDFC at RoI of 13.2 % p.a. (1.1% pm) provided ZERO processing fee and other charges. Also, I do have CCs from Axis, ICICI and HSBC. Is there any public / private bank which offers lower interest rate. My CIBIL...

Hi, Received a message from ICICI Pru that from next month my Payment through Credit Card will attract 1.25% even on Auto-debit facility, it ask me to convert Auto Debit to UPI or Net-banking. What are alternatives?

I will post the response I recieved regarding this query at numerous banks in discussion below 😎

I am getting ICICI Emralde Credit Card for upgrade with a joining feed for 12000. Is worth it. ??. I am also getting Axis Atlas Pre approved too. ? What i should do. ?

Since this month the QR code that is on every ICICI credit card bill is not working. Apps give an error saying invalid QR code (benefeciary UPI id incorrect) . The upi address for the QR code is in the format of ccpay.16digit_credit_card_number@icici Anyone else facing same issue?

Does ICICI update credit bureaus about the enhanced credit limit? Or it does not? Got a credit limit enhancement on Sapphiro 15 days back, but the latest CIBIL report shows the initial credit limit only.

Hello everyone, I'm seeking advice regarding a prolonged and unresolved issue with ICICI Bank involving the non-reporting of my credit card account to CIBIL for over 6 months, despite it being correctly reported to other bureaus like Experian and CRIF. Key Timeline: Credit Card Issued: 10...

Hi, I was unable to apply for ICICI credit card through website and I left midway. Then next day I got call from credit card team and By their guidance, I applied for a ICICI Coral Credit card by uploading documents. Today I got a message and mails saying My application is rejected as I have...

Hi everyone, I’m seeking advice on securing the ICICI Sapphiro Credit Card as Lifetime Free (LTF) based on my profile. This community’s insights are invaluable, and I’d appreciate your guidance! My Profile: - Salary: ₹1.4 lakh/month (net) - ICICI Relationship (8+ years): - Salaried account -...

Hi Everyone, I’m a digital nomad currently working remotely for a European company. Previously, I was based in Singapore and Dubai, and now I’ve transitioned into a fully remote role. I’m exploring the feasibility of a setup to maintain my NRI status and fulfill upcoming RE-KYC requirements...

Hie please help icici credit card reward points pe redeem now pw click krte hi aa raha you may not be able to access this site error please help is anyone facing this issue and how did you guys solve please reply

Received EPM today. The welcome kit mentioned that add ons can be requested for family members above 12 years of age. Has anyone applied and received?

The complimentary travel cancellation thing has anyone experienced via emerald? Whats the process i need to do it for one booking ... if anyone can help me for the same

Hey everyone, Has anyone else with the ICICI MMT Dual (Mastercard + RuPay) credit card noticed that the reward points (My Cash) aren't being credited to their MakeMyTrip (MMT) wallet as expected? I've observed that the reward points earned on my card spends are showing up in the ICICI Bank...

I have opened my ICICI savings account last month and till now I have made transactions more than Rs 20000 through debit card via POS machine but how to see/redeem reward points of ICICI debit card. In Imobile app whenever I try to open reward point section it always say ' reward points account...

Hello everyone, I am currently using icici apay card and coral card and has been offered FYF sapphiro card as upgrade. I dont want a chargeable card so i want to know that if i take this card now and call icici after 10 months to close card then will there be any chance that they convert it into...

Source: https://www.icicibank.com/personal-banking/cards/credit-card/low-interest-emi-products/instant-emi/terms-and-condition End of an ERA! F in the chat guys, it was good while it lasted.