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idfc

  1. AriyanPegu

    IDFC Wow card FD disappeared

    I'm sharing my terrible experience with IDFC Bank. IDFC bank steals my FD of ₹41,000! Despite numerous attempts to contact customer care, my FD is missing from the app & they're not helping. I'm extremely concerned about the security of my funds. I initially requested to close my card on...
  2. trixter

    Online transactions decline issue in IDFC First Ashwa credit card

    Sorry I am in a hurry so keeping this short. Will update with more details later. So since 15+ days all online transactions are getting declined in my idfc ashwa credit card. I tried calling and raising issue multiple times and everytime the executive said either try again in 24 hours and...
  3. yobro

    how IDFC earns if it provides all services free

    IDFC provide zero fee banking? How this bank is making money if it is providing so many services for free? Because savings account charges especially dc and cheque book are good portion of bank earnings. Why do much charity,?
  4. MARUMUGANAINAR

    IDFC Khushiyan First Offer Enrollment starts from today

    IDFC KHUSHIYAN First Offer for UPI Flat Rs 500 cashback on Rs.30000 UPI spends Let's wait and see any other offer posted today or in a week
  5. Channakya

    "Expert Advice: Retentio Negotiation for IDFC Vistara CC"

    I'm seeking expert advice on retention benefits for my IDFC Vistara credit card. With renewal approaching, I want to maximize benefits. What retention strategies have worked for you? Any successful negotiations or offers? Share your experiences! Thanks!" @SSV @BVC @TechnoFino @drsel
  6. Q

    Jewelry purchase (oct 2024)

    I have upcoming Jewelry purchase for marriage. I have few card wanted to know the people opinion on how to optimize on reward points . I have amex plat travel, idfc vistra , axis atlas and hdfc infinia. I am planning to use amex plat travel first (upto 4L) and than idfc vistra (upto 4.5L) and...
  7. saurabh0412

    RBI Ombudsman Complaint over Delay in Closing IDFC CC in TU CIBIL

    Hey Guys As the topic suggests, I filed an RBI Ombusman Complaint against IDFC First Bank over Delay in Closure of my CC. Here's the Flow of Events: June 23 - Card Closed. July 23 - Bank said they need 90 days time to close card on CIBIL. Dec 23 - Raised grievance with CIBIL over closed card...
  8. G

    IDFC Wealth Account Upgradation

    I just got upgraded to Wealth. Got the Wealth DC & Chequebook but still couldn’t spot the 'First Wealth' logo in the app and net banking. I also didn’t receive the 8000 RP on spending via DC. In fact my profile on firstrewards.com was created after calling the customer care. Has IDFC stopped...
  9. bing1309

    Avoid IDFC mayura credit card (rent surcharge on forex)

    Dear members. It's such a shame that idfc adds rent surcharge for almost any high level transactions for a forex spend and there classification in forex for reward rates are much worse in 1x 3x 5x 10x keep in mind if the card is such premium also (which they call themselves) for an forex spends...
  10. M

    IDFC Wealth Credit Card rejected due to internal policy.

    So as the title suggests my IDFC Wealth CC application got rejected due to internal bank policy. This is the message I got from the bank:- “We are unable to process app no. 123456789 for IDFC FIRST Bank Credit Card due to internal Bank policy. We are working hard to bring an offer for you...
  11. adityad

    IDFC Mayura Inaugral rewards offer

    Hello Guys, I applied for the Mayura Metal card and was approved the same day on 26th aug. I paid the joining fee (7078/-) as soon it was showing in the app. The first bill is also generated but they havent credited the 10k rewards points yet. Have anyone applied and received the rewards, if...
  12. EnthuCC

    After upgrading to IDFC Wealth for how long do I need to maintain the balance?

    After upgrading my bank account from Select to Wealth I was asked by my then RM to maintain the 10L balance for at least 3 months. I was already maintaining the required balance for 3 months before that. So it's almost 6 months now. When can I withdraw my fund? And after withdrawing what are...
  13. IGN_Vivek

    IDFC Power Plus CC usage

    Hi Community Members, I Recently got IDFC Power+ credit card with shared limit to my existing IDFC Millenia card. I took the card because I have Cars and bikes which I ride daily, I would love if someone can share Do’s and Don’ts for this card and help me understand in simple terms that how...
  14. IGN_Vivek

    IDFC Power Plus CC

    Hi Community Members, I Recently got IDFC Power+ credit card with shared limit to my existing IDFC Millenia card. I took the card because I have Cars and bikes which I ride daily, I would love if someone can share Do’s and Don’ts for this card and help me understand in simple terms that how...
  15. C

    Thinking of getting an IDFC Credit Card through C2C, which card to use?

    Hi, So, I am thinking of getting one IDFC Bank Credit Card, held their WoW Credit Card sometime back, and thinking to get a proper unsecured CC this time (at least Visa Signature).. Anyways, I have following Cards, so what should I use for C2C application? I want to go with ICICI Cards as they...
  16. card_007

    higher charges for IDFC DC rewards redemption

    IDFC First Rewards (for DC) is further devaluaed now. You cannot redeem more than 9866 points in one transaction which means you need to also pay Rs 34 for each 2.5K voucher in addition to Rs 117 fee + GST. Also, I was not allowed to do more than one redemption after the first one so I will keep...
  17. KK001

    Getting idfc Mayura without income proofs

    Today I applied for idfc Mayura metal credit card, based on my profile it showed me that I am eligible for it. Is there any way to get it for free of cost like no joining or annual fees? Second is it worth to get this card pay the fees ?
  18. V

    Club Vistara vouchers can't be redeemed online post merger

    I recently got the IDFC CV card and was trying to redeem the complimentary PE voucher. Since the Vistara website absolutely sucks when it comes to voucher redemption, I called their helpline (and had to wait for 20 minutes before getting connected). Turns out that award tickets are not available...
  19. D

    IDFC Select Vs Wealth Vs Private requirements

    This information has been confirmed with IDFC IDFC Select - 3L Savings balance IDFC Wealth - 10L Savings balance IDFC Private - 50L Savings balance No investments, insurance purchase etc are required. This is purely based on savings account balance.
  20. MARUMUGANAINAR

    IDFC spend based Offer unable to enroll?

    Dear I got an IDFC spend based offer for September spend Rs.75000 and get 7500 points. I'm unable to click the notification it's being automatically closed. So how to enroll now for the offer. Anyone know tell me the other ways to enroll
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