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  1. N

    Devaluation Shady practice from IDFC First Bank - Charges for Add on Cards

    Disclaimer: Took help from ChatGPT to frame this message, But this is my personal experience. As we all received email from IDFC FIRST BANK on 17 Jan 2025. Regarding the fees for Add on cards, The bank had initially stated: 1. For all Add-On Cards created on or after 20th February 2025, a...
  2. great

    IDFC credit card points value @ 0.93

    Getting idfc credit card points value @ .93 100 points redeemed for 93 rs good value against .25 normal Jio recharge - pay with Rewards (TwidPay)
  3. Md_

    NEED GUIDANCE ON IDFC FIRSTMONEY CREDIT LINE

    Hey guys, I need your expert guidance about the IDFC FIRST BANK SMARTMONEY OR you can say FIRST MONEY which allows us to foreclose at 0% , withdraw unlimited time Please give me some information about it and Question :- I already have a personal loan from IDFC so can I activate smartmoney...
  4. A

    How to get Rewards on Amex & SCB Credit Card bill payment using IDFC DC ?

    How to get Rewards on Amex & SCB Credit Card bill payment using IDFC DC ? Amex - https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp SCB - https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp Many people told they got reward on Amex and SCB Bank CC bill payment...
  5. E

    Applying for IDFC RuPay Debit Card – Any Fees?

    I’m planning to get an IDFC RuPay debit card. I already hold an IDFC FIRST Wealth credit card. If I apply for the debit card through IDFC’s NetBanking portal, will there be any charges involved? The main reason I’m looking for this is to use it for credit card bill payments, especially since...
  6. NishanthSN

    IDFC asking 56 working days for debit card refund from PhonePe failed transaction

    PhonePe proceeded refund next day on June 23. They even gave me the Arn number for refund and told that refund is already processed to IDFC and I need to check with them. When I asked the IDFC few days later, now they are stating the request is duly processed and it may take 56 working days...
  7. NikhilG

    Anyone recently got the tablet kit with idfc first private status?

    I spoke to one of the bm of idfc first and he thinks that idfc not sending that specific kit now. Anyone has any information?
  8. Finchamp!

    To upgrade or to not upgrade - IDFC dilemma

    Hi Family! I currently hold an IDFC Savings Account (₹10K MAB variant), which I had opened under a targeted offer. As a result of that offer, the MAB requirement was waived, effectively making it a zero-MAB account. Now, I have some surplus funds from recent sale proceeds. If I deposit these...
  9. psmangat5

    Have you closed your IDFC Mayura Card?

    How many of you have closed your Mayura Credit Card? I am going to close tomorrow. Have the aniversary in August but can't take chance as Renewal Fees is steep and benefits are very less. Though I lover the design of card but have to close it because of Renewal Fees.
  10. A

    (only 1.59% charges & 5% cashback) Pay Credit Card bill using Amazon gv or 5% SBI Cashback credit card

    Pay Credit Card bill using Amazon gv or 5% SBI Cashback Credit Card: New Updated trick for Credit Card to Credit Card bill pay and get 5% SBI Cashback credit card -...
  11. G

    An update on IDFC FIRST Wealth Credit Card and Power+ Credit Card based on the revised reward structures for travel bookings via IDFC FIRST Bank App

    FeatureWealth Credit CardPower+ Credit Card Base Earn10 RP/₹150 (on reaching ₹20,000 monthly spend)3 RP/₹150 (no milestone required) Bonus Reward Points on Hotel Bookings+50 RP/₹150+50 RP/₹150 Bonus Reward Points on Flight Bookings+20 RP/₹150+30 RP/₹150 Total Earn on Hotel Bookings60...
  12. A

    Offer Fulfilled! Loot - 5% cashback coin on Credit Card bill pay & 2% on subsequent payment (Redeem on Amazon gv)

    Loot - 5% cashback coin on Credit Card bill pay & 2% on subsequent payment (Redeem on Amazon gift voucher) Updated - Cashback coins now credited within 2 hours. App link - https://invite.adityabirlacapitaldigital.app/MZC7XOX Note - Old user also working, if you already paid credit card bill...
  13. H

    IDFC card upgrade process?

    I have an IDFC First Bank Millennia Credit Card with a limit of ₹45,000 and want to upgrade it to a Wealth Card or Select Card. I also have a savings account with IDFC First Bank with a minimum balance of ₹25,000. Despite talking to customer care and branch representatives, they are not...
  14. BVC

    IDFC Mayura 🦚 vs IDFC Ashva 🎠vs Axis Atlas 🗺️ vs Amex Plat Travel ✈️ vs HSBC Travel One 🚊 vs HDFC Marriott Bonvoy🏩 (Travel Cards Comparision)

    TF Folks, With recent changes & Revaluation with IDFC Mayura and IDFC Ashva for travel related bookings, this thread is related to comparison between Mid Range to Premium travel category cards. IDFC Mayura vs IDFC Ashva vs Axis Atlas vs Amex Plat Travel vs HSBC Travel One vs HDFC Marriott...
  15. TechnoFino

    IDFC FIRST Private Credit Card Benefits And Review | First Private Credit Card Relaunched

    IDFC FIRST Bank recently relaunched - more precisely, revalued - its top-most flagship credit card: the IDFC FIRST Private Credit Card, effective from the 1st of this month. Let’s dive into its benefits. Charges:- Joining Fees: 50,000 + GST Annual Fees: 50,000 + GST Welcome Benefits: Club...
  16. Anindya98

    IDFC First Wealth Banking Program Upgrade Journey in 2025

    IDFC First Wealth upgrade in 2025 is super smooth now! 🚀 The IDFC Wealth upgrade process is now faster and simpler than ever. Just park the funds, and once your MAB crosses ₹10L, ping your BM/RM. I added funds on 3rd May (5 PM), requested an upgrade on 8th, and got upgraded on 10th (9th was a...
  17. A

    Revaluation Accelerated Rewards & Enhanced Value: IDFC MAYURA 🦚 CREDIT CARD

    🛑 Huge Update on IDFC Mayura Credit Card for frequent Travellers! Earn up to 60 Reward Points on Travel Bookings Hotels & Flights only! 1 Reward Point = ₹0.50 on travel spends That’s great value for frequent flyers! T&C: http://bit.ly/4kGez8H
  18. A

    Massive Devaluation IDFC rewards gift vouchers removed...

    Idfc bank rewards shopsta has removed all gift vouchers options.
  19. Revanth999

    About IDFC Credit Card Upgrade

    Hello Guys, I have a Idfc HPCL First power Plus Credit Card of 1.10L . I am Not using this Card. I want a Card Upgrade to wealth Credit card or Something Higher, Which can Be LTF. In 2023 End , I saw some posts Here saying if i have Any Other bank Credit card with Credit Limit of 4Lakhs and...
  20. Credit Cardiya

    Need help for fd backup card

    Helooo guyss I need help regarding my sbm bank credit card which is obviously fd backup card So I taken this card almost 1 year and 3 month back at age of 20 and to get my unsecured card at my 21st birthday 😅😅 Now in December my 21 was completed and i got my first unsecured hdfc card in...
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