infinia

Hello! I wanted to understand what the Domestic Lounge Program offered by HDFC Bank for Infinia customers is. From what I understand, currently, the primary cardholder and the add-on members can avail unlimited lounge access globally using the Priority Pass. I also see that the primary...

Hello guys, I know we heard a lot of stories about infinia upgrade but I somehow felt the journey I had is possibly less explored less discussed and less successful for most of us . Let me begin with my failed attempts : 2021 - Initially spotted that there's a invite only card called infinia...

I held Diners privilege LTF (without account) and Magnus until Magnus’s devaluation. I had 0 spends on my Diners privilege card since last December and asked hdfc to upgrade my card to DCB LTF based on my magnus spends and salary, which they did. I wish to get Infinia but my spends for the last...

For airline tickets worth 2 lakhs, which would provide better value? Infinia or Axis Atlas? Atlas would provide 10k Axis miles which would transfer at 20k miles with various airlines. Would Infinia beat that? In addition, what about normal POS transactions? Is Infinia better at 3.3% or Atlas...

I was recently talking to my HDFC RM and he agreed to Infinia offering with FYF if spent 3L in 3 months. But recently saw HDFC devaluation for various partners and was wondering if it will make sense to go for infinia? Anyway I will be using smartbuy more for redemptions but have been using...

I started my firm few months back, I have monthly fix remitance of 5.5k $(4.5L rs) to my hdfc current account, how to use this to grab a DCB or Infinia (LTF, if possible) from them? When I was salaried, I also had my salary account with them, for which they provided me LTF regalia with 3.77L...

HDFC Bank has indirectly devalued their Infinia and DCB credit cards by reducing the conversion ratio from 1:1 to 2:1 for some partners, namely - Accor, Lifemiles, and Turkish. This change will take effect from 15th January 2024. Therefore, the last date for a 1:1 transfer to the aforementioned...

Hi Everyone , Like others I too struggled a lot to get Inifinia FYF from DCB LTF. I wanted to share my overall experience with the whole process and journey , It might be useful to others . Sent mails to Grievance.Redressalcc@hdfcbank.com , but they rejected saying my existing credit...

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card. Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location) DCB - 24L ITR...

As the title summarizes, i am looking for a card which i can utilize for my upcoming abroad trip. i have DCB (with 2% markup - 1% GLOBAL VALUE + 3.33% REWARD RATE) but that's not acceptable at most places in europe. The NIYOX Equitas Debit card will be the go to backup option. I am looking for...

Hello, I have been an HDFC customer (Preferred banking with salary account) for close to 7 years and have been holding a DCP card. I already meet salary criteria (>3L) and my credit limit with DCP is > 10L. I dont use this card much though as it has a low rewards ratio. For this reason, I have...

HI I am being offered Infinia FYF. I currently have DCB LTF. But my annual spending is 2-3 lacs max in various sectors mostly from Amazon and bill payments. For Amazon, I always use Amazon Pay.

So the background is I end up hitting/crossing the 15k accelerated points on my Infinia every 2-3 months and I feel like the 3.3% return on other spends could be better. I was using magnus primarily pre Deval and now it's just there for meet and greet. Using Infinia as primary now. So, now I'm...

I just got a call from someone (claims to be Wealth manager) from HDFC LIFE team who claims that I can get a definite approval of Infinia Metal if I park some of my funds in one of the MF (Discovery Fund to be specific) for 5 years. Is this even a good idea to go ahead with this scheme? The...

Received an email with the following offer. Rs 2000 voucher for spending Rs 1L during 13th-31st Oct https://offers.smartbuy.hdfcbank.com/offer_details/hdfc-bank-retail-credit-card/23482/Z2anm2U

Hey everyone, just sharing my experience ( in brief ) about getting Infinia in short period: 1) HDFC Regalia : I got this as my first credit card an year ago ( 5L limit ) , barely used it for an year. and then realised how lucrative some of these rewards systems can be. Got Axis cards (...

So I have 3 cards now 1) Infinia FYF ( upgraded from other millennia card ) 2) Paid DCB (3-5 year old card) 3) Tata neu infinity. Now, it doesn't make sense to hold paid DCB. Is it possible to swap it for HDFC mariott card? Just for points? Or any other card? Or just close it? I can get...

Hi Everyone, When I had DCB , use to get almost or most of the month spend based offer . Now after Infinia upgrade that is missing !! Apart from regular 80k spends based offer , there use to get other spends based offer with DCB . I had got 3k , 1.5k , 1k (x3) , and 1.25k vouchers with DCB ...

What is the best way to optimise spendings with HDFC Infinia CC? (1L per month)

So, just for complete background information. I am a normal HDFC customer. I have had the same job for 6 years and salary account with HDFC. In this duration, I have taken two loans from HDFC and cleared both. I have never had a credit card from HDFC because I wanted Infinia (before when it...