infinia

Hi Everyone, I am having DCB from Last 4 months. My goal was to get Infinia by end of year, through Credit Limit (8L) and Spend Eligibility (7.5 in 6 months). I can easily achieve Spend Criteria. But my Credit Limit was 5L, and seeing that how difficult it is to get LE nowadays, that too to...

Just received the above email. What does it mean? If we don't spend 1.5 lakhs a month, we're not entitled to these benefits?

Background I've had a salary account with HDFC since I started working in 2013 (Now Imperia). I was never particularly a big spender or particularly into the credit card game, instead focusing more on saving and investing over the years. For the longest time I had just the one credit card with...

My credit card story started in 2007, when I was just starting out in my career. A lack of a good credit score meant that the first credit card I got was from ICICI, against a small FD. Paid off my student loans, bought a car and paid that off too. Through this time, I was very wary of using my...

Hi, I have opened a Savings Bank account with HDFC around a month ago. I have a corporate account tie up with HDFC. So I am getting it converted tomorrow to preferred salary. My net salary is around 2.5L. I am maintaining a balance of around 5L currently. When I asked for Infinia, they...

Hi, I got Infinia based on my salary eligibility. I went to branch and submitted all the documents. After 1 week I got message for Approval, first stage approval was Online check and after that I think it's manual check for which I got message after 2-3 Working days. After card approval...

Hi everyone. Have a regalia gold with 11.28L limit. If i take tata neu credit card just for upi payments, will my chances to upgrade to infinia reduce? My last 3 months spends are around 4L Previous thread ...

Hi, I have a LTF DCB metal with 5L credit limit. I wanted to know if it would be worthwhile to upgrade to the paid version of Infinia? (given that such an upgrade becomes available). Annual spends are high. Also, what other credit cards would be best suited? I spend a lot on overseas travel...

Hey guys, I need to book 2 tickets for Delhi to Boston. The approx cost is 80K per ticket. I'm wondering which card would be most beneficial? Option 1 - Book via smartbuy using 2 different infinia cards to remain below monthly cap. Reward rate is 16.25% so for each ticket I get approx 13k...

Pretty straightforward question, I read you can transfer points to Vistara but can't see it as one of the partners on smartbuy's transfer page

Hello everyone! I have an infinia since the November 2019. Its always been a paid card since I don't land up hitting the 8 lac fee waiver amount. I do pay the 10k + gst fee every year. Wanted to get some info / insights to see if there's any way to convert it to LTF. Please do ask if need...

I got an upgrade offer on my Regalia LTF credit card which had a limit of 10L in Aug 2023. Regalia history: I got regalia LTF in Feb 2018 with a credit limit of 3L. After receiving multiple credit limit increase offers it reached the peak of 15L in Q4 of 2022. I got this split into 10L and 5L...

I have a monthly spend of around 4-4.5 lac. Earlier I spent majority of them through Magnus Burgundy but given their devaluation I am considering adding Infinia to my portfolio. I really loved the rewards provided by Axis. In fact, after the devaluation, my monthly rewards increased as all the...

Hello fellow forum members, I hope you're all doing well. I'm here seeking some advice on maximizing the value of Accor points through my credit cards. Currently, I hold both HDFC Infinia and Magnus cards, with substantial credit limits on each. However, recent devaluations in the Accor...

Hi All, New to this forum and need your expert ideas. Currently hold Regalia with 7 digit credit limit. Had discussion with branch CC head who is ready to approve Infinia upgrade (according to him he is authorized to upgrade 2 CCs to Infinia per month) provided I show 7.5l spend on current CC...

Ref to my recent post, Thanks everyone for your suggestions on Infinia Metal. I considered all points and did some calculations...There are 2 scenarios 1. If Spend is around 7.5 Lac (In normal scenario, Infinia is offered with this much spend..I am not considering special cases of LTF Infinia)...

New member here! I have been reading TF forums and all I can say is this has been quite insightful. I never knew I can get cashback for paying credit card bills, DCB for forex spendings etc. My monthly spends are in the range of 20-25k on a regular month while there are few months it can go in...

Please help me out here. I have three Savings Accounts, HDFC Salary Account, Indusind Exclusive and Axis Priority. HDFC has given me their DCB, Indusind has given me their Pinnacle but despite maintaining around 6-7 lakhs in my Axis Priority account for the last 8 months since account opening...

A Strange HDFC Imperia RM (Found on Reddit)Helping Customers Upgrading, Making Cards LTF . He Converted my 2 Month Old Paid Millennia to LTF 💀💀 I Was literally Shocked When i Called CC today to check. DONT DM Please !!🙏 RM is dead

Starting March 2024, only ₹1,500 worth of Big basket and Blinkit vouchers can be purchased in a calendar month via Smartbuy. This happened on my Infinia...