infinia

As mentioned in title, I needed some recommendation of whether I should get a new DC/CC for any specific use case. FYF Infinia covers vouchers, flights, hotels, bus, and HDFC specific discounts LTF Sapphiro covers movie tickets and ICICI specific discounts LTF Apay used to cover Amazon...

Portfolio: I am holding 2 HDFC credit cards, Diners (LTF) and Tata Neu Infinity (LTF) with a limit of 12L on both. Spends: I have spends of over 9L in the last 3 months on my Tata Neu Infinity card. I don't usually have such high spends, these were done on jewellery. Diners spends aren't much...

Today, I finally got the much-awaited Infinia Metal Card! When I reflect on the past year, it has been quite a learning journey. Last year, at this time, I had zero credit cards. I had been working for 8 years but was never interested in credit cards. My basic lounge access was covered by the...

Hi Friends, I currently have Regalia Gold credit card and I want to get upgraded to Infinia Credit card. 1. I have credit limit of 12.3 lakhs in my Regalia Gold credit card. 2. I have spent more than 8 lakhs in last 6 months 3. I have greater than 3 lakhs Net salary credited in HDFC salary...

Hi folks, below is the my HDFC relationship Classic salary account with 1.6L net credit salary to account Regalia gold credit card with 5.85L limit ( every month ~1.5L spends ) Personal loan of 15.5 ( 10 L outstanding) 5L fixed deposit. Help me guys how to get infinia credit card. What...

FinnAir started accepting Avios points and for Infinia we will get 1:1 ratio on converting to air miles. This is the best option to use Avios considering Qatar airlines/British airways give only 1:0.5 avios points from infinia transfer. This way i can transfer 1:1 avios points from HDFC to Finn...

Hi, I have 2 Infinia add-ons with different numbers. I know that I can create 3 different smartbuy accounts and bypass the voucher amount limits imposed by Gyftr. Wanted to check if the reward point limit of 15k points/month is per account (primary + 2 add-ons) or per card? Thanks!

Hi, I am looking for a new credit card to earn higher rewards on two spend categories: 1. Online donations to Charities/NGO, primarily as *forex spends* in USD but some portion could be Indian as well. Expected spend: ₹8-10 lakhs a year 2. Rent. Expected spend ₹75K+ a month I already have an...

Hello TF Community, This thread has been created to consolidate information regarding HDFC SmartBuy EMI spends on DCB (or even Infinia) cards. When making high-value purchases such as iPhones, booking flights, or holidays—transactions that typically exceed the monthly reward cap—we often opt...

It sounds like you've noticed some significant changes in the redemption structure of the HDFC Infinia SmartBuy portal, including: Increased Redemption Points for Vouchers: Earlier, a ₹1000 voucher required 2000 reward points, but now it requires 2500 points—a 25% increase in the points...

As many of you know, I was planning to send for Infinia Upgrade request in Jan 1st week. I sent it on January 1st to Priority Redressal and ydy late night, received the rejection mail from grievance redressal with same vague reasons of internal parameters. I had spent 11 Lakhs in last 6 months...

I have spent 7 lakhs on my diners black card in last two months. I have requested for infinia upgrade citing international acceptance reason. I got response like this. I replied with all details but the request got closed after I shared all the details. Does that mean it's in process or it...

Hi Team, I had sent the Infinia Upgrade request yesterday to Priority Redressal. Received an sms and email today saying "Dear Customer, Greetings from HDFC Bank. Your query/concern Card Upgrade Assistance has been registered under Case Reference No...Revert back by 13-01-2025.." I have still...

Hello, I have Axis Magnus for Burgundy (M4B) This has been my general observation, need more opinion and value addition by seniors and redemption experts, who does details analysis from time to time. Axis M4B most effective redemption tool is airmiles conversion at (5:4 ratio). (4.8% reward...

Hello TF Community, I have a TATA AIA Policy for which the premium is above 1 lakh and need your help in picking which credit card should I use to make the payment. Following are the relevant cards in my portfolio Infinia Metal Amex Travel Platinum (3 lakhs already spend on the card)...

Hi Everyone, First of all A Very Happy New Year to all the forum members and anyone who stumbles across any of these threads. I am going to list out my credit card power user journey that I've started in 2024, and how I've become, IMO, a power user who'll be going places. I've got these new...

Hi all, I used to hold DCB until last week, and based on my spends, I had unlocked: 1. 80K monthly milestone benefits for Oct, Nov and Dec 2. Annual benefits for spending above 8L I claimed some of these benefits 2 weeks ago, and then requested for an Infinia uprade. I'm unable to view any of...

My friends dad has infinia and Imperia. He doesn't have any credit history or card. The HDFC RM offered them an add-on card tied to his father's card. Will this help him build a credit score? Technically his dad pays the bills so he is just the user right and so it won't help him build a score...

OFFER DETAILS Transfer reward points into any of the below loyalty partner programs and get up to 50% bonus miles/points during the offer period. From 28th Dec 00:01 hours to 29th Dec’24 23:59 hours (IST) Loyalty Partners: AirAsia rewards Etihad Guest HDFC Bank cards eligible for this offer...

Hi, I want to know best options to pay rent and education fee from HDFC INFINIA and AMEX platinum travel cc ? From last month HDFC has stopped reward points on education fee and also charging 1% extra so what is best option now to use credit card for these payment?