loan

1. Hi, How and when is the home loan interest changes for ICICI bank? RBI has decreased the repo rate twice however the loan interest has not changed yet for me for the last repo changes. 2. Does it reduce the tenure or it reduces the EMI amount?

Kotak is giving me pre approved loan offer of 25000, Shoud I take it or not. I want CC from them. What shoud I do

Hey all I have a question to all of you regarding the loan repayment and it's effect on cibil Actually I had taken loan from truebalance app due to some medical emergency and the due date for the emi was 3 April 2025 and this loan was scheduled to be paid via upi or debit card since I hadn't...

I am holding good amount of MF and need some cash urgently, In small case there is an option to loan against MF with 10.5% Should i go for it ? or redeem my MF PS-Considering current market trend, i am not comfortable with redeeming MF

I have a loan against CC from Indusind and the payment link sent by them for 1st EMI says no EMI due. EMI due date is tomorrow. So I am unable to pay. I have mailed them but they are dead slow. I created a e-nach yesterday to be on the safe side if this issue persisted. Now e-nach is enabled...

Basically last night when i was checking my due amount so that I can pay that Amount i saw this unbilled transaction like loan pre closure Dr of 994 rs i never took any loan from HDFC not sure how I got that fine i have attached the ss. I talked to customer care as well they gave me loan number...

I have a joint home loan and even though the emi amount was auto debited as usual it was marked a delayed payment. I have reported on CIBIL. (I'm not sure if this is relevant info so here - when asked for my bank details I wasn't sure which to provide so I gave the details of the account the...

I’m planning to take a personal loan of around ₹15-20L in about a year and want to ensure I get the lowest possible interest rate. Since I don’t have any previous loans, I’m looking for best practices to improve my eligibility before applying. I’ve heard that taking small loans for shorter...

My Spouse(F) having home loan with her mother at SBI branch from last 3 years. Initial interest was 6.9% due to various offers like women only, first property and cibil . the interest rate got increased to 9.3. But after latest repo rate reduction , it is still at 9.05. As per some information...

Hi all, Recently, I visited my federal bank branch to 'renew' my KCC loan, which I have been doing every year for the past few years. This time, there was a new Customer Service Representative to assist me in the process. I explained my requirement to renew the loan and asked her about the...

My concern is regarding self construction loan so someone who has experience with ICICI can help plz? So scenario is I had my last home loan from ICICI bank. Now I closed it 2 years ago and now on same property I am constructing a new building. I have all documents. ICICI has issued a...

I have availed the Bank of India's smart home loan (SBI Maxgain type OD based loan) at a very good ROI of 8.4% When I log into the account, there is no way to see the details of the loan. I would like to see the split-up of the interest vs principal in the EMI. I am also not able to see any...

Had my HDFC loan sanctioned and ready but seeing the negative reviews I switched to ICICI. But yeah they have their own problems. ICICI needs me to close my 3 credit cards - Regalia gold, tata neu infinity, axis rewards. I don't mind the regalia and axis closure those are shxt cards. But I am...

I was constantly getting messages from HDFC bank about a loan default for many months on my phone number I have no relation with HDFC bank nor do I have any loan account with them. My phone number is also with me from last 15 years so cant be an old phone owner linking the same. I complained...

I want to take personal loan of 1 lakh and my salary comes in hdfc account but currently I don't have any pre-approved offer from hdfc. My salary comes in hdfc account but my company don't have tie up with any bank. Should I manually apply for loan online or offline with RM as I have preferred...

I visited honda showroom to buy activa on emi but agent is telling me that on 10k to 15k down payment i can get loan on 10.75% pa and there will be 6k-7k processing fees. Is it legit ,I am thinking that there is a commission of agent in this because 6 to 7% processing fees is illegal

Dear all, Iam planning for take home loan in March, but currently iam very Dipressed after this score Drop. Iam share some timeline for better Understanding- 5/01/25 - take gold loan (secured) and choose full payment after 1 years (basic+interest) not monthly interest pay. ( no ciblil enquiry...

Hi all, Can a Karta give tax free loan and have future income transfer to HUF PAN instead his/her PAN. What % would be safe to move to HUF of total asset? Please reply of you have done it..

Can we take loan for closing CC loan account?

Also loan against property as well.