loan

Hello, I need some opinions/advice/guidance in the following matter. I am 68 yrs old and I have invested 40Lakh in various equities & 50Lalk in Equity based M/F’s since last 14 years. Current market value is around 1.8crore & 1.6crore respectively & it may grow by 20% CAGR as per my assumption...

I am getting hdfc jumbo jumbo loan at the 13.93 yearly reducing interest rate of the amount of 3 lakh for 3 years with 0 processing fee.is there any extra charges applicable on this loan.bank is saying there are no GST and others charges applicable on your loan amount.the interest amount will be...

Got a sudden CIBIL enquiry by Bajaj auto finance today for a consumer loan I never applied for. Never had a banking history with Bajaj Finance, never used any 'Pay-later' schemes, never even registered for Bajaj services. How to get this enquiry removed?? Was trynna keep my enquiries low to...

Hello , I don't have any Salary Account till date only SBI Savings Account. 85K per month Salary credits . I want to take a salary account from a bank where within a year I could take home loan which should have - faster approval - special interest rate - 90 to...

Can I use Amazon pay gift cards to pay emi via Amazon pay?

Hello guys muje salary account khulvana he meri salary 15k he to koi suggest kar sakta he ki pre-approved offer ke liye konsi bank me account open karna chahiye or online account open karna chahiye ya branch me jake open karna chahiye pre-approved offer ke liye

I can send money to my loan account through MobiKwik but should I do that full time?

Took HDFC home loan for 25 years (300 months). So far there has been 3 Disbursement request. 2 in September and 1 in Mid oct. Last month on Oct. I already paid 1 EMIs. It was a normal EMI and not the PEMI. Now, when I look at the HDFC portal. It shows the balance term is 300, original term is...

Hi everyone. I'm planning to take a loan to buy a piece of residential land from a developer. I came to know from the bank people that the interest rate would be lower if I take it as a plot + construction loan wherein there's a tenure from the loan disbursement within which I should've started...

Hi. I have a loan with SBI for an amount of ₹2,50,000 under the Kisan Credit Card scheme. The due date for the loan was on 12/10/2024, which was a second Saturday. I decided to close it on 11/10/2024. but unfortunately, the government declared a public holiday on 10th agternoon. So, the due...

I’m dealing with an ongoing problem with a loan account that was initially with Axio and later managed by Asset Care Financial Services. Despite proving that I didn’t owe them anything, I ended up paying the principal just to settle the matter—but it’s still causing issues. Here’s a breakdown...

I checked my cibil today and an old bajaj finserv consumer loan closed in 2018 is showing active all of a sudden. All my earlier cibil reports have the said loan as closed account. Raise a dispute only has one option of this loan account does not belong to me. Clicking that would be...

I recently received four alerts from CIBIL - 2 regarding a new address and 2 about credit and loan accounts being added. I haven't applied for any of these. What should I do? Does anyone know the steps I should take to get these loan and credit card accounts removed?

Hi, I applied for a Insta Jumbo Loan on my credit card, everything went fine and got loan approval sms and everything, I can see the loan account as active in netbanking app, but the amount has not been disbursed yet, its been more than 30 hours now and I am kinda confused as it was supposed to...

Dear All, Special PF offers on indusind PL....

Hi Team, I have taken SBI home loan 2 years back and while taking loan that bank person insisted to take property insurance but I have denied that as it was not required to me. Now when Final 100% disbursement demand letter came from builder , I have provided required documents to bank person...

Hi Fam! I was going through the forum to assess all Banks/ Banking Programs which consider Home Loan, in some or the other form, in their calculation of TRV. Since I couldn't find any single thread for the same, I thought of collating one here. Based on my research, I could find the following -...

Hello here is Sukhwal Narayan Bherulal, i haven't taken loan from NDXP and still it is showing in my cibil score. I have never taken anykind of loan from this finance institutions. Why this kind of issue are coming now a days. My friend took loan and I was an just referal person,he passed away...

Hi, Starting this thread to maintain the list of Banks who provide Home loan with the option to make payments using online transfer (IMPS, NEFT etc.). This is important while choosing the home loan provider for people considering to make prepayments. List of Banks that allow online transfer...

Hi everyone, need some help. I just checked my ICICI car loan statement and found multiple penalties have been imposed like additional interest and bounce charges! While I always pay either on 1st of every month or before that, still they have deducted ₹944 many times. Along with that, they...