loan

Hi i closed my insta loan of hdfc on Saturday and they told to make payment next day but my due amount is still not updated and i cant pay, whenever i try to pay it tells payment cannot be greater than outstanding, what should i do now? Wait till it gets updated? Already today over

Hi everyone, I am looking to finance a two-wheeler with an on-road price of approximately ₹1.99 Lakh. I am a salaried professional with a CIBIL score above 760. I’m searching for the most affordable loan option—ideally with the lowest interest rate and minimal (or zero) processing fees...

I am planning to make a part pre-payment on my home loan and would like to adjust the monthly EMI based on the reduced principal balance after the payment. However, the bank official informed me that adjusting the EMI in this way would be reported as a “loan rescheduled” entry in CIBIL...

Kotak is offering me 250 amazon voucher for income check for a pre approved personal loan. Is it ok to check? Will they disburse it if I just click the link and check?

Hi Team I see hdfc sanchay plus program is offering interest at 9% without cibil check. Is it worth to get? Also I want to mainly know the repayment. Can it be paid via online modes or only EVs is possible?

Hi, I need a scooter loan for activa of 1.22 lakhs. Can anyone help?

Hi, Can I take a loan then buy inventory, and that loan's collateral is the inventory itself? or can someone just give me a crash course on how business loans work, interest rates, which banks are nice, how to pay lumpsums in bw, what tenure should I have. The principal required is 10-15...

Need urgent personal loan of 4-5L, but getting rejected from all banks, Cibil is 750+ No other loans, No Late payment, clear record, still getting rejected, is there anyway to get loan?

I have following questions regarding LAMF- 1. Is there a CIBIL enquiry when you avail LAMF from any of the banks or NBFC? 2. I am planning for 5 Lakh personal loan as well in Dec or Jan, will this LAMF affect to that in any ways? 3. Has anyone continued their LAMF for more than a year? If...

Hey guys, I need your expert advice for choosing bank Or nbfc for two wheeler loan I want to know which bank or nbfc offer comparatively low interest rate for 2 wheeler loan I have pre approved offers from : BAJAJ EMI CARD :- 142,000(2WHEELER LOAN OFFER) IDFC EASY BUY CARD:-...

Which bank provides Personal Loan easily? Tried in HDFC and Kotak but declined in both Don't wont to try and getting rejected from others so please tell me where should I apply to get approval easily Cibil is 757 on One score App Salary - 32300 Salary account - Axis only 1 month old No...

Hello Everyone, Can you please help me which one I can choose for home loan hdfc or BOB? Below is the comparison. HDFC Bank – Home Loan Details Interest rate: 7.50% (floating) Processing fee: ₹1,500 CIBIL score: 786 (qualifies for preferred rate slab)...

Hi, I have a home loan of (say 1 cr). Suppose 70L got disbursed and I pre-paid 30L. The current EMI is around 1 lakh. (Since on last disbursement, I asked to keep tenure constant) Hence high EMI for remaining tenure of 4 years. Now for the next disbursement, (Around 7L) I want the EMI to be...

Which bank provides Personal loan for salaried individual easily? The thing is we had salary account in local co-op bank earlier but it's changed to Axis bank recently, so only one salary is credited in axis account, so it's possible to get loan with only 1 salary statement and 3 month salary...

I needed a loan of 6 lakhs, I applied for HDFC, but they are giving upto 4 lakhs. My cibil is 779 and crif is 783. I have already running a loan of IDFC bank where 2.5 lakhs is remaining. Please let me know if any bank official can help. Thank you.

Hi, I'm looking for suggestions for home loan basis the experience of this forum. Which one would you recommend? HDFC, Bajaj Housing, BoB are some option I've in mind. ROI might be similar across - any other pointers this community can share to take a decision Some points I have in mind 1. ROI...

I wanted to share an ongoing issue that might resonate with others facing similar challenges. A loan account that was closed approximately 6 years, 9 months, and 17 days ago is still being reported as active on my CIBIL credit report by a local bank. This outdated and incorrect reporting has...

Hi everyone, My brother has been allotted Maulana Azad National Institute of Technology (MANIT, Bhopal) through JOSAA counselling. We’re now planning for his education loan under PM Vidya Lakshmi Yojana ( this college falls under eligible institute) Total 5Y programme (B Arch)fee will be ~7-8L...

Hi I would like to pre-close my HDFC Jumbo loan. How to pre-close and pay the balance with debit card?

I had taken a pre-approved auto loan from HDFC Bank on 28th June, but till now the loan has not been disbursed. When I followed up with the bank, the manager told me that my loan file was somehow deleted from their system, which is why the process got delayed. Now whats the process to avail...