loan

Hii guys, i am sorry if this is a duplicate thread. My concern is with the guys who have taken Home loan. How does the disbursement really work? bank says immediately after my insurance and loan agreement signature 10% will be disbursed then rest will be as per request. I dont really trust bank...

Hi Team, I have recently availed Car loan from sbi and paid some excess amount as well as exact amount that needs to be paid as EMI for this month. My NACH got rejected due to some reason. I want to check if SBI would consider the exact amount paid as EMI for this month or not. I have contacted...

Just received a message saying dear customer a new two wheeler loan idxxxxx was approved. Following which I have received a CIBIl enquiry message. I was never a customer of IDFC first bank nor have ever applied for their products. Better solutions to do?

I wanted to get a Loan against my home but when I'm enquiry with bank most of them almost all came up with a insurance package which need to be bought with the loan and all are insisting it mandatory without which they will not provide loan. I do hold a life insurance with LIC and above that I'm...

So my loan is ready to be disbursed but hdfc drops the bomb now. says i need to select pre emi option only as they dont provide full emi for under construction properties. now selecting pre emi causes me a loss of 6 lakhs. i want to know did anyone get full emi? for under construction if yes...

So guys i have taken a home loan for 10 years monthly emi 74K. since i am building a apartment my. i will also receive monthly rental income. I can easily prepay extra 70-80k (every month) on top of 74k emi every month my question is which option is better to save most interest??? my head hurts...

So, my loan got sanctioned with HDFC disbursement is pending. they are asking me to take a insurance from them. that is a concern but not the main one. my main concern is i have read some threads saying HDFC during contruction even after paying full emi (not selecting pre emi) doesnt reduce...

Which all debit cards can be issued with the savings A/C that gets opened with Baroda Max Advantage Home Loan? In particular, can I apply for Rupay Select DC or the Sapphire DC?

RBI has cut repo rate by 25 bps. Source:- https://www.moneycontrol.com/news/business/rbi-cuts-repo-rate-by-25-basis-points-announces-new-rbi-governor-sanjay-malhotra-12933114.html Just wanted to know how and when will this affect the current ongoing home loans. How much time it takes to...

I would like to take the loan against LIC policy. Any experiance from tf community members. would like to understand interest rate details , processing fee, etc

I have Tata Neu Plus HDFC Credit Card and on 29th Jan. the HDFC credit card customer care called and was enquiring about my card. I told her that is it possible to upgrade my card from Plus to Infinity variant to which said to hold on and then sent two OTPs to my registered number to tell to...

Hey everyone, I'm planning to take loan from SBI for four wheeler and they are asking for cancelled cheque of other banks for ECS mandate. I'm just checking if there is an option that I can pay the loan amount using debit card instead of ECS mandate. Again, I don't have...

Hi, I have some query, I am currently in need of money let say 25L (actually more) for some uncertain reason to clear some debts which I never took, So trying to get through loan with lowest interest, I have ongoing hdfc home loan with 88L at 8.5% from April 2024 in which I have already prepaid...

Hi Team, I see cred cash is at 11.49% then idfc first money is at 13% with reducing interest rate and hdfc personal loan at 11.25% and hdfc also giving loan credit card at 11.04( but for interest we need to pay gst of 18% so not worth) I m looking for a personal loan of 5 to 10 L Both cred...

Are there any savings accounts which are designed specifically for Home Loan Customers? I know of HDFC Speciale Activ (available for use for HDFC Home Loan Customers). Are there any other?

Disclaimer - I have complied information and wrote this . Take your CA words for tax & do your own research for more You can edit if u see anything wrong.. Sorry for grammatical mistakes. Loan calculator for reference:- Let's cut short and here is how u can save directly or indirectly after...

my brother applied for a education loan in sbi and the amount sanctioned is 5 .62 lac and rate of interest is 10.65 percent and tenure 222 month, the bank will pay the college per semester which 80000 per semester . but from starting bank is charging interest as per 5.62 lac but banking is...

People who took home loan, what were the legal, valuation fee and any other fee you paid? Myself for BoB, I was asked Legal fee to Lawyer: 4.5k Valuation fee to Engineer: 5K Documents: 2.2K This is the fee I had to pay to get documents from Government offices like Pahani, ROR, EC, Single...

I preclosed an insta loan on my hdfc credit card and received a mail to make the payment by tomorrow but it doesn't mention where do I make the payment? I just have a hdfc cc and no other relation with the bank, so do I make the payment on my credit card, since there's no outstanding on my card...

they written in bold words "NO impact on your CIBIL record!" HDFC won't report CC loan to CIBIL?