loan

I don't open the hdfc portal frequently but saw today that now you can pay your loan using payment methods like other bank DC, wallets (only payzapp as of now) and UPI. This opens the door to lot of possibilities. You can also customize the amount you want to pay. Update - only Rupay DC...

I have a personal loan in HDFC. Monthly EMI getting deducted from my ICICI saving account. I want to know if i can change the deducting account to other bank. Thanks.

Hi All, I am looking at Home Loan with OD options (or as many call "Home Saver" accounts) and it appears that almost every bank has one variant of it now. I wanted to know whether are there any specific criteria to be considered/ explored while selecting one Home Saver account over another? Or...

Hello Guys, Hope all you are doing good. I need a car loan around 15 Lac for 4 year as I am planning to buy a new car. Can anyone suggest best bank for car loan with lowest interest rates ? My primary requirement is to avoid prepayment/ foreclosure charge. Lowest processing fee and lowest...

HDFC sales are such cunning people. They tried to trick me into signing their HDFC Ergo property insurance document. Good that I caught it up in time. Also, multiple calls and email where they have claimed taking insurance is a part of the home loan process and I must choose 1 plan and give...

Hii, I need education loan of about 40-50lakhs for MBBS in India. I have already payed the 1st year fee.(48.6lakh) Can I get the paid fees in my account? From which bank should I take the loan ? We will preclose the loan in 1-2 years. What things should I keep in mind before taking it. ? Any...

I was not deeply aware of such factors as credit score, inquiries earlier. There was a health emergency in the family, and I had to utilize whatever options I had at the time, leading to many inquiries for credit cards and loans. I made 26 inquiries in May, June, and July. Now, I am gradually...

Hi, Last year in Feb-2023 Applied for Home loan in SBI. Person came to collect Documents and after few days went to RACPC in Bangalore to sign the Documents. After 2 days, one guy called from RACPC and told me to pay 0.1% stamp duty, with out that they cannot disburse the home loan. He sent me...

I know many people will select SBI as the preferred one but I have a bitter experience with them, they were offering me the highest interest rates even after having good cibil score & charging here & there which is unclear. So, I am little curious about public opinion.

Hi I am in plan to take personal loan upto 30L and invest it on buying some property. Any other options or suggestions? Please help

Today i checked in my hdfc account do i have any Pre-approve offer for card but i got pre-approved Auto loan offer of 10 Lakh. I'm not going to buy any car so this is not use for me, if i want to available loan amount do i need to submit any documents for this🌚 I'm just asking for general...

I have 4 month old two wheeler loan from axis Bank. Can I get a pre approved credit card offer?

I need some help on HDFC home loan as its the first time I am dealing with home Loan. The loan is for 40L for a under-construction property. The sanction letter they shared has following wordings : The borrower undertakes to insure the property for full reconstruction value and assign the...

How to improve Banking Relationship with a particular bank to get good deal in Car Loan which I'm planning to get about 5-6 months from now? All funds in one bank or distribute among different banks to check for good offers? Any other suggestions??

What happens if person with personal loan/credit card loan dies of some reason without paying loan, do banks recover it from family members?

I don't have/had any account ending with 0808 in ICICI Bank. However strangely I received below SMS yesterday from ICICI. I only had a personal loan w/icici and my RM also confirmed it's not mine and ignore. Should I ignore or should get it checked? No response from customer care .Dear...

I have an offer for 2L from INDmoney INstcash. Currently in required of 1L.Check their payment terms as 0 foreclosing charges but with fixed EMI till duration. Is it wise to choose this? Note I am in urgent. Also I am self employed no offers on getting personal loans. Interest rate per month...

I am being offered a HDFC loan on my Credit card. Tata neu plus. The interest rate and tenure isn't best. But one of my relatives needs cash right now and he doesn't care about the Interest. So my question is If I take that loan from HDFC , does it increase my worthiness / burgaining power as a...

How do I ask ICICI to remove personal CIBIL enquiry? I was just trying to open digital savings account with ICICI where I entered my PAN and other personal Info but they did a personal loan enquiry on my CIBIL. Can someone please guide me what steps should I take to fix this?

how long will idfc pre-approved loan offer last? any idea guys? I want it few days after but dont want to lose it