I Have a Pre-approved ₹2,23,000 IDFC First Money Credit Line something different from Personal Loan
Instant ∙ Zero paperwork ∙ Zero pre-payment penalty ∙ Withdrawal as many times as you like
Flat 1% processing fee per Withdrawal
@ 17% monthly reducing interest per annum
EMI upto 48 Months...
I have a question, if I have a house worth 23 lakhs, can I take a loan on this house without salary slip and ITR, if yes, how much and what will be the interest rate?
Here's my advice (that no one asked for but someone may need) based on how I started with my credit card journey. Note my CIBIL is 802 and I have no secured loans such as home or car loans. Just credit cards, which are unsecured.
Here's how I started and how I'll say everyone who is starting...