loan

Type minimum interest rates on all kinds of loan with bank name. These rates will be as per 1-1-2025. We will try to update it on 1st week of every quater. Little extra information Woll also be helpful as in margin money and cibil requirement .

Friends, I want to understand how does the 'force-closure' or pre-payment of a personal loan work in real life. Suppose the situation is as follows: 1. I took a personal loan for the amount of 1,00,000 (1 Lakh) for 12 months. 2. The every month EMI of this PL is near about Rs. 9,000. 3. I have...

So I took an education loan for my MCA in 2019 for 2.25L however needed to use only 1.85L as the rest got saved due to Covid (1 year hostel fees) Started paying it back in Oct 2021. Now 1.4L remaining monthly EMI is 3k last month and still there for I think 64 months. Last month a FD of mine...

I applied for home loan of around ~82 Lakh in SBI. I asked employee for credit card with home loan so He said SBI Prime and simplysave can be offered without any fees. Denied for Elite. I am not sure if that is true as SBI doesn't generally do LTF buisness. Could anyone confirm if SBI gives LTF...

Hey TF Community, This is for a friend of mine who has been rotating his credit card for a while right now, he also took a loan from bajaj finance with a intrest rate of 28% pa. So is there any banks which provide lower interest rate as debt consolidation loan or something. Most of the banks...

Hello friends, I have a question. I begin my financial journey in January last year and I’m still learning it all. In April 2023, I purchased health insurance from Care, and to manage the budget I told them that I’d pay the premium on monthly basis. At that time, I’ve had Axis IOCL credit...

https://www.bankbazaar.com/home-loan-interest-rate.html this link compares for the interest rates and processing fees for home loan from each bank. How should one evaluate which bank to go for? what should be the other factors to consider in and clarify before starting the loan.

Hi Everyone, I’m planning to buy a second-hand car with a budget of 3.45 lakhs. I’m looking for a car model from 2014-2016, as I only need it for learning purposes. I need a loan of at least 2.45 lakhs for a duration of 3 years. My CIBIL score is good (760+), and salary is also good, so the...

I am paying home loan of 10 lakh via cash…. How can I prevent income tax notice… Which is the best bank home loan account which is not linked to PAN Card and allows cash deposit.

This is a WikiPost regarding PLCC (Personal Loan on Credit Card) This thread intends to list banks that offer PLCC on a pre-approved basis and the interest rate they offer to credit card holders. Such information will be useful for many credit card enthusiasts. Currently, GST (18%) is added to...

We’re buying a new car and need advice: -Loan Amount: ₹7L -Down Payment: ₹1.5L -Offer Details (Kotak): 9.3% p.a. (Fixed), ₹7,500 processing fee, 24-month tenure. Looking for: 1.Tips to negotiate better terms. 2.Suggestions for other bank to apply to (can consider one more- Should I apply...

i have seen some people gets pre approved loan offer from banks without any income proof. i don't know what is the trick but i think members of this community knows that surely. tell me how you tricked banks to provide you pre approved loan and credit card offer ?

so I have around 20 thousand outstanding on my Tata Neu card, I can not pay the full amount, which would be a better option 1) pay 5000 each month, bear interest 2) take a PL of 15000, pay 5000 from my pocket 3) or take a balance transfer on EMI for 15k to other cards

I am sharing screenshots of November and December, in November i didn't had any Credit card but in December i have 3 CC, Cibil was 746 in Nomber but in December it is 733

I am planning to Have a Loan, Budget is 50 lakhs and here I need suggestions and trick about loans. With low intrest and maximum time length. Earning 80k per month net Savings worth 40 lakhs already have Your answers are most welcome.

I have a savings account with Central Bank of India. I have set up E-Mandate to auto-debit towards my Kotak Personal Loan for Dec 2 2024. On Dec 1 2024, my savings account was frozen citing KYC renewal which made my Personal Loan auto-debit miss. I contacted Central Bank, finished my video KYC...

Hi Guys, Has anyone been able to get a Infinia or DCB basis Home loan relationship with HDFC Bank. If yes, was it pre- approved online offer or negotiated offer during sanction. Thanks in advance!

Hi Mates, I'm trying to pay Navi Loan Emi(NBFC) using Creditcard, mean through the Amazon pay wallet.but I'm unable to pay through the giftcard balance. Any other way to pay emi using credit card. Thanks Advance.

okay in short In AUGUST 2024 BOB did an enquiry in my CIBIL account, I asked customer care about reason they said they've just checked (reviewed wrt the loan taken years ago) and hence generated cibil report they neither took any permission from me nor did I apply for any loan or bob card in...

Think before applying for a loan from the Bank of Baroda. They simply cheated me & deducted my hard-earned money without giving any proper disbursement. Let me elaborate on my issue here: I approached my BOB Branch to apply for a home loan on 12th Sept'24. Initially, BM asked me to share my PAN...