loan

I am planning to Have a Loan, Budget is 50 lakhs and here I need suggestions and trick about loans. With low intrest and maximum time length. Earning 80k per month net Savings worth 40 lakhs already have Your answers are most welcome.

I have a savings account with Central Bank of India. I have set up E-Mandate to auto-debit towards my Kotak Personal Loan for Dec 2 2024. On Dec 1 2024, my savings account was frozen citing KYC renewal which made my Personal Loan auto-debit miss. I contacted Central Bank, finished my video KYC...

Hi Guys, Has anyone been able to get a Infinia or DCB basis Home loan relationship with HDFC Bank. If yes, was it pre- approved online offer or negotiated offer during sanction. Thanks in advance!

Hi Mates, I'm trying to pay Navi Loan Emi(NBFC) using Creditcard, mean through the Amazon pay wallet.but I'm unable to pay through the giftcard balance. Any other way to pay emi using credit card. Thanks Advance.

okay in short In AUGUST 2024 BOB did an enquiry in my CIBIL account, I asked customer care about reason they said they've just checked (reviewed wrt the loan taken years ago) and hence generated cibil report they neither took any permission from me nor did I apply for any loan or bob card in...

Think before applying for a loan from the Bank of Baroda. They simply cheated me & deducted my hard-earned money without giving any proper disbursement. Let me elaborate on my issue here: I approached my BOB Branch to apply for a home loan on 12th Sept'24. Initially, BM asked me to share my PAN...

Hello, I need some opinions/advice/guidance in the following matter. I am 68 yrs old and I have invested 40Lakh in various equities & 50Lalk in Equity based M/F’s since last 14 years. Current market value is around 1.8crore & 1.6crore respectively & it may grow by 20% CAGR as per my assumption...

I am getting hdfc jumbo jumbo loan at the 13.93 yearly reducing interest rate of the amount of 3 lakh for 3 years with 0 processing fee.is there any extra charges applicable on this loan.bank is saying there are no GST and others charges applicable on your loan amount.the interest amount will be...

Got a sudden CIBIL enquiry by Bajaj auto finance today for a consumer loan I never applied for. Never had a banking history with Bajaj Finance, never used any 'Pay-later' schemes, never even registered for Bajaj services. How to get this enquiry removed?? Was trynna keep my enquiries low to...

Hello , I don't have any Salary Account till date only SBI Savings Account. 85K per month Salary credits . I want to take a salary account from a bank where within a year I could take home loan which should have - faster approval - special interest rate - 90 to...

Can I use Amazon pay gift cards to pay emi via Amazon pay?

Hello guys muje salary account khulvana he meri salary 15k he to koi suggest kar sakta he ki pre-approved offer ke liye konsi bank me account open karna chahiye or online account open karna chahiye ya branch me jake open karna chahiye pre-approved offer ke liye

I can send money to my loan account through MobiKwik but should I do that full time?

Took HDFC home loan for 25 years (300 months). So far there has been 3 Disbursement request. 2 in September and 1 in Mid oct. Last month on Oct. I already paid 1 EMIs. It was a normal EMI and not the PEMI. Now, when I look at the HDFC portal. It shows the balance term is 300, original term is...

Hi everyone. I'm planning to take a loan to buy a piece of residential land from a developer. I came to know from the bank people that the interest rate would be lower if I take it as a plot + construction loan wherein there's a tenure from the loan disbursement within which I should've started...

Hi. I have a loan with SBI for an amount of ₹2,50,000 under the Kisan Credit Card scheme. The due date for the loan was on 12/10/2024, which was a second Saturday. I decided to close it on 11/10/2024. but unfortunately, the government declared a public holiday on 10th agternoon. So, the due...

I’m dealing with an ongoing problem with a loan account that was initially with Axio and later managed by Asset Care Financial Services. Despite proving that I didn’t owe them anything, I ended up paying the principal just to settle the matter—but it’s still causing issues. Here’s a breakdown...

I checked my cibil today and an old bajaj finserv consumer loan closed in 2018 is showing active all of a sudden. All my earlier cibil reports have the said loan as closed account. Raise a dispute only has one option of this loan account does not belong to me. Clicking that would be...

I recently received four alerts from CIBIL - 2 regarding a new address and 2 about credit and loan accounts being added. I haven't applied for any of these. What should I do? Does anyone know the steps I should take to get these loan and credit card accounts removed?

Hi, I applied for a Insta Jumbo Loan on my credit card, everything went fine and got loan approval sms and everything, I can see the loan account as active in netbanking app, but the amount has not been disbursed yet, its been more than 30 hours now and I am kinda confused as it was supposed to...