loan

Hi, Last year in Feb-2023 Applied for Home loan in SBI. Person came to collect Documents and after few days went to RACPC in Bangalore to sign the Documents. After 2 days, one guy called from RACPC and told me to pay 0.1% stamp duty, with out that they cannot disburse the home loan. He sent me...

I know many people will select SBI as the preferred one but I have a bitter experience with them, they were offering me the highest interest rates even after having good cibil score & charging here & there which is unclear. So, I am little curious about public opinion.

Hi I am in plan to take personal loan upto 30L and invest it on buying some property. Any other options or suggestions? Please help

Today i checked in my hdfc account do i have any Pre-approve offer for card but i got pre-approved Auto loan offer of 10 Lakh. I'm not going to buy any car so this is not use for me, if i want to available loan amount do i need to submit any documents for this🌚 I'm just asking for general...

I have 4 month old two wheeler loan from axis Bank. Can I get a pre approved credit card offer?

I need some help on HDFC home loan as its the first time I am dealing with home Loan. The loan is for 40L for a under-construction property. The sanction letter they shared has following wordings : The borrower undertakes to insure the property for full reconstruction value and assign the...

How to improve Banking Relationship with a particular bank to get good deal in Car Loan which I'm planning to get about 5-6 months from now? All funds in one bank or distribute among different banks to check for good offers? Any other suggestions??

What happens if person with personal loan/credit card loan dies of some reason without paying loan, do banks recover it from family members?

I don't have/had any account ending with 0808 in ICICI Bank. However strangely I received below SMS yesterday from ICICI. I only had a personal loan w/icici and my RM also confirmed it's not mine and ignore. Should I ignore or should get it checked? No response from customer care .Dear...

I have an offer for 2L from INDmoney INstcash. Currently in required of 1L.Check their payment terms as 0 foreclosing charges but with fixed EMI till duration. Is it wise to choose this? Note I am in urgent. Also I am self employed no offers on getting personal loans. Interest rate per month...

I am being offered a HDFC loan on my Credit card. Tata neu plus. The interest rate and tenure isn't best. But one of my relatives needs cash right now and he doesn't care about the Interest. So my question is If I take that loan from HDFC , does it increase my worthiness / burgaining power as a...

How do I ask ICICI to remove personal CIBIL enquiry? I was just trying to open digital savings account with ICICI where I entered my PAN and other personal Info but they did a personal loan enquiry on my CIBIL. Can someone please guide me what steps should I take to fix this?

how long will idfc pre-approved loan offer last? any idea guys? I want it few days after but dont want to lose it

Hi all, I am planning to port my regular Home Loan to some good Home Saver Loan (i.e. Loan + OD Facility), e.g. SBI Maxgain, BOB Home Advantage etc. Please guide me with what all options are available, and which one is best option (and why)? Thnx!

I urgently need some money for medical expenses and I was looking at some Personal loan options as my Insurance has capping ...Axis is providing me a top-up loan at the rate of 11.25% though my existing loan is at 10.75%, They are saying there rate has changed 11.25% is the lowest they can...

Does anyone have a Home Loan with DBS Treasures? I'm looking to transfer my existing HDFC Home Loan as I'm not satisfied with the services, and am looking for a review about DBS Treasures Home Loan, especially on these parameters: How easy is it to make a partial pre-payment? Can it be done...

Approximately since 3 months, I can see my father's loan & credit card accounts in my CIBIL report as well. I used to check onescore to view my CIBIL score and thought it might be some error from their end. But I checked on gpay and it's the same, now I got CIBIL membership as well and it's the...

Recently took SBI home loan. SBI agent has asked us that an additional MODT payment is required. Agent has asked for 5000 as processing fee(actually br***). As per him this needs to be paid in registrar office. Can anyone please guide on this ? I obviously want to avoid this fees. This is my...

Hi TFians My father had taken a vehicle loan in 2007 and paid it off in few years. He had even obtained an NOC certificate and last payment date is in March 2013. However when I refreshed his CIBIL report today, the account still shows as active in CIBIL, though outstanding amount is 0. I have...

I recently got a SBI home loan (SBI processes home loans using a separate branch that they call racpc) One person at the branch told me that SBI would charge me ~1800Rs for life insurance to cover my home loan, and I told him that I was fine with it, he then made me sign at around 100+ places...