loan

Hi all, I am planning to port my regular Home Loan to some good Home Saver Loan (i.e. Loan + OD Facility), e.g. SBI Maxgain, BOB Home Advantage etc. Please guide me with what all options are available, and which one is best option (and why)? Thnx!

I urgently need some money for medical expenses and I was looking at some Personal loan options as my Insurance has capping ...Axis is providing me a top-up loan at the rate of 11.25% though my existing loan is at 10.75%, They are saying there rate has changed 11.25% is the lowest they can...

Does anyone have a Home Loan with DBS Treasures? I'm looking to transfer my existing HDFC Home Loan as I'm not satisfied with the services, and am looking for a review about DBS Treasures Home Loan, especially on these parameters: How easy is it to make a partial pre-payment? Can it be done...

Approximately since 3 months, I can see my father's loan & credit card accounts in my CIBIL report as well. I used to check onescore to view my CIBIL score and thought it might be some error from their end. But I checked on gpay and it's the same, now I got CIBIL membership as well and it's the...

Recently took SBI home loan. SBI agent has asked us that an additional MODT payment is required. Agent has asked for 5000 as processing fee(actually br***). As per him this needs to be paid in registrar office. Can anyone please guide on this ? I obviously want to avoid this fees. This is my...

Hi TFians My father had taken a vehicle loan in 2007 and paid it off in few years. He had even obtained an NOC certificate and last payment date is in March 2013. However when I refreshed his CIBIL report today, the account still shows as active in CIBIL, though outstanding amount is 0. I have...

I recently got a SBI home loan (SBI processes home loans using a separate branch that they call racpc) One person at the branch told me that SBI would charge me ~1800Rs for life insurance to cover my home loan, and I told him that I was fine with it, he then made me sign at around 100+ places...

My colleague enquired about home loan in HDFC bank, he was assured interest rate as 8.6% , when he got sanctioned letter it is 8.9%. He is fighting with the bank to cancel the loan application and he wants to get loan from new bank. Wanted to know will the credit score gets impacted because of...

Does anyone have a contact for a person who offer 0.5% or 1% cashback on successful home loan application? An agent is offering me 0.5% cashback, but I am a bit sceptical with it. That disbursement does not becomes a issue as he is a 3rd party agent.

Has anyone transferred home loan to other bank? what were the difficulties?

Will a home loan impact the credit score?

Not able to find SBI home loan on any wallet (AmazonPay, Mobikwik etc) Is there any other way than transferring from the Yono App? Like use a dc or cc?

My father had a loan with Capital First Bank during 2008 which was closed with timely payments. However, the account is shown as settled in his CIBIL report even with no due amount. Since then, capital first merged with IDFC Bank and now the 'settled' account shows under IDFC bank. Kindly let me...

Axis has seemingly started onboarding customers onto their Credit Line feature. The terms and conditions mentioned are not comprehensive and do not help in describing product features and charges. It seems that it is only available for customers with FD’s. I personally will not be applying for...

I need to politely reject a loan request for a 1.5L loan request from my cousin. He keeps on pestering me to take a personal loan on my name from ICICI with the promise of consistent repayments. He has already borrowed 4.3L from me and I don't wanna give any further. I just want to politely...

I have received the following email from Fi this morning. Flat 10.5% p.a looks attractive. Did anyone use this before? What are the probable hidden charges and things I should be expecting?

Few months ago I was in need of a instant loan. I have CCs from Axis and ICICI. I couldn't find such a offer from their apps. After one month I got the offer of instant loan of credit card and I took it though the need was mostly met. But now I am getting frequent calls from their end . They...

Jupiter is rebranding their on demand Salary feature and calling it Mini Loan. That makes me wonder whether if they will launch Max Loan as well? I mean, HDFC has something called Jumbo Loan, so why not.

I have a car loan with HDFC bank for 5 years and have completed around 30 months. To reduce the overall tenure, I made a pre part-payment for the loan but have not received any acknowledgement from the bank on the receipt even though the amount is debited from my account. Is there any one who...

Hi all, I missed my ECS for the Hdfc loan on the Hdfc account. My mistake. I thought it had sufficient balance, But it didn't. But, Right away I paid manually through pay outstanding EMI and Charges in the loan section and it was right away shown in my loan section as paid and I don't see any...