loan

Hello, I am planning to take a personal loan of 175K IR. I am having an offer from HDFC at RoI of 13.2 % p.a. (1.1% pm) provided ZERO processing fee and other charges. Also, I do have CCs from Axis, ICICI and HSBC. Is there any public / private bank which offers lower interest rate. My CIBIL...

Which will be the best bank savings account to open to get faster approval for credit cards and which bank is best for financial services like loans auto loans personal loans etc. I am a salary person with 40 K salary. 201301 Pin code

Hello everyone, I am looking for a car loan to buy my dream car lambo . It's on road price is around 5XXX . Now , which bank should be best for the car loan with maximum repayment tenure . Will be prepaying occassionally but I want longest tenure .

I’m planning to buy a pre owned car. Need 6-7L loan for that. I heard car loan for used car attracts heavy interest which is more than personal loan interest. In that case please suggest which loan is suitable and from which banks. I already have home loan from HDFC Cibil 801 ( checked Today) No...

2 years back I purchased a construction-linked flat in Noida for which I availed a loan from Kotak Bank. In said loan, Kotak made me, my wife and my firm (an LLP) a co-borrower, Now 2 years later, I have discontinued business in the LLP and have instead shifted business to a proprietorship. I...

Hi guys, I closed my home loan in Oct-24 but noticed that CIBIL reports it open till date. So i raised a disputed and got it closed. But all of a sudden my CIBIL dropped from 792 to 783. Is there anything that i can do? how much time will it take to increase this back? Thank you

Hi, In one of the recent videos by Sumanta Da, he mentioned about paying off a part of his home loan EMI using reward points. How does one do it?

My wife has cibil of 750 is it possible to get home loan. Her ITR has stock and mutual fund transactions

Hey Fam! Today I received an email from Bajaj Finserv (info@smt.plusoasis.com) that - Your ₹6 Lac Loan has been accepted. I never engaged them with any sort. What should I do?

Hey Community, I need Help/ Information regarding Home Loan Rate of Interest Reduction Charges Charged by ICICI Home Finance, Currently i have Ongoing Home Loan with ICICI HFC, i requested for ROI Reduction, they said I'm eligible for 0.35% ROI reduction from Current ROI, for Reduction i need...

1. Hi, How and when is the home loan interest changes for ICICI bank? RBI has decreased the repo rate twice however the loan interest has not changed yet for me for the last repo changes. 2. Does it reduce the tenure or it reduces the EMI amount?

Kotak is giving me pre approved loan offer of 25000, Shoud I take it or not. I want CC from them. What shoud I do

Hey all I have a question to all of you regarding the loan repayment and it's effect on cibil Actually I had taken loan from truebalance app due to some medical emergency and the due date for the emi was 3 April 2025 and this loan was scheduled to be paid via upi or debit card since I hadn't...

I am holding good amount of MF and need some cash urgently, In small case there is an option to loan against MF with 10.5% Should i go for it ? or redeem my MF PS-Considering current market trend, i am not comfortable with redeeming MF

I have a loan against CC from Indusind and the payment link sent by them for 1st EMI says no EMI due. EMI due date is tomorrow. So I am unable to pay. I have mailed them but they are dead slow. I created a e-nach yesterday to be on the safe side if this issue persisted. Now e-nach is enabled...

Basically last night when i was checking my due amount so that I can pay that Amount i saw this unbilled transaction like loan pre closure Dr of 994 rs i never took any loan from HDFC not sure how I got that fine i have attached the ss. I talked to customer care as well they gave me loan number...

I have a joint home loan and even though the emi amount was auto debited as usual it was marked a delayed payment. I have reported on CIBIL. (I'm not sure if this is relevant info so here - when asked for my bank details I wasn't sure which to provide so I gave the details of the account the...

I’m planning to take a personal loan of around ₹15-20L in about a year and want to ensure I get the lowest possible interest rate. Since I don’t have any previous loans, I’m looking for best practices to improve my eligibility before applying. I’ve heard that taking small loans for shorter...

My Spouse(F) having home loan with her mother at SBI branch from last 3 years. Initial interest was 6.9% due to various offers like women only, first property and cibil . the interest rate got increased to 9.3. But after latest repo rate reduction , it is still at 9.05. As per some information...

Hi all, Recently, I visited my federal bank branch to 'renew' my KCC loan, which I have been doing every year for the past few years. This time, there was a new Customer Service Representative to assist me in the process. I explained my requirement to renew the loan and asked her about the...