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loan

  1. A

    HDFC credit card basis Home Loan relationship

    Hi Guys, Has anyone been able to get a Infinia or DCB basis Home loan relationship with HDFC Bank. If yes, was it pre- approved online offer or negotiated offer during sanction. Thanks in advance!
  2. Mekala ManojKumar

    Pay Loan Emi using Creditcard possible?

    Hi Mates, I'm trying to pay Navi Loan Emi(NBFC) using Creditcard, mean through the Amazon pay wallet.but I'm unable to pay through the giftcard balance. Any other way to pay emi using credit card. Thanks Advance.
  3. kuchbhi

    BOB ABNORMAL Enquiry!

    okay in short In AUGUST 2024 BOB did an enquiry in my CIBIL account, I asked customer care about reason they said they've just checked (reviewed wrt the loan taken years ago) and hence generated cibil report they neither took any permission from me nor did I apply for any loan or bob card in...
  4. tuhin

    Beware of BOB Home Loan

    Think before applying for a loan from the Bank of Baroda. They simply cheated me & deducted my hard-earned money without giving any proper disbursement. Let me elaborate on my issue here: I approached my BOB Branch to apply for a home loan on 12th Sept'24. Initially, BM asked me to share my PAN...
  5. C

    Need opinion on loan OD against equity & SWP for repayment.

    Hello, I need some opinions/advice/guidance in the following matter. I am 68 yrs old and I have invested 40Lakh in various equities & 50Lalk in Equity based M/F’s since last 14 years. Current market value is around 1.8crore & 1.6crore respectively & it may grow by 20% CAGR as per my assumption...
  6. ranveer sahu

    HDFC jumbo loan

    I am getting hdfc jumbo jumbo loan at the 13.93 yearly reducing interest rate of the amount of 3 lakh for 3 years with 0 processing fee.is there any extra charges applicable on this loan.bank is saying there are no GST and others charges applicable on your loan amount.the interest amount will be...
  7. Hritaban

    Unauthorised CIBIL enquiry by Bajaj Auto Finance for Consumer Loan

    Got a sudden CIBIL enquiry by Bajaj auto finance today for a consumer loan I never applied for. Never had a banking history with Bajaj Finance, never used any 'Pay-later' schemes, never even registered for Bajaj services. How to get this enquiry removed?? Was trynna keep my enquiries low to...
  8. Y

    Salary Account 85K pm for taking home loan in future

    Hello , I don't have any Salary Account till date only SBI Savings Account. 85K per month Salary credits . I want to take a salary account from a bank where within a year I could take home loan which should have - faster approval - special interest rate - 90 to...
  9. ppar_gamma

    Can loan repayments be made using Amazon Pay gift cards?

    Can I use Amazon pay gift cards to pay emi via Amazon pay?
  10. A

    Pre approved offer cc or loan

    Hello guys muje salary account khulvana he meri salary 15k he to koi suggest kar sakta he ki pre-approved offer ke liye konsi bank me account open karna chahiye or online account open karna chahiye ya branch me jake open karna chahiye pre-approved offer ke liye
  11. agnir

    Should I pay home loan through MobiKwik Amex Plat Travel Trick?

    I can send money to my loan account through MobiKwik but should I do that full time?
  12. |V|

    HDFC home loan under construction balance tenure

    Took HDFC home loan for 25 years (300 months). So far there has been 3 Disbursement request. 2 in September and 1 in Mid oct. Last month on Oct. I already paid 1 EMIs. It was a normal EMI and not the PEMI. Now, when I look at the HDFC portal. It shows the balance term is 300, original term is...
  13. nikhilk21

    Plot + Construction Loan tips

    Hi everyone. I'm planning to take a loan to buy a piece of residential land from a developer. I came to know from the bank people that the interest rate would be lower if I take it as a plot + construction loan wherein there's a tenure from the loan disbursement within which I should've started...
  14. rkv

    KCC Loan Subsidy- not credited

    Hi. I have a loan with SBI for an amount of ₹2,50,000 under the Kisan Credit Card scheme. The due date for the loan was on 12/10/2024, which was a second Saturday. I decided to close it on 11/10/2024. but unfortunately, the government declared a public holiday on 10th agternoon. So, the due...
  15. saver-user

    Advice Needed: Incorrect CIBIL Reporting & Unresponsive Loan Agency Despite Unnecessary Payment

    I’m dealing with an ongoing problem with a loan account that was initially with Axio and later managed by Asset Care Financial Services. Despite proving that I didn’t owe them anything, I ended up paying the principal just to settle the matter—but it’s still causing issues. Here’s a breakdown...
  16. Z

    Closed loan showing active in cibil all of a sudden

    I checked my cibil today and an old bajaj finserv consumer loan closed in 2018 is showing active all of a sudden. All my earlier cibil reports have the said loan as closed account. Raise a dispute only has one option of this loan account does not belong to me. Clicking that would be...
  17. Abhishek007

    Getting Cibil alerts for loan and credit card, which I didn't apply for.

    I recently received four alerts from CIBIL - 2 regarding a new address and 2 about credit and loan accounts being added. I haven't applied for any of these. What should I do? Does anyone know the steps I should take to get these loan and credit card accounts removed?
  18. Manav24

    Weird issue with Jumbo loan

    Hi, I applied for a Insta Jumbo Loan on my credit card, everything went fine and got loan approval sms and everything, I can see the loan account as active in netbanking app, but the amount has not been disbursed yet, its been more than 30 hours now and I am kinda confused as it was supposed to...
  19. RS1910

    Indusind Personal Loan Offers

    Dear All, Special PF offers on indusind PL....
  20. harsha1

    SBI Home Loan property insurance mandatory?

    Hi Team, I have taken SBI home loan 2 years back and while taking loan that bank person insisted to take property insurance but I have denied that as it was not required to me. Now when Final 100% disbursement demand letter came from builder , I have provided required documents to bank person...
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