ltf

I’m an HDFC Imperia customer and dual LTF cards (Regalia & TATA NEU Infinity) with a shared limit of 15 lakhs. Currently my RM is saying that they can offer Infinia for me via offline processing from bank (upgrade offer is not shown online). If will be a paid Infinia metal card. While I insisted...

Hi techno fino members, I am getting a ltf offer for regalia gold. Is it worth taking this card as upgrade from regalia? Requesting team members' opinions

I’m currently using the HDFC Millennia Credit Card and recently got an email from HDFC offering a free upgrade to the HDFC Regalia Gold (Lifetime Free). I’m not sure if it’s worth upgrading. Has anyone here used the Regalia Gold LTF? Is it better than Millennia in terms of rewards and...

Hi All, I have received an offer to upgrade my ICICI credit card to the Rubyx Mastercard (Dual Card), and I have a few queries regarding the same: The offer mentions that the joining and annual fees are NIL — does this mean it is a Life-Time Free (LTF) card? I currently hold two ICICI credit...

I just received dual version of icici sapphiro as ltf but with just 5 lac limit. My other icici Amazon pay card has limit of 8 lac. Why did they offer me sapphiro with less limit? Also can I expect they someday upgrade me to emerald pvc as ltf?

In Brief: I received an email from HDFC offering a lifetime free credit card, but during the application, only paid cards were shown, so I didn’t proceed. Later, a rep called and tried to convince me that the paid card would become LTF after a year, which I knew wasn’t true. He vaguely mentioned...

So after keeping magnus for 2 years, have closed it due to virtually no benefits and hence no usage. Doesn't make sense paying 10000 annual fees if it cant be recovered. The customer care offered a LTF Neo Rupay card to keep my account and credit limit as it is. Later they also "upgraded" the...

I'm being offered Axis atlas credit card as ltf with a 30 lac fd as trv and burgundy savings account. I still don't have an axis savings account and they offered me this. Is it a good deal or I should negotiate more? Also is it really possible or a fake commitment?

I currently have LTF millennia card which is due for renewal this month, HDFC mycards showing upgrade to Paid Dinners Privilege card, is there any possibility to get the upgrade as LTF, Credit limit 195k, other hdfc cards i have swiggy & neu ltf, marriot paid Or I'm better off Just renewing...

A branch manager in a Tier 1 city offered me a lifetime free (LTF) AU Zenith+ credit card if I open an IVY account with a 25L IP. I've asked for confirmation that the LTF status isn't conditional and applies even if I downgrade from the IVY account in later stage. I am awaiting for the...

Can we apply for this card if we already have three cards from Axis?

Hi everyone, I’m seeking advice on securing the ICICI Sapphiro Credit Card as Lifetime Free (LTF) based on my profile. This community’s insights are invaluable, and I’d appreciate your guidance! My Profile: - Salary: ₹1.4 lakh/month (net) - ICICI Relationship (8+ years): - Salaried account -...

Friends, After exploring SPC cards from other major CC issuers, I am now after Axis and thinking of starting with M4B. After last two year's major magnus devaluation saga it doesn't make any sense to pay 30k + gst for this card and I am sure axis knows that too. So there must be ways to get it...

I’m an HDFC Imperia customer with 12+ years of banking, excellent credit history, high spends (₹7.71+ lakhs in 6 months), and dual LTF cards (Regalia & TATA NEU Infinity) with a combined limit of 15 lakhs. Despite meeting Infinia LTF benchmarks, my upgrade was declined citing “invitation-only.”...

Hi All Community Members, Well after reviewing last month feedback on this, Again for New customer as NTB can take pinnacle card as conditionally LTF by spending just 50k in 3 months and later on they can open exclusive account with no minimum avg balance required linking with the pinnacle...

Hi All Community Members, Well after reviewing last month feedback on this, Again for New customer as NTB can take pinnacle card as conditionally LTF by spending just 50k in 3 months and later on they can open exclusive account with no minimum avg balance required linking with the pinnacle...

Hello I currently have HDFC Freedom LTF credit card since dec 2024. Limit is 1.5 lakh My current net salary is 2.22 lakh. HDFC premium salary account Cibil is 778 I am looking to get better HDFC credit card as LTF, preferably Regalia Gold or atleast Millennia Can someone guide me through...

I got the ICICI Sapphiro lifetime free through an alumni offer. Now, it's been 6 months, and I see that a paid Emerald card is appearing. Has anyone here received the Emerald lifetime free through this route? I don't spend much on this card.

I am using Airtel Axis credit card from last 3 years also maintaining Axis as salary account. Any option to make Airtel Axis credit card LTF .?

So, I have applied for this RBL Shoprite Credit Card as LTF via one agent. I got a limit of 75000 with documents of 95000 monthly income. But I haven't activated the card yet. It's almost like 1 month. But I have been really pissed off by RBL bank executives calling for different offers and...