need

I need some advice regarding an issue with my Kotak 811 Zero Balance Account, which recently got blocked unexpectedly. Background: I opened my Kotak 811 account around 2 years ago (Full kyc), but I used it only occasionally. For the past 2-3 months, I started using it regularly as my secondary...

Hi team, I am new to TF community and Amex credit cards. We have couple of Amex MRCC & Gold Card in our family. And i wish to know the methods/ways to combine Amex MR points within Family members Amex account. When i checked there is no way to transfer MR point between two Amex accounts...

exisitng policy details: hdfc ergo optima secure 10L base coverage with no co pay. Background – My Insurance & The Road Accident Nightmare At the start of 2024, I purchased HDFC Ergo Optima Secure health insurance via PolicyBazaar—a terrible aggregator, but the HDFC Ergo policy itself is decent...

hi friends i was holding axis magnus credit card and my yatra voucher redemption is pending and today is last date to redeem, i did not redeemed due to many issues occurred on yatra website but unfortunately i was closed my axis magnus credit card in sept month not i need magnus credit card to...

Hi Guys, Im Vk this is my first post here.. Currently i have IDFC WOW as my first ever CC which is around 6m old with limit of 12k (got it for my malaysia trip last October) and all the payments have been made on time and the spendings have been below 30%. So now i want to apply for a unsecured...

I ordered a refurbished Sony Xperia from Ovantica with my credit card ₹24558, but they never mentioned it’s a single SIM variant. When I tried to cancel, their support didn’t respond properly. I even paid ₹299 separately for an adapter via UPI. I raised a chargeback request with SBI, but now...

I ordered a refurbished Sony Xperia from Ovantica, but they never mentioned it’s a single SIM variant. When I tried to cancel, their support didn’t respond properly. I even paid ₹299 separately for an adapter via UPI. I raised a chargeback request with SBI, but now the bank says the payment is...

Hello everyone… I have received less cashback in the month of June last year on my axis bank credit card then I raised a request for the same with the bank and the bank replied that you will receive the eligible Cashback in the next billing cycle but I didn’t received the Cashback and then I...

Hello people, I have finalized the Biz Black card since I can use it for my advance tax payments which are substantial. However, since its a Diner's card, I am worried about acceptability. I want to know if I can use it seamlessly for the following use cases: 1. Foreign currency purchases. I...

Currently my net salary is around 60K. After my first increment this year I'm thinking of getting a home loan of maximum 50L. I have my salary account in HDFC. So I'm thinking of taking the loan through them. Is there a possibility to negotiate for Paid Infinia with the loan somehow? I hold...

I have got HDFC Swiggy LTF recently. Now I have around 4 5 lakhs cash in hand from the business. I need to do FD with that amount as after 7 to 8 months from now that cash will be needed for the business. So my only option is to do FD. I have only SBI savings account. Now as I have cobranded...

Greetings everyone, new member here. A little financial background about myself: -Annual income is about 3.5L, no TDS, I get paid directly to my savings account in SBI. Theres no salary slips/form16 either -I have been using mostly my DC and UPI so far. Recently only I realized I am missing out...

Hi guys, I recently came across my cibil report that I missed my credit card payment.I'm holding 2 cc in Bob premier and HPCL cc , the reason I missed the payment. I paid extra on my Bob hpcl card while I check it show outstanding amount as negative.So I thought I don't need to pay anything...

I’ve been a loyal CRED customer for the past 4-5 years and have always appreciated the services and offers provided. However, recently, I’ve found that my ability to shop on the CRED Store has been restricted, and I received a notification saying I breached CRED’s terms and conditions. I want...

Received a notice for fractional entitlement. However, oddly it says my account is not kyc compliant, and asking me to submit (not in very clear terms) "relevant documents". The email mentioned forms ISR 1, 2 and 3. Has anyone dealt with this?

Need help regarding booking a Indigo flight. Never booked any flight before. So, Does booking on Indigo website beneficial for ease of cancellation/rescheduling? Which other website can I use to get more cheap rates? I don't have Travel cards but Cashback cards with me. I saw there are 3 types...

Hello @BestBanker I have applied for AMEX Platinum Travel from Non Serviceable Pin Code and Also submitted Form 16 as an income proof. Please Help for an approval @BestBanker Please DM Me.

Hi everyone, I’m a complete newbie when it comes to health insurance and need some advice. Four years ago, my mother purchased two health insurance policies ( Star Health)—one for herself and one for me—through a local agent. He also sells LIC and Star Health policies and is a well respected...

Need advice on top credit/debit cards to shop on Dmart Ready app

Hi everyone, I am currently looking for an HNI account, and I can maintain ₹25–30 lakhs in FDs. Here are my requirements: Debit Card with Unlimited Lounge Access - Compulsory. Good Internet Banking/Mobile Banking UI - I rely heavily on these services over branch visits. Premium Credit Card as...