regalia

I have a home loan with HDFC Bank. On enquiring for possible eligibility for CCs, the representative suggested HDFC Regalia Activ CC. This card is specific for home loan customers. The points structure seems quite similar to that of HDFC Regalia Gold. Has anyone on the forum used this card? If...

I've had the AMEX MRCC for about 6 months now. The thing is I also have the Plat Travel and I hate the monthly nonsense I have to do with Gift cards for the MRCC. I much rather prefer the yearly milestone with the Plat Travel. I also have a LTF Regalia. I'm wondering if it is worth upgrading...

Hey everyone, I currently own multiple HDFC cc as mentioned below with combined limit of 2.5L - Millennia LTF Swiggy FTF (with next years fee waiver limit achieved) Neu Infinity FTF (with next years fee waiver limit achieved) I have these cards issued 2-3 years back when I had lesser salary...

I have received an message from HDFC Bank for coupon worth 500. But when I'm trying to claim the amount it's asking for credit card validation by paying 1rs. Since I never did this before I'm getting some doubts can someone clarify if it's fake or genuine one

I got upgraded from Regalia First (LTF) to Regalia Gold (FYF) earlier this year (March'24), have spent close to 2 lakhs as of June I emailed bank if there is a chance for Infinia, which obviously they declined and on the same email I requested if they could "atleast" convert my card to LTF and...

Hi I can see below option for Regalia gold Milestone benefit.. I don't shop on Nykaa and reliance digital , so only option is marriott voucher. how to avail this 1500 marriott voucher ? 1. I read the steps , it says we have to download club marriott South asia app.. 2. Cant we do it in...

Hi I get a pre approved regalia gold for first year free from my regalia ltf, can I get gold regalia ltf, any process or hacks to get gold regalia ltf

I have seen it multiple times, but still want to recheck, How can i pay Utility bills via Regalia Gold. One way is Apay via smartbuy but that incurs 2.5% GST, Is it still worth it?

A very naive question, but would appreciate if anyone could clear this doubt. :hehe: As we all know, we have monthly limits to vouchers that we can buy on SmartBuy. So, can I use my friend's smartbuy to buy amazon vouchers using MY HDFC Card. And Will I get accelerated RPs on my card for the...

Hi, I have been using the Hdfc MoneyBack Credit card for last 6 years which I have received as LTF with my salary account. Now I received an upgrade offer to paid Regalia Gold without LTF. I have called my RM to checked whether it's possible to get this card as LTF. But he said he can do FYF but...

Hello friends, I am getting upgrade option from LTF millenia card to FYF regalia gold, should I take it? Few things- both millenia and regalia gold are useless to me, my queries are - ultimately my goal is to get infinia, so is getting a regalia gold an important milestone towards getting...

I have been trying for a HDFC credit card since last 2-3 years probably but was unable to get it. This time I got approved for HDFC Regalia (not Gold variant) for annual fees of Rs. 2500/-. I am fine with the annual fees but I am unhappy with the benefits that I can get from it. For example I...

I got offer to Regalia Gold LTF and IOCL LTF. Which one to choose. I fuel for 2.5k in a month. Mostly buy things online. Never did air travel. Never in near future. Which one should I choose? I'm not in dire need for CC

I recently got LTF upgrade to Regalia Gold. The Welcome benefits of Club Vistara Silver Tire & MMT Black are unlocked only if I spend 1L in the first 90 days of activation. I do not foresee any major spending from my end in the Shopping or Travel categories. The only major places I will be able...

Hello, I have a dormant business regalia with a limit of 5L. I asked the concerned HDFC person to upgrade it to Biz Black based on my limit of Business Regalia. Unfortunately, he told me that I need to get the regalia re-issued for him to be able to upgrade to Biz Black. But HDFC are not...

I recently cancelled my add-on card and requested for a new card (so that the add-on and primary users have different card numbers). I got the new add-on card immediately. But I am facing many issues right now. 1. The add-on's number is configured as the primary's number: I requested the bank...

Got SMS of 1000 rs. Voucher as cashback for My HDFC Regalia card. Offer - Simply use your HDFC Bank Credit Card for 6 or more times for min Rs. 500 and get voucher worth upto Rs.1000 from Amazon, Flipkart, Bigbasket, Swiggy, Zomato and more.

I am maintaining salary account in hdfc bank. I have HDFC regalia as LTF card for past 2 years. I am not using it anymore as the rewards are low for that card also recently hdfc devalued hdfc regalia for lounge access. Should I close this card? If i close it will i be offered with regalia gold...

Hi, I have been a Regalia First credit cardholder for the past five years and recently I received an upgrade to the Regalia Gold credit card which is priced not an LTF card. I applied for it and received the same, I have contacted customer service to make the card LTF through their website. To...

Hello All, I would like to know if its possible to request HDFC Business Regalia upgrade as LTF by asking virtual relationship manager (RM) using one of the following 1) by getting 2 Lakh loan from HDFC 2) by doing FD of 2 lakh I currently have HDFC Business Money Back (useless card mostly)...