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upgrade

  1. joell

    HDFC Millennia to Regalia Upgrade via Spend criteria without limit requirement?

    I'm a student. I'm a HDFC Preferred customer. I've HDFC Millennia, Swiggy and Neu. The limit is 1.98 L. I've held Millennia since January. I want the Regalia since there isn't much to Millennia that the Swiggy card isn't offering. Millennia is 4 months old, and min time between upgrades is 6...
  2. Vrushank

    RBL CREDIT CARD UPGRADE

    Is this a trap or Genuine ? Any Idea about LTF ? Customer Care is too much weirdly and I am Unable to connect with them Kindly Guide @SSV
  3. JustMak

    Donating AI upgrade voucher, expiring 4-May-2025

    Had a travel booking where I was planning to use this, but had to cancel. Voucher unused. DM only if you have Air India revenue booking for 3/4 May 2025 and know how to use the upgrade voucher.
  4. DishaT

    Swiss airline upgrade

    Hello. I have 4 tickets (2 adults and 2 kids) booked Mum-Zrh on Swiss air. Is there anyway I can upgrade this with best value or points transfer partners. I have various cards but none of the have the Miles and More program as a transfer partner. Is there any other way around this? Thanks.
  5. Tamraj Kilvish

    Need a suggestion for card upgrade SBI, RBL

    Hey TFians I want your suggestions regarding card upgrade I have SBI's Simply Click card, and RBL's World Safari Recently SBI Card gave card upgrade offer for ELITE card, and RBL for Insignia, But both these are chargeable cards, SBI ELITE fees 4999+ gst RBL Insignia 7000+ gst But I asked...
  6. A

    Kotak Credit Card Upgrade

    Hi, I recently got an upgrade Kotak Myntra ( Paid) to Kotak Zen ( Paid) credit card. Is that worthy to upgrade to Zen Credit Card.
  7. K

    Regalia Gold Should I request a limit enhancement or an upgrade?

    Hi team, I have a Regalia Gold card, received last June/July. The card limit is only 2 lakhs, but I have spent more than 8 lakhs in the last 9 months. Would it make sense to ask for a limit enhancement to the customer care, or would it be better to ask for an upgrade? Although my salary meets...
  8. vamsikrishna1997

    Hdfc card upgrade related

    Hi everyone. I'm having an LTF paytm hdfc credit card which I'm being using since 3 years. I'm also having another tata neu plus credit card and using it since 2+ years. As they both are co-branded cards and not eligible for instant discounts I have raised a request to upgrade my LTF paytm...
  9. bhavyakjain

    HDFC Credit Card LTF Upgrade

    Hello I currently have HDFC Freedom LTF credit card since dec 2024. Limit is 1.5 lakh My current net salary is 2.22 lakh. HDFC premium salary account Cibil is 778 I am looking to get better HDFC credit card as LTF, preferably Regalia Gold or atleast Millennia Can someone guide me through...
  10. NikhilG

    Upgrade from legend to tiger, is it really free?

    I have had a lot of disappointing experience with indusind bank. Their customer service is one of the worst. They keep on flashing this number to dial for customer service (186026777777) it may look like toll free but it's chargeable Please read below attachment, I gave them consent of legend...
  11. NikhilG

    What happens when you upgrade a credit card and your old credit card has amount due in negative?

    I upgraded from legend to tiger. I over paid while paying bills over last couple of cycles in legend so it has amount due in negative. How can I claim that amount? Should that automatically show in my upgraded tiger. Or can I ask bank to refund?
  12. I

    Hdfc Normal account how to upgrade it and getting pre approved offer HDFC biz grow biz first giga business credit card

    (1) I've 10k regular savings account in Hdfc bank from last month i am start maintain 150000 lakh for classic banking upgrade did anyone know how long i should maintain to get offer for upgrade my standard banking to classic banking program (2 ) HDFC getting pre approved offer HDFC biz grow biz...
  13. C

    Hdfc moneyback+ limit not increasing and also not getting upgrade offer

    Hey TF Community , I am using hdfc moneyback+ credit card from almost 4 years upgraded from easy emi card this is my first credit card with 50k limit and not get any LE offer and upgrade offer till now .it's been 4 years. Now I own 6-7 other bank credit cards having above 1L limit Max 5L limit...
  14. I

    Pixel as First HDFC Card – Future Upgrade Possibility?

    Hi everyone, Hope you're all doing well. Just wanted to check if anyone here has received the HDFC Pixel as their first-ever HDFC credit card. If yes, I’d love to know your experience regarding the upgrade path. Specifically, is there any scope to upgrade to core cards like Regalia, Diners Club...
  15. kanhaiyabsy

    Any Trick to Emerald PVC LTF , holding shappiro visa LTF

    Need help/trick, I currently have the Shappiro Visa Credit Card (LTF) and I'm looking to upgrade to Emerald PVC (LTF) version or rubyx LTF, In immobile app they are showing emerald pvc visa and amex {both paid} hpcl FYF Has anyone here successfully done this?
  16. drabhishek90

    Best route for HDFC BIZ BLACK UPGRADE

    Hi everyone, I had HDFC Regalia Gold and Tata Neu Infinity card with 5.2 lacs shared limit. I was planning for applying for HDFC BIZ BLACK CC. I have an ITR of 30lacs. My question is whether I should apply as a Floater to Regalia Gold CC or an upgrade? Which offers more chances of approval. Also...
  17. C

    Kotak Credit Card Upgrade Suggestion Required

    Having Kotak League Credit Card (LTF) Just received sms to upgrade Zen/Mozo Card while checked on App showing ( Annual fees and Joining ) Null for Zen and Mozo. Should I upgrade or Wait for Myntra Upgrade ??
  18. Ayan37

    IDFC Millennia card upgrade

    i have IDFC FIRST Millennia Credit Card so please tell me how can i upgrade this card to IDFC FIRST Select or Wealth Credit Card with better limit enhancement.
  19. GoodGuy

    Axis point transfer issue after recent upgrade ?

    Hi I am trying to transfer points (2 times it has failed now) from travel edge portal to accor i had delinked my previous account - and linked a new one .. (it has my name only) , But my transfer is failing For 1st point transfer , i got the points back after more than 1 week For 2nd...
  20. rangavitttal

    Time frame for upgrade from Millenia to Regalia

    Have been using HDFC Millennia CC for past 1 year with monthly spends around 10k, LTF, wondering when I will get an upgrade for Regalia gold LTF, no default payments. No account with the bank, only holding card. Requesting suggestions from members.
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