upgrade

Hello, I have been using HDFC Business Regalia from June 2023 with limit of 9.8Lac. Today I got upgrade offer to BizBlack Metal. Is it worth it? It says first year free then I have to pay 10K+GST annually.

I have received an offer of upgrade from money back to milinia first year free. Should I opt it or is there any chance to get it life time free

Overall lets admit in terms of rewards earning the platinum charge card is totally useless and reap in rewards even lower than an entry level card. So what do we get on this upgrade? - indirectly we are just buying 135k MR points. So what am i doing instead? My platinum travel is due for...

Got an offer to get BizBlack upgrade from business regalia. I am in dilemma as I don't have a lot of spends. The offer says first 12 months no charge and then chargeable. I am very confused as I don't know what to do now, as I don't have big spends as such where I can cover the 7.5L threshold...

Any one has idea on HDFC's criteria to upgrade BizPower to BizBlack?

Currently I hold millennia ltf and now I have been offered Regalia gold as LTF. I also hold SBI cashback card offering similar benefits of millennia. Would you suggest to upgrade this regalia gold card or wait for some better offer from Hdfc.? If I dont opt for this upgrade will they offer a...

Recently got an LTF upgrade from Regalia to Regalia Gold.... I have APay ICICI and Flipkart Axis cards that give 1% on offline spends. But was wondering if using the regalia gold would be better for offline spends from now with the rewards conversion. Kindly throw some light. Also got Priority...

Got my LTF Business Moneyback upgraded to FYF Millennia through the Grievance Redressal email. They asked me for the preferred network while taking the upgrade consent. I gave them upgrade consent for MasterCard Millennia but received Visa Millennia. So I told them I never gave them consent for...

I have a Regalia LTF with 3L Limit, have an offer of Regalia gold FYF( they might be willing to do LTF as I have seen recently for many). I want to ask others if they see an added value in getting Regalia gold. Keeping in mind I have other cards for domestic lounge access (Atlas, ICICI...

Closed Pre-Approved Axis Magnus last month and took Neo as LTF , Currently have Axis Neo can i upgrade again to Magnus or Atlas ? After a month can i re upgrade . The Customer premium desk person also mentioned that the ratio is still 5:2 even i take any other card which gives reward point as i...

Iam currently using emeralde plastic visa edition. Is there any way I can get the metal edition. Looks like metal edition is more rewarding with same fee..

I just got Biz Grow LTF and want to upgrade to Biz Power for better returns on tax payment. What's the fastest way to achieve upgrade in HDFC? Limit is only 1.2 lakhs and I can try to fulfill any known spend criteria that will 100% give me an upgrade. Would ideally like Biz Black but guessed...

I hold My Zone and Ace cards from Axis (Ace has an EMI also). I do not use these cards as I primarily use Amex Plat Travel. Can you all suggest best premium card to upgrade one of the above to? Amex is rejected in 50% places. I need a good second (alternate) card and was thinking Axis might be...

I need suggestions. I have the HDFC Bank Millennia credit card, which I’ve been using for 1.5 years. When I first applied, they gave me a credit limit of only ₹23,000. Even after using the card for a year, my limit didn’t increase, so I manually requested an increase about 3 months ago. Based on...

Will my hotel booking using hdfc smartbuy count towards ITC membership spends for tier upgrade or i need to book only through ITC app/website/customer care? Any alternative method like purchase ITC vouchers and use for redemption through hotel booking will eligible? Thanks !

Hi, I recently opened an Imperia account with HDFC and am curious about the benefits it offers. I'm 19 years old and have two credit cards: an AMEX Platinum Travel (add-on) and a Kotak White credit card. What should I discuss with my relationship manager to make the most of this account? What...

I got the limit of 580000 in my HDFC 6E Reward XL credit card. can I upgrade it to DCB? what are the upgrade criteria? do I need to submit ITR for upgrade?

Hi All, I have received a WhatsApp from IndusInd Bank (official channel) quoting "Dear Cardholder, Thank you for being a valued customer. We're thrilled to extend a complimentary upgrade to Celesta American Express Credit Card on your Card ending XXXX" I currently have a IndusInd Legend...

Hello Everyone, I have Moneyback Business credit card from last 2 years. I am waiting for an upgrade but didn't got any on their website. I hold Family classic banking account with HDFC. I tried to reach out to RM regarding the Card upgrade but each time they mention to wait until get the...

I want to upgrade my IDFC regular savings account (MAB 25000) to wealth account. Can anyone tell me how I can upgrade without hefty funds like 10 lacs. I have heard people getting upgraded to wealth account with a minimum fund as low as 1 lac. What's the hack? Please suggest. Response much...