💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[Strange]

paytm wallet
search transit card

I already have virtual card and I want to apply for physical card. 🙄

 

[AritraSaha]

Island ke liye utni limit nahi thi isliye London likha tha 😉

Also can get miss world as girlfriend.😅🫢

 

[Strange]

I have started journey of my credit cards in Feb 2022 and this is my current portfolio.

Credit Cards;

ICICI Bank HPCL Coral

ICICI Bank Amazon Pay

HDFC Bank Business Money Back

HDFC Bank Freedom

HDFC Bank Tata Neu

Kotak League Platinum

One Card

Debit Cards;

Indusind Bank Delights

SBI Global

ICICI Bank Mine

HDFC Bank Millennia

IDFC Signature

AU RuPay

Prepaid Cards;

Paytm Wallet and Transist
View attachment 23531

Just got option to apply this Paytm wallet card. Can I use this cashback balance for online or offline transactions or it can be used in metro only?

@Abhishek012

 

[AritraSaha]

Just got option to apply this Paytm wallet card. Can I use this cashback balance for online or offline transactions or it can be used in metro only?

@Abhishek012 View attachment 24511

Why needing this card? 😄

 

[Deleted member 16965]

Also can get miss world as girlfriend.😅🫢

Mrs too 😎

 

[Strange]

Why needing this card? 😄

Just asking.

 

[AritraSaha]

Just asking.

Its like rupay prepaid card, you into using online ecom also.

 

[neogen]

Portfolio bahut accha hai.... Sab mein 100% default karke London settle bhi ho sakte hain

Start SBI se karun? Malaya ji se kuch gyan mil sakta hai kya?

 

[Strange]

Its like rupay prepaid card, you into using online ecom also.

It's a prepaid & NCMC card and they are giving cashback of ₹100 for applying physical card. I'm not sure this ₹100 cashback will be in NCMC wallet or prepaid card.

 

[Enthusiast]

HDFC Millenia (LTF) - 347000
HDFC TATA NEU Infinity (LTF) - 347000
AXIS My Zone (LTF) - 360000
ICICI Amazon pay (LTF) - 370000
ICICI Sapphiro (Dual - LTF) - 370000
Indusind Legend (LTF) - 381700
Standard chartered Rewards (LTF) - 175000
BOB Premier (LTF) - 75000
IDFC Select (LTF) - 330000
AXIS Privelege (1500/yr) - 275000
AMEX MRCC (1500/yr) - 350000

Let me know your suggestions on my portfolio...
Applied and to be received: RBL Bankbazaar savemax & AXIS Indian oil

 

[shashifed]

HDFC Millenia (LTF) - 347000
HDFC TATA NEU Infinity (LTF) - 347000

How did you get TATA Neu LTF ?

 

[Abhishek012]

Just got option to apply this Paytm wallet card. Can I use this cashback balance for online or offline transactions or it can be used in metro only?

@Abhishek012 View attachment 24511

You can use this card on any online or offline RuPay prepaid card accept website/app or offline merchants.

 

[Abhishek012]

It's a prepaid & NCMC card and they are giving cashback of ₹100 for apply physical card. I'm not sure this ₹100 cashback will be in NCMC wallet or prepaid card.

Read t&c na, i think you will get cashback on your paytm wallet/paytm gift voucher.

Note - you can also use paytm gift voucher balance using this card.

 

[bitsst]

Here we go

1. HDFC INFINIA METAL(Visa FYF, 15L)
2. HDFC INFINIA(Mastercard LTF, Spouse's Addon, 10.3L)
3. HDFC Diners Black(LTF, 15L shared with Infinia)
4. Axis Magnus(Visa, 5L)
5. Amex MRCC(LTF, 4L)
6. Yes First Exclusive(LTF, 8L)
7. Axis Myzone(LTF, 5L shared)
8. Axis Flipkart(5L, shared)
9. Kotak Zen Signature(LTF, 6L)
10. IndusInd Legend(LTF, 4L)
11. SBI SimplyClick(3.78L)
12. SBI Cashback(2.10L)
13. ICICI Amazonpay(LTF, 13.5L)
14. BoB Premier RuPay(LTF, 2L)
15. CITIBANK INDIANOIL(LTF, 13.5L)
16. HSBC Platinum(LTF, 4.22L)
17. IDFC First Wealth(LTF, 10L)
18. RBL Platinum Maxima (LTF, 9.62L)
19. Federal Bank Celeste Visa(LTF, 5L)
20. ICICI Sapphiro(Amex LTF, 13.5L) approved on 27.06.23
21. Closed: ICICI Rubyx, ICICI Platinum, SBI Aurum, OneCard, Kotak Signature, Kotak White, IDFC First Select, Axis Vistara Signature, Axis Privilege, Axis Ace, Axis Select, Amex Platinum Travel, Amex Platinum Reserve, IndusInd Platinum, SC Rewards, Axis My Zone, SC Ultimate, DBS Bajajfinserv Supercard, Axis Magnus, Axis Flipkart.
22. Upgrade / Conversion Paths: Regalia(LTF)->DCB(FYF)->Infinia(FYF)-Infinia Metal(FYF); SBI Elite->Simply Save->SBI IRCTC->SBI SimplyClick->Aurum->SimplyClick all paid; Kotak Signature(FYF)->Kotak White(Paid)->Kotak Zen Signature(LTF), CITIBANK Rewards(Paid)->CITIBANK INDIAN OIL(LTF); SC Rewards ->SC Ultimate, both paid; Yes Premia->Yes First Preferred->Yes First Exclusive all LTF; BoB Premier Signature->BoB Premier RuPay; HDFC Tata Neu Infiniti -> HDFC DCB LTF(Alumni Offer)

Closed Axis Magnus & Flipkart.

 

[poorna.chandra.akp]

How did you get this 40lac limit? Can u share trick to get this kind of limit?

It's actually 50L. 🙂
I don't know any trick.
This is my salary account.

 

[kishorvr]

My CC portfolio:

• DCB (12L)
• SC Ultimate (10L)
• IndusInd Pinnacle (One-time fee) (5L)
• IDFC Wealth (LTF) (5L)
• ICICI Sapphiro - MC & Amex (LTF) (48L)
• ICICI HPCL Super Saver (LTF) (48L)
• ICICI APay (LTF) (22L)
• Federal Bank Imperio (LTF) (2.6L)
• Kotak League (LTF) (2.5L)
• RBL Paisabazaar Duet (LTF) (2.5L

View attachment 24370

Impressive. Kudos.

 

[kishorvr]

Island ke liye utni limit nahi thi isliye London likha tha 😉

London ek island ka capital hain. 🙂

 

[suhasa010]

My humble Credit Card Portfolio:

1. Standard Chartered Smart Visa- 2.48L (FYF, 499/yr)
2. ICICI Amazon Pay Visa - 5.1L (LTF) (P.S: It's the shut up and take my money skin wala 🤣)
3. ICICI Sapphiro MasterCard+Amex - 5.1L (LTF)
4. Tata Neu Infinity HDFC Rupay - 2.43L (LTF)
5. HSBC Visa Platinum - 2.74L (LTF)
6. Airtel Axis MasterCard - 4.14L (FYF, 500/yr)
7. Axis My Zone Visa - 4.14L (LTF)
8. Kotak Zen Signature - 6.9L (LTF)
9. OneCard (BoB) - 4.35L (LTF)

Wishlist:
1. SBI Cashback (got rejected once in Mar, applied again after 3 months, instant rejection again)
2. HDFC Millenia LTF 🥺

Updated portfolio - Aug 2023

 

[irohitpragya]

Latest aug 2023. All ltf except axis privilege.

 

[rojajimmy]

Axis Magnus 828000 (paid closing as soon as 1st year renewal arrivers in July 2024)
Axis Ace (Gpay) 820000
Axis Kiwi Card 828000 (combined)
ICICI Amazon Pay 420000
ICICI MMT Signature. 420000
ICICI coral (Visa & RuPay)/HPCL Super 420000 (combined) - A total of 5 ICICI cards

IndusInd Card
Pinnacle World Contactless 267000 INR
Citibank Cashback 60000
Citibank Indian Oil. 150000
SBI Simply Click 164000
SBI OLA credit card 100000
HDFC Diners Club Black 828000
HDFC TATA Neu- RuPay 828000
HDFC Bank UPI RuPay 828000 (combined)
IDFC First Select 177000
AU Bank Vetta 210000
RBL World Safari 361000 (RBI complaint ongoing for making this LTF)
Federal Bank Celesta. 462000
One Card (BOB Financial) 530000

Clsoed Axis Bank Flipkart as my main usage was just flights for all of my freinds and Myntra (both reduced to 1.5% instead of 5%) and I prefer Amazon anyday than Flipkart.