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💳 Share & brag your cards portfolio here! 🤑

jatinkrmalik

TF Select
VIP Lounge
Update: Here's my updated cc portfolio ‼️



We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card
Amazon Pay ICICI bank card
Citi Cashback card
IDFC First Select card
AMEX Membership Rewards card
HDFC Diners Club Black card
Onecard Metal card
Axis Magnus card

cards.jpeg
 
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I have started journey of my credit cards in Feb 2022 and this is my current portfolio.

Credit Cards;

ICICI Bank HPCL Coral

ICICI Bank Amazon Pay

HDFC Bank Business Money Back

HDFC Bank Freedom

HDFC Bank Tata Neu

Kotak League Platinum

One Card


Debit Cards;

Indusind Bank Delights

SBI Global

ICICI Bank Mine

HDFC Bank Millennia

IDFC Signature

AU RuPay


Prepaid Cards;

Paytm Wallet and Transist
1..jpg
 
hi guys if you have a good cards collection kindly share with images. I am eager to see different different collections.
 
Mine portfolio

SBI simply save (1st card) 499 annual (want to close it now)
ICICI Amazon pay (LTF)
Axis Airtel (FYF + 499)
Axis Vistara (basic variant 1499)
HDFC Millenia (LTF)
PNB Rupay Platinum (LTF)
SBI Cashback (FYF)
 
Which LTF Card I should apply now..Tata Neu infinity showing as LTF in app but not deliverable at location
Mine portfolio

SBI simply save (1st card) 499 annual (want to close it now)
ICICI Amazon pay (LTF)
Axis Airtel (FYF + 499)
Axis Vistara (basic variant 1499)
HDFC Millenia (LTF)
PNB Rupay Platinum (LTF)
SBI Cashback (FYF)
 
Axis Magnus (will cancel on renewal)
Axis Flipkart
SBI Elite (will cancel on renewal)
SBI Prime (will switch to SBI Vistara Prime)
ICICI Saphhiro (LTF)
ICICI Rubyx (LTF)
ICICI Amazon Pay (LTF)
AU Zenith (LTF)
Tata Neu Plus (LTF)
AMEX MRCC
 
Axis Magnus (will cancel on renewal)
Axis Flipkart
SBI Elite (will cancel on renewal)
SBI Prime (will switch to SBI Vistara Prime)
ICICI Saphhiro (LTF)
ICICI Rubyx (LTF)
ICICI Amazon Pay (LTF)
AU Zenith (LTF)
Tata Neu Plus (LTF)
AMEX MRCC
Nice collection.. impressed to see so many ICICI 🙂
 
My portfolio might not be as impressive compared to many of the seniors here but these are some points to consider:

1. I'm a 21 year old student without any income proof.

2. My first CC is only 1.5 years old.

3. I only started trying to get new credit cards since Dec 2021 and all cards in the picture except for ICICI cards are received by me in Jan 2022.

ICICI Rubyx LTF (3L)
ICICI Amazon Pay (3L)
HDFC Regalia LTF (3.5L)
Axis Flipkart (1.45L)
Axis Ace (1.45L)
Indusind Legend (3L)
Axis Reserve (6L)

My dream is to get HDFC infinia and other super premium cards in India and abroad.

View attachment 46
How did u get this kind of limits without income proof?
 
I'm unable to get credit cards apart from any other bank where I don't have an existing relationship.

I think it's because of my employment. I work for a US-based company on a monthly Salary. Though I have a high salary since the company is not registered in India and Indian banks require office addresses within some 80kms of my home location to issue credit cards maybe they think of it as a security when I apply for the card but it most of the time gets rejected.

Is anyone also facing this issue? Any fixes? I recently applied for an SBI BPCL Octane card (any other recommendations are welcome) for fuel purchases and it was declined. My credit history is of 4+ years with a Good credit score. 750+ in CIBIL.

any thoughts as to how to overcome this?
 
I'm unable to get credit cards apart from any other bank where I don't have an existing relationship.

I think it's because of my employment. I work for a US-based company on a monthly Salary. Though I have a high salary since the company is not registered in India and Indian banks require office addresses within some 80kms of my home location to issue credit cards maybe they think of it as a security when I apply for the card but it most of the time gets rejected.

Is anyone also facing this issue? Any fixes? I recently applied for an SBI BPCL Octane card (any other recommendations are welcome) for fuel purchases and it was declined. My credit history is of 4+ years with a Good credit score. 750+ in CIBIL.

any thoughts as to how to overcome this?
You can try via C2C if you have a good credit history. The card should be older than 1 year, and you are basically good to go. Most banks match the credit limit of the card you are applying with.
 
Cards I have got till now in past 1 year all thanks to this community -
ICICI Sapphiro (Mastercard + amex) - LTF
ICICI Amazon pay - LTF
HDFC Millennia - LTF
Hdfc Tata neu infinity - LTF
SBI simplyclick - LTF
Sbi Cashback - FYF ( have already spent 2lac for renewal wavier)
IDFC wealth - LTF
Axis Vistara Infinite - FYF
Amex MRCC -1500 (will close before renewal)
Other cards that I own indirectly by having in family members name -
Axis Flipkart - LTF
Axis Myzone - LTF
Axis IndianOil -LTF
IDFC select - LTF
Sbi vistara - 1500
 
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