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jatinkrmalik

jatinkrmalik

TF Select
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Update: Here's my updated cc portfolio ‼️


We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card
Amazon Pay ICICI bank card
Citi Cashback card
IDFC First Select card
AMEX Membership Rewards card
HDFC Diners Club Black card
Onecard Metal card
Axis Magnus card

cards.jpeg
 
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Apply For LTF AU LIT Credit Card
vaibhavpp0707 said:
Updated Card portfolio from January 2023

1. HDFC IOCL Rupay- 2,20,000 - LTF
2. Axis Flipkart - 3,00,000 - LTF
3. Axis Ace - 3,00,000 - 500₹
4. Axis MyZone - 3,00,000 -LTF
5. ICICI Platinum - 4,00,000 - LTF
6. ICICI Amazonpay - 2,10,000 - LTF
7. ICICI MMT Visa Signature - 4,00,000 - LTF
8. ICICI Coral Rupay - 4,00,000 - LTF
9. SBI SimplyClick - 2,54,000 - LTF
10. SBI Cashback - 2,54,000 - 1000₹
11. Citi Rewards - 90,000 - LTF
12. Kotak Zen - 6,00,000 - LTF
13. Kotak League Platinum Rupay - 6,00,000 - LTF
14. BOB Premier Rupay- 97,500 - LTF
15. BOB HPCL Energie Rupay- 97,500 - 500₹
16. BOB Snapdeal Rupay - 97,500 - 250₹
17. One Metal Card - 1,80,000 - LTF
18. IDFC Millennia First - 76,000 - LTF
19. Indusind Legend - 1,03,200 - LTF
20. HSBC Visa Platinum - 3,00,000 - LTF
21. RBL World Safari - 1,53,000 - LTF
22. Amex MRCC - 4,80,000 - 1500₹
23. PNB Rupay Platinum - 50,000 - LTF
24. HDFC Tata Neu Plus - 2,20,000 - LTF
25. AU Bank Lit - 3,00,000 - LTF

Wife's Cards
26. HDFC Millennia - 1,00,000 - LTF
27. Airtel Axis - 49,000 - 500₹
28. Indusind Legend - 1,00,000 - LTF
Click to expand...
That's quite a good list. Most are useful in one way or another.
 
HDFC Regalia LTF- 504,000
ICICI Amazon Pay - 450,000
ICICI Coral Rupay LTF- 450,000 < shared with Amazon Pay>
Axis Airtel paid - 225,000
PNB Rupay - FD backed- 68,000
B of Baroda Premier- 50,000
One Card - FD backed-11,000 < will be closed in one month>
 
Axis Magnus LTF
Axis Flipkart LTF
HDFC Infinia Paid
HDFC Regalia LTF
HDFC tata Neu Infinity LTF
AU Zenith LTF
ICICI Sapphiro LTF
SBI cashback Paid
SBI Simply Click LTF
SC Smart Paid
HSBC Cashback Paid
BOB Eterna LTF
BOB Snapdeal Paid
IDFC Wealth LTF
Kotak White LTF
Citi Indian Oil LTF
OneCard Metal LTF
IndusInd legend LTF
Yes First Exclusive LTF
Slice LTF

Total Limit 1Cr +

Tried Amex Platinum but couldn't processed due to no Govt proof for current address
 
Last edited:
My updated portfolio. Finally got IDFC first card as well!

Active cards
1. HDFC: Millenia, Tata Neu Infinity, Swiggy (4L shared limit, all LTF)

2. Axis: Magnus (Paid), Vistara Signature (FYF) (5.14L shared)

3. SBI: Cashback (76k), SimplyClick (1.7L) (Both Paid)

4. AMEX: Plat Travel (2.3L, Paid)

5. ICICI: Amazon Pay, Platinum Chip, Coral Rupay (2.4L shared, All LTF)

6. OneCard (40k, LTF)

7. Kotak Zen (75k, LTF)

8. AU LIT (3.3L, LTF)

9. Indus Legend (3.3L, LTF)

10. HSBC Cashback (1.5L, FYF)

11. IDFC Millenia (1.25L, LTF)

12. PNB Rupay Select (2L, conditional LTF)


Closed Cards
1. Axis Samsung Infinite
2. AMEX MRCC (Upgraded to Plat travel)
3. AMEX Platinum Charge (Never activated)
 

Attachments

  • IMG_7752.jpeg
    IMG_7752.jpeg
    1.4 MB · Views: 107
Updated List: 16 cards

HDFC: DCB (LTF), TATA NEU ∞ (LTF)
AXIS: Privelege (1.5K), My Zone (LTF)
SBI: Simplysave (0.5k)
AMEX: MRCC (1.5K)
IndusInd: Eazydiner (LTF), Legend (LTF)
BOB: Premier (LTF)
ICICI: APay (LTF), Sapphiro dual (LTF)
IDFC: Select (LTF)
Federal: Celesta (LTF)
SC: Platinum Rewards (LTF)
RBL: Bankbazaar savemax (LTF)

Required a card from AU, HSBC, PNB, Kotak and Yes bank...
 
Last edited:
This maybe the wrong thread but, I have raised a RBI ombudsman complaint on 14/10/2023 against HDFC. I got an email from HDFC regarding my grievance being registered and latest date of expected reply is 27/10/2023. It has come and gone. No reply. What can I expect? Incase of delay by HDFC what judgement does RBI give? It is regarding to LTF card.

Thanks in advance
@mandal sir and seniors of the forum your advice and guidance is requested.
 
Axis:
1. Ace
2. Privilege
3. Flipkart Axis
ICICI:
1. Coral AMEX (Not LTF, going to close)
2. Coral Rupay (New, LTF)
3. ICICI Apay
4. Platinum Chip
SBI:
1. SimplyClick
2. Paytm SBI Select (Yes 🙁)
RBL:
1. Platinum Delight
HDFC:
1. Millenia, recently got upgrade from Regalia First
2. Virtual Rupay
Kotak
1. Mojo Platinum (LTF)
 
Just a newbie here. Have only one card- Amazon ICICI 10L (LTF).
Had some other LTF cards but cancelled everything (axis Indian oil, federal imperio, and neu +). Need to restart my card journey. I will update here after some months with some collections.
 
I wish to add these cards in my portfolio:

Icici rubyx or sapphiro LTF (eligible for rubyx via salary acc)
Hdfc tata neu infinity LTF (eligible via C2C)
SBI Elite (if I get it LTF, or some other SBI cards.)
 
TechnoFino said:
Let me share my latest portfolio.
View attachment 18
🙌
Click to expand...
Updated List:
  1. Amex MRCC
  2. Amex Gold Charge
  3. Amex Plat Travel
  4. AU Zenith
  5. Axis MyZone
  6. Axis Privilege
  7. Axis Atlas
  8. BOB Eterna
  9. BOB Premier
  10. BOB Select
  11. BOB Easy
  12. BOB IRCTC
  13. OneCard By BOB (FPL)
  14. Canara Bank Visa Classic
  15. Citi Rewards
  16. HDFC Infinia
  17. HDFC DCP
  18. HDFC Tata Neu Infinity
  19. ICICI HPCL Coral
  20. ICICI Amazon Pay
  21. ICICI Coral RuPay UPI
  22. ICICI Coral
  23. ICICI Rubyx
  24. ICICI Sapphiro
  25. ICICI Emeralde
  26. ICICI Emeralde Private
  27. ICICI MMT
  28. ICICI MMT Signature
  29. IndusInd Signature Legend
  30. IndusInd Heritage Metal
  31. IndusInd Crest
  32. IndusInd EazyDiner
  33. IDFC First Select
  34. Kotak League Signature
  35. Kotak Indigo 6E XL
  36. PNB RuPay Select
  37. RBL World Safari
  38. SBI BPCL
  39. SBI Vistara Prime
  40. SBI Cashback
  41. Standard Chartered SVT
  42. Union Bank of India RuPay Select
  43. Yes Private
  44. Yes Rupay UPI

  45. Amex Business Platinum Card
  46. Amex Cash Magnet
  47. Amex Everyday
  48. Amex Blue Cash Everyday
  49. Amex Business Marriott
  50. Amex Blue Business Plus
  51. Charles Schwab Amex Investor Card
  52. Citi Custom Cash
  53. Capital One Savor One Card
Combined Credit Limit: Almost 2.30 Cr.
 
Last edited:
Apply For LTF HDFC Swiggy Credit Card
TechnoFino said:
Updated List:
  1. Amex MRCC
  2. Amex Gold Charge
  3. Amex Plat Travel
  4. AU Zenith
  5. Axis MyZone
  6. Axis Privilege
  7. Axis Atlas
  8. BOB Eterna
  9. BOB Premier
  10. BOB Select
  11. BOB Easy
  12. BOB IRCTC
  13. OneCard By BOB (FPL)
  14. Canara Bank Visa Classic
  15. Citi Rewards
  16. HDFC Infinia
  17. HDFC DCP
  18. HDFC Tata Neu Infinity
  19. ICICI HPCL Coral
  20. ICICI Amazon Pay
  21. ICICI Coral RuPay UPI
  22. ICICI Coral
  23. ICICI Rubyx
  24. ICICI Sapphiro
  25. ICICI Emeralde
  26. ICICI MMT
  27. ICICI MMT Signature
  28. IndusInd Signature Legend
  29. IndusInd Heritage Metal
  30. IndusInd Crest
  31. IndusInd EazyDiner
  32. IDFC First Select
  33. Kotak League Signature
  34. Kotak Indigo 6E XL
  35. PNB RuPay Select
  36. RBL World Safari
  37. SBI BPCL
  38. SBI Vistara Prime
  39. SBI Cashback
  40. Standard Chartered SVT
  41. Union Bank of India RuPay Select
  42. Yes Private

  43. Amex Business Platinum Card
  44. Amex Cash Magnet
  45. Amex Everyday
  46. Amex Blue Cash Everyday
  47. Amex Business Marriott
  48. Amex Blue Business Plus
  49. Charles Schwab Amex Investor Card
  50. Citi Custom Cash
  51. Capital One Savor One Card
Combined Credit Limit: Almost 2.30 Cr.
Click to expand...
Which cards do you actually use out of them?
 
TechnoFino said:
Updated List:
  1. Amex MRCC
  2. Amex Gold Charge
  3. Amex Plat Travel
  4. AU Zenith
  5. Axis MyZone
  6. Axis Privilege
  7. Axis Atlas
  8. BOB Eterna
  9. BOB Premier
  10. BOB Select
  11. BOB Easy
  12. BOB IRCTC
  13. OneCard By BOB (FPL)
  14. Canara Bank Visa Classic
  15. Citi Rewards
  16. HDFC Infinia
  17. HDFC DCP
  18. HDFC Tata Neu Infinity
  19. ICICI HPCL Coral
  20. ICICI Amazon Pay
  21. ICICI Coral RuPay UPI
  22. ICICI Coral
  23. ICICI Rubyx
  24. ICICI Sapphiro
  25. ICICI Emeralde
  26. ICICI MMT
  27. ICICI MMT Signature
  28. IndusInd Signature Legend
  29. IndusInd Heritage Metal
  30. IndusInd Crest
  31. IndusInd EazyDiner
  32. IDFC First Select
  33. Kotak League Signature
  34. Kotak Indigo 6E XL
  35. PNB RuPay Select
  36. RBL World Safari
  37. SBI BPCL
  38. SBI Vistara Prime
  39. SBI Cashback
  40. Standard Chartered SVT
  41. Union Bank of India RuPay Select
  42. Yes Private

  43. Amex Business Platinum Card
  44. Amex Cash Magnet
  45. Amex Everyday
  46. Amex Blue Cash Everyday
  47. Amex Business Marriott
  48. Amex Blue Business Plus
  49. Charles Schwab Amex Investor Card
  50. Citi Custom Cash
  51. Capital One Savor One Card
Combined Credit Limit: Almost 2.30 Cr.
Click to expand...
Sir do upgrade select to wealth idfc one. And 8 cc of icici 😉 and what (FPL) in onecard.
 
TechnoFino said:
Updated List:
  1. Amex MRCC
  2. Amex Gold Charge
  3. Amex Plat Travel
  4. AU Zenith
  5. Axis MyZone
  6. Axis Privilege
  7. Axis Atlas
  8. BOB Eterna
  9. BOB Premier
  10. BOB Select
  11. BOB Easy
  12. BOB IRCTC
  13. OneCard By BOB (FPL)
  14. Canara Bank Visa Classic
  15. Citi Rewards
  16. HDFC Infinia
  17. HDFC DCP
  18. HDFC Tata Neu Infinity
  19. ICICI HPCL Coral
  20. ICICI Amazon Pay
  21. ICICI Coral RuPay UPI
  22. ICICI Coral
  23. ICICI Rubyx
  24. ICICI Sapphiro
  25. ICICI Emeralde
  26. ICICI MMT
  27. ICICI MMT Signature
  28. IndusInd Signature Legend
  29. IndusInd Heritage Metal
  30. IndusInd Crest
  31. IndusInd EazyDiner
  32. IDFC First Select
  33. Kotak League Signature
  34. Kotak Indigo 6E XL
  35. PNB RuPay Select
  36. RBL World Safari
  37. SBI BPCL
  38. SBI Vistara Prime
  39. SBI Cashback
  40. Standard Chartered SVT
  41. Union Bank of India RuPay Select
  42. Yes Private

  43. Amex Business Platinum Card
  44. Amex Cash Magnet
  45. Amex Everyday
  46. Amex Blue Cash Everyday
  47. Amex Business Marriott
  48. Amex Blue Business Plus
  49. Charles Schwab Amex Investor Card
  50. Citi Custom Cash
  51. Capital One Savor One Card
Combined Credit Limit: Almost 2.30 Cr.
Click to expand...
From 43 to 51 first time I heard the names
 
Unleash said:
HDFC Bank Millennia - 8.19L (LTF)
IDFC First Wealth - 8.19L (LTF)
AU Bank Zenith - 7.65L (LTF)
Citi Bank Rewards - 6.57L (LTF)
ICICI Bank Amazon Pay - 5.10L (LTF)
ICICI Bank Platinum - 5.10L (LTF)
IndusInd Bank Legend - 4.00L (LTF)
Axis Bank My Zone - 3.06L (LTF)
Kotak Bank League - 3.00L (LTF)
Amex SmartEarn - 2.97L (Paid)
Amex Membership Rewards - 2.46L (FYF)
SBI Card SimplySAVE - 2.25L (LTF)
HSBC Bank Platinum - 1.40 (LTF)

BOB Premier - coming up
Click to expand...
Updated list

IDFC First Wealth - 9.01L (LTF)
HDFC Bank Infinia - 8.19L (FYF)
AU Bank Zenith - 7.65L (LTF)
Citi Bank Rewards - 6.57L (LTF)
Kotak Bank League - 6.55L (LTF)
ICICI Bank Amazon Pay - 5.10L (LTF)
ICICI Bank Coral - 5.10L (LTF)
ICICI Bank MakeMyTrip - 5.10L (FYP)
Axis Bank Airtel - 4.09L (FYF)
Axis Bank My Zone - 3.06L (LTF)
Amex SmartEarn - 2.97L (Paid)
HSBC Bank Platinum - 2.80L (LTF)
Amex Membership Rewards - 2.46L (FYF)
SBI Card SimplySAVE - 2.25L (LTF)
IndusInd Bank Legend - 2.00L (LTF)
IndusInd Bank EazyDiner - 2.00L (LTF)
PNB Select - 1.00L (FYP)
BOB Premier - 75K (LTF)

Recently closed Yes Bank First Exclusive, Axis Bank Kiwi & ICICI Bank Platinum cards
 
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