💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[harsh1387]

Updated Card portfolio from January 2023

1. HDFC IOCL Rupay- 2,20,000 - LTF
2. Axis Flipkart - 3,00,000 - LTF
3. Axis Ace - 3,00,000 - 500₹
4. Axis MyZone - 3,00,000 -LTF
5. ICICI Platinum - 4,00,000 - LTF
6. ICICI Amazonpay - 2,10,000 - LTF
7. ICICI MMT Visa Signature - 4,00,000 - LTF
8. ICICI Coral Rupay - 4,00,000 - LTF
9. SBI SimplyClick - 2,54,000 - LTF
10. SBI Cashback - 2,54,000 - 1000₹
11. Citi Rewards - 90,000 - LTF
12. Kotak Zen - 6,00,000 - LTF
13. Kotak League Platinum Rupay - 6,00,000 - LTF
14. BOB Premier Rupay- 97,500 - LTF
15. BOB HPCL Energie Rupay- 97,500 - 500₹
16. BOB Snapdeal Rupay - 97,500 - 250₹
17. One Metal Card - 1,80,000 - LTF
18. IDFC Millennia First - 76,000 - LTF
19. Indusind Legend - 1,03,200 - LTF
20. HSBC Visa Platinum - 3,00,000 - LTF
21. RBL World Safari - 1,53,000 - LTF
22. Amex MRCC - 4,80,000 - 1500₹
23. PNB Rupay Platinum - 50,000 - LTF
24. HDFC Tata Neu Plus - 2,20,000 - LTF
25. AU Bank Lit - 3,00,000 - LTF

Wife's Cards
26. HDFC Millennia - 1,00,000 - LTF
27. Airtel Axis - 49,000 - 500₹
28. Indusind Legend - 1,00,000 - LTF

That's quite a good list. Most are useful in one way or another.

 

[vn_1]

HDFC Regalia LTF- 504,000
ICICI Amazon Pay - 450,000
ICICI Coral Rupay LTF- 450,000 < shared with Amazon Pay>
Axis Airtel paid - 225,000
PNB Rupay - FD backed- 68,000
B of Baroda Premier- 50,000
One Card - FD backed-11,000 < will be closed in one month>

 

[Deleted member 11974]

Reserve LTF?

Kisko Mila yeh ?

 

[Card_Maddy]

Kisko Mila yeh ?

Misunderstanding sir,

 

[coolangadfly]

ICICI Amazon Pay LTF / Limit 5L
ICICI Emeralde LTF / Limit 10L

HDFC Infinia LTF / Limit 25L

Will try to add IndusInd Metal Heritage only if I can get it LTF.

Please tell the story of LTF Emralde and Infinia. Thanks in advance!

 

[vaibhavshukla]

Axis Magnus LTF
Axis Flipkart LTF
HDFC Infinia Paid
HDFC Regalia LTF
HDFC tata Neu Infinity LTF
AU Zenith LTF
ICICI Sapphiro LTF
SBI cashback Paid
SBI Simply Click LTF
SC Smart Paid
HSBC Cashback Paid
BOB Eterna LTF
BOB Snapdeal Paid
IDFC Wealth LTF
Kotak White LTF
Citi Indian Oil LTF
OneCard Metal LTF
IndusInd legend LTF
Yes First Exclusive LTF
Slice LTF

Total Limit 1Cr +

Tried Amex Platinum but couldn't processed due to no Govt proof for current address

 

[Hisoka]

My updated portfolio. Finally got IDFC first card as well!

Active cards
1. HDFC: Millenia, Tata Neu Infinity, Swiggy (4L shared limit, all LTF)

2. Axis: Magnus (Paid), Vistara Signature (FYF) (5.14L shared)

3. SBI: Cashback (76k), SimplyClick (1.7L) (Both Paid)

4. AMEX: Plat Travel (2.3L, Paid)

5. ICICI: Amazon Pay, Platinum Chip, Coral Rupay (2.4L shared, All LTF)

6. OneCard (40k, LTF)

7. Kotak Zen (75k, LTF)

8. AU LIT (3.3L, LTF)

9. Indus Legend (3.3L, LTF)

10. HSBC Cashback (1.5L, FYF)

11. IDFC Millenia (1.25L, LTF)

12. PNB Rupay Select (2L, conditional LTF)


Closed Cards
1. Axis Samsung Infinite
2. AMEX MRCC (Upgraded to Plat travel)
3. AMEX Platinum Charge (Never activated)

 

[Enthusiast]

Updated List: 16 cards

HDFC: DCB (LTF), TATA NEU ∞ (LTF)
AXIS: Privelege (1.5K), My Zone (LTF)
SBI: Simplysave (0.5k)
AMEX: MRCC (1.5K)
IndusInd: Eazydiner (LTF), Legend (LTF)
BOB: Premier (LTF)
ICICI: APay (LTF), Sapphiro dual (LTF)
IDFC: Select (LTF)
Federal: Celesta (LTF)
SC: Platinum Rewards (LTF)
RBL: Bankbazaar savemax (LTF)

Required a card from AU, HSBC, PNB, Kotak and Yes bank...

 

[coolangadfly]

This maybe the wrong thread but, I have raised a RBI ombudsman complaint on 14/10/2023 against HDFC. I got an email from HDFC regarding my grievance being registered and latest date of expected reply is 27/10/2023. It has come and gone. No reply. What can I expect? Incase of delay by HDFC what judgement does RBI give? It is regarding to LTF card.

Thanks in advance
@mandal sir and seniors of the forum your advice and guidance is requested.

 

[prateekm03]

Axis:
1. Ace
2. Privilege
3. Flipkart Axis
ICICI:
1. Coral AMEX (Not LTF, going to close)
2. Coral Rupay (New, LTF)
3. ICICI Apay
4. Platinum Chip
SBI:
1. SimplyClick
2. Paytm SBI Select (Yes 🙁)
RBL:
1. Platinum Delight
HDFC:
1. Millenia, recently got upgrade from Regalia First
2. Virtual Rupay
Kotak
1. Mojo Platinum (LTF)

 

[cardio_guy]

Just a newbie here. Have only one card- Amazon ICICI 10L (LTF).
Had some other LTF cards but cancelled everything (axis Indian oil, federal imperio, and neu +). Need to restart my card journey. I will update here after some months with some collections.

 

[cardio_guy]

I wish to add these cards in my portfolio:

Icici rubyx or sapphiro LTF (eligible for rubyx via salary acc)
Hdfc tata neu infinity LTF (eligible via C2C)
SBI Elite (if I get it LTF, or some other SBI cards.)

 

[TechnoFinoTechnoFino is verified member.]

Let me share my latest portfolio.
View attachment 18
🙌

Updated List:

1. Amex MRCC
2. Amex Gold Charge
3. Amex Plat Travel
4. AU Zenith
5. Axis MyZone
6. Axis Privilege
7. Axis Atlas
8. BOB Eterna
9. BOB Premier
10. BOB Select
11. BOB Easy
12. BOB IRCTC
13. OneCard By BOB (FPL)
14. Canara Bank Visa Classic
15. Citi Rewards
16. HDFC Infinia
17. HDFC DCP
18. HDFC Tata Neu Infinity
19. ICICI HPCL Coral
20. ICICI Amazon Pay
21. ICICI Coral RuPay UPI
22. ICICI Coral
23. ICICI Rubyx
24. ICICI Sapphiro
25. ICICI Emeralde
26. ICICI Emeralde Private
27. ICICI MMT
28. ICICI MMT Signature
29. IndusInd Signature Legend
30. IndusInd Heritage Metal
31. IndusInd Crest
32. IndusInd EazyDiner
33. IDFC First Select
34. Kotak League Signature
35. Kotak Indigo 6E XL
36. PNB RuPay Select
37. RBL World Safari
38. SBI BPCL
39. SBI Vistara Prime
40. SBI Cashback
41. Standard Chartered SVT
42. Union Bank of India RuPay Select
43. Yes Private
44. Yes Rupay UPI
    
    
45. Amex Business Platinum Card
46. Amex Cash Magnet
47. Amex Everyday
48. Amex Blue Cash Everyday
49. Amex Business Marriott
50. Amex Blue Business Plus
51. Charles Schwab Amex Investor Card
52. Citi Custom Cash
53. Capital One Savor One Card

Combined Credit Limit: Almost 2.30 Cr.

 

[Ankur dhanda]

Updated List:

1. Amex MRCC
2. Amex Gold Charge
3. Amex Plat Travel
4. AU Zenith
5. Axis MyZone
6. Axis Privilege
7. Axis Atlas
8. BOB Eterna
9. BOB Premier
10. BOB Select
11. BOB Easy
12. BOB IRCTC
13. OneCard By BOB (FPL)
14. Canara Bank Visa Classic
15. Citi Rewards
16. HDFC Infinia
17. HDFC DCP
18. HDFC Tata Neu Infinity
19. ICICI HPCL Coral
20. ICICI Amazon Pay
21. ICICI Coral RuPay UPI
22. ICICI Coral
23. ICICI Rubyx
24. ICICI Sapphiro
25. ICICI Emeralde
26. ICICI MMT
27. ICICI MMT Signature
28. IndusInd Signature Legend
29. IndusInd Heritage Metal
30. IndusInd Crest
31. IndusInd EazyDiner
32. IDFC First Select
33. Kotak League Signature
34. Kotak Indigo 6E XL
35. PNB RuPay Select
36. RBL World Safari
37. SBI BPCL
38. SBI Vistara Prime
39. SBI Cashback
40. Standard Chartered SVT
41. Union Bank of India RuPay Select
42. Yes Private
    
    
43. Amex Business Platinum Card
44. Amex Cash Magnet
45. Amex Everyday
46. Amex Blue Cash Everyday
47. Amex Business Marriott
48. Amex Blue Business Plus
49. Charles Schwab Amex Investor Card
50. Citi Custom Cash
51. Capital One Savor One Card

Combined Credit Limit: Almost 2.30 Cr.

Which cards do you actually use out of them?

 

[vaibhav111vaibhav111 is verified member.]

Updated List:

1. Amex MRCC
2. Amex Gold Charge
3. Amex Plat Travel
4. AU Zenith
5. Axis MyZone
6. Axis Privilege
7. Axis Atlas
8. BOB Eterna
9. BOB Premier
10. BOB Select
11. BOB Easy
12. BOB IRCTC
13. OneCard By BOB (FPL)
14. Canara Bank Visa Classic
15. Citi Rewards
16. HDFC Infinia
17. HDFC DCP
18. HDFC Tata Neu Infinity
19. ICICI HPCL Coral
20. ICICI Amazon Pay
21. ICICI Coral RuPay UPI
22. ICICI Coral
23. ICICI Rubyx
24. ICICI Sapphiro
25. ICICI Emeralde
26. ICICI MMT
27. ICICI MMT Signature
28. IndusInd Signature Legend
29. IndusInd Heritage Metal
30. IndusInd Crest
31. IndusInd EazyDiner
32. IDFC First Select
33. Kotak League Signature
34. Kotak Indigo 6E XL
35. PNB RuPay Select
36. RBL World Safari
37. SBI BPCL
38. SBI Vistara Prime
39. SBI Cashback
40. Standard Chartered SVT
41. Union Bank of India RuPay Select
42. Yes Private
    
    
43. Amex Business Platinum Card
44. Amex Cash Magnet
45. Amex Everyday
46. Amex Blue Cash Everyday
47. Amex Business Marriott
48. Amex Blue Business Plus
49. Charles Schwab Amex Investor Card
50. Citi Custom Cash
51. Capital One Savor One Card

Combined Credit Limit: Almost 2.30 Cr.

Sir do upgrade select to wealth idfc one. And 8 cc of icici 😉 and what (FPL) in onecard.

 

[Shubham Yadav]

Updated List:

1. Amex MRCC
2. Amex Gold Charge
3. Amex Plat Travel
4. AU Zenith
5. Axis MyZone
6. Axis Privilege
7. Axis Atlas
8. BOB Eterna
9. BOB Premier
10. BOB Select
11. BOB Easy
12. BOB IRCTC
13. OneCard By BOB (FPL)
14. Canara Bank Visa Classic
15. Citi Rewards
16. HDFC Infinia
17. HDFC DCP
18. HDFC Tata Neu Infinity
19. ICICI HPCL Coral
20. ICICI Amazon Pay
21. ICICI Coral RuPay UPI
22. ICICI Coral
23. ICICI Rubyx
24. ICICI Sapphiro
25. ICICI Emeralde
26. ICICI MMT
27. ICICI MMT Signature
28. IndusInd Signature Legend
29. IndusInd Heritage Metal
30. IndusInd Crest
31. IndusInd EazyDiner
32. IDFC First Select
33. Kotak League Signature
34. Kotak Indigo 6E XL
35. PNB RuPay Select
36. RBL World Safari
37. SBI BPCL
38. SBI Vistara Prime
39. SBI Cashback
40. Standard Chartered SVT
41. Union Bank of India RuPay Select
42. Yes Private
    
    
43. Amex Business Platinum Card
44. Amex Cash Magnet
45. Amex Everyday
46. Amex Blue Cash Everyday
47. Amex Business Marriott
48. Amex Blue Business Plus
49. Charles Schwab Amex Investor Card
50. Citi Custom Cash
51. Capital One Savor One Card

Combined Credit Limit: Almost 2.30 Cr.

From 43 to 51 first time I heard the names

 

[jack333]

From 43 to 51 first time I heard the names

Bhaya woh videshi hain 🤣

 

[aayusharyan]

what (FPL) in onecard.

I think FPL is the company name which issues OneCard.

FPL Technologies

 

[Unleash]

HDFC Bank Millennia - 8.19L (LTF)
IDFC First Wealth - 8.19L (LTF)
AU Bank Zenith - 7.65L (LTF)
Citi Bank Rewards - 6.57L (LTF)
ICICI Bank Amazon Pay - 5.10L (LTF)
ICICI Bank Platinum - 5.10L (LTF)
IndusInd Bank Legend - 4.00L (LTF)
Axis Bank My Zone - 3.06L (LTF)
Kotak Bank League - 3.00L (LTF)
Amex SmartEarn - 2.97L (Paid)
Amex Membership Rewards - 2.46L (FYF)
SBI Card SimplySAVE - 2.25L (LTF)
HSBC Bank Platinum - 1.40 (LTF)

BOB Premier - coming up

Updated list

IDFC First Wealth - 9.01L (LTF)
HDFC Bank Infinia - 8.19L (FYF)
AU Bank Zenith - 7.65L (LTF)
Citi Bank Rewards - 6.57L (LTF)
Kotak Bank League - 6.55L (LTF)
ICICI Bank Amazon Pay - 5.10L (LTF)
ICICI Bank Coral - 5.10L (LTF)
ICICI Bank MakeMyTrip - 5.10L (FYP)
Axis Bank Airtel - 4.09L (FYF)
Axis Bank My Zone - 3.06L (LTF)
Amex SmartEarn - 2.97L (Paid)
HSBC Bank Platinum - 2.80L (LTF)
Amex Membership Rewards - 2.46L (FYF)
SBI Card SimplySAVE - 2.25L (LTF)
IndusInd Bank Legend - 2.00L (LTF)
IndusInd Bank EazyDiner - 2.00L (LTF)
PNB Select - 1.00L (FYP)
BOB Premier - 75K (LTF)

Recently closed Yes Bank First Exclusive, Axis Bank Kiwi & ICICI Bank Platinum cards

 

[anotheruser]

Updated list and relatively smaller portfolio 🙂
Paid:
HDFC Infinia 8L

LTF:
Tata Neu Infinity
ICICI Sapphiro (25L)
ICICI Rubyx
ICICI Amazon Pay
Scapia