💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

---

We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

---

I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[cardio_guy]

Updated list and relatively smaller portfolio 🙂
Paid:
HDFC Infinia 8L

LTF:
Tata Neu Infinity
ICICI Sapphiro (25L)
ICICI Rubyx
ICICI Amazon Pay
Scapia

Nice. After how many months of usage did you get Sapphiro LE? How much was your average spends? And what is the easiest LE process for ICICI cards?

 

[purushotham]

HDFC - Indian oil & Tata Neu (All LTF)
ICICI - Amazon pay, Coral & Platinum ( All LTF)
Kotak - League & UPI Virtual CC ( All LTF)
Axis - Indian oil & Airtel ( Both Paid)
RBL - Duet (LTF)
induslnd - Aura Edge ( LTF)

Oldest card is just 2 yrs old
I will close Axis Indian oil in few months & will apply for Milenia CC
For SBI offers i use my cousin's card

 

[anotheruser]

Nice. After how many months of usage did you get Sapphiro LE? How much was your average spends? And what is the easiest LE process for ICICI cards?

I got rubyx and then sapphiro due to tie up with my employer. I use these rarely in case of ICICI offers

 

[purushotham]

Read t&c na, i think you will get cashback on your paytm wallet/paytm gift voucher.

Note - you can also use paytm gift voucher balance using this card.

Annual fees is there or one time card issue fees.
After 5 years when card expires what happens again fees should be paid?

 

[aayusharyan]

View attachment 33948

Notion looks way cleaner than Google Sheets which I use... BTW, does notion allow a way to get data from external sources? Like stock prices for example. 🤔

 

[Adithya243]

I am a newbie, but here it is

HDFC Diners Black - 5L - LTF
ICICI Saphhiro Amex+MC - 3 - LTF
ICICI Amazon Pay - 4.2L - LTF
HDFC Tata Neu Infinity - 5L (shared) - LTF
Federal Celesta - 5L - LTF
IDFC Wealth - 4L - LTF

Looking for more LTF recommendations! Thanks 😀

 

[simplewarrior]

Currently 14 active cards,

Type	Status	Name	Company	Fees	Network	Tier	Type
Credit Card	Active	ICICI Amazon Pay	ICICI Bank	LTF	Visa	Platinum	Physical
Credit Card	Active	ICICI Coral Rupay Card	ICICI Bank	LTF	Rupay	Platinum	Physical
Credit Card	Active	ICICI Makemytrip Card	ICICI Bank	LTF	Visa	Platinum	Physical
Credit Card	Active	SBI Cashback Card	SBI	1,180	Visa	Platinum	Physical
Credit Card	Active	SBI Simplyclick Card	SBI	590	Visa	Platinum	Physical
Credit Card	Active	HDFC Moneyback Plus Card	HDFC Bank	LTF	Visa	Platinum	Physical
Credit Card	Active	AMEX MRCC Card	AMEX	5,310	AMEX	AMEX	Physical
Credit Card	Active	IDFC First Classic Card	IDFC Bank	LTF	Visa	Platinum	Physical
Credit Card	Active	Federal Celesta Card	Federal Bank	LTF	Visa	Signature	Physical
Credit Card	Active	HDFC Tata Neu Card	HDFC Bank	LTF	Rupay	Platinum	Physical
Credit Card	Active	Onecard BOB Card	Onecard	LTF	Visa	Signature	Physical
Credit Card	Active	Axis Airtel Card	Axis Bank	590	Visa	Platinum	Physical
Credit Card	Active	Axis Kiwi Card	Axis Bank	LTF	Rupay	Platinum	Virtual
Credit Card	Active	Indusind Legend Card	Indusind Bank	LTF	Visa	Signature	Physical
Credit Card	Closed	Indusind Legend Card	Indusind Bank	LTF	MasterCard	World	Physical
Credit Card	Closed	Slice Credit Line Card	Slice	LTF	Visa	Platinum	Physical
Credit Card	Closed	Onecard IDFC Card	Onecard	LTF	Visa	Signature	Physical
Credit Card	Closed	RBL Zomato Edition Classic	RBL Bank	LTF	Visa	Platinum	Physical
Credit Card	Closed	Axis Flipkart Card	Axis Bank	590	Visa	Platinum	Physical
Credit Card	Closed	Lazypay Card	Lazypay	LTF	Visa	Platinum	Physical

 

[Chethan_br]

I have started to add on cards from 2021. My card portfolio looks
1. AU Zenith (LTF)
2. Axis Flipkart (FYF)
3. Axis LIC Signature (LTF)
4. BOB Premier (LTF)
5. Citi Rewards (LTF)
6. HDFC Tata Neu Plus (LTF)
7. HSBC Platinum (LTF)
8. ICICI Sapphiro (LTF)
9. IDFC first Select (LTF)
10. Indus Ind Legend (LTF)
11. Indus Ind Eazy Diner (FYF)
12. PNB Rupay select (one transaction per quarter makes it LTF)
13. RBL Platinum plus super card (FYF)
14. SBI BPCL (500/Yr)
15. Standard Chartered Ease my trip (350/Yr)
16. Standard Chartered Smart (500/Yr)
17. Yes Premia (LTF)

Total Credit Limit: 48,65,500

 

[aayusharyan]

I am a newbie, but here it is

HDFC Diners Black - 5L - LTF
ICICI Saphhiro Amex+MC - 4.2L - LTF
ICICI Amazon Pay - 4.2L - LTF
HDFC Tata Neu Infinity - 5L (shared) - LTF
Federal Celesta - 5L - LTF (got approved only a couple of days back)

Looking for more LTF recommendations! Thanks 😀

Kotak, PNB (Almost LTF), AU, IndusInd, IDFC First.
I am a proud member of #LTFForLife

 

[Adithya243]

Kotak, PNB (Almost LTF), AU, IndusInd, IDFC First.
I am a proud member of #LTFForLife

Gave up on IDFC because they were giving me only Millennia, will try again later. Thanks for the recos!

 

[Rohith-2009]

Kotak, PNB (Almost LTF), AU, IndusInd, IDFC First.
I am a proud member of #LTFForLife

No, paid cards will give better rewards. I also thought to get ltf only. But after getting Axis ace, I am getting better cashbacks

 

[iamdhamo]

Hdfc infinia - paid
Amazon icici ltf
Icici coral rupay ltf
Axis Airtel 500rs
Idfc select ltf
Hdfc rupay business 250rs

 

[SmartSave]

Notion looks way cleaner than Google Sheets which I use... BTW, does notion allow a way to get data from external sources? Like stock prices for example. 🤔

IDK about fetching data from external sources, never tried with Notion but I think it should be possible. Another alternate is AirTable which is also very good and def. has support for external data through API.

 

[rahulsethi]

My updated portfolio (42 Active CC)

HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
HDFC Swiggy Mastercard
HDFC Marriot Bonvoy
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
ICICI HPCL Coral LTF
ICICI Rupay Coral LTF
KOTAK White LTF
Kotak Myntra FYF
Kotak League Rupay LTF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Amex MRCC FYF
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Pinnacle LTF
Indusind Eazydiner FYF
IDFC First Select LTF
IDFC Club Vistara
IDFC POWER+
IDFC FIRST Digital Rupay
Citi Indian Oil Card
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card
YES Bank Virtual UPI CC LTF

Secured:
Gild SBM LTF
Stepup Paisabazaar SBM LTF
Niyo Global SBM LTF
IDFC WOW LTF
Fi Federal Simplifi LTF

Only 8 left to half century 😋 suggestions which ones to apply next?

 

[Hisoka]

My updated portfolio (42 Active CC)

HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
HDFC Swiggy Mastercard
HDFC Marriot Bonvoy
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
ICICI HPCL Coral LTF
ICICI Rupay Coral LTF
KOTAK White LTF
Kotak Myntra FYF
Kotak League Rupay LTF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Amex MRCC FYF
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Pinnacle LTF
Indusind Eazydiner FYF
IDFC First Select LTF
IDFC Club Vistara
IDFC POWER+
IDFC FIRST Digital Rupay
Citi Indian Oil Card
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card
YES Bank Virtual UPI CC LTF

Secured:
Gild SBM LTF
Stepup Paisabazaar SBM LTF
Niyo Global SBM LTF
IDFC WOW LTF
Fi Federal Simplifi LTF

Only 8 left to half century 😋 suggestions which ones to apply next?

HSBC Cashback
SC Smart/Platinum rewards
Airtel Axis (close Samsung Infinite)

 

[cardio_guy]

My updated portfolio (42 Active CC)

HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
HDFC Swiggy Mastercard
HDFC Marriot Bonvoy
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
ICICI HPCL Coral LTF
ICICI Rupay Coral LTF
KOTAK White LTF
Kotak Myntra FYF
Kotak League Rupay LTF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Amex MRCC FYF
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Pinnacle LTF
Indusind Eazydiner FYF
IDFC First Select LTF
IDFC Club Vistara
IDFC POWER+
IDFC FIRST Digital Rupay
Citi Indian Oil Card
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card
YES Bank Virtual UPI CC LTF

Secured:
Gild SBM LTF
Stepup Paisabazaar SBM LTF
Niyo Global SBM LTF
IDFC WOW LTF
Fi Federal Simplifi LTF

Only 8 left to half century 😋 suggestions which ones to apply next?

get add-on card for all these for your spouse or sibling. make it 100 🙂

 

[rahulsethi]

HSBC Cashback
SC Smart/Platinum rewards
Airtel Axis (close Samsung Infinite)

All three I can't get, HSBC and SC are rejecting my applications. Airtel Axis I got the invite initially applied but as it was 4th card rejected now unable to take it forward as old application no sticks out in airtel thanks tried multiple times with airtel to get it reset no avail. Any other suggestions?

 

[Rohith-2009]

My updated portfolio (42 Active CC)

HDFC Diners Club Black LTF
HDFC Tata Neu Infinity Rupay LTF
HDFC Swiggy Mastercard
HDFC Marriot Bonvoy
Axis Magnus
Axis Air Vistara Infinite
Axis Samsung Infinite
ICICI Sapphiro Mastercard LTF
ICICI Sapphiro Amex LTF
ICICI Platinum Mastercard LTF
ICICI Makemytrip Visa Signature LTF
ICICI APAY LTF
ICICI HPCL Coral LTF
ICICI Rupay Coral LTF
KOTAK White LTF
Kotak Myntra FYF
Kotak League Rupay LTF
SBI Cashback FYF
SBI BPCL Octane
Amex Platinum Travel FYF
Amex Gold Charge Card
Amex MRCC FYF
Bank of Baroda Premier Rupay LTF
Onecard LTF (BOB issued)
RBL Bank World Safari Card LTF
IDBI Royal Signature Card LTF
Indusind Pinnacle LTF
Indusind Eazydiner FYF
IDFC First Select LTF
IDFC Club Vistara
IDFC POWER+
IDFC FIRST Digital Rupay
Citi Indian Oil Card
PNB Global Classic Visa LTF
AU SF LIT LTF
YES Bank First Exclusive Card
YES Bank Virtual UPI CC LTF

Secured:
Gild SBM LTF
Stepup Paisabazaar SBM LTF
Niyo Global SBM LTF
IDFC WOW LTF
Fi Federal Simplifi LTF

Only 8 left to half century 😋 suggestions which ones to apply next?

You got cards from all banks?

 

[ra007]

StanC Ultimate
Axis Magnus
SBI Elite
HDFC Regalia Gold
Scapia
Amex SE

HDFC Rupay Virtual Floater card*

 

[rahulsethi]

get add-on card for all these for your spouse or sibling. make it 100 🙂

Nice suggestion

You got cards from all banks?

StanC, HSBC left amongst the prominent private sector bank and many public sector banks are left